If you want information on this scam and the people behind it I recommend checking out these websites:

 http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services

 http://www.dslreports.com/forum/r26458611-Sca ... calls-revisited

I have received more than 150 (I have them documented) calls from these scum sucking criminals. I have filed more than 50 complaints with the FTC however due to the fact that they hide behind spoofed numbers I doubt that they will ever stop any of them. They ask for up front fees and charge your credit card without performing any services.

They call a dozen times a week to 'help me take advantage of reduced interest rates.' They say the name of their company is Card Member Services and they claim to be associated with my credit card company. As soon as I ask a question that's 'off script' they hang up on me and call back an hour later.

Called to tell me how to reduce credit card debt. I think they use various different exchanges to call. I have received calls from them before but different caller ID. This one says Oklahoma.