MISS I KNOW WHO MARK SLOAN IS I FIRED HIM FOR THE WAY HE CONDUCTS HIMSELF, TAKE THAT RECORDED CALL THE YOUR ATTORNEY GENERAL AND A LAWYER THAT HANDLED DEBT COLLECTORS THAT A SLAM DUNK CASE. INSTEAD OF PAYING THEM THEY WILL BE PAYING YOU!!

I received a phone call last week from this number for a suppossedly online payday loan taken out back in april of this year from Liberty group!! The person who called name was Mr. Mark Sloan, and he advised me that His office was giving me 90 days to make arrangements with his client , or he would be authorizing them to file papers with a local court office with summons to have them delivered to my home address!! I called the # Back that was left on my voice mail, and first off the gentleman stated his name was patrick but when asked again a few minutes later he said his name was Marshall Jo Thomas.. He said that they had already sent out bunches of emails to different email addresses that I don't own, and also mailed us a letter to our home address which haven't received anything. Stated that unless we make arrangments to pay them they would be filing a letter to the courts and they would be filing charges! We kept telling them that we'd be more than willing to make arrangements upon receiving a letter by mail and then he said that they were unable to send any letters which is crap.. He then asked for my social security number, which I didn't provide and said that's ok I can look it up by your last name and then when he did He called off the last four and they didn't match up.. I just think this is all bogus and if they keep calling me I'm going to call and have it reported to the FTC and to whoever I need to until this stops!!

The company call me and said they was going to serve me papers to my job and home.

I received a call from this number and from 888-480-6675 regarding collections for a Pay Day Loan.  The "gentleman" who left the message said his name was Investigator Morrison and that there were criminal and civil complaints filed against me.  He also said that several letters have been sent (none of which I have received) and that I have missed several court proceedings (of which I have never been notified).  He also threatening to revoke my license.  I am assuming drivers license, but he didn't specify.

Now, I have been in default of LEGITIMATE lenders in the past.  By legit I mean CC companies, etc.  I have been issued court summons via CERTIFIED MAIL and via Courier.  

These guys are jokes.  They call up people threatening them with actions that hold no merit.  Payday loans are illegal in NJ and they know it.  They can't do anything and they just call with threats to try and bully you into paying them.  

you are such a liar, maybe a debt collector.  No police can arrest you for a bill.  I  must go thru court. Unless the collect told an untold about your action.  Such as someone liar on the credit application, an individual will only  have this inform on his credit report or garnishment.  No the local law come knocking at your door.  liar

Thanks for the information

Informational Post:
<please note that with the government shut down, some of the sites are not taking complaints at this time>

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I have been receiving calls from this number as well as the others I've noticed on here and some Guy named Logan and a Patrick call themselves talking to me about I owe a payday loan that I know nothing about and trying to figure out how in the world someone just got my information like that to take one out like that because for one, you have to have a job to take out any kind of loans and me I'm just a college student and I told him that and he was like, "well you still will have to be responsible" and I just told him " Oh no I'm not being held responsible for something I didn't do so I know for a fact that I'm currently a victim of identity theft and I've been watching my credit and I do now have protection on everything to be on the safe side and I've also made phone calls to inform everyone I have credit through to keep and eye out on unfamiliar activities. I also had to make disputes of things I've never seen on my personal info on my credit report and they removed all of that. But again, I've been receiving phone calls from these people and at first it had me scared and I was like ok I didn't write any bad checks hell I dont even write checks I use my debit card or credit cards. And the guy Patrick was telling me that when you are using your debit card it's like writing a check and I told him that you are calling me about a claim that I didn't do but yet bust up and say that it needs to be paid today or else or we gon turn it over to the county court house not to far from where I live. Because when he or she called the first time, I missed the call and my mom told me there was a message left on the machine telling me that I needed to call back and that if I didn't it would be turned over the the Meriwether County sheriff's department and threaten to take me to court because these was considered as check fraud and it's big felony and threatened to have me arrested for fraud for this matter. Then I called back, some other guy answered the phone and hung up twice in my face and then I called back again and finally go a hold of the same person that answered, I asked him did you just call my place of residence? and the guy was like, no we didn't, I don't even have this number where you calling from on file. And I said to myself uh-huh red flag number one right there when someone from this number just called here like over 5 mins ago. I said what a bunch of liars already. Then he asked me what ref # I was calling about I gave it to him (because again, I had to get the number off my answering machine) so I gave him that and he said "are u looking for a guy name Logan?" and I replied " Yes" then next thing I know he transferred me over to this guy and I only talked with him like only 2 mins and then after he explained to me what he called for then I told him that I don't know anything about this matter then thats when he transferred me over to the so called head man Patrick.

Then when I told him that I knew nothing of this matter then he went all into detail talking about well you took out this payday loan back in so n so n so n so...and I said no, I did no such thing and I don't write checks and when you are doing a debit transaction they have check numbers called a ACH to withdraw from your checking account or to deposit money into your checking account for the loan and I didn't never know they went by check numbers saying that they were subsidied with my bank and all of that. Then I broke down and started crying then my mom calmed me down and she said, ask them their company information and this is where things started shifting, he hesistated about giving me the information to the company....then I said ok here's another red flag there what company or collection agency is not willing to give out their contact information?! Then he kept running around the bush talking about well if your mom is willing to help you with this matter I'll be willing to give her the information about this payday loan and what happened but yet still refused to give any information as was asked upon request and then he was like well we are a legit company and there is no problem about giving information but yet still no information was given.

Then next, he gonna swear me up and down that I had a gmail account that was created from my IP address and he called it out and I said that's not my IP address that you called out. Then he gon say well this email address was made from this IP address at your place or residence and I said um no I don't have no such email I know all the email accounts that I've had but not that one and then he brought up this company called crooked wireless and I said what in the hell is that? Patrick said that it is for people who have terribly bad credit that can't get a phone like me or you could and I said umm,,, Im with Verizon wireless and I don't deal wit such things and he said well there was a gmail made from verizon wireless from that IP address as well and I said sir, I don't own a GMAIL account like that and you gon tell me that I made a gmail account? I said the only gmail account that im associated with is from my college at the UOP and they have gmail accounts but my gmail has the school's name on the end of it how can that be? then he jumped to another subject talkin about do you have any relatives that can help you pay this debt? and I said no I don't and I don't have any money to pay it because I've never heard of no castle day payday loans and I asked again where did he get my info from and he wouldn't never tell me all he said is that I can make an arrangement with you to pay half of what is owed and I can only take it by debit or credit card and I said to myself he must think I'm a fool to give him that kind of info when he wouldn't even tell me the name of the business he is associated with nor would he tell me the address of the place. I kept hearing him tell the people in the back ground (he thought I couldn't hear his a**) that y'all need to calm down while I'm talking to these people and I said what kind of call center would run like that? thats too surreal and I've never heard of a supervisor or head man talking to other employees on the phone like that I mean he was super rude and very unprofessional. But he call hisself the fraud department?! yea more like trying to take people's money and live off of it department thats what that sounds like to me and I personally couldn't prive off innocent people even if they do owe a debt, (a real debt collection agency) doesn't go all out to harrass people this bad like these people do this is a straight scam! And they don't hesitate to give out their information either. So what I did was ended the call with the Patrick dude and called right back and asked the so called front desk dude for their company information and He told me but he kind of hesitated to tell me and I told him to send me a document to my real primary email address and it took them two days to send it to my email address and I looked at the letter and its not even in a professional format. As many business classes I've taken I know a real letter lead and how to write a business letter. This too was not what I was looking for.,..I told him to send me documents about the debt and again he didn't do that but only sent what was owed to the company and said that I have a right to contact the lender within thirty days or send something in writing.

And I was like what happend to the original paper work you claimed that you had? and this is all that he could come up with? wow I said fake, fake, fake....I will be making a complaint against this company and I really hope they get these people because they are scam artists! I know for a fact that a debt is a civil matter and not a criminal matter. And alot of these payday lenders are illegal in certain states. And my mom was like if they were really going to do anything about someone whodoing check fraud, they would have been locked u up or anyone who is doing it and wouldn't waste time doing it they would serve papers right then for their arrest not wasting time calling and harassing anyone about paying a debt. Instead these people was to suck money outta people for a living instead of getting off they a***s and getttin real jobs like some people have and make real money but nawl they wanna call and harass and lie and theaten ppl to make them believe them so they can get all they can out of them to make a living and it's a damn shame I tell u. May God bless their souls cause what goes around comes around and it will hit hard Karma is a bad B***H and she don't play!

oh, yea what a name for a company huh? Chase, Douglas, and Meyers.....yea when I googled I couldn't find anything on this company and all came back to these forums of how ppl are being harrassed by these people and got an "F" from the BBB ain't even BBB accredited. Now there is a such name as Chase, Morgan and Meyers company for sure and we all know who they are especially if you own a chase credit card. End of Story #caseclosed..........

I received a phone call at 8 this morning. 1. I work late. And by the time I actually get to sleep if you wake me up I am a royal pain in the a**. And 2. If you immediately start yelling at me for someone.. I'm going to yell right back. He immediately asked for my mom. When  I said that this wasn't her number, he asked me who I was. I informed him that I am her daughter and I can give her a message. (I'm not giving out anyone's information period. He went off like I just called his momma ugly!. He said I was impeding an investigation and that I would need to provide him with MY information so he could have me served with a warrant. I informed him that since he didn't tell me who or where he was from although he slipped and said he was from Florida. (not sure if it was just out of smart assness or juts stupidity.) He said he didn't have to tell me anything. Um.. actually.. if you want to serve me with a warrant to go to court.. Yes.. yes you do.. So I hung up on him. and He called me RIGHT back. I didn't answer so he left a message on my machine saying Danielle nice to know the name.. well.. I was trying to get a hold of your mom due to fraudulent check writing and give her a little extra time but that's gone now.. call us to have it resolved. He said his name was Patrick Bateman. I'm sorry.. But the Lead Character's name from American Psycho does not instill confidence that you are from a reputable company.

I called my mom and asked if she had written any checks. She doesn't even use them. Go figure. So I warned her to tell her job if they hear anything from a wannabe Christian Bale to just hang up on him.

I have been receiving calls from these people for the past two days. They threaten to have my wages garnished plus have my drivers license suspended and my license plate on my car suspended. I called the Federal Trade Commission. They told me not to give these people any info and took my complaint. They've been calling from their 855 339-0724 number until i stopped answering. within seconds i got three additional calls from Unknown, Unknown, and no caller ID. I really hope these people get caught soon.

HEY HEY HEY CHASE DOUGLAS MEYERS HAS A BRAND NEW TWIST- THEY HAVE UM AND 855 NUMBER (855)339-0724 AND PATRICK HAS ONLY CHANGED THAT! HIS ATTITUDE STILL SUCKS BUT NOW THERE SO CHEAP YOU GET TO PAY FOR THE CALL WHEN THEY CALL YOU!! YAAAAAA CHECK YOUR PHONE BILL! AS FOR TIFFANY AND KEVIN CHASE, THERE TRYING TO CATCH UP WITH THE PHYSCO- OH BY THE WAY YOU DO KNOW JASON BATEMAN IS FROM THE MOVIE PHYSCO

patrick bateman was calling leaving msgs on my cell, then called my work..advised him to not call my work and he said he will continue to call. i H/U and he kept calling me back, said that he wanted to talk to my manager..advised him no, advised this was a personal matter and no need to talk to my manager..said they he needed to arrange to have the police come serve me. he was rude and even called my wife a smart a**. this guy broke the FDCPA and seems like he is trying to get his company sued. he: gave my info to my ex wife, continue to call my work.

That is the same dam man I have been dealing with. He is nasty ..I was doing everything he said he was debt Wing my card for 3mths until I found not pay on the exact day he wanted me ..and when I asked for another week to pay HE WENT OFF..and talk nasty to me and hung up in my face also.Than I found this site and I left a message on his voicemail on Aug 28,2013 because he wound not answer anymore...I told him that he was not to debt my card anymore I would contact the company to make arrangements myself and I was RECORDING this message.Was unable to contact company because the number that I found gave me another number which was these same people..NEVERheard from Mr Brett Hagler again..nor have i been served papers..hopefully i wont!!!!!!the numbers I have for him is1-888 -702-5069 his direct line and 1-888-725-2490..which was suppose to be the office number

This company called me for my brother and informed me that my brother was involved in check fraud. Gave me a number to contact Bret Hagler at ext 537. When he contacted the number the person hung up on him. Sounds very fishy, if this was a legit company they would not give me my brother's information like that. There are privacy laws. I hope no 1 gives this company any personal informatoin or money. smh

http://www.bbb.org/south-east-florida/busines ... ive-fl-90075735

Chase Douglas and Myers
(800) 503-53964611
South University Suite166,
Daive, FL 33328

They have an "F" rating from the BBB.
Factors that lowered Chase Douglas and Myers' rating include:

   Failure to respond to 2 complaints filed against business.
   BBB does not have sufficient information to determine how long this business has been operating.
   BBB does not have sufficient background information on this business.

Hey, if the shills can make up those illiterate story's,I'm gonna give em one of mine!   I'm going for the gold medal in Funny Fairy tales BTW!   ROFL!  

If you want a good Irish tale with lots of laugh's, John Wayne in the Quiet Man..

LOL!  Most of that sounds like what I did at my local Irish pub last night.  Well, minus the unicorns and leprechauns maybe.  I did listen to an Irish band, drink cider, and do some Irish dancing though!  Next time I'm there I'll keep a lookout for shills ;-)

You know something? Looking at your comment "I've seen you commenting on multiple websites" it make me believe you spend a lot of time here looking at the comments.

Is Ashley your real name?, or one of many you use?

OH MY!  I SAW A RAINBOW AND SLIDE OVER IT AND LANDED IN A WEE LEPRECHAUNS LAP WHO WAS SITTING ON THE WEE POT O'GOLD!  NOT ONNLY DID HE KISS ME, BUT SIAD ITS MY LUKY DAY AND THE POT O'GOLS WAS MINE TO KEEP!  THEN THE UNICORNS APEARED DOING A IRISH JIG WHILE THE WEE LEPRECHAUN PLAYED HIS FIDLE AND JUGS OF MEAD WHERE FLOWERING I TELL YOU!  WHAT A GRAN PARTY IT WAS..

Wow a hearing in 2 days.  Unheard of in this day and age.  Good story though if it wasn't all bull.

OMFG! THESE PPL DONE THE SAME EXACT THING TO ME AND MORE! IM NOT BACK IN THE HOUSE FROM MY HEERING FIVE MINUETTS WHEN I GOTS CALLED 324 TIMES INA ROW AND SOME MANS LAUFHING AT ME AND SAYIN "HOW U LIKE UR BROKE-AZZ NOW?" THEN IGOED OUTSEID TO GET MY MALE WHEN 2 GUYS JUMP FROMA LUANDREE TRUCK AND TIE ME IN A ITCHEY SACK SAY AGWAY ON THE SIDE. IDONE NO HOW LONG I WAS IN THEIR BUT THEY BEET ME WITH STIKS OR SUMTHINS FORA LONGTIME. THAN THEY LEMME OUT AND MAKE ME WARE A BIG SIGN SAYS KING DEAD BEET AND THEY TAKEING PITCHERS. THEN THEY DROP A PIANO ON MY FOOT. AND THATS THE LAST THING I REMEMBRER BUT ALLI KNOWED IS THESE PPL MEEN BUSSINESS!!!!

Phew .... well, I could go on some more but unlike "Shannon Williams" I'm not paid to write illegal debt collection horror fiction.

Admin Edit: "It's a SUSPECT message!"
_________________________________


I WAS CONTACTED BY THE COMPANY ON  7-08-2013 AT 4 PM THEY STATED THAT IF I DID NOT SET UP A OOCSA OR SOME CRAP THAT I WOULD BE SERVED AND FACE A JUDGE BY THE NEXT 2 DAYS. I REFUSED TO SET UP ANYTHING AND WAS INFACT SERVED BY  LEGAL CURRER SERVICES LLC. I ATTENDED THE DATE FILED AND NOW HAVE TO PAY  5000.00 INLEGAL FEES PLUS THE AMOUNT I OWED THE COMPANY ON TOP OF THAT MY LIC WAS SUSPENDED AND I WAS TERM FROM MY JOB FOR THE CRIMMINAL CHARGES PLACED AGENST ME. IDK WHO THESE PPL R BUT THEY MEEN BUSINESS. I NOW HAVE A JUDGMENT ON MY RECORD AND 3 CHARGES I WAS DROPPED FROM THE FELONEY CHARGE TO A MISTOMENOR BUT I REGRET THIS WHOLE THING THEY CALLED ME FROM 888-480-6675 I CANT REMEMBER THE WOMAN I SPK WITH BUT I WISH I WOULD HAVE LISTNED.

An upset/frustrated shill!  Good!

Rubbish.

Not this canard again. The ends do not justify means, as spelled out in the FDCPA, which covers "any natural person obligated or allegedly obligated to pay any debt". It prohibits harassment of "any person in connection with the collection of a debt" ... stress on *ANY PERSON*. The law doesn't care if the debt claim is true or not. Abuse created by your pals is abuse to everyone.

} this is harassment and is illegal for even a legit company to call more than once a week ... they can not call more than once a week per supreme court ruling in 2005.

Ridiculous. Please cite your source. Had SCotUS made such a ruling, the entire debt collection industry would have been throwing a continuous tantrum every day for eight years demanding retrial. A once weekly call pattern I'm fairly sure would be considered extremely polite in every jurisdiction. Consensus opinion usually holds three nonprohibited collection calls *per day* to mark a limit of tolerance.

The FDCPA does prohibit annoying and harassing call patterns, but *does not* set any numeric benchmarks or try to define "annoyance" or "harassment". Those are subjective emotional states. FDCPA claims of that sort depend entirely on the frequency and context of collection calls. You will never get a harassment claim to stick to your blubbering that "I wuz called twice dis week" unless the agency had been on prior notice that the calls were *inconvenient* ... a key term in the Act.

All said, the false threat conduct described in this thread provides plenty of serious ammo to use against this fraud factory. You almost don't need simple call pattern claims when you got some hoodlum telling you to prepare for arrest or imprisonment.

Like what ShillKill says: "debt is a civil matter, not a criminal matter."

Debt Prisons have been abolished since the early 1800's in America.

If you live in Iran, then I may believe you.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

Again, if you have no complaints excuse yourself from this page, cause other wise you are here harassing the people whom do.

Ashley if you don't have a complaint get the hell off of this sight, this is for those of us being harassed.