I received a call from these people asking for my attorney's info then threatened me that I was going to be arrested for non payment of a cash loan that I never took.

Got the same calls as everyone listed.  Spoke with a member of the Federal Trade Commission.  This is definitely outside the guidelines of the Fair Debt Collection Practices Act.  Please report these people to the FTC.  The more calls the better.  I am not sure how they got my information either, but am sure that this is illegal as all get out!!  the FTC's compaint number is 877-382-4357.  They have gotten smart and are marking their incoming calls as "Private".  According to the FTC, a debt collector must identify themselves and their number, as a legitimate company and cannot make threats in the efforts to collect a "debt".  Please help shut them down.  I will not pay a cent and will be glad to have my day in court!

Do you have an address for them?  I need it for my lawyer.  If you call that number it is disconnected and I don't have another num to reach them.  I NEED AN ADDRESS FOR THEM - URGENT.

Thanks

These people are ruthless.  They called my husbands cell phone about 10 times today.  Every time I ask them what payday loan it is they give me a new name.  I spoke with two different police stations. They both told me that there isn't much they can do.  They did tell me to block the numbers from my phones.  They also said to be just as nasty to them as they are to you and use a whistle and blow it long and hard in the phone.  I spoke with my local phone company and they said the number comes from Deerfield, Florida and it is a cell phone number.  They are also using this number too. 000-000-0000 Phone company said this is probably a disposable cell phone
Maybe we can all put these people out of business.
Pam

Today I rec'd the same type of phone call from a person name Lisa Texas. From the same LLC Attorney. I asked can I speak to left the message I could not really understand what she was saying. with the threating the cursing and they wiil take my home and my car.  I asked who they were the caller told that that was not important.  The caller wanted the money that I have no idea what the caller were talking about.  I told the caller that I will report them and the caller hung up on me.

Ok, I have been doing a little research and I noticed above that several of you represented the company that called you as LLC. I looked up LLC in google and it refers to something that all lawyers use. If you look any lawyer they will have the initials behind their names.  I believe this company is using it to try and fraud. To hide behind the initials and make them look real.

I received a message very similar. It scared the hell out of me.  Why do these people do this. It is very unfair.

I also received a phone call from the number above. They called me at work.  The guys name was Jeff Johnson.  He was a foreigner. He started talking about I had a lawsuit against me and that he was taking me to court on Monday, it was Friday that he called me.  I told him I didn't know what he was talking about and he just kept rapping off stuff I didn't understand.  He said he had my address, bank account and an email address. I told him I would have to call him when I got home. When I got home the phone number was bogus that he gave me. He gave me 541-3312-048. I tried every combination of numbers and none of them worked. I woke up this morning thinking about it and I took the first three off and googled the number and presto I arrived here. When I call the number back it is busy all the time. I am feeling a little better knowing this is a scam and not something that he really has on me, but it still scares me.
Some one needs to stop these people. They do not have the right to treat people like this or take advantage of them.

I received a call from this number by a man by the name of Kirk Wagner and John Smith. They claimed I had a payday loan and I sent them $100 because they threatened me saying the cops would pick me up by Monday if I didn't have a payment. I immediately suspected foul play and when I questioned him/them they would yell and become very nasty and threaten me some more. I had in fact taken a payday loan in the past and had forgotten about it, and that is why I thought they may have a real case against me. My mother warned me that they were scamming me. I paid only $100 just in case but had every intention to look further into the matter. So glad I did and I will report this first thing Monday morning to BBB and my Attorney General's office! I am upset! I am going to make sure they go to JAIL!!!

Fake Debt Collectors and Collection Tactics

If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.

While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).

Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.

Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.

Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."

Ways to Protect Yourself Against Debt Collection Scams

Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors

If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.

You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

http://www.internetautoguide.com/credit-cente ... on-tactics.html

I just received a message (at work) from someone claiming their name was John Smith and you can tell he was a foreigner.  He stated that I need to return his call ASAP or else.  He also stated if I didn't return his call all he could do is wish me good luck.  He never stated what the call was about.

The caller claimed we received money we didn't and said we would have to go before the judge if we did comply with there demands. Want to know if we had a attorney to represent us. Sound like forigners could hardly understand, but I think the had something covering phone.  The person of contact who I was suppose to talk to were never available.

I received a call minutes ago regarding the same issue. They threatened me with a major arrest-stating I committed theft by deception, fraud, etc. I contact the police department and reported it. They stated to me that they are being invested by the county.

Gary, thank you so much for posting this.  I have had two calls from the # and been harrassed and told I was going to be served for 3 criminal charges on Monday and lose my house and my job.....I have left a message for financial crimes at my local police department but will use your information to follow suite.  I am also going to contact the Attorney's Office and let my phone carrier know about it....scary stuff.  Especially since he has my social, obviously.

WALLINGFORD, CT, August 07, 2009 /24-7PressRelease/ -- Better Business Bureau is warning consumers about would-be debt collectors who call "payday" loan holders, threatening arrest if they don't pay immediately.

A payday loan, also known as a paycheck advance, is a short-term cash advance intended to cover expenses until the holder's next payday.

The callers claim they are lawyers with the "Financial Accountability Association" or the "Federal Legislation of Unsecured Loans," and they are armed with stolen personal information from their victims, indicating a major security breach of unknown origin. The names used by the scammers may change with time.

According to Connecticut Better Business Bureau President, Paulette Scarpetti, payday loan holders appear to be particularly at risk.

"Because the scammers have so much information about potential victims, BBB is concerned that this may be the result of a data breach. Thousands of people may have had their personal information compromised."

Reports received by Better Business Bureau and posted online explain the con artists threaten the loan holders of defaulting and claim they are being sued. The imposters threaten the loan holders with imminent arrest and extradition to California to stand trial, unless they immediately wire $1000 or provide bank account or credit card information.

Connecticut Better Business Bureau has advice for consumers who receive suspicious telephone calls about an outstanding debt:

-Don't be bullied into immediate action. Ask the debt collector to provide official documentation that substantiates the debt.
-Do not provide or confirm any bank account, credit card or other personal information over the telephone until you confirm the legitimacy of the call.
-If you believe a debt collector is trying to scam you, file an abuse complaint with the Federal Trade Commission (FTC) online at www. ftc.gov, or by telephone at (202) 326-2222. Also file a complaint with your Better Business Bureau at http://www.bbb.org or by telephone at 203-269-2700, ext. 2.

About Better Business Bureau CT

Founded in 1912, BBB is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. BBB offers objective advice and a wide range of education on topics affecting marketplace trust. BBB also offers complaint and dispute resolution support for consumers and businesses. Today, 128 BBBs serve communities across the U.S. and Canada, evaluating and monitoring more than three million local and national businesses and charities. For more advice on finding companies and businesses, start your search with trust at http://www.bbb.org

http://www.24-7pressrelease.com/press-release ... mers-111431.php

rec a call from this phone number it was a debt collector  they pretented to be police officer and when i questioned them they cursed me and hung up they did this several times   I have contacted the local police dept that they said they were connected with and filed with the state of va consumer protection service and the fed trade commisson under file no 24535504