904-672-1023
FL, US
tania
tania
2014-01-18 16:17:31
Debt Collector
i ge951 9152396671       iget a call to pay a loan 2013  we paid           and we find out handp collet 2 payement   and solution
profesional take 2 payement from our credit card    yesterday one compagnycall me to paye the same detd   icall 9512396671 no respond       handp from jacksonvillefl       i call a lady call backand tol me isa rsidence phonethx
Fu2
Fu2
2013-08-13 22:46:39
Unknown
Anyone who uses the term "professional debtors" loses any and all credibility.
Fu2
Fu2
2013-08-13 22:45:34
Unknown
Obviously he doesn't.  CollectorDog is having another of his episodes.
ShillKill
ShillKill
2013-08-13 20:28:01
Unknown
>>>> How come no one is concerned about paying back their loan?
Where has any shill provided one speck of evidence that the folks posting is this thread even have a loan?

>>>>> What about you folks? I mean what is the price of your integrity? Why can't you see you are just as amoral as they are?
It is priceless you loser.  BTW, so I'm immoral for calling out lying, cowardly, piece of waste shills?

>>>>>  You took people's money knowing you could not pay it back.
Mmmmm, so how exactly are you going to prove that?

>>>> I mean if you think this is acceptable, then you are the bad people of this world, the very reason our country is failing.
Give me a break.  Prove it!  BTW, how on earth is our country failing?

>>>>>>> Because your word is poop.
Hold the fort "dude", your so full of it your breath smells like feces ---- how is that for "the literal cats calling the kettle black".  Better by some breath mints
ANonieMouse
ANonieMouse
2013-08-13 19:13:35
Unknown
Collector God, you do sit on your hands a lot.  Don't you realize the post you were responding to was made over 4 years ago?

Yeah, I know.  It's "time critical" to you AND MUST NOT BE IGNORED!!!!

Sheesh.
ShillKill
ShillKill
2013-08-13 19:05:28
Unknown
Wow, are things that bad in your boiler room they can't fix the CAPS lock on the computer?  You speak of their denial as "being false and misleading", but yet fail to provide a single piece of empirical evidence to back up your point.  Please, show me any study that indicated "the other 98% that do this on purpose.

You can't.  You suck at your job, so you resort to breaking rules.  You must be so bad at collections you have to come on line and shill.
Tamianth
Tamianth
2013-08-13 18:54:32
Unknown
Shill..  The only false and misleading things I see here is your extremely bad and sad attempt at trying to justify the scam/fraud/extortion boiler room game you play!  

Back under the bridge troll!
COLLECTOR GOD
COLLECTOR GOD
2013-08-13 18:33:41
Unknown
"MISTAKES"? IS THAT SUPPOSED TO BE FUNNY? CONSIDER THIS, i ADMIT THAT SOME MAY BE A MISTAKE, AN OVERSIGHT, SOMETHING CAME UP AND THEY COULD NOT PAY. 2 THINGS. 1. YOU NEVER CAME BACK TO PAY BEFORE THE CHARGE OFF (USUALLY 6 MO. LATER) 2. YOU END UP MOVING OR CHANGING THE CONTACT VARIABLES TO KEEP FROM BEING COLLECTED UPON. SO STILL IT IS ON YOU. THEN THERE IS THE OTHER 98%. THE ONES WHO DO THIS ON PURPOSE. YOU KNOW THAT THE ONLY LAWS BROKEN BY DOING THIS IS CIVIL IN NATURE AND NOT CRIMINAL. SO YOUR DENIAL OF IT BEING ILLEGAL IS FALSE AND MISLEADING. JUST NOT CRIMINAL. SO CALLING IT A MISTAKE IS MISCHARACTERIZATION AT IT'S FINEST. YOU SUCK.
Tyrann
Tyrann
2013-08-13 18:32:46
Unknown
"You are the literal cats calling the kettle black..."  Pot.  It's 'pot calling the kettle black'.
At least try to get obscure expressions right.

Now back to the boiler room with you!
Tamianth
Tamianth
2013-08-13 18:28:32
Unknown
LOL! More like you work from them and a schill..  Oh  Please.. bringing religion into it? ROFL! Truly the pot calling the kettle black is only you! And if you know your bible, then you need to go make a confession over this whole spew of vomit! Pack your bags, its gonna take you a long time! 3 our fathers and 3 hail mary's are not going to be enough to do it!
The Dude
The Dude
2013-08-13 18:12:02
Unknown
Admin Edit: "It's a SUSPECT message!"
_________________________________


How come no one is concerned about paying back their loan? I only came to this sight because the threatened me too. It IS against FDCPA law. My loan was only 150.00 though so I am going to pay it back. What about you folks? I mean what is the price of your integrity? Why can't you see you are just as amoral as they are? You took people's money knowing you could not pay it back. There just isn't a law (criminal one) that is against it. It is shameful this OUTRAGE you show on these complaint columns. You are the literal cats calling the kettle black... A long time from now (hopefully because I mean no one harm) but when you die and you hopefully will go to heaven and you look back on your life when St Pete gives you the review; will you say that someone (collectors) had to try and sell you your dignity, your integrity, your very own word back to you? I mean if you think this is acceptable, then you are the bad people of this world, the very reason our country is failing. You will say bad things about this post, and maybe even curse the little name I gave myself here. Know this though; YOU people are the bad ones and the reason that bad collectors exist. Because your word is poop.
maura5e
maura5e
2013-03-06 18:32:19
Unknown
you're really disgusting. Do you think everyone who has debt is a welfare scumbag? You're very wrong. H and P capital made a settlement arrangement with me. so over the course of a year I paid every month and I was supposed to close it out and pay the rest in full in a lump sum I can't get a hold of them for over a week. They sent my debt back to where they got it from and those people say there is no such arrangement and bla bla and I owe all the money. Ya f****n right. I paid out all that money and I made that manager give my my f****n settlement.
maura5e
maura5e
2013-03-06 18:23:46
Unknown
you are really a piece of s***- get a life and stop worrying about money that other people owe. like ur the f****ng representative for debt collection and everyon's debt comes out of your pocket. loser
yef
yef
2012-12-18 15:49:38
Unknown
What brought you here to reply to comments that are over three years old?  

How do you respond to the comments from people who were repeatedly called that did not actually owe the debt?  How about those that were threatened with jail, which is ridiculous since debt is a civil, not criminal matter.  Do you provide your mailing address as you are supposed to when people ask for it to send you a cease-communication letter?  Do you mail out a debt validation letter when asked by the person, as you are required to do by law?
Karina Evans-904-425-9628
Karina Evans-904-425-9628
2012-12-18 15:38:39
Unknown
I am a Third Party collector for H&P Capital..My Job is to dial the phone numbers you listed for me to contact on a CONTRACT you signed or CHECK you used to secure a loan. Your orginial creditor charged you off, because they could not recover the funds you fail to pay. So MY JOB is to CALL you and INFORM OF YOUR DEBT!..I will ask for balance, settlement, or payment arrangements. I will treat you as you treat me, Because I am a third party collector not customer service! I apologize some collectors has rough tatics, but I will not allow debtors to call the Company I work for a FRAUD...If you want collections calls to stop, PAY YOUR DEBTS or quit obtaining credit you can NOT pay back or afford..Feel free to reach me at 904-425-9628..
yup
yup
2012-10-19 22:07:42
Prank Call
They are, indeed, in Florida... this information comes from the State of Florida and their corporate filing, which you can also verify online through the State's website.

H&P CAPITAL, INC.

Document Number    P08000093357
FEI/EIN Number    263533738
Date Filed    10/15/2008
State    FL
Status    ACTIVE
Effective Date    10/14/2008
Last Event    CANCEL ADM DISS/REV
Event Date Filed    10/14/2009
Event Effective Date    NONE

Principal Address
7960 BAYMEADOWS WAY
BUILDING 6 SUITE 300
JACKSONVILLE FL 32257 US
Changed 10/14/2009

Mailing Address
7960 BAYMEADOWS WAY
BUILDING 6 SUITE 300
JACKSONVILLE FL 32257 US
Changed 10/14/2009

Registered Agent Name & Address
ROMANELLO, DUANE
1919-8 BLANDING BLVD
JACKSONVILLE FL 32210 US
Name Changed: 10/14/2009
Address Changed: 10/14/2009

Officer/Director Detail
Name & Address

Title P, S
POOLER, NOEL
7960 BAYMEADOWS WAY, SUITE 300
JACKSONVILLE FL 32257 US

Title VP
HENRION, GARY
7960 BAYMEADOWS WAY
JACKSONVILLE FL 32257 US

Title TRES
WILLIAMS, TAMMY
7960 BAYMEADOWS WAY, SUITE 300
JACKSONVILLE FL 32257




Duane Romanello, who is now listed as the agent for H&P, is also (according to the state of Florida) the registered agent for a ton of other companies, including several other debt collectors and finance companies. He IS an attorney in Florida...but he is not listed as an officer, just the agent for process. This is normal for a corporate filing, actually.

As you see above, there was a dissolution that was pending in September, but it was dismissed. The original agent's name was Gary Henrion who is NOT an attorney in Florida but is now listed as the Vice President of the Company. Neither he, nor Noel Pooler nor Tammy (Mackey) Williams are attorneys in Florida.  Again, all of this is easily verified through the State of Florida's website and the State Bar.

These people also were connected with Legal Mediation Practice, which was a debt consolidation firm that is no longer is business. The addresses were the same a year ago.

H & P, obviously, stands for Henrion and Pooler... and by the dates, you can see that H & P came about not longer after the other company closed around  October 2008. It appears the they went from debt consolidation to focusing on collection of payday loans.


Gary Henrion is a Business Broker or Real Estate developer of some kind.

Tammy Mackey/Tammy Williams is listed as the Treasurer for both H & P as well as Legal Mediation.

Duane Romanello was the registered agent for Legal Mediation, but not for H&P initially. Mr. Romanello specializes in bankruptcy, real estate and collections.
no need
no need
2012-04-03 00:28:53
Unknown
The reply was actually for collectiongod.
No need
No need
2012-04-03 00:24:52
Unknown
I work for a company that does payday loans. I really think that anyone who deals with the general public on whatever level should have more business savy than what you are displaying. Whether someone owes a debt or not that still does not give you the right to harrass them or even look down on them because of this. You stated that they are acting like self inflicted victims. Well no matter how these people got to the point of where they are at you are nobody's creator or judge. Watch how you judge others because you yourself will be judged by the same measure. It is real sad that someone claiming to be a collector of debts would have such a callus attitude. You always can catch more flies with honey than vinigar. Also for those people who have been taken for their money by hidden thieves here is the Federal Trade Commission #1 877 382 4357. Please use this number for harrassing phone calls. Because per the fair debt collection act bill collectors are not allowed to: Threaten to have you arrested if you don't pay; Repeatedly telephone you to harass or annoy you; Threaten you with violence or harn; Falsely claim to be attorneys; or falsely claim that you have commited a crime. Also you don't have to subject yourselves to the verbal abuse. Hang up the phone and call a real lawyer. Always investigate the things that are told to you. Money is hard to come by so don't just give it away freely to someone who claims you owe them money.
kat
kat
2012-01-11 19:55:26
Debt Collector
I just now filed a complaint with FTC!!!!!!  They NEVER said they were calling to collect a debt.my mom answered the call and they told her they were fromthey said they were calling from Mchenry County Illinois where i used to live 3 yrs ago...regarding stolen merchandise....so my mom was scared and gave me the phone....the womans name was ms. Ford....this call was on 1-6-2012 from 904-418 5000.  she said there is stolen merchanise do i know anything about it...i said no...she said stolen jewelry from Kay jewelers..i said nothing was stolen from them ..I THOUGHT she was the police...i kept asking who she was and she said she would tell me in a few minutes...out of respect and fear thinking she was an officer i let her talk and didnt ask who she was anymore....then she asked if i owned a dodge neon...i said i have never had a dodge in my life and shewaiting a few minutes and said she was looking something up....she said do you own a ford explorer i said yes its a 1997 and i told her it had 170k miles....she NEVER said lets work this out...let us make arrangements she said we will be taking car of the car....i said the car is paid for....she said that they were going to TAKE MY CAR by now STILL not telling me who she was i was crying and so upset having a panic attack and hives (i have psoriasis and They called me about kay jewelers yes i owe the debt. i have 3 kids and status asthmaticus which is a deadly form of asthma....health decreased in past year i used to have just plain old allergy asthma...anyhow...i cannot work...) i said i need that car so i can take care of my kids needs and go to the hospital ..i have to go to the er often for asthma....i was scared to death....she said is the car in your name...i said yes but i will take it out of my name then..and she hung up on me....now i was crying and angry...i realized what had just happened...as Amos and Andy used to say...I was "Boozled" Andy done boozled me for the last time! so I called the number back crying as i spoke and said who are you people i want to know who you are....the man did not give me his name and he transferred me to a "manager"  after i briefly stated what had just happened...he put me through to rachel anderson at ext 140.  ....when she answered she was agressive and siad how much money to you make i said i cant work i am sick and she said well thatdidnt really matter she was sorry personally but she still had to collect the debt i told her what miss ford said and she said that never happened i said yes she threatened me never said she was attempting to collect and made me think she was with the police....she laughed at me....she said i see you filed bk in 1994 i said yes i was young and immature with money...she said well you filed  again in 2005...i said my husband at the time lost his job i had a 2 month old baby he did not have unemployment the company went out of business....and we had a house payment i couldnt help it....they said it was against the law for me to get credit after bk i said no its not...she siad you have to go before a judge before you can apply for credit...i said my credit score went up after bk because we got credit right away at the advice of to our lawyer we were to try rebuild our credit...she said that we had no right...i snapped back and said it was not her business....then she said to take my car title to a payday loan and get a loan on for atleast $1000 and to call everyone i know to giveme $50 each by January 10th. which i was in the ER yesterday on that date with the asthma...i hung up with her and was so upset didnt know what to do...my bf is actually my ex husband yes we got back together lol but we will never remarry....anyhow..i got sick and was no longer able to work as of june last year..i was looking up my credit report this morning and it shows kay jewelry and then it showed below the collection agency....it was not the name of thecompany that has been calling me it is called NCA out of kansas so icalled the number on the credit report listed for the debt co. and it went to HP Capital...they have an automated operator that says something but does not say the company name at all....until they answer  the phone and then they say they are HPC...NOT the name on the credit report...i said are you  NCA and they said NO they are contractors for them...they work for them...i asked for Rachel anderson....and i reminded her of who i was she said she tried to i call yesterday ...i said i was in the ER and can fax papers to tprove it with asthma atack....not like you care..she said of course she cares...uhuhh...so anyhow i found my  nerve and told her that miss ford NEVER said she was with a collection agency and gave the impression she was with the McHenry police dept about theft...i told her that she could not talk that way to me and could not take my car that was in my andmy ex husbands name....and then i said you cannot expect me to get a title loan wheni already have debt andcant pay it and cannot get a job...i said lets be nice to each other and be serious..she said "I was nice to you the other day...i said ohh no you were not...you toldme i had no right to get credit after bk...she said she never said the things she said....i said whatever ...i know you cannot talk to me that way...so i said i cant make payments of anything more then $20 a month....take it or leave it...and i would not make a payment UNTIL i had a statement in writing...she got mad and said why i need that...i said for protection for myself....she was mad and she asked for an email address...i said no....snail mail...she was very upset and didnt see the need...she said so you will send payment when? ilaughed and said when a lawyer looks at the paper you send....and i toldher you cant take a car that has street en value of less then $4000 and mine is not worth $500....and to stop threatening me....i  hung up with her and found your website and called the FTC after someone said it needs to be done....and we will see what happens....i will not give them a penny until i know i have to...if they are abusing us on the phone they are breaking the law and they can take us to court and it can be thrown out   i think or they can be sued for their conduct and i can get money from them! the ftc said to go to the website after hanging up with them ftc.gov and read about debt collectors  the faq's state :Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.     ....I also noticed the amount is over $1000 more then i actually owe kay jewelers.  they said its overdraft fees...i dont have a bank account therefore no overdraft...and she said it was a kay jewelr overdraft....i didnt respond...i knw that its charged off and kay jewelrs is not involved anymore and thats bologna....the phone call with ftc was maybe 5 minuts...its worth it....lets all have ourw day  in court with these morons...sorry for the typos...my hands shake due to allthe breathing treatments i have to take.  God bless and Good luck respond on here if you want any more info that i find
Karen Bierman
Karen Bierman
2011-06-06 21:06:30
Unknown
I just yesterday and today had a similar experience.  I received a call last night (August 11, 2010) from a Lisa Morgan 904-418-5000 ext. 133 at 5:55 p.m. in regards to a payday loan that I took out in February of 2010.  In March I had to close the account due to fraud and open another account, I assumed the check cleared and forgot all about it.  She called me and said that if I do not pay the full $312.00 by 10:00 a.m. the next morning that proceedings will be started against me.  I informed her that I thought it was taken care of and she asked me if I received the notice of proceedings that they sent the beginning of July.  I informed that I received no information and if they could re-send it to me.  She transferred me to ext. 121 (not remembering the guys name) and he said that they will not send anything out and I have until the next day to pay it or proceedings will be started.  I told him that I have no problem paying it but that would not be enough time and if I could have until Friday to transfer the funds and take care of it.  He got abrupt with me and told me I was wasting his time and good luck to me and hung up.  I called back and spoke to Ms. Morgan who gave me Western Union Information and that I could just call western union and pay for it.  I told her that I would like to do it on the internet for tracking purposes.  She gave me the western union information and put me on hold and talked to the other gentleman and she came back and said if I could pay a good faith payment of half by 10:00 a.m. then I could have until Friday.  I told her I would see if I could meet her time limit but to call me at such a late hour and give me until 10:00 a.m. the next day is a little absurd.  I again stated that I have no problem paying the full amount off like I said I thought it was taken care of and there is really not difference between half and all by the next day.  If I can do by their time limit the whole thing will be paid.  
She gave me a reference number and again I asked if they could resend the information that they stated they sent to me and again she said that they would not resend it out.  I went to the western union website and try to pay it and it would not let me so I called her at 9:33 a.m. and told her, she was not use to the internet and asked if I called the 800 number.  I said no I would like a paper trail showing that I paid it but I have no information from them.  I told her that the reference code she gave me was inaccurate and she verified it and she gave me the wrong code so she gave me another reference code and I tried that one and it didn’t work either while I had her on the phone.  I asked again if I could another day as it was coming close to the time limit and I am willing to pay the full amount.  She got irate with me and when I asked this is being recorded?  I then went on to say that I am willing and have been trying to pay this in their time limit and she continued to talk and said that I think I am being smart but I sound like an idiot while I kept talking and saying that I have requested the information and am willing to pay this and have been trying to and she continued to call me an idiot and said good luck and hung up.  This was today August 12, 2010 at 9:33 a.m.  
I then put in the company name which they did not provide until I tried the western Union and she said it was H&P Capital.  I did some research and found this post and a few others as well.
Karen Bierman
Karen Bierman
2011-06-06 21:06:30
Unknown
I hope this helps your suit:
I just yesterday and today had a similar experience.  I received a call last night (August 11, 2010) from a Lisa Morgan 904-418-5000 ext. 133 at 5:55 p.m. in regards to a payday loan that I took out in February of 2010.  In March I had to close the account due to fraud and open another account, I assumed the check cleared and forgot all about it.  She called me and said that if I do not pay the full $312.00 by 10:00 a.m. the next morning that proceedings will be started against me.  I informed her that I thought it was taken care of and she asked me if I received the notice of proceedings that they sent the beginning of July.  I informed that I received no information and if they could re-send it to me.  She transferred me to ext. 121 (not remembering the guys name) and he said that they will not send anything out and I have until the next day to pay it or proceedings will be started.  I told him that I have no problem paying it but that would not be enough time and if I could have until Friday to transfer the funds and take care of it.  He got abrupt with me and told me I was wasting his time and good luck to me and hung up.  I called back and spoke to Ms. Morgan who gave me Western Union Information and that I could just call western union and pay for it.  I told her that I would like to do it on the internet for tracking purposes.  She gave me the western union information and put me on hold and talked to the other gentleman and she came back and said if I could pay a good faith payment of half by 10:00 a.m. then I could have until Friday.  I told her I would see if I could meet her time limit but to call me at such a late hour and give me until 10:00 a.m. the next day is a little absurd.  I again stated that I have no problem paying the full amount off like I said I thought it was taken care of and there is really not difference between half and all by the next day.  If I can do by their time limit the whole thing will be paid.  
She gave me a reference number and again I asked if they could resend the information that they stated they sent to me and again she said that they would not resend it out.  I went to the western union website and try to pay it and it would not let me so I called her at 9:33 a.m. and told her, she was not use to the internet and asked if I called the 800 number.  I said no I would like a paper trail showing that I paid it but I have no information from them.  I told her that the reference code she gave me was inaccurate and she verified it and she gave me the wrong code so she gave me another reference code and I tried that one and it didn’t work either while I had her on the phone.  I asked again if I could another day as it was coming close to the time limit and I am willing to pay the full amount.  She got irate with me and when I asked this is being recorded?  I then went on to say that I am willing and have been trying to pay this in their time limit and she continued to talk and said that I think I am being smart but I sound like an idiot while I kept talking and saying that I have requested the information and am willing to pay this and have been trying to and she continued to call me an idiot and said good luck and hung up.  This was today August 12, 2010 at 9:33 a.m.  
I then put in the company name which they did not provide until I tried the western Union and she said it was H&P Capital.
Karen Bierman
baby girl 1990
baby girl 1990
2011-06-06 21:06:30
Unknown
I got a call from dwayne saying I had 24 hrs to call him back,matter of fact 2 calls within a min.If i didnt call there would be incrimination circumstances to me.I couldnt hardlu understand what he was saying.I called his # and extension he didnt answer.
Shawn
Shawn
2011-06-06 21:06:30
Unknown
What ever happen with HP Capital did you pay it or what.
Tarheel Corporation
Tarheel Corporation
2011-06-06 21:06:30
Unknown
I need to talk to **********.  I informed the caller that the field workers were not available by the office lines and if this was a personal matter to contact them at their home number.   He told me I am not prepared for what is about to happen.  This person has 30 minutes to call back. Good Luck.   Then I researched the number on Google.   This is very unethical collection practices from within the state of Florida and Florida has some pretty stringent rules on debt collection harrassment.   Callers name was Eric Ross and 2nd call today he left a number of 904--418-5000 x 145
Jill Olson
Jill Olson
2011-06-06 21:06:30
Unknown
they called left me a message to call before the end of the day as this was urgent and could result in me losing my job  and facing jail time.
SCRgirl
SCRgirl
2011-06-06 21:06:29
Unknown
Creepy Lady-Mrs. Jordan called me saying I needed to immediately return her call with this reference number.  I thought it was a credit scam, but called back.  She wouldn't tell me what the call was about, entirely.  I did understand that some girl is in legal trouble and I was listed as her first contact.  They also had a SSN for me, but it was incorrect.  And I had no clue who the girl was.  The lady was rude and acted like I was wasting her time.  
I know the phone number is registered in Jacksonville.
Think the company name is something like HNP Capital.
The Merovyngian
The Merovyngian
2011-06-06 21:06:29
Unknown
I been getting missed calls from this number the past 2 days.  They finally left a voice mail...Name sounded like a Miss Jordan too from HMB or HMP Capital and she has a file with my name on it and I need to call her back and she was making it seem urgent and then she said "good luck"/ same number and her extention is 262.  Good for her I won't be calling her back.
rose-ellen murphy
rose-ellen murphy
2011-06-06 21:06:29
Unknown
a mr. johnson left a message looking for a john murphy and that i should call immediately. he also said good luck. who is this?
spea
spea
2011-06-06 21:06:29
Unknown
I got a call from someone I could not understand the name they were asking for or the callers name I did get the phone number and a good luck at the end.  I decided not to call back
nanaluv
nanaluv
2011-06-06 21:06:29
Unknown
I just got a call from a lady at this number. She knew the city I lived in and said to call her immediately. This was a creepy call too. Will not call back. She also said "good luck"!
1-619-374-7779 1-253-246-8515 1-877-291-8058
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