They told me there would be an initial fee of $75.00 before I could even start.

The number they called me from is, 406-559-2167. Said they represented the bill coach, and immediately began to ask for personal info. Said I was not interested and the lady persisted. She spoke with real bad broken English. Gud mor nin sir. I m lukin for Jo-seph. My name isn't even Joseph yet she persisted that I needed their services. I said thank you but no thank you and hung up. Hopefully this is the last I hear from them, but I doubt it.

I got a call from them after filling out a questionnaire and they showed me with an option to get out of debt.  The program they signed me up for was credit counseling.  I know its a legitimate program because it says it at the bottom of my credit card statements.  Long story short - there wasn't a upfront fee(good sign) and in the end it was up to me.   3 payments have been successfully made to my credit card company. This was my biggest worry, thank god.  Hope this helps.          

I've been dealing with The Bill Coach to lower my monthly payments & close credit card accounts.  They have several local numbers, in addition to the 888-851-7639.  When questioned, they told me they have local numbers for people who don't have long distance coverage, so they can reach them.  
When I googled The Bill Coach initially, there was very little information - and nothing bad -- nothing stating they are a scam operation.  I am very upset - to say the least !!!

Are you currently signed up with the Bill Coach

Did you end up going with The Bill Coach

You are just as low as them... I am sure you are making some of these calls too, aren't you? Turd...

shill alert!

The Bill Coach was very helpful in getting me lower interest rates. I was a little skeptical at 1st. Mr. Thomas took the time to explain to me the process and helped me enroll some of my credit crad accounts with high interest rates.

Came from a Massachusetts numbers as well, 978-215-9994.

I just called the toll free # I was given to contact them and it said I was calling "The Bill Coach".

They called in response to a questionnaire I'd filled out on net for credit card debt. I wasn't expecting a phone call and was quite surprised. Did ask for correct spelling of my name and birth date. When I said I was skeptical about giving my date of birth they said this would stop the application process. I told them I wanted to call credit card company and see if they would help me. I was told to go ahead and see if CC company could beat the deal they gave me and if they didn't hear back from me in an hour they delete any info given them and stop app process. If they can help the way they said this would be great!!

Trying to figure out if they are legit? OR  Should I watch my step? They were very nice on the phone,  If what they said is true, it would help me a lot.

They called me today, spoofing as if the call were coming from my city.  It was the same sort of story.  "The Bill Coach" represents unnamed not-for-profit companies, so they say, that have pre-negotiated low interest rates with major credit card lenders.  They ask for your credit situation (lender, such as Chase or Citibank, and interest rate, and loan balance, and monthly payment), and then tell you how long you will take to pay off the bill at the current rate and how long under the plan they claim they can offer.  They also give you "before" and "after" comparisons for the monthly payment and how much interest you will pay over the life of the loan.  They claim that a month after you apply for their service, they should have the new plan details in your hands.

They have a hard time accepting "No", asking "What, you don't want to save money?"  "You don't want to play less interest?"  They are willing to stay on the phone, hopeful that you give them your personal information, for whatever their real purpose is.

They said they'd help with my debt.  I gave them all info & when she told me what the new monthly pymt would be, it included $49.00 per month fo a "benefit program"...not something I want or need.  Hopefully i won'thave any problems telling them NO...to be continued???  Oh yeah, they "claimed" they were non-profit...I guess that's why they chg $49.00 per month for some goofy bebefit program???

"The Bill Coach (TBC) is a for-profit company that enrolls consumers in a member-benefits organization that provides savings discounts on consumer goods and services. TBC does NOT assume, pay, settle, prorate or otherwise manage any debts, does NOT provide debt management or credit counseling services of any kind, does NOT provide a loan or financing of any kind, does NOT provide credit repair services of any kind, and does NOT provide legal or tax advice of any kind. Consumers interested in other professional services may be referred at no charge to third-party professional-service organizations with their own independent programs and fees. No purchase is required to be referred. TBC is independently owned and operated and is not affiliated with any such third-party professional-service organizations to which consumers may be referred. Separate fees, terms and conditions apply to membership program and to services of any professional-service organization to which consumers may be referred. If you are referred to one of these organizations you must qualify for their program to participate. Not available in all states. Please read and understand contract terms and disclosure materials before enrolling. Nothing in this message should be interpreted as a digital or electronic signature that can be used to authenticate a contract or other legal documents."

"This message is solely intended for the recipient to whom it is addressed. If you have received this message in error, please advise the sender by reply e-mail, and delete the message."

They are "The Bill Coach". I could not find their info on BBB's website. They are a 3rd party seller who signed me up for a credit counseling program. When I tried to back out they threatened to contact my creditors and remove my ability to re-apply for credit counseling in the future. They bullied me and committed fraud against me. Do NOT EVER do business with them.

The guy called and told me that I called a number a month ago and asked for help lowering my interest rates on my credit card. I never did, then he proceeded to tell me to pay in full right there.. I hung up. Didn't sound real at all.

multiple prank calls after business hours. young man calling and yelling into the phone the first time, silence the second.

Asked for me by name, asked how I was doing.  When I asked who was calling, the guy hung up.

hang up call

Called to help me with my problem and would not say what problem.  I  dont have one   .....