I started getting calls from this number yesterday.  Their phone number shows as 0000 in my
caller ID.  The guy who continues to call me is almost completely unintelligible.  I am also getting
calls from 760-733-3267 with the same scam.  I have had 10 calls from them in the last 24 hours
including 3 calls to my place of employment.  Twice they got the guy in the next office who is aware
of the situation and basically told them off and not to call here again.  They seemed to be really getting agressive with the harassment, before I would get 2 or 3 calls over a couple of days.

Name Is Joseph with a heavy accent. Call came over Caller ID 0000
BIG SCAM ARTIST DO NOT ANSWER NOT WORTH THE AGGRAVATION TO TALK TO THESE IDIOTS.

Got a call from a guy with a very heavy Indian accent telling me that I owed 400+ dollars to a easyloan.com and that they were taking me to court if I didn't pay up.  Claimed they were from a lawyers office.  As I have never done an online loan, I knew it was a scam call and he just kept saying that they have my name and social and were taking me to court.

same thing just happened to me not even 2 minutes ago. i have no idea how they got my number or information but they did. the number they use is 916-253-0812 they've called me twice now and the first time i talked with a guy with a THICK INDIAN ACCENT who hung up on me because i was asking questions. i had the federal and state laws in front of me that protect people from scam artist like these guys. i told him about it and before he hung up he told me i had 3 hours before the police were gonna take me to jail for 6 months. what a do***e bag!  they should be dragged out of their homes and hung for what they do!!!

this guy with African accent  sounded Nigerian from 916-253-0812 called and left a message asking for my social security number saying he will institute charges against me if I did not return his call.   I did not because I knew it was a scam the minute he asked for my social - and there are no judgements against me   I do not owe anyone.  I felt that maybe he is targeting seniors.    I wish they would do something about con artists  like these......

I had that happen to me today saying I owed 50,000.00 from an easyloan.com. I told them to I wanted to talk to there attorney. Another guy got on the phone and said it was a mistake and that he would erase my number frome there data base and hung up.

some guy name joseph with UNL or something company (very heavy indian accent that is difficult to undestand)  called me and left me a message that says that there is a lawsuit against me and my social security number.  Kind of scary that he knows my first name.  This same guy called a friend of mine and he talked to them, they had his name and his social.  They claimed that there was a lawsuit against him also, but when he told them to serve him or to back off, they stopped calling.

first of all i also scared on seeing so much complain at this number but after getting fully information abt the agency my doubt has been cleared . dont give mind on all fake complaint after transaction i got a transaction reciept at my billing address,and also
a OOSR certificate also. god know better what someone gets by scoffing any one

WELL THESE STUPID SCAMMERS GOT ANOTHER NUMBER ONCE AGAIN ITS 9162530812 BEFORE IT WAS 610713813012 7176854663 AND SO ON AND SO ON.....THEY KEEP CALLING WITH HEAVY INDIAN ACCENT USING AMERICAN NAMES-BUNCH OF SCAM ARTIST!!!!!

U are one of them!!!!!!!!!!!!!!!!! Please stop calling my phone!!!!!!!!!!!!! I dont owe anybody any money, and Im not faxing my credit card info to you. I hope you get caught

I received the exact same message that you received on my voicemail. I called him back and had a little fun with him.  As soon as he picked up, I told him that I received a call from this number and I would like to know the nature of this call.  He immediately knew my name and told me that I had a case in my name and how do I want to take care of this matter.  Before I said anything else, I requested his full name which he said was Joey Christian. I asked what is the name of the company that he worked for and what state is he calling me from.  Once he give me that info which probably was fake, I took him thank you for that info because my legal representative will be notifying him because we already know that this is a complete scam and they will be prosecuted to the fullest extend!  I also told him that I was a active member in the military it is illegal for payday loans give us a loan.  He said that he will get back to me and he will mail any documentation. He was trying to rush me off of the phone.  Before he could hang up I asked him to verify my address where he was sending the documents to?  He make up this bogus address that is not even in my state and then he hung up on me.  I called him back and he did not answer the phone.  I called a few hours later and blocked my number and he answered. I told him don't ever call my phone again and he started making sexual noises saying that I want him and he loves my voice. Clearly this is officially a scam!!!!! Triflin

I received a call from 916 253 0812 a jay called himself Joe. He told me he has my name and social. Asked me to pay $ 300. When i asked him for a written verification of the debt, he said "see you in court" and hung up.

so ofcourse these losers dont get that we are on to them...they call me again from a complete different number n ofcouse its another asian wit heavy accent..he asked for me n when i replied dis is her he hangs up..i call bk being prepared to tell them off n how they are already reported to the police n ofcourse no answer until the line became disconnected....b***s***ters i wish i worked for the law i would so b cracking down on these no good for nothing..I heard from a friend to go to donotcall.gov and u can block them from calling u and if they do its an automatic sue..towards them....

I was contacted by the same number twice and when I called back, I spoke to one heavy Asian accent and one heavy Indian accent, so immediately assumed this is an overseas call.

They would provide a case number and threaten to take me to court if I don't pay right away. I called back later to get more information about them, and the guy first hung up on me. Then I called a third time and asked for information about the legitimacy of the claim, as I suspect identity fraud if there was really an account opened in my name, as I never applied for a payday loan at EZloan in my life. He said that he would speak to his attorney and I shall call back in another 15 minutes. When I tried to call a fourth time to get their address, names, and a written proof of my supposed debt, no one picked up. Let's see how this continues..

I recieved a voice mail from an asian person with a strong accent..claiming my name and stating on having my social security number from a ucl company. He stated being a police officer joe and that  i was being sued for a loan i have and that if i didnt return the phone call they sue would go in action. I called back just by stating my name he quickly gave me a number of my documentation that he supposly contained. I asked where this sue was coming from and he olny inplied that it was from easyloan.com and they were sueing me for 381.00 dollars and that if i didnt want to be taken to court that i could simply fax him a paper stating my name and my signature implieing that i would promise to make the payment and if i didnt make the payment that they could take any legal action against me. I argued with the guy continued asking him for further information and how i would have gotten a bill first before a sue. He got angry with me and was pressuring me to make the payment today with a credit card. I told the  a***ole that since i had no idea what sue he was talking about and i didnt have enough information that to go ahead and sue me and that if this was for real i would rather see them in court with actual physical documentation. He got angry and hung up. I did my research online toward this extremely odd phone call and then processed with calling the police and reporting the caller. Please ingore these phone calls and be aware that they are continously calling from many more different numbers then posted on this site.

I just received a call from these losers saying that a lawsuit has been filed against me and my social security number for a loan I supposedly applied for over the internet.  I wasn't home so I returned the call when I got home.  I told him that no so application was filed and he gave me my "file" number.  I then asked him how he could give my file number when I hadn't even told him who I was.  He gave me some answer about all the claims having the first five digits the same and that if I gave him my phone number and name he would give me the other 2 digits.  I told him I 'd rather call the company he claimed I was defrauding and he gave me a number which of course is not in service.  My next call will be to NJ attorney general's office.

Maybe it was "UNLC" Collections...I couldn't understand the guy...

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

Hey everyone-

I just got a call from these do***e bags today:

They leave a message and talk so fast you barely understand them: "There has been a lawsuit filed against your name and SS#..." It was Ned. When I called him back, he was "Officer Joe" and advised me I owe 2 hundred and whatever dollars to easyloans.com. He tells me I can settle out of court if I pay; I say give me documentation, account numbers, company names of who I owe, and maybe we'll talk. I got put on hold for like 5 min, and then he came back and told me the attorney would be mailing me everything I needed. I persisted that I wanted more from him, and he asked me to call back before 6:00PM Pacific.

You get a call like this, tell them to p****off and report it as advised in previous posts...

I keep getting  calls from this number as well.  Saying that I owe a certain amount of money.  This call was from an Officer John...

I received a phone call from this number as well - they told me that there was a "lawsuit against my name and social security number" and when I told them I wanted more details, they got pissed and said "well, I already told you the amount!"  So I told them I thought they were scammers and hung up.  They were Indian just like someone else mentioned.  I also don't owe anyone any money.  I'm reporting them to the Better Business Bureau.

Mike - you are obviously one of the scammers with a fake post - go crawl back into the hole you crawled out of. Your posts are easy to spot becuase you don't write english any better than you speak it! You stupid threats and legal goobledy-gook are not convincing! To anyone reading this - don't think for a minute that mike is a legitimate poster - look under the number 707-633-0002 on this iste and check out the post by "the saint" - it has alot of information on this scam and how it works.  If you get a call form these chuckleheads report it to your state attorney general and www.ic3.gov.  Good luck everyone!

There's no way to stop them so lets just blow up their numbers so they can't use them anymore!  Go here http://www.dailyhaha.com/soundboards.htm  or Google soundboards and hit them with your best shot!  They're number is looped from a US number so they don't have caller ID and they're criminals, pirates actually so who cares, prank away!

These people are full of it; when you asked for documentation of what you supposedly owe them, they have nothing to say and hung up on me.  I am reporting this number to my attorney general's office.  They somehow got my work number as well.  You can't hardly understand what the guy is saying.  He just says he is from unknown collection agency; just called back and he gave a different name for the company and who I was speaking with.  Scam, scam, scam...!!!

hey!!!dont lie.okay???
i have resolved my matter with them...and i got a legal proof from them.and everybody stopped calling me on my number..
now i dont receive any call saying that stupid ting I OWE SOME AMOUNT WITH THEM..
so dont spread romours about them....

WELL THESE IDIOT SCAMMERS FROM INDIA OR NIGERIA ARE CALLING YET AGAIN THIS TIME FROM 9162530812 BEFORE IT WAS 6107138130 7176854663 4123608423 AND ETC.HEAVY INDIAN ACCENTS AND AMERICAN NAMES BEING USED. BUNCH OF SCAMMERS!!!!