I got the same text. I responded by sms bombing the scammer 50 times saying, "DON'T SPAM MY PHONE DOU**E BAG! I WAS NICE THIS TIME! NEXT TIME IT WILL BE 1000!" See, I was a nice guy.  Let's see how the scammer likes a taste of his own medicine! :)

Got a text "Need some quick cash for bills and expenses? You can get up to $1500 tomorrow! It's easy, just visit www.VIPloan.org (STOP to cancel)"