972-546-8592
TX, US
fuckit
fuckit
2014-05-08 16:32:24
Telemarketer
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SDgkhadflg
SDgkhadflg
2014-05-08 16:32:04
SMS
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poop
poop
2014-05-08 16:31:40
Unknown
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Tamianth
Tamianth
2013-08-27 00:15:41
Unknown
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
semone jones
semone jones
2013-08-27 00:14:18
Debt Collector
called my employer and stated I had felony warrants and I was going to be arrested.
Mike
Mike
2013-07-01 17:29:25
Debt Collector
I received a call today on my cell phone and at home,A woman name was Rebeeca Wilcox called me from this number.She told me that I was under investigation for writing bad checks in 2010 from my bank that I have used for years. Then she told me that I took a $500.00 loan out and this was deposited to my account back in  Jan 2010. She said that a warrant would be out for my arrest and if I want to make good on this I can pay back $5000.00 that includes lawyers fee's and interest. She said she was going to inform my company that I have been working for 10years now
Alfalfa
Alfalfa
2013-05-30 15:58:13
Unknown
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
George
George
2013-05-30 15:56:44
Unknown
A woman called me from this number asking for my wife. She told me my wife is under investigation for writing bad checks in 2010 from a bank she has never had an account with. She also gave me some bulls*** case number but refused to give me in what jurisdiction the case was originating.

Name she gave me: Vanessa Long
Just another one being harrassed
Just another one being harrassed
2013-03-12 16:19:40
Unknown
They dont want you to have their name and address because you can send a cease and deciss letter. Where They can no longer call you or anyone you know..Its best NOT to even answer their calls because Its an illegal scam.
Natalie Clark
Natalie Clark
2013-03-11 22:22:45
Unknown
This company called my job and informed the owner that they would have me arrested if i didn't contact them, I called the number back, they would not disclose a company name or mailing address. they said they were contacting me about welfare fraud.
Natalie Clark
Natalie Clark
2013-03-11 22:17:03
Unknown
this phone number called my job and informed my boss that i would be arrested for welfare fraud costing me my job!! somebody needs to figure out who this is and stop them
Ticked off
Ticked off
2013-02-05 15:13:34
Unknown
yeah they didnt even call me they called my mom at stressed her out with this bs. i am reporting them
Jesse
Jesse
2013-01-12 15:50:58
Unknown
I think this number is a scam artist and needs to be reported
bullcrap scams
bullcrap scams
2012-12-04 22:05:41
Debt Collector
Ms bradshaw and Wilcox called about a check with no other info. No contract info no acct number no nothing
bullcrap scams
bullcrap scams
2012-12-04 22:03:21
Unknown
Kiss our Azz u pay our bills wit yo broke azz
CONSUMER WHO IS DEBT FREE
CONSUMER WHO IS DEBT FREE
2012-11-28 22:11:23
Unknown
MAYBE YOU NEED TO PAY YOUR BILLS AND THEY WANT CALL YOU!!!!!
Rose
Rose
2012-11-28 14:33:46
Unknown
I got the same message. What did you do
James
James
2012-11-21 10:34:22
Debt Collector
These people call and demand that you pay them money on the spot or they are going to file for a warrant for your arrest they won't provide proof of anything just pay them there on the spot
Tired
Tired
2012-11-08 05:47:48
Debt Collector
Threatening with "check fraud"'
1-205-395-2647 1-949-527-1674 1-844-257-0955
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