888-997-1189
| Barbara 2013-11-15 00:35:08 Debt Collector |
These people called my sister's cell phone, her husbands cell phone, and my sister in South Carolina. All with the same messege. I finally called and they said I owed $3700. on a credit card I don't and didn't have. they said they sent a summons to my house 45 days ago, to an address I had not lived in for over 3 years. They also threatened to garnish my wages. They called everyone and left messeges , but failed to call me. How dare they call all my family members with a messege they should not have left for them to know, That should have been a private matter between me and them, not for each family member to know what it was about. Very unprofessional.
| Ellen 2013-10-05 21:01:55 Unknown |
Did you ever get your papers? I got he same type of call now said they are going to garnish my wages
| Ellen 2013-10-05 21:00:21 Unknown |
Did you hear anything else from them? I too, recieved a call from them..they left a message with a case no. When I called back a lady said I ignored a paper from them and also a summons. Now they will let me employer know to garnish my wages? Said it was fro a cc from 2005, I never had anything like that before. Are these people legimate or what?
| EVELYN PEREZ 2013-09-29 13:57:00 Debt Collector |
THIS NUMBER AND SEVERAL OTHER NUMBERS ARE HARRASSING MYSELF AND FRIENDS AND FAMILY.
THEY WILL NOT DESCRIBE THEIR BUSINESS BUT ARE CALLING AROUND WITH MY NAME.
I HAVE FILED A FORMAL COMPLAINT WITH AN ATTORNEYS OFFICE AND OTHER FEDERAL AGENCIEIS.
| Tina Flores 2013-09-27 00:26:33 Debt Collector |
Got a call gave me a case number then was transferred to a person saying that I have a court judgement against me for a credit card and threatened to garnish my social security benefits....summons never came and he said he will file again after the ten year statue of limitations and I am still waiting for the process server. Called back and told them I wish they will die...never heard anything...searched for the case number...no such case exists...worked for a collection agency for 25 years...this is a scam...
| Mandyg57 2013-09-25 00:00:32 Debt Collector |
My husband and daughter received calls asking for me and kept them both voice mails with all my info, which I think is a breach of personal information.
I called back to be insulted and threatened they will garnish my wages, lien on home and bank accounts.
I spoke to Kelly Price and Lacey Palmer which hung up on me 4 times after I was upset and when I called back was told to stop calling them back. Nasty disrespectful individuals. Was called a liar, lazy, trying to scam the bank.
| Tamianth 2013-09-24 23:57:23 Unknown |
Clear violations of the FDCPA laws..
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
Also read up on the laws and your rights:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
And see:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?
Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:
Misrepresent Him or Herself
A debt collector may not misrepresent himself as an attorney or law enforcement officer.
Use the Telephone to Annoy or Harass
A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.
Threaten Arrest or Lawsuit
A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.
Use Abusive or Threatening Language
A debt collector may no use abusive or profane language in the course of communication related to the debt.
Publish a Bad Debt List
Publishing the consumer?s name or address on a "bad debt" list is prohibited.
Contact By Embarrassing Media
A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.
Contact a Consumer at Work
A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
Seek Unjustifiable Amounts
A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.
Contact a Consumer Represented by an Attorney
A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.
Communicate With a Consumer After Receiving a Validation Request
If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.
Communicate With Third Parties
A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.
Bills.com FDCPA FAQ
Below are questions Bills.com readers ask frequently:
Can a Collection Agent Call My Cell Phone?
Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.
I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?
No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.
A Collector Says I Will Be Arrested if I Do Not Pay
This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
| Mandy g 2013-09-24 23:54:16 Unknown |
My daughter and husband received calls asking for me and left them voice mail with all my info which is a breach of personal info.
I called them back and had some nasty woman Kelly Price tell me I was lazy and if I only had put a stamp on envelope and paid on time I would not be having this conversation with her, I got upset and she hung up on me. I called her back 4 times and she was just a b*tch and hung up again.
She said they were going to garnish my wages, lien on house and bank accounts.
URG is a fraud to me, waiting for summons to come as she said I would get, I looked at my credit report and that account does not exist.
| Garrett 2013-09-20 21:31:52 Debt Collector |
my mother and I got a call from these people of coursei recorded the conversation
Calling me a chester chester child mulester
| Linda 2013-09-19 15:39:40 Unknown |
If u tell them its being recorded, they hang up on you.
| Linda 2013-09-19 15:37:37 Unknown |
Last night we called the police and made a report on these people, because the man told me "I know where u r and I know where u live" gave me a feeling of threat, the police told me we shouldntworry that nobody was going to show up its a scam, they did however take down the phone num. and names I was given and they r goign to investigate this, we believe this to b a scam, if u get a call w a num. to call back either acll them c what they have to say or if it sounds fishy make a police report in ur town if not ignor them.
| Linda 2013-09-19 00:58:04 Debt Collector |
I want to know who this is, from what I went thru today Im going to call the local Police Dept. and file a report on this.
| Linda 2013-09-19 00:30:09 Unknown |
Oh and he also told my husband after that 3rd call that if either one of us calls him again it will be concidered harassement.
| Linda 2013-09-19 00:15:13 Unknown |
And when he was speaking to my mother he was vwery insistant on me still being married to my ex husband, I dont know what to do or where to go to report this, does anyone know who these people are at all? has anyone from there ever heard from them again?
| Linda 2013-09-19 00:12:41 Unknown |
My mother recieved a call from a man named David Lavine, he said to her, call this num. and if i dont, hes coming over at 10 am and I better b there this time, she told him she was sick and tied of these phone calls and to not call again, he said well then just dont do it then... he did tell her my sisters name in which i have never used for anything ever, she called me w the info. and i called the number and the man on the phone wouldnt give me his name, he told me I owed 1500 dollars to a credit card company and I had til the end of the day to make payment arangments w him, so I called a second time and asked him to fax proff of this bill to my husbands work bucause our accounts had been compromised prior to this, he would not, he said just wait til ur served tomarrow, so the 3rd time my husband called him and he told the man whos name is now Michael, he wanted this call recorded and Michael said "Weve already done what we planned on doing to u" and hung up.
| Chris Nicosia 2013-09-18 19:09:00 Debt Collector |
I was just contacted and was told to call back with a file #. After reading that they use several different phone numbers I have decided it is a scam and am going to report it to my local news channels investigation unit!!
| lf 2013-09-16 22:30:53 Debt Collector |
this is a debt collector, very rude
| EG 2013-09-13 23:56:02 Unknown |
BEWARE OF THIS PHONE CALL, BEFORE U CALL THEM BACK PLEASE DON'T FORGET TO RECORD THE CONVERSATION...
| E.G 2013-09-13 23:53:25 Unknown |
I called this number, and they talk nasty, rude and angry to me, of course I got mad too! They said I owe money to some credit company, and I got sue for that. When I yelled the guy in the phone he hang up..
Then I decided to call back and record the phone call. So the guy answer the phone and I told him our conversation is recorded.. He said forget the freakin case and HANG UP... This is a SCAM! I'm going to report this company... They are the one who's being sue!!
| Curious 2013-09-13 17:01:57 Unknown |
Did you ever get your papers served? I got the same call from a NASTY, RUDE & ANGRY man.
| Georgia 2013-09-11 22:52:00 Unknown |
They are a litigation firm. I just called and they told me I am being sued. I am getting documents from them tomorrow. I will have more information then.
| Derrick 2013-09-11 17:44:16 Unknown |
I was just contacted by these guys. I don't know what its about and refuse to call back. Someone please chime in with any info. Thanks!
| Rita 2013-09-10 17:07:18 Unknown |
Just got a call from this number and called back have no idea what it is??
| Michelle 2013-09-09 16:25:35 Unknown |
I just a call from this number and I have NO idea who they are and what they want! Sounds like a scam to me!