Hey Sassy, tell your boss to suck my swampy nutssss!!! hahaha

Yeah whatever ^Sassy^ you obviously work for these low lifes and must a proud debt collector lol  because no one in there right mind would believe a word you say!

This is a legitimate call from Debski & Associates, P.A....they used to be Rubin & Debski...they play hardball...I am paying them because they had me served with legal papers from the  Lee County Florida courthouse and were threatening to take me to court to sue me. They don't take no for an answer...so now I am on a monthly financial plan till who knows when...if I hadn't complied the would have taken me to court before a judge and from the documents the court sent...they weren't playing games

How does one sue... someone who HAS no bank account.    or even a steady home?   Sue that.    Come get me.   you can't see me

whoever this person is, they call me everyday, and never leave a message, if it's so d*mn important than they would leave a message! STOP CALLING ME EVERY SINGLE FREAKING DAY!!!! K THANKS!!

This is interesting. By what you say, they can attempt to collect at least for so long as someone is alive to target for the payment, but without the ability to gain judgement, there is no teeth behind their claim after seven years.

So really, if this is all correct, the only folks who would wind up paying a dime after seven year statute of limitations, are the dumbasses who get duped into it somehow.

Yea, they are still calling people in 2013. And yea, they still don't leave message's on a recorder. What do they think I might not call them back? s*** they may be a little smarter than I thought. I hope they keep calling each and every call is logged electronically. Giddy up mother f****r. O yea and here's my # 904-683-2978....

If you receive a call from this number - it's Rubin & Debski, P.A. in Jacksonville, FL.  Read this info: http://www.leavenlaw.com/Practice-Areas/Credi ... ebski-P-A-.aspx

just recived a call from them at work wouldnt give me any info as to what the call was about so i would not verify my info.

Yes, old debt collectors. Interesting that they'd be calling on a credit card debt that the bank sent me a 1099 on! Scumbags!

Not true once they have a judgment against you they can garnish up to 25% of your wages, put a lien on your home or prevent you from being able to take out a home loan. In florida this stays on your credit for 20 years and only falls off if the collector does not renew it

As you've done, Statutes of Limitations are frequently confused with the seven year FCRA time limit for reporting of accounts to the credit bureaus, which has *NO* bearing on the ability to collect any debt. Under federal law, debt collectors can chase an account through the end of human time. They just can't get a judge to help them once SoL expires. Curiously, not one state has a seven year SoL on any form of debt, putting the lie to any confusion of SoL with bureau reporting.

Age does tend to erode the proof needed to validate a debt claim, moreso as a debt account is resold and tossed around like a beanbag. Aged debt claims should always be disputed, given the likelihood of wrong details and illegal collection tactics.

Official-type material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection

The statute of limitations is different in differing states, but for the most part it is 5 years on a written contract. "No Joke" obviously works for these do***ebags. Everyone telling you to fear these sleazebags are probably employees trying to scare you.

hey "No Joke"....if you paid on an 8 yr old debt then shame on you.  A debt that old can not be enforced for collection.    The statute of limitations is 7 years.....And the person who got you to pay, got a nice big old bonus....

This company is no joke. They garnished my acct on an old credit card acct
The acct was 8 years old. They got their money so don't ignore them!

They do exist.  They are a collections law firm.

These guys will file a suit against you. If you fight hard they will sell your suit to any nearby sleeze who will purchase it.

Yep same here....consistent hang ups, no name on caller id.
Thanks for the info. This is a great site!!!

Debt Collection Law Firm in Jacksonville, FL, typically severely overdue Credit Card Debt.

Calls over and over. No message.  Bogus

received calls no message read posts here letter was sent to advise them to not call all communication by mail only.  worked until recently, guess i send another letter then repot to attorney general.  we have rights and they still havent said what this is about.

will not stop calling me. never leaves a message.

Tag the phone number in your phone, name it "DUCHEBAG COLLECTOR" and then set the ringer to "no ringer"...load your voicemail so you can't get any messages left, set the recording for your phone voicemail announcement as the default or just number so you're not specifically identified (so they don't know they are getting you) and then don't ever answer your phone unless it is a number you recognize or someone you know. Done deal!  Then you don't have to worry about the idiot low life collectors... :)

You're a moron...there's no debtors prison and worse they can do is get a default judgement against you for the debt and wtf cares, in 7 years it's moot anyway.  Credit card companies/banks don't have a leg to stand on with unsecured debt, if you don't pay the worse they can do is harrass you and/or sell your "uncollectable" account (after writing it off as bad debt) to some scum collection agency for pennies that will try for 6 - 12 months to collect on it at which point they either dump it on another collection agency (lower life scumbags) or it just gets forgotten about.  The end result is the same, you don't pay back the debt owed, you get bothered a bit and life goes on, period.

Received a call left no message.

called and left no messages

Called 3 times in the past month and a half and left no message. Isn't it ilegal for a creditor to harass you on your cell phone? Ruben & Debski in Jacksonville, FL

these guys will NOT stop calling me. they are looking for my EXgirlfriend from like 2 yrs ago. pricks! i don't have the slightest idea where she is.

THE NAME SHOWS UP ON CALLER ID AS A LAW FIRM IN JACKSONVILLE, FL/ THE FIRM IS RUBEN & DEBSKI/ THEY ARE HARRASING PHONE CALLS FROM A LAW FIRM? not/ THERE IS NO LAW FIRM LISTED IN JACKSONVILLE, FL UNDER THAT NAME/ THEY ARE PASSING THEMSELVES OFF AS A LAW FIRM TO INTIMIDATE PEOPLE/ IS THIS AGAINST THE LAW?

This is a telephone number for the law/collections firm of Ruben & Debski i Jacksonville, Florida.