I got a call from my father at 7:45 am this morning and he told me that some Fraud Investegator told him that they had me on camera commiting fraud. He gave me her number and told me to call her and find out what it is about. After I hung up with my dad, I noticed I had a voicemail and missed call from an 803 phone number. I called Rosario Jones back at the 888 number but I got her voicemail. So I called the 803 number in which she answered right away. I got the information from her and she had me scared and bursting into tears because she said I was facing almost 2 years in prison for committing "malicious fraud". I explained to her that I never committed any fraud and did not want to lose my job and that I am 7 1/2 months pregnant. She put me on hold and talked to the lawyer "on the other line" and they made a deal for me to pay $700.00 by 11 am my time. After I stopped crying, I called my dad back and explained what Rosario Jones had told me. He calmed me down and helped me to figure out that Rosario Jones was a scam artist after doing some research on-line. They refused to take payments and after I ignored her call she called my father. He requested her badge number or more information about the company she worked for and she hung up on him several times. She told him on the last call that she was going to press charges of "harrassment" if he kept calling her and he explained that what she was doing was illegal and he also pointed out that she had called him at 7:!5 am and harrassed him for my information. Just want to give everyone a heads up. Don't ever fall for Rosario Jones or anyone that calls you and threatens that you are facing jail time.

This is a criminal extortion ring operating out of India. ABC News released an investigative report on it in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

http://www.ftc.gov/opa/2012/08/bgm.shtm

In the meantime, you are going to have to do whatever you can to protect yourself. That includes letting them know they are running a scam and are reporting them to the authorities.

Ms. Rosario Jones called me today claiming that she was from the South Carolina Law Enforcement Department (SLED), and work with the Special Investigations Unit.  She posed herself as a caring state worker who wanted to help me before she forwarded the file to the judge.  She claimed that she cold see from my records that I was "GOOD" person and that she would hate for these charges to be filed on my for FELONY BANK FRAUD.  I immediatel freaked out and asked her if there was anything she could do to stop this.  I told her that I was not even sure this debt was mine because I have never received paperwork but at this point, I wnated it to go away.  I did not want to ruin my reputation or career.  She sound so empatethic and put me on hold to "speak to the law offic ethat was filing on me".  She came back to the phone and told me that they agreed to allow me to pay $900.00 by noon and that would drop the charges.  I called my husband because I was at work and asked him to take  the funds to Money Gram as instructed by her with codes for a company called ACP.  Thank God that he was thinking with a clear head.  He slowed me down and told me to contact the courts in South Carolina and further investigate.  I did so and come to find out that she is a scam and they had already received another report from an innocent victim who actually paid her and called the courts to see if the charges were dropped.  I was so upset.  She called me back at 12:16 pm to see why I had not sent the money to her.  I told her she was a scam artist.  She then proceeded to tell me that I was making a big mistake and see was going to file the paperwork because I missed m deadline.  I spoke with the police department in South Carolina and the county where I live.  They both assured me that no one would be arresting me and if she called back, to tell her to stop harrassing me.  Unfortunately the police department is not able to do much because these scammers are so good at what they do.  They spoof or spook the phone (not sure of the correct terminology) so the calls can't be traced and they use fake names.  It is unfortunate because I was so scared and willing to pay.  I had the money to do so.  I feel bad for those who were just as scared but lacked the funds but paid anyway, even if it came from rent, bills or food budgets for their children.  This is sad. BE AWARE.

This Lady Rosario Jones called me this morning, stating that she was from the Fruad division, I owed money from 2006, on a cash advance loan and that charges will be filed on me in 2 hrs unless money was sent. I would be going to jail and state was filing charges.  Once the Judge signs the documents I would be arrested. and it would cost $5000. to bond out on friday.  That I needed to send $1000. today to settle this acct and everything would be cleared.  She really had me going.  I don't understand how she got so much info on me.  I wish their was away to go after her.

This lady by the name of Rosario jones called me as well saying that I was being charged with fraud by check. She told me she was the director of a fraud department but she wouldn't disclose the name of the agency. She said I had till 2 pm ( it was 12 when she called) to pay or else she was going to release an affidavit so that a warrant can be issued for my arrest. She then "spoke" to the lawyers that were supposidly filing the law suite against me and said that they will settle my account. She wanted me to pay 1400 by 2pm. She seemed like she knew the legal system but she is a fraud. She uses harassment and intimidation to get people to do what she wants. She wants the person who " owes" the debt to send the money via Money grahm. This is so the funds can't be traced. The company that receives the money is based in Jacksonville Florida. Their name is ACP. Aka accelerated check processing. That company has many complaints with the better buisiness burea for malpractice in collecting a debt. Their methods are illegal and they should all be reported to the better buisiness burea and the attorney general so we can put an end to their unjust practice.

Rosario Jones called me today about a past due bill from 05 saying if I pay $750 today they will drop all charges but I would still go to jail for 48hrs.

Today Ms. Jones 1-888-972-7937 called me with i owed $2000.00 on a check and if i paid them $1000.00 by 2'oclock the charges would be dropped. But if i didn't that i would be arrested by 2 pm. I tried to even work out a payment option and the _itch hung the phone up in my face. Called back and asked to speak to her supervisor and then Jones told me if i called the number back she would file charges for HARRASSMENT mind you she has called everybody that she could leaving messages about me being charged with FRAUD. All i want to understand is WHO is harrassing WHO.

A lady by the name rosa jones called me saying she was calling from the fraud department, and that I was being arrested. and that I had to pay 662.00 today and they would drop the charges but I would still be in jail for two days until I can go be a judge.

This lady called me at my place of work and said she was from the fraud department and said she I commited fraud.In which I said I did not and then she threaten me with being arrested. i don't understand how these people can do these things?

Rosario Jones called making threats about me going to jail because of payday loan.

What new Fraud scam have they come up with now.  They say i must call to resolve a bank issue or something like that.  I call just for kicks and some lady named Green answered.  I had to wake her up first.  Slow and stupid doesn't even come close.  I asked her what game she was up to and she wanted to transfer me to a manager.  That was enough fun for today.

jr