I received a message from Alexus Lucas informing me that I would be arrested in 1-2 hours for a felony for fraud and abuse.  She also said that they would hold me for 12-24 hours until I see the judge.  The  number that I am interested in is 202-239-0495.  When I did a reverse look-up of the number there is no listing.  She said she was calling from the Maryland Fraud and Abuse.  I also could not find a lising for that in Washington, DC or Virginia.

This Nicole Woods really needs to be put in jail. I see notes going back months about this scam, and yet she just keeps making these calls. Why do the cops not put her in jail? I just saw that there is a report on the company which proves it is not real: bit.ly/J3fuI9

Michelle Myers 916-845-7044 (I have a sneaky suspicion shes actually Nicole Woods, lol) called my Aunt regarding my husband? Yeah its super creepy how they are getting information. Unfortunately but kinda fortunate my husband fell for this scam from another company last year but before he paid the full amount. Now I'm on it and not playing with these fools. They should have federal charges taken against them and be put in jail for the things they do to people!!

I am a police dispatcher and I got a call from these people.  They first called my relatives to get in contact with me.  I called them today to find out what it was about.  I was told to speak with Michelle Myers or a Ms. Gates.  They brought up an account that they could have easily got through public records.  They threatened to file felony fraud charges on me.  Well, knowing that this particular issue would be a civil matter (and I don't have the money anyway) they will not be hearing from me anytime soon.  If they do in fact find a way to file charges through the court more power to them.  You can do a reverse phone look up at 411.com  When I did this I found the phone number to return to a residential phone number and address in Florida.  Let them send it through court.  At least that way I'll know they are legit.

I got a weird one. My aunt on my moms side had called me and was like we just got a phone call for your father. First of all how would they even know my aunt is associated with my dad. My mom and dad arent married and my aunt and dad have two completely different last names. So she tells me that it is Michelle Meyer at 904-374-9062 ext 242. And they said something about they were calling from an internal security or internal fraud, or something on that idea. They told my aunt that they think there is someone who might have his ssn and he needs to call them back asap because he now owes money to them. Ya so needless to say I'm not going to give my dad the message im just going to report it!

The same thing just happened to my friend at work! "
Nicole woods" called her saying what is your address there and she gave it to her thinking it was a customer and then said we are having u arrested today and I am calling get a statement. My friend asked why and she said for check fraud and refusal to pay, friend said refusal to pay what I dont even have an amt that is due,she doea owe for a payday loan from 2 yrs ago. Friend said I am 8 months pregnant and can not go to jail, Nicole said frankly we don't care and u have 30 minutes to pay. Long story short after she put on hold numerous times and getting a supervisor I was googling the phone number and gave my friend all this info and then when Nicole came back on the line we told her we know u are a scam and Hung up. We have gotten our mgr and HR involved and come to find out this happened to another employee 2 weeks prior! The nerve to call people at work and their family members is BS! Thank u for helping my pregnant friend from paying them 900.00

Claims to be Meredith Carter from the State of Florida Fraud Investigation Unit. She says that her client, Cashnet USA is filing two felony fraud charges against me and that the warrant will be faxed to my county and I will be located (by tracking my cell phone which is laughable) and arrested. My bond will be almost $3000. Dont fall for this if she says the same thing to you! Hopefully anyone else who gets a call from this woman records it and sends it to the police. What shes doing is incredibly illegal. You cant be arrested for defaulting on a loan of any sort, at most you might be sued but you will NEVER serve jail time. Its completely illegal to call someone and tell them they will be arrested if they dont pay up. I checked with my county Sheriffs office and police department, my states attorney general, and AG of Florida and there are absolutely NO warrants for my arrest (surprise) and they had me file a police report in my city to have it documented.

Hi Michelle, I also received a call from Michelle Woods (fake name obviously) who wanted $925 from me in two hours or they were going to charge me with felony check fraud, then when I asked for a number to call her back and told her I need to see if I could get it, she said she had no time to play with me and wanted the money in 30 minutes; I hung up on her because she was getting rediculous with her so called threatening tactics.  I called back today and asked for information on the debt (which was $500 originally), and she stated that I should not call her back because they no longer had anything to do with my account and she hung up on me.  It's good to see I am not alone. I will print all of these complaints about her and save them for such a time as I do end up in court.  Thanks for your post, Donna .

Did you get your money back?  They just did the very same thing to my daughter, but by the time i saw on here that they are crooks, she had already sent her money in by Western Union!

NICOLE WOODS at 904-374-9062  told me md marshalls were on their way to my job to arrest me. She left a msg that I was going to jail for fraud with my manager.  I went to court services to check out their claim and they lied.  I called her out on it and she began yelling . So I asked for her manager she placed LISA WATSON who also became ignorant and irrate.  They wouldnt send a contract for the orig loan, give a address for their company or name

Just let them take u 2 court, because trying to settle or rectify any issues is pointless.  They are just too ignorant.  
Call your states attorney general, file a harrasment complaint, police report, and any thing else legally possible. its not that u dont want to pay, but giving ur bank acct to people u cant trust isn't smart.  Money order they will not take only Western Union.   Then they are charging more than cashnet usa is saying i owe.  Crooks!!!

I just received a call for the same situation.  This woman by the name of Nicole Woods stated that my partner was going to be arrested because he owed a pay day loan from 2 years ago.  She stated that the amount due was $1,950 and they settled for $1,030 and the kicker is that she wanted it today by 12 noon (2 hrs).  She would not tell me who the attorney was so that I could speak with her, she just kept telling me that this money had to be paid today or my partner would get arrested.  First she was harrassing us at work - that is a NO, NO.  Second, why would a meaningless loan company put us in jail for such a small amount - calling it theft.  People don't pay back credit cards, student loans and even the IRS (although the IRS will put you in jail if the amount is really big).  Anyway, I even offered her my last $200 until the end of the month which is next week when I get paid to pay off the balance, she wasn't trying to hear that either.  Who are these people???

OMG! I just got off the phone with Nicole Woods. Almost fell for this!!!! Let me laugh it off as I was scared to death. Almost went over to send the money. About to call my attorney for some advice as I really thought they can start process to put me in jail. Creeps!! I do owe the company she mentioned: Pay Day Loan yes, but even the settlement amount is more than what I owe...Thanks goodness something told me to google this. Going into the BBB website now to report them...Dead giveaway should have been that she says she works for the Fraud dept. in the suffolk county yet the call back information she gave me was that of the company I would be paying...  She claims teh compaby is Advance Check Processing out of Jacksonville, Florida (ACP for short) and her direct line is: (904) 374-9062...

I have been getting calls from Nicole Woods now for two years. She asked me if I have ever been arrested, and that I would be sued LOL. That just sounds so retarded!!  I filed a complaint with the Texas Attorney General's Office and told her not to call me back. She said she wanted a statement from me. She yelled and cut me off. Then her supervisor Jacki something got in on it.  I was actually gained up on the phone by the people!. I will admit if I had been face to face with them, I would have went to jail legitimately.  Why do they continue to do this?!! I started repeatedly calling her back. over and over and over. She got tired of it and forwarded all my calls to the operator.

904-374-9062 -  WOW is all i can say. I got the same phone call yesterday and the lady claims that her name is Lauren something with a investigating unit while i was at work and she had the nerve to tell me that i better leave work asap because i am going to be arrested because she is processing the paper work with in the next hour.

They have been calling me for MONTHS!! Sometimes up to 20 times a day, they call my work. i just called the # back & they just answer "operator", I asked the name of the company he said there were several, he wouldn't give me one name. Got to a lady, she said it was the "bad check" dept. I told her I dont have checks and never have. She said it may have been about my family member. She asked what ext i was given, I said I dont know I just called the # back. She said "if I dont want to help my family, then have a good day" and hung up... BS

I'M DOWN FOR A CLASS ACTION LAWSUIT!!!!!  All I wanted was some documentation and she hung up on me... Fraud dept my a**... There has not been debtor prision since the 1800's! "Alex" is rude ridiculous bi***, who proabably gets off on being a douche because her life is very sad!! My "charges" are filed today I'll let you all know how that pans out! If she calls my work we are going to have some serious problems! I will sue the s*** out this "company" her in particular.

PS I have recently been paying down all of my debts  and completely understand how it works. I have worked with all types of collections agencies and even law firm collection agencies... this is not right or legit and my money will go to my legitimate companies... Money gram are you kidding me!? They would proably get get their money if they did things a little different! ...and if they weren't scam artists!

Thank you so much for this info!! I must say I was pretty scared when "Alex Bradshaw" told me that I would be taken off to jail. I got a CashNet Payday loan in May 2010. I paid it down to $130, but I did not pay it off. You said that they cannot arrest you for an unpaid debt, but what about check fraud. I mean we all electronically signed, and gave them a check number, and then when they tried to cash the check we didn't have the funds in our account. I thought that is writing a bad check, and not only did we write a bad check we sent a bad check across states lines.

This Alex Bradshaw must spend all her time calling and threatening people.  She called again and left the message that she is from my county's fraud division and if I didn't call her back immediately I would be declared guilty.  She also called my son and my previous employer to tell them that I am wanted for fraud in Florida. I am in New Hampshire.  I can't get them to send me a paper copy of what is owed and to what business.  Do not send these people money.

I received a call today from Alex Bradshaw, stating if i didnt pay $540 dollars by 1130am, i would be arrested. she even went as far as to tell me to call my job and tell them i wouldnt be there for awhile. i live in detroit and hate to say it but, they werent any help at all. I called The prosecuters Office to try to get some answers because i was scared to death of going to jail. they offered no help. Luckily i found this blog,because i was just about to moneygram a Christopher Mcdonald $540.....whomever this woman really is she is a heartless person to even have the job of harassing ppl into paying hard earned money to her scamming pockets!

i got the same call from alex bradshaw she told me if i did not pay $415 by six thirty she would press a button on her computer to my county sheriffs office and they would be out to get me by 8pm that evening. she said i had committed fraud by not paying back a payday loan i had done online. although i do not remember doing any payday loan on line over two years ago. she said my bond would be set at$2895. I said i dont have that kind of money nt even the $415 that only being half of an $830 out of court settlement offer. She said hold on and let me ask her if you can make payments she put me on hold for like half a minuet and came back to tell me i needed to borrow $415 from someone and money gram it to her office by 630 and call her office with reference number to stop the warrant for my arrrest. the whole time she seemed so concerned for me. WHAT A JOKE  i was so scared like a dummy i fell for it i borrowed the money sent it to her office when i tried to call her to give her reference number after sending the money i got no answer. she said i need to do the other $415 the following friday or be arrested. she will not get the money from me i am filing a police report and have called money gram for a refund. money gram tells me they are a company they work with daily. money gram just may be in on this as well if anyone knows please let me know and please dont fall for her scam as i did.

i was so stupid to fall for this. I went earlier borrowed mone from a friend and sent it to them via money gram i was so afraid of being arrested and bond of 2895. the lady sounded so nice and so concerned i sent the money now what should i do

I received a call stating that I would be locked up if a loan wasn't paid off by 2pm today. After being placed on hold numerous times, I decided to type in the phone number and was directed to this site. I began to read some of the blogs and told the caller that I would need written documentation sent to me, the lady wanted to send it over via email, I refused that and stated I would need it on paper format, she told me then someone would be to locate me and hung up on me.

I got a call today from 904-374-9062 a Alex Bradshaw claiming that I had a loan out from Cashnet that had not been paid. She said that if I did not pay the out of court settlement of 420.00 an officer would accompany a process server to my house to escort me to jail. She said I would not be able to get out of jail unless I paid 1700.00. I fell for it. However I didn't pay a dime as well research brought me and a few friends to this page and one other about cashnet to catch this scam before it was to late. Thank you for this page and thank you for allowing me to keep my money! :-)

Advanced Check Processing/aka/Check Processing LLC
Phone: (904) 619-4784
Address: 1531 Cesery Blvd.
Jacksonville, FL 32211
Business Category: Collection Agencies
eMail: check_processing@yahoo.com
BBB file opened: March 24, 2010
Primary Contact: Mr. Chris McDonald (Owner)
Complaint Contact: Mr. Chris McDonald (Owner)

Alternate Business Names
Check Processing

Additional Locations and Phone Numbers:
(904) 619-4792 (FAX)

Based on BBB files, this business has a BBB Rating of F
Number of complaints processed by the BBB since the firm's BBB file was opened in March 2010: 6
in the last 12 months: 5

Complaints Concerned:
Credit or Billing Disputes  (6 complaints)
2 Resolved
1 Unresolved
1 Company made every reasonable effort to resolve
2 Company did not respond

http://jacksonville.app.bbb.org/commonreport.html?compid=155008109

I work for a criminal defense law firm that has been dealing with a similar situation to what is going on with this phone number. A guy called my office seeking a consult for 2 possible felony charges. After a bit of questioning it became very clear to me he was being targeted by a scam.

He said that he got a call from Alex Bradshaw 904-374-9062, who claimed to be working on behalf of Travis County [Texas], investigating felony fraud. Red Flag #1: Travis County does it's own criminal investigations. She claimed that due to his non-payment on a pay-day loan he took out last year she was ready to file charges against him and issue a warrant for his arrest if he didn't settle the balance at that time. Red Flag #2: you can not be criminally prosecuted for a unpaid debt, sued yes, jailed no. She claimed that it would only be a matter of hours before an officer would be at his home to arrest him Red Flag #3: No government agency works that fast, nor can a collection agency file a criminal charge or issue a warrant. Of course this call spooked the guy because he did take a loan out last year and has an outstanding balance. He is also on Probation and doesn't want this to affect his Probation.

I put him on hold and called the number he gave to hear the accent of the person who answered, and get the name of the company. They answered "Operator" and sounded American or at least spoke fluent English. I asked for the name of the company she worked for and she said she answered the line for 7 companies and she would have to know the name of the person who contacted me to tell me what company it was. I gave her the Meredith Carter name and she told me the company she works for is "Check Processing LLC." The operator then asked me what the call was in reference to, I told her I was contacted about a debt that was in collections. The operator then told me that once it gets to Meredith's desk the debt is no longer in collections but is in legal processing. According to Google they are located in Florida:

Check Processing Llc
1531 Cesery Blvd
Jacksonville, FL 32211

Phone: (904) 619-4784

I told him to not pay a dime to these people unless they send him a written statement that includes the original creditors information. I suggested he string this lady along to get as much information out of her to turn over to the authorities. I also advised him to contact the company he did take the loan from to see if they sold the debt to a collection agency and if so get their contact information. I bet he's glad he called my law firm before falling victim to this scam.

Wow, I was told by the Adm.Assistant a woman called here today asking for my supervisor, and telling the Adm. Assistant, all type of personal information on me, the Adm. Asst. told me she told the woman it was my personal business and she was not involved but would inform the Supervisor she had called.
She also asked for my HR office, according to the Adm. Asst. this is crazy.  There are laws to protect your privacy, such as FERP laws.  No one should be talking about your business with any one else, the have violated all types of privacy laws. This company needs to be held accountable, perhaps a Class Action Law Suit.  The woman claimed to be Alex Bradshaw called from 904-374-9062.

I just got a call from her today, saying the same EXACT thing.  How ironic!? I was getting all worked up and flustered about this, and something told me to research this a little further, and look at what I find! Someone else has been 'victimized'. Thanks for posting this!