Called about 8:30 am on Saturday waking me up.  I answered and heard music along with the message that it won't be much longer and that they understand my time valuable.  I called the number that came up on Caller ID and it went to a company named Advanta.

Advanta Credit Card collections

Just received 2 calls back to back from this number. It gets irritating.

Agreed! SLIME! They are disreputable at best. I called and worked out a plan with their rep on the day a payment was due. A week or so later I started getting calls (several a day) from a collections department and they (several of them) told me I had NO agreement and was overdue. Then they would cut off what I was trying to say, act as if I were lying to them, give me s**t as if I was not willing to pay (which I originally had been) and more or less talk in denigrating and abusive tones.

Once, a rep called and finally agreed to make the same arrangements that the first one did and was ready to do this until I refused to give him banking information as he wanted to set up some sort of automatic payment. I refused and he got nasty and suddenly reverted to the "no agreement" idea and was antagonistic as if I had not been willing to pay. I pointed out that I did not want to set up an automatic payment as I did not know if I would have funds in that account and might use an alternative method as payment but he was unwilling to hear that and remained very abusive.

DO NOT TALK WITH THESE GUYS! DO NOT EVEN ADMIT YOU OWE ANYTHING! DON'T GIBVE THEM ANY PERSONAL OR FINANCIAL INFORMATION AT ALL. THEY WILL JUST USE IT AGAINST YOU AND YOU ARE NOT LEGALLY REQUIRED TO TELL THEM ANYTHING. JUST HANG UP OR DO NOT ANSWER! LOOK UP YOUR RIGHTS AS A PERSON WHO OWES AND FOLLOW THAT! There are lists of your rights online.

Agreed! SLIME! They are disreputable at best. I called and worked out a plan with their rep on the day a payment was due. A week or so later I started getting calls (several a day) from a collections department and they (several of them) told me I had NO agreement and was overdue. Then they would cut off what I was trying to say, act as if I were lying to them, give me s**t as if I was not willing to pay (which I originally had been) and more or less talk in denigrating and abusive tones.

Once, a rep called and finally agreed to make the same arrangements that the first one did and was ready to do this until I refused to give him banking information as he wanted to set up some sort of automatic payment. I refused and he got nasty and suddenly reverted to the "no agreement" idea and was antagonistic as if I had not been willing to pay. I pointed out that I did not want to set up an automatic payment as I did not know if I would have funds in that account and might use an alternative method as payment but he was unwilling to hear that and remained very abusive.

DO NOT TALK WITH THESE GUYS! DO NOT EVEN ADMIT YOU OWE ANYTHING! DON'T GIVE THEM ANY PERSONAL OR FINANCIAL INFORMATION AT ALL. THEY WILL JUST USE IT AGAINST YOU AND YOU ARE NOT LEGALLY REQUIRED TO TELL THEM ANYTHING. JUST HANG UP OR DO NOT ANSWER! LOOK UP YOUR RIGHTS AS A PERSON WHO OWES AND FOLLOW THAT! There are lists of your rights online.

Agreed! SLIME! They are disreputable at best. I called and worked out a plan with their rep on the day a payment was due. A week or so later I started getting calls (several a day) from a collections department and they (several of them) told me I had NO agreement and was overdue. Then they would cut off what I was trying to say, act as if I were lying to them, give me s**t as if I was not willing to pay (which I originally had been) and more or less talk in denigrating and abusive tones.

Once, a rep called and finally agreed to make the same arrangements that the first one did and was ready to do this until I refused to give him banking information as he wanted to set up some sort of automatic payment. I refused and he got nasty and suddenly reverted to the "no agreement" idea and was antagonistic as if I had not been willing to pay. I pointed out that I did not want to set up an automatic payment as I did not know if I would have funds in that account and might use an alternative method as payment but he was unwilling to hear that and remained very abusive.

They even called on a Sunday and a holiday—also several times the same day.

DO NOT TALK WITH THESE GUYS! DO NOT EVEN ADMIT YOU OWE ANYTHING! DON'T GIVE THEM ANY PERSONAL OR FINANCIAL INFORMATION AT ALL. THEY WILL JUST USE IT AGAINST YOU AND YOU ARE NOT LEGALLY REQUIRED TO TELL THEM ANYTHING. JUST HANG UP OR DO NOT ANSWER! LOOK UP YOUR RIGHTS AS A PERSON WHO OWES AND FOLLOW THAT! There are lists of your rights online.

Called about 8:30 am on Saturday waking me up.  I answered and heard music along with the message that it won't be much longer and that they understand my time valuable.  I called the number that came up on Caller ID and it went to a company named Advanta.

919-872-2436 is from Advanta Bank Corp.

God bless you. Caller ID.... delete

You do not know anything.

In my situation I lost my business and had gotten a job but lost that too.  The economy is at its worst.
Finding a job is very hard.  And besides the credit card in question had been charging me 32% for the last six years for no reason other than I was paying on time.  But after calculating all payments and since I did not use the card after rate hike. I actually ended paying the debt twice.  NOW THE SCUMS STILL WANT MORE MONEY WHEN I DON'T HAVE IT, WELL SORRY. I never ever intended to ruin my credit by stopping to pay these cards.  This situation is happening to millions accross the country these days.  And when it comes to buying food or paying these scammers, food takes presedence.

F'YOU.......HABEB!

kma

Even if you send them $20 a month they are not happy, they will continue to call and call.  Never leave messages.  Even if you do answer your basically on hold till the robotic dialer lets them know you actually answered.  The other day one called from their 800 number and that one left a recorded message, just telling me the different ways you can make payment.  I don't answer them, don't want to argue with them.  They get pushy.

Repoman I see who you work for! Mr Morals.

I am getting excessive call from the ppl. I do not even have an account with them! I have told the idiots that keep calling they have the wrong person. Still every morning they call......urggggghhh! Today alone 4 calls in 2 hrs!!!!

Agreed! SLIME! They are disreputable at best. I called and worked out a plan with their rep on the day a payment was due. A week or so later I started getting calls (several a day) from a collections department and they (several of them) told me I had NO agreement and was overdue. Then they would cut off what I was trying to say, act as if I were lying to them, give me s**t as if I was not willing to pay (which I originally had been) and more or less talk in denigrating and abusive tones.

Once, a rep called and finally agreed to make the same arrangements that the first one did and was ready to do this until I refused to give him banking information as he wanted to set up some sort of automatic payment. I refused and he got nasty and suddenly reverted to the "no agreement" idea and was antagonistic as if I had not been willing to pay. I pointed out that I did not want to set up an automatic payment as I did not know if I would have funds in that account and might use an alternative method as payment but he was unwilling to hear that and remained very abusive.

They even called on a Sunday and a holiday?also several times the same day.

DO NOT TALK WITH THESE GUYS! DO NOT EVEN ADMIT YOU OWE ANYTHING! DON'T GIVE THEM ANY PERSONAL OR FINANCIAL INFORMATION AT ALL. THEY WILL JUST USE IT AGAINST YOU AND YOU ARE NOT LEGALLY REQUIRED TO TELL THEM ANYTHING. JUST HANG UP OR DO NOT ANSWER! LOOK UP YOUR RIGHTS AS A PERSON WHO OWES AND FOLLOW THAT! There are lists of your rights online.

I'm sure if it were that simple he would.  Many people in this country are going through this and sending companies what they can, myself included. These banks are not willing to work with you. I've already set up payment arrangements with a bank, after calling THEM about 10 times, and they still call.  So get off your high horse.

I AGREEEEEEEEEEEEEEEEEEEEE!  damn ADVANTA workers are all nuts!  they cannpt speak english or even come close to working with ya.  they can call and call and call.....hope they enjoy my answering machine!

What Wayne said, except I am not 60.  The stupid puppette on the phone actually said something like "You don't have to go bankrupt, we can work out a payment plan."  Like I care about the $4K on my Adcrappa card.  I tell them to call my lawyer and they given me the "We don't derrrrr, do that."  Well a-holes, keep wasting your time calling cuz my phone is on silent!

If you dont need it then simply pay your bills. be a white man about it and have some pride. set up payments of one dollar a week if need be but dont think you can do what all the giants do and go Bankrupt. you see sir, we arnt playing by the same rules and never have been. just my two cents...

Freaking advanta bank! I'm going bankrupt and they keep calling and calling. They just don't understand what's going on in this country, or should I say they don't care. I'm 60 and this is the worst time of my life, divorce, bankruptcy, out of business and I really don't need this crap!!!!!

I just tell them they have the wrong number and there is no one here by that name. The calls then stopped.

It's Advanta bank Collections dept.

Won't stop calling....at least 10 times a day, seven days a week....

Advanta bank.

Repeat calls at all hours of day and evening.  No voicemail left; no identification as to from whom the calls originate.
Calls usually come in pairs.  One call; a pause of two minutes, then the second call.
No purpose known yet.

unwanted call 9/7/07

call and hang up