Same story only it was Michael Chambers. I filed a complaint with the Florida BBB where Save The American Dream is based. (one of them)  I also received the same letter from Wells Fargo Auto Loan. Save The American Dream replied to the BBB they had done what they promised....delivered paper work and that if I did not receive a loan modification I had not followed their instructions.
I just received a form from the Claims administrator of Save The American Dream Corp Activate Power Marketing offering half a refund if I sign and return the  legal form releasing them from any action the the BBB might bring against them. I would guess because of other complaints. I am holding out for my full refund!!!!! I filed the complaint last year.

Im Rob and I wanted to write this post to let everyone know that Karl and I have been dating eachother for a while and he wants to hide it. He dosent want no one to know he really likes dudes when all he does is text me and ask when he can come by my house and "spend time". Karl grow up and admit we are seeing eachother!!!

GOT A CALL FROM 954 769 0589. THEY SAY MY NAME AND THEN ASK TO CONFIRM AND  THEN HANG UP.

Got a call  from this number .Caller was saying he could refinance my car

claimed to want to refinace my car

I know the person who is part of this "company" somewhat personally, his name is Karl Overington, he is from what I see a scam artist, he knows how to play peoples emotions as he has done mine, the best thing you can do is not let your guard down, keep an attitude, and do not feel sorry for him. I have been doing research on his "Company" and it seems to be family owned, I have many links here that will help anyone out of this scam, do not follow through with any of these people, they are rip offs.


http://www.clerk-17th-flcourts.org/Clerkwebsi ... es=1&SearchType=


http://www.ripoffreport.com/loan-modification/save-the-american-dr/save-the-american-dream-auto-a634e.htm

http://www.seravia.com/corporation/florida/overington-incorporated-x25k0q6mj

yes i got spam from this company they had a add on tv and i called and gave them promission to withdraw 350.00 out of my bank account i received the modification paper sent them to my auto company  at first they wouldnt send me a respond i called the number back for the 100% refund the lady told me that i needed that letter from the company i sent the auto loan company their letter and a letter fro myself stating why i needed the a respond from them i got my letter and tried to call the refund office back so i could send all the right paer bac all of the number i called aint in bussiness any more i really though this wasnt a scam becase it was on tv please help the company is trying to repo my truck

I got a phone from this number for loan modification.  I as well did not solicit there service.  Do not know how they got my number.  I am glad I googled their number will not have any further communication with company.  You saved me from making a huge mistake.

Save The American Dream
Activate Power Marketing

Internet 33309
United States of America
Phone:  877-894-4267
Web Address:  savetheamericandream.com, activatepowermarketing.com,
loanmodificationlegalhelp.pashalaw.com/2009/10/18/saving-the-american-dream-inc/

Category:HIGH ALERT SCAMMERS Home Mortgages/ Auto Refinancing / Loan Modification /
                                                           Posing as undercover Book Publishing Service

Submitted: Friday, September 24, 2010
Posted: Friday, September 24, 2010
I tried to re-finance my car to save some money but was turned down. About a week later I got a call from Michael Schrader who works for Save The American Dream. He said I could get my interest in half and they have a great relationship with Wells Fargo my lender. He said it would cost $350 dollars and they have a 98% success rate. If it does not work out with the lender
they will send me my $350 dollars back. I want it to be known that he said they have a great relationship with Wells Fargo and have been working with them for a long time.

After some thought I agreed and paid them the money. About a week later I received a packet from them with some forms for me to fill out to send to the lender. I filled out the forms and made copies of my driver license and insurance forms to send to them. I sent it priority mail which also cost me more money.

About 3 weeks later I received a letter from Wells Fargo. The letter stated that they do not do modifications and are no way affiliated with Save The American Dream. I called Save The American Dream and talked to Lashawn Mortin and she told me to send her the denial letter. She received the letter in 2 days and then called me. She needed me to call Wells Fargo and release authorization in order for her to speak on my behalf. She said she would call me back.

About a week later still no phone call so I called them and talked to Lashawn. She made up some excuse of why she did not call me back and told me the news. She said that Wells Fargo will not do modifications and that I have to call them in order to get a hardship case. She then advised me to direct all my concerns to her "manager" Christine. She told me she knows an underwriter there who has the final say. Yet she needed me to 'cough up' an additional $350 so she can process it through a sister company to avoid an automatic rejection. Sorry Lady, but I sure wasn't born yesterday nor am I going to let anyone swindle my blood, sweat and tears PERIOD. Michael Schrader had told me that they had a great relationship will Well Fargo?? Yeah right!

Well after all of this hassle my interest rate has not lowered and I am out of $350. I asked her about the refund and she said that this is all part of the process and you will not be getting it back. I did not argue with her I am going to post this every where I can so it does not happened to anyone else or they can make it good and give me my money back.

So pretty much what I have to do now is Call Wells Fargo myself and get this worked out with absolute no help from Save The American Dream. This Company is a compete Scam and should not be in business!!

"There is no better experience than what we offer.  Get your loan modified by the industry leaders in loan modification help." -- nothing but one lie after another after another voicemail another lie and so forth...they are downright crooks and thieves.  

Investigating and prosecuting fraud and ponzi style schemes are a staple to protect innocent people from abusive business practices.The Florida Communications Fraud Act passed by the Florida Congress makes any scheme to defraud another individual a crime.    

 
It's OUR responsibility as Floridians, to unite AS Floridians, to protect ALL Floridians from fraud.

Save The American Dream d/b/a Activate Power Marketing is a complete scam...do not send them your money because you will never get a red cent back from them. If the 90 day period hasn't expired, you still have a chance to dispute their antics with your card company.

If you sent cash, check or Western Union, initiate a small claims trial before they change their names again.

OWNER Tony/Anthony Petrucci     (954) 557-6613  //  
OWNER Jacquelyn Kennedy         (954) 857-3111  //  
OWNER Michael Schaeger  / Michael Chambers  954-848-2443 //
They open and close under many aliases and have a cease and desist order out of California.
Do the search yourself and save yourself the aggravation and disappointment.
And, remember we are just as American as anybody else. Don't let anyone take that away from you.

Use your that right to Google them to prevent others from becoming their next victim and prey.

DESIST ORDER: Saving the American Dream Inc.
Filed Under  saving the american dream
Summary: Received seize and desist order and accusation from DRE.
Description: Temecula based corporation providing loan modification services while collecting advance fees illegally as alleged by the DRE.  Not sure if these are two separate companies, but another ?Saving the American Dream, Inc. based in Tustin has an F rating on BBB and 22 complaints.  Please let us know if you have done business this company or companies to let us know if they are separate entities.

read all these blogs..did my own research..found out i needed there help at Save The American Dream and did as the instructions said, and sent to my lender and they were back in touch with me in 3 days like they said, and i not only got my loan payment lower but got a payment deferred as well....maybe these complainers didnt have a hardship

You have got to be kidding me!..You should of followed tho! You thought you were slick and screwed yourself!

I signed up with this program about a month ago. i thought I was going to get ripped off, bottom line I sent in the paper work &today I got a letter from my lender and these people save me 103.00 a month!..im not sure what everyone eles is talking about...they should of sent in the paperwork!..haha.Thats whats wrong with ignorant people they think they know everything and dont follow directions!

Not only did this guy named Karl Overthemantin come out to my house and flatting the tires to the Repo Man's tow truck and save my car, He got my payments reduced from 913.31 to 902.09. This guy saved my life. He is now dating my younger brother, who is the real Mr. Plow

They save me hundred buck a month off my care note. Its only about 20% but i cant complain

These guys cut my payment from $952 all the way down too $345.44. My bank had me at a 29% intrest rate. Noe im at 3%.Now i can afford to pay my mortgage. They are also working on modification on my home.I gave some of my friends there number. These guys save my car

Sined up with the. Still waiting to hear from my lender

I WENT ONLINE TO FILL OUT A APPLICATION FOR A REFIANCE ON MY CAR. I RECEIVED A CALL FROM "SAVE THE AMERICAN DREAM". THEY TOLD ME THAT I WAS DENIED FOR A REFIANCE BUT APPROVED FOR A MODIFICATION. I WASNT THAT SURE WHAT TO DO BUT I KNEW I REALLY NEEDED HELP AND THIS WAS MY LAST CHANCE TO GET IT. SO I PAID THE FEE AND I RECEIVED MY PAPERWORK.I HAD A FEW QUESTIONS AND I CALLED THEY WERE REALLY HELPFUL. I SENT IT TO MY LENDER AND MY CAR PAYMENT WAS CUT DOWN BY 156.00!! I AM VERY HAPPY WITH THE SERVICES I RECEIVED AND I EVEN GAVE THEIR NUMBER TO MY FRIEND!!

I called this company because i was behind on my car payment. Not only was i able to get my payments caught up. My car note went from 479.53 to 360.45. These guys are awesome :)

I did business with this company ( Save the American Dream), received the so-called package and was alittle nervous at first. I thought I was scammed but figured that I would just fill it out and send it in because at this point I was out of options. 3 weeks later i received a letter from my lender letting me know that the 3 months that I was behind was being defered to the end of my loan and that my payments would be reduced from 497.57 to 342.29 by extending my original term by 6 month's. I really cant complain. So just fill out the paperwork they provide and send it in. You never know!!!

I received a call from Jennifer September 21st.  She stated that I qualified for a reduction and gave the same information she gave to Tony.  I fell for it, and gave her my account number.  Once I did research and found this site, I transferred my money to another account.  Thanks everyone.  I am going to the bank tomorrow and closing the account that I gave her.   hahaha  she is probably celebrating, but will get nothing!    There is some Karma in that Tony.

and the company has changed names, too. At first "Kevin" said Save the American Dream but then corrected himself to Car Loan Modification Center. Same scam, though. Having read through the comments, I will not call back this bottom feeder - they obviously get names off applications for car loans or car loan refinancing.

His name now is Kevin, put the pitch is  the same.... cut my car payments in half, etc.

WHAT i got the same Number as anyone else but the guy who called me his name was Rick Passrelli, how ever you spell it. thats crazy

I received a call today from someone named Jennifer from "Save the American Dream"
She somewhat explained an auto loan modification (something I have never heard of before)
She initially told me that my application to refinance from Well Fargo Bank was declined. How did she
know this? She insisted on me giving her my checking account number, or a major credit card
for a $350 one time service fee. Something didn't feel right. Gut instinct told me not to do this.
I told her that I would get back to her after I thought about it. She continued to call my home
phone and harass my roomate. "Where is Tony?" He needs to do this fast! This modification is done
on a first come first serve basis. I googled the number she gave me and so happy I saw this.
I then googled the website "Save the American Dream" Website was petty, unprofessionally designed, and just plain simple. Just remember what goes around comes around. Karma is a bi***!
BEWARE! BEWARE! BEWARE!

i have a marcus now...recently paid the 350 now trying to refund my money because my bank neglected me. going to send the paper work in that they request, but if not i will talk to my bank's fraud department i dont know if their is a way to do it from a bank.....so far my understanding is that i have to send the paperwork in and i dont know what else to do ....if anyone can help please feel free to email me at


richardv9@hotmail.com

-richard

I was a bit skeptical when I received the same phone call as you guys but with the name "Kevin Mahoney". So I researched the company and phone number and found this page..boy good thing I found this because I am no longer calling him back.

I did the same... I had to do a 3 way conference call with my bank (fraud department) and this company. Knowing I was seriously going to push the issue got me my money back. The "agent" misrepresented the "product"... and I wasn't going to pay for what basically turned out to be nothing. I suggest cancelling your card, and letting them know you are not going to back down and lose your hard earned money. Good luck!

Got a call from "Mike Chambers" claiming to be from a company called "Live The American Dream" about lowering the payment on one of my vehicles. I do not know how he got my info, I DID NOT solicit his services and a return call was NOT made to his "office".  I googled his "company name" and got nothing which is when I put in the name he left on my voice mail and landed right on this site.

I actually fell for this and gave him my credit card for the $350.00 fee. Don't know what to do at this point.

Mike Chambers gave me the number 954-848-2453 ext 104 and said he could lower my car payment. When I called it was a law office and they didn't know him. txs for your comments because I was wondering the same thing myself.