I got a letter from 1-888-659-2078, ext 1397 no company name only Mortgage Auditing Program, no addres either, no returned evelope.  I called I spoke to a guy name Rex he explained to me all the money that I will get as refund it was garanty,  I asked him what was the catch, he said that they only will charge me $299.00 to start the process and he will need a credit card number or a bank account number. I say that I will get back to him. Thanks for all the information published refering to this scam, I hope that someone do something about and get these people and lock them up and throw away the keys

They told me $279 i guess they went up on the price, and that was today.

The normal MO for this scammer is to send a letter through the US mail asking you to call their toll-free number but a few posters have reported this scammer has begun to telemarket this scam to deny victims the opportunity to look up this scam on the net.

this # continously calls my work phone.

Forensic Mortgage Loan Audit Scams: A New Twist on Foreclosure Rescue Fraud

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt177.shtm



Mortgage Assistance Relief Scams:
Another Potential Stress for Homeowners in Distress

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre42.shtm

I got this letter in Lancaster PA as well. I called the number and they said I qualified and that they charge a "no risk" $199 fee. If it is found that I am not owed any money they would credit me the $199. They also offer a discounted fee of $179 if you pay with a check over the phone. I did not give them any financial info and ended the call. I googled the company and found this info. Thanks for posting. I plan to take any action I can to make this stop!

Forensic Mortgage Loan Audit Scams: A New Twist on Foreclosure Rescue Fraud

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt177.shtm

Received similar letter in the mail over the weekend. I asked a neighbor who works for a bank and she said it sounds like a scam, if they ask for money it probably IS and don't give them any money or your credit card info. I called the number and talked to "Kristen" and yes they asked for $299 either by credit card or $279 if I used check by phone. I told her it sounded like a scam to me and I was NOT giving her my banking information, I'd check with my mortgage company and give THEM her number!

I got the same letter for  a $299 fee and told her I would check it out to see if it is legit before giving her any financial info.  I hung up and called my brother in law who is a bank VP.  He told me that it is most definitely a scam.  Save your money folks!!

I got the same letter except the phone number was 888-251-6057. same amount average refund and refunds equal to. Came from an address in South Jordan, Utah.

These letters and calls are ALL scams, people.  I got the Mortgage Auditing Program call AND letter (this time stating they were a Division of Consumer Services; last time they were a division of something else - LOL).  It's all a scam.  BTW, you can check with your lender and find all information for free.  Your lender is required to provide you with it.  Don't you suppose if this was as widespread as this MAP phoniness claims, that you'd be hearing about it on the news?  Or the Web?  Come on, it's a scam and they will take YOUR money (anywhere from $99 - $250) to "investigate" your lender and loan.  Then, you'll hear nothing, or that you are NOT owed money.  Then, MAP will disappear (at least where you're concerned).  Wake up people!

Baloney!  The Mortgage Auditing Program is a scam! Exactly which "Big Lenders" are being forced to pay, what amount, and other details.  YOU are scamming, btw, stating erroneous information! MAP is NOT a legitimate business and the are scamming people out of money to check on information the homeowner could check on with their lender for free.  Get a clue and stop spreading misinformation!

Why are you mentioning the USPS?  They HAVE to deliver what is addressed to you, scam or not.  And yes, the Mortgage Auditing Program IS a scam, but the USPS has nothing to do with it.  Again, they HAVE to deliver whatever is addressed to you.

You're a shill for this scam. California has issued a Cease & Desist order to AMT Auditing Services LLC but DBA as Mortgage Auditing Program and Enlightened LLC http://www.dre.ca.gov/pdf_docs/loanmod_drs/H5785SAC.pdf for breaking California mortgage regulations.
Your scammer overlords have been busy removing their names from their business registrations in Utah.
AMT was originally registered to COLTON MOODY, then to MARK SULLIVAN, and now to Chance 1 LLC https://secure.utah.gov/bes/action/details?entity=7968758-0151 and Chance 1 is registered back to AMT https://secure.utah.gov/bes/action/details?entity=7437501-0160 which is a very strange incestuous registration structure for 2 businesses. It isn't a cute way to get your scammer overlords' names off business registrations, it's a stupid ploy that an average person will see right through. And see that "Company Type: DBA" in the second line in AMT Auditing Services LLC's registration? Why would a DBA company use "LLC" in it's registered business name -- to fool people into thinking it's a LLC instead of being only a DBA?
Furthermore, Enlightened LLC, referenced in the CA Cease & Desist order as a "registered principal" of AMT and once registered to MARK SULLIVAN, is now registered to Double Rainbow LLC https://secure.utah.gov/bes/action/details?entity=7807703-0160 which is in turn registered back to Chance 1 LLC https://secure.utah.gov/bes/action/details?entity=7822422-0160   If you draw a picture, it looks like this:
AMT ===== Chance 1 ----- Double Rainbow ----- Enlightened     where "=====" denotes the incestuous registrations.
They did all this to get their names COLTON MOODY and MARK SULLIVAN off their business registrations and also to move Enlightened far away from AMT (previously linked through MARK SULLIVAN and now they are 3 links apart) but the BBB still lists Enlightened LLC as an Alternate Business Name for AMT at the bottom of AMT's BBB report http://www.bbb.org/utah/business-reviews/loan ... ork-ut-22302183 with a F=FAIL rating and (wow!) 41 complaints with 35 failures-to-respond. It's been N complaints with N-6 failures-to-respond for a very long time now that suggests AMT has simply ignored all BBB complaints after the first 6. And the BBB is still unaware of California's Cease & Desist order to AMT at this time, perhaps someone should inform the BBB?

Do not listen to the previous comment. There was a class action suite and several big lenders are forced to pay ,she is probably works for one of the lenders.

I got one in the mail today and did call yes it is a scam for only 299.00 dollars they will check to see if I most likely  will get a refund back  because there are so many red flags on mortgage! I told her I would think about it!

No, it's not "on the up & up". Patrick says here http://800notes.com/Phone.aspx/1-888-656-9964 on a similar audit offer that "When I asked what is the likelihood of them finding some mistake and me getting a refund from the bank, he indicated that "honestly" very rarely does it happen" and that's because lending papers are pretty much standardized, even ARMs. Lenders know what they can get away with and what they can't. Think your lender will refund money just because you have a piece sof paper from an unlicensed fake company you gave $149/$199/$249/$269/$299 to? Stay away from AMT.

STAY AWAY FROM THIS SCAM.

4-3-12 Got a letter in the mail from Mortgage Auditing Program Division of A.M.T. with a case number associated.  The call back number is 855-240-8593.  Says I am eligible for a mortgage analysis and refund review.  The average refund is $1,497.32 and one third of the refunds equal $3,000 to $7,500.  Would hate to miss out on that if it's on the up & up.  Called the number "experiencing high call volume wait is more than 5 mins." on 2 different occasions.  Think I'm going to shred mine.

I received their letter today in Carol Stream,IL..Spoke to a Kyle Lind. Ext 1177. This letter had a different phone # 885-240-8593
He asked for a credit card payment of $299.00 or a check for $269.00.I immediately implied his company was a fraud and told him I was reporting him and his company to B.B.B.

just got one in the mail in lancaster pa  thank god for this site cause i wouldve called actually did call but was on pc searching when i saw this site and hung up my phone

Got one in Lancaster PA.  I'm a computer networking technician and confirmed that the domain amtdivision.org is proxied and company info is not available.  A very sly method of stealing money.

I received this letter yesterday and everything about this letter was suspicious. So I decided to be a wise a$$ and call this company. I got three representatives who hung up the phone after asking to provide the licence number of the company and whether they are authorized to engage in the business of mortgage auditing. One representative stated that they do have a license but he doesn't have the number in front of him. Another one said that I can check the BBB. When I mentioned that there is a lot of complaints filed against your company and that you are not approved by BBB, the phone was disconnected. The other, who could barely speak English, was struggling to provide an answer and was all over the place and she too, disconnected the phone once I told her to remove my name and all information she has (which is public record regardless). Don't fall for this scam!

You do not get the software on a CD, the software is on their website where you have to log in, then enter all your financial details like $paycheck, card $payments, utility $payments, $mortgage, etc. on an insecure http connection. All your info is stored (probably unencrypted) on their servers and who knows where your info is going to go in the long run? It's much safer to cancel/replace your account because scammers have it and can charge in the future.

I just called my bank to have them reverse all of the charges.  I never received any service nor did I receive any software and it has been less than 60 days.  Most banks can dispute the charges even if you did pay them like I did.  I am also providing the information above with my paperwork showing the bank that this is a scam.  If you don't do it within the 60 day time frame then you might be SOL.

Good Luck

It just happened today
It sounded so good, but I did some research and realized that it was a fraud.

Watch out- I try to believe I am knowledgeable about these things, but it sounded sooooo good

Someone else needs to call the FTC at:

If you have a complaint about any type of consumer fraud, including any type of mass-marketing fraud, you can file a complaint through a toll-free Consumer Help Line, 1-877-FTC-HELP (1-877-382-4357) or online with the Federal Trade Commission

The complaint needs to be about the fact that the letter states it is NOT a solicitation when in fact it is.

Just as what is happening to others. Tried calling this amt to ask but good thing i told them i will do some research first. Hope this people go to prison and should be stop  NOW ...feel bad for those people who get into this trap.

Hi Paula, again. I forgot to mention that you were also signed up for a negative-option, 30-day free trial of $49.95/month 30to8 Debt Software (accounting software) when you bought the audit. If you fail to take positive action to cancel it, you will be billed after the free period. The last time I looked, cancel instructions were on the Cancellation Policy page on the website 30to8.com. You must cancel this as well. Again, I hope you read this.

Hi Paula, am sorry for your loss but you do not describe how you were scammed. If AMT refused to refund your money after finding nothing wrong with your loan documents, there is a small chance you can still get your money back. AMT does not give refunds, it gives rebates and you have to find the rebate form and follow the instructions on the form to get your money back. The last time I looked, the rebate form was on AMT's FAQ page on their web site amtdivision.org and there is a 45-day window starting from the day you receive your audit results (though AMT can change this definition anytime it wants to). Paula, I sure hope you read this.