They are a scam! I am getting ripped of $3000k. Those in get out! You cant even talk to them. Everytime I try to talk to PRMD I can only talk to FBL,or ESP. Tried to cancel and they said they have to forward to PRM and will take 10 days to process. Cant get a hold of PRMD directely. Read reviews by get out of debt guy, they are eye opening. Please complain to BBB and Federal trade commision so we can get these guys shut down! They take your money and apply to fees first, and fees are non-refundable. I have paid into it $600 a month since Oct of 2009 and only have $700 in reserves to use to settle with credit cards! I have to summons now and I have to pay the filing fees and they do not represent you legally.  I am broke and want to cry and feel so stupid for thinking it could work. I thought I had researched them but I should have done more digging. I finally realized they were a scam when they told me the BBB was a bunch of stupid lawyers and that no one cared what they say. Yeah right! Well stupid me cares what the BBB says and so does the FDC and the FBI!!!

I spoke to Simon Roberts on extension 9015 and very helpful

they are under the BBB with Capital United Partners

they are reall god and are honest and tell you everything about it. nothing is easy know a days and they have helped me.

I called it from a patient that gave me this persons card, and looked on line about PleaseReduceMyDebt.com. Spoke in length with him and seems unfortunately gave him my ss and set up a meeting for tomorrow, but leary of course, checke BBB no record of them that I found and went on line and read some pretty nerveracking stories. so I think meeting is off. I called left message for Alex to call . Courious what he is going to say after I read him the notes from other clients. I will let all of you know when he calls me back.