http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Please see my post from Feb. 4.   They sold your information.   THIS IS BOGUS.  Do NOT PAY!

This is a SCAM.   More than likely your information was sold after applying online for credit.  I was inundated with these calls after applying for a payday loan online.   They shop your info out to 100s of lenders....some good, and a bunch of bad ones who sell your info.   They went as far as to harass my family members and call my HR Dept. saying they wanted to serve me with case documents or there would be a warrant for my arrest.  They harass you to the point of - ok - pay up or we will get you fired.   Extortion at its finest.   They use a spoof card so the caller id can look like a local number or even say "Sheriff's Dept" or some other law enforcement agency.  Don't fall for it and do not talk to them.  Unfortunately, the FBI in Houston told me there is very little I could do.   Not to give them my home address or work address as they may show up and threaten you phyiscally.  GOOD LUCK!  Locator for a Supposed Legal Entity.  PRE TRIAL PROCESSING SERVICE - called from 713-588-4627.  

I have received the same call from number 972-715-3200.  They were absolutely rude over the phone and said that if I did not pay the bill that they prepare court proceedings and papers would come to my job.  They have emailed information about payment plan setup, but I have not signed it.  I have not had a payday loan in years.  I paid that  off  when it was due.  'A guy calls me from a number 512-467-7916, but gives me a number 972-715-3200.  I paid a certain amt already and decided to close my account.  hHe called me today very upset and said he is now preparing court paper.  What should I do?  is this a legit company?

DOES ANYONE EVER ANSWER THE TELEPHONE AT 972-715-3200 I HAVE TRIED TO GET AN ANSWER FOR 2 WEEKS AND IT JUST RINGS AND RINGS.  

I was left a message and told to call this number I have tried numerous times dailey and no on ever answers this phone.

Please block this call from calling.

They called me, using my old last name from 8 years ago, said I had 2 fraudulent checks out and that they were going to be turning me in to the county that the check were written off of. She called me from a 713 area code which is in Houston, Texas and said she was in Jacksonville, Texas which by the way is a 903 area code then gave me a 972 number to call which is a Dallas area code and said I had 48 hours to respond, I called them back when I got off work, she left me a message and said she was Diana Fuller with Pre-Trial processors and that if I did not respond they would serve me papers at my place of employment or at my home or I would be arrested at either place for check fraud! When I called them back after they called me 15 times in one day, no one answered the phone so I left several messages telling them to contact me back and have yet to hear from them I also told them I have not lived in Jacksonville, Texas for 6 years and that my last name changed 8 years ago so I believed it was fraudulent and I believed they were bill collectors or scam artist trying to get more information from me then what I was willing to give them. They have yet to call me back and I have been trying to call them for the last 3 hours and I am getting nothing, not even an answering machine this time! I am turning them in for harassment!!! If they are trying to get me for something like a payday loan with Check n go, well I paid that off 7 years ago to the collection agency they sent it to and they have the proof, i called them today and she said the loan was paid in full and I was not even in their system anymore! hmm sounds fishy to me!!

These are scam artist N!GGERS and they don't even know who you are or where you live so have fun with them.  I call them and call them and call them, I've called them 50 times over the past three days and there is NOTHING they can do about it because if they are even in this country the cops will drag their N!GGER baboon butts behind their car on a rural dirt road and nobody will ever find their bodies.

I have had this issue from a check n go payday loan for years now, I paid it off about 6 years ago but about 1 every year or so since I get these messages from some supposed collectors saying Im going to jail charges are being filed against me etc etc. I have found the best way to deal with them is push them for information I tell everyone of them I think they are a scam and that I want a letter on their company letterhead telling me I owe them this money. Nothing ever comes in the mail and eventually they give up on calling for about another year.

From this number 972-715-3200, I called this morning and was told the company was called Barnes and assoc?
They called me again last nite.

Thanks so much for all this info, you have really eased my mind. I got a call left on my voice mail yesterday, saying I had charges against me. That if I didn't call back, a summons would be issued and my rights would be waived. I do have debts, but they are medical due to a heart condition, and I am trying to repay. I didn't appreciate the call at all.

ME,
Read my post above and read through the articles. Do not set up any payments, do not call them back. Their calls are breaking FDCPA laws! If you feel its a scam, you and your boss should both file complaints in regards, and it sounds like one. You can also check your credit, your entitled to a free credit report from each one once a year. You may also want to place a fraud alert on it.

credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I have gotten several messages. They even called my supervisor.. Who put them In Their place. I called today to request documents as this, they are saying was in 2005, I was told she could give me anything that she doesn't have anything, I could get something if I set up a payment plan. Ms Davis said very ugly she would go ahead and file charges against me. Next call I got was her telling me to call the legal department. What should I do??

I got the same thing from number 972-715-3200 this is bogus and I have contacted my attorney and as well as the correct authorities about the harassment, I have no loans and have not had any for eight years then I filed bankruptcy.... I have received several different messages with several different voices same message though.

I just got the same message as Annoyed.  Message threating a person with my last name but no realtive with the first and I have been retired for three years and haven't written a check in more five years, only debit or ach.  So good be it's a scam.

I also got a call today with the exact same thing.  2 charges against me for fraudulent check writing, saying I owe money to a Check N Go.  Have been getting calls threatening me for over a year.  When I called Check N Go corporate, they had no record of me or the account referenced by this collection agency.  Has to be a scam.

I also recived a VM with Case# saying i had 2 charges againat me for Fraudulant activity relating to my SS, i was going to be served at my place of employment.

read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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If you feel this is a scam:
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Same thing as above been getting several different numbers calling saying the same thing and they have gotten nasty with me over the phone

Has anyone read where anyone actually got served papers? My debt has been paid and I would be so embarrassed if they actually did come to my work

Looks like lots of people have gotten this message today.  Add me to the list.  Only upside is they are threatening a person who hasn't lived here in 8 years.  I couldn't understand what company they said, but they gave the case reference # Q237582.

I just received the same as everyone above!

I received the same message.

i just received the same message

Same as the others. it is a scam.... anyone that would fall for the whole " we are going to contact X" would be a fool. just put them on call black and move on.

I just got an automated message about returning their call to talk payment or they will be contacting my human resource dept. i have NO idea what it's about

This number calling saying I owe a payday loan and I'm going to jail if I don't pay it!