>>> THEN YOU FILE A CHAPTER 7 WHEN THE CONTRACT CLEARLY STATES YOU WILL NOT FILE CHAPTER 7 OR 13 ON THIS LOAN ... CHECK ON THIS. <<<

OK, smart aleck.  Check on this:

From 11 USC 541 ---->
(c)(1) Except as provided in paragraph (2) of this subsection, an interest of the debtor in property becomes property of the estate under subsection (a)(1), (a)(2), or (a)(5) of this section notwithstanding any provision in an agreement, transfer instrument, or applicable nonbankruptcy law?

(A) that restricts or conditions transfer of such interest by the debtor; or

(B) that is conditioned on the insolvency or financial condition of the debtor, on the commencement of a case under this title, or on the appointment of or taking possession by a trustee in a case under this title or a custodian before such commencement, and that effects or gives an option to effect a forfeiture, modification, or termination of the debtor's interest in property.
<-----

So ask your lawyers whether the provision in your contract that gets a debtor to promise not to file for bankruptcy protection "on this loan" is either legal or enforceable.  I'd like to know.  Really.

Like I've always said, free legal advice you get over the Internet is worth every penny you pay for it.

You should be EMBARRASED for writing this slop.  We don't believe you.

LOL, and this is why they won't talk to your boss, he is a attorney and they are 110% extortion scammers. The charges are fake, just like they are. As your boss should know, these fraudulent "charges" are in violation of the FDCPA laws along with the threats.. They are meant to scare you into paying a fraudulent bill that never existed to begin with and would have told you to go buy a green dot card or similar non traceable card.  As you can see, this thread is full of shills for the scam..  The phoney stories are obvious ...

Too bad they really didn't, you should be in jail just for that illegal post..

Ugh! I need hip waders to wade through the male cow bowel matter being spewed in your shill post..  You should be embarrassed alright.. in a cell about 10 x 10..

Please give us a reference to some case law to back up that claim.  A few regulars know a thing or two about law and law enforcement and I am sure we would appreciate you illuminating the issue for us

It is not, keep dreaming idiot.  Debt is a civil, not a criminal matter.  Now, crawl back under your rock

You should fire you lawyer then dude, because he or she is incompetent and should be disbarred for their advice.

Shill, you are so full of bovine manure your breath stinks.  You are posting lies here to deceive people and make this scam look real.  Debt is a civil matter (i.e., a tort), not a criminal matter (i.e., a crime).  I hope this site, which warns people about phone fraud, puts you out of a job in your illegal boiler room.

I THOUGHT THESE GUYS LEGAL MEDIATORS WERE A SCAM BUT COME TO FIND OUT THIS IS ALL TRUEE...THEY CAME TO MY WORK PLACE AND TOTALLY EMBRASSED ME WITH THE SHERIFFS OFFICE... I ALSO HAD TO PAY THE BLANKET BOND AMOUNT OF 5003 ND ON TOP OF THAT I HAD TO PAY MY RESTITION AMOUNT....MY ADVICE TO EVERYONE WHO WHO ARE GETTING THE CALLS OR ABOUT TO RECIEVE THE CALLS PLEASE TAKE THIS MATTER SERIOUS BECAUSE I DIDNT AND NOW IM OUT OF AN JOB..........

Speaking of stool.... this smells like stool of the male bovine type.

Sorry not everything got posted

This is the voicemail that I got today from this number "Hi this message is intended for (ME) my name is Jessica Brikan giving you a call from the law office of legal mediation.  Our office has been appointed to handle a case that has been filed against you.  Your name has come up in an active criminal investigation and charges are currently being pursued against you in your county.  Now I do need to speak with you about these charges and go over the accusations that have been made and to also get a statement from either yourself or your attorney prior to issues of a warrant that will be issued out for your arrest. Now the direct number here is 972-961-4921.  When calling please refer to your case number (123456).  So I then called back and the same lady answered the phone.  Asked me for my information gave me part of the same social, wrong birthday, then sent me to a lead arbitrator. Who gave me a wrong address wrong information saying there was a warrant out on my social.  Said that it was about a wells Fargo loan for $300.00 in 2011, said I don't have wells Fargo, never did she said and filed BK in January of 2013  "ok ma'am we will have someone pick you up, good luck" I then called back again and was told that I was being charged with ?Debt by deception, Malicious intending to fraud and Pass a worthless instrument thought a financial institution?  Tried to get them to talk to my boss (who is an attorney) they threw a fit gave me the fax # 800-915-4187 saying they don?t give the address for security purposes.  Every time I try to call and get information out of them they hang up on me.

This is the voicemail that I got today from this number "Hi this message is intended for (ME) my name is Jessica Brikan giving you a call from the law office of legal mediation.  Our office has been appointed to handle a case that has been filed against you.  Your name has come up in an active criminal investigation and charges are currently being pursued against you in your county.  Now I do need to speak with you about these charges and go over the accusations that have been made and to also get a statement from either yourself or your attorney prior to issues of a warrant that will be issued out for your arrest. Now the direct number here is 972-961-4921.  When calling please refer to your case number (123456).  So I then called back and the same lady answered the phone.  Asked me for my information gave me part of the same social, wrong birthday, then sent me to a lead arbitrator. Who gave me a wrong address wrong information saying there was a warrant out on my social.  Said that it was about a wells Fargo loan, said I don't have wells Fargo, never did she said "ok ma'am we will have someone pick you up, good luck"

Check the floor on the urine-soaked boiler room where you run this extortion scam and see if you can find your caps lock key. Then put it on your stool and sit on it for the rest of your useless life.

Filthy scammer.

I HAD MY LAWYER TO LOOK THEM UP AND CHECK THEM OUT .........THIS IS NOT A SCAM PLZZ LISTEN TO ME THIS IS NOT A SCAM THE SHERIFFS OFFICE INDEEED PICK  ME UP AND MY CASE TURNED OVER TO THE STATE...SO PLZZ TAKE THESE MATTERS VERY SERIOUS OR GET PICKED UP AT YOUR OWN RISK

First off the bulk of those provisions in those loan contracts are most likely against public policy and would not be enforced.  Secondly it's extremely difficult to prove intent in these cases and I can't think of a single prosecutor, anywhere in the US who would file such charges. In any event,  no one would be arrested.   The matter would be worked out with the local prosecutor by plea agreement, that's assuming the prosecutor would do anything at all, an unlikely assumption.   Every one should pay their debts, but  some of these enforcement techniques are over the edge and some downright illegal.

Tausha, see my post above and report them.  Let your Attorney know about this scam call also.

This lady called me threatened to have me arrested for fraud and I let them know that I filled b bankruptcy and this lady called my Hubsand and also threatened him on a loan that I never got

If it is proven that the consumer intended default on the loan by giving a check or debit as collateral that was known to be invalid/ nsf can be prosecuted. Also, if it can be proven that prior to the taking out of the loan they visited a lawyer to consult about bankruptcies they can be prosecuted. Fact, just saying

You're nothing but a bad, bad JOKE!

Still at it Fraud-boy? Okay, I'll tell you what. Post just a single verifiable case number & the jurisdiction in which you EVER pursued anyone on your claims. We'll be waiting.....a very, very looooong time.
Skeff Ett Liv!
Gunnar

FRAUD = FELONY WHEN USED TO OBTAIN LOANS OVER THE FELONY LIMIT IN YOUR STATE AND COUNTY

NOT CALLING ABOUT DEBTS FOLKS, ABOUT FRAUD COMMITTED TO OBTAIN THE LOANS ILLEGALLY. THIS IS CRIMINAL, EPIC FAIL YOURSELVES

Getting a little desperate there aren't you Fraud-boy? The regulars here have gutted claims like yours a thousand times. You're nothing but a smoke blowing fraud who attempts to intimidate people with lines of BS about criminal prosecution for debt. Debt is a civil matter. Your claims of check fraud are pure crap. You know it. We know it.
The ONLY way a debt may be considered criminal is if there was an INTENT to defraud at the time the debt was established. Non-payment of a debt for ANY other reason is a civil matter. ALWAYS!  NO EXCEPTIONS!
So take your all-caps. SHILL post & your lies and shove them where the sun don't shine! You pathetic little frauds are making us nauseous. And I wouldn't recommend your coming back with any more lines of Bluster & BS. We'll peel the hide off of your worthless backside.
Skeff Ett Liv!
Gunnar

Epic fail.  You are so full of it your breath stinks.  As indicated by Alfalfa, debts are civil, not criminal matters.  Moreover, one must prove "intent" under criminal law to carry charges forward (good luck with that).  But hey, if phone fraud in shilling don't work out for you, I suspect you have a good career in fiction writing (just lose the CAPS LOCK)

Debts are civil and not criminal matters....

Thanks for playing.

FUNNY READING THIS. WE ONLY CALL ONCE, YOU SAY NO, FINE WE SEND OUR CASES TO THE COUNTY FOR THE STATES ATTY TO CONSIDER FOR PROSECUTION. IT'S UP TO THEM. THE REASON FOR CHARGES TO BE BROUGHT [IF THEY SO DEEM] IS BECAUSE INFO ON THE APPLICATION PROCESS WAS FALSIFIED TO OBTAIN THE LOANS ILLEGALLY. THEN YOU FILE A CHAPTER 7 WHEN THE CONTRACT CLEARLY STATES YOU WILL NOT FILE CHAPTER 7 OR 13 ON THIS LOAN AND THEN YOUR E-SIGNATURE IS CONFIRMED WITH YOUR PRIVATE PASSWORD PROTECTED E-MAIL. CHECK ON THIS.

http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
********************
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm

A Frank Goldstein called concerning my daughter about an online loan from cashnow, got us in a tizzie unril my girl called and told me she looked up legal mediation scams........

This number called us and threatened us with jail time and etc....He says it was about have my wife arrested for getting as loan she never received. Honestly, we never applied for it.