You guys shouldn't be posting stuff online just because you dont agree with work standard or how someone runs there buisness americas in debt wonder why??? people refuse to pay there bills.they should be suied

A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

And you should be sued for not knowing how to spell. Besides that post is 3 months old. Why are you even responding to a post that doesn't even concern you? It's people like you who gives this site some comedic relief. I shouldn't say that because you might get a swelled ego and stay. Better yet, please be responsible and go away.

What plagiarized/stolen name will you be using tomorrow, Dude????

A troll with an identity crisis????  Wasn't he  a fake Elspeth yesterday???

You're a liar. Tell us what court the summons was to and the name of the plaintiff.

This appears to be the outfit the OP was referring to

The following post is for informational purposes only

http://www.nycompaniesindex.com/phillips-reinhard-associates-llc-2fkyo/

 Name:     PHILLIPS REINHARD & ASSOCIATES LLC
 Identification number:     4426142
 Business Type:     DOMESTIC LIMITED LIABILITY COMPANY
 Incorporation date:     JULY 02, 2013
 Business Address     JAMIE RIEMAN
 2480 DELAWARE AVENUE
 SUITE 205
 BUFFALO, NEW YORK, 14216
 Mailing Address:     JAMIE RIEMAN
 2480 DELAWARE AVENUE
 SUITE 205
 BUFFALO, NEW YORK, 14216
 County:     ERIE
Jurisdiction:    NEW YORK
Name history:    JUL 02, 2013 Actual PHILLIPS REINHARD & ASSOCIATES LLC

"People can't believe everything they read online".  That, obviously,  includes your commentary.

Could be be looking at another post and run shroll?

yo 'killer'! What comic book you reading today? Better yet, what's your favorite crayon color?

"People can't belive everything they read online."

Which exactly why I don't BELIEVE you.

It is called, Freedom of Opinion.

&Wah, wah, wah.  Go get back under that bridge you crawled out from, troll!

Maybe you missed that this is a site to report scams and not a place for people to vents about bills. Also you gave the game away accusing a fellow poster of slander and did not read the sites TOS <that is terms of service>. Oh well!

My goodness, sounds like somebody is having a bad day in the boiler room! Great. We're glad to hear it.

Sites like this make it tough to run your little extortion racket, don't they?

Hey troll, you don't even know the difference between liable and slander so why on earth would anyone take you seriously.  You can't even compose a basic sentence nor can you even spell basic word correctly.  

I merely pointed out that debt is a civil and not a criminal matter and no one can be arrested.  Such threats of arrest are a clear violation of the FDCPA.  Also, planting false statements to device consumers in a FTC violation.  So if you want to argue law enforcement matters with me, be my guest

Dude get a life besides going on the internet putting down company's you know nothing about you should be suid for slander and harassment.its people like u that makes it difficult for people who owe debts to pay them People can't belive everything they read online.people need to be More responsible including shill kill

You are a shill!  How dare you plant false information here to deceive the folks so you can steal there money.  The civil procedures don't work this way, and most certainly you can't prevent court papers by sending someone unknown parties money via Green Dot card

I receieved a call from this # and blew it off---3 days later I was served a summons at my place of employment...how embarrassing. I thought the same thing --- that it was a scam , but in fact it wasent so be careful what you believe from the nay sayers....

calls wanting money through green dot prepaid calls, will say you are going to be arrested, they are a law firm, or you have a returned item from bank, very threatening, i looked up law firm doesn't exist and it's on google as a scam, reinhart, phillips and something.