I had a credit one bank cc with a 500 dollar limit. I used it a couple times to build my credit. but I was paying the full balance off over the course of about 3 months because I was going to use the card for a rental car. Turns out while I was on vacation, my card was temporarily suspended. I called the customer service department and was told that it was becuase I had used 3 different debit cards to pay my bill and it put of a security flag. I had to get my bank to send them a letter certifying that I was the owner of the accounts used. I did them one better and did a phone conference with my bank rep and with Credit One Manager and was able to verify my accounts but they still did not release the suspension because they wanted it in writing. I have spent hours talking to these incompotent people and no change in my account. So I naturally cancelled the card. I am paying the build but am still gettng these calls. Once I get this balance paid off. these calls WILL STOP.
CREDIT ONE -Indian reps trying to collect the money but they refuse to send my last statement. Very rude and disrespectful. I had fraud on both my credits cards Capital One handled the situtation on the spot, they not only waived the charges, they also gave credit for everything inlcuding the overfdraft, and send me a new card with no xtra charge.
I don't know who they are and I want them to stop calling me!
This number calls 20+times a day.. had one of their cards & lost my job in April. Currently in a debt management program & they declined my program's offer. Sent out a letter stating if I wanted my account put in a debt management program, I had to use theirs.. I'm not doing that crap. They never leave messages. .just call all day long. Not going to change the fact I lost my job due to declining economy & I'm working with a program that I checked out...not their's
Please stop harassing me on my work phone
I've had 129 calls from these people since NEW YEARS using 9 different numbers. Thank God I know how to send them to voicemail now. Here are the numbers they have used so far this month so you can block them too.
Never had an account or credit with Credit One.
Not owing any money to anyone. Perfect credit history.
No intention to respond to any of these.
Low life scum for sure.
I keep receiving phone calls from this number. Found out it was Credit One Bank and now they're calling me at work! WTF!
They've called here 4 times today. I give them 5 seconds to say something (I am a receptionist, I have to answer the phone ) If they don't say anything in that time frame, I hang up. If this in Credit one, they've changed their number, they used to call from 866-364-1639. That number calls 4 times a day too.
10 calls a day and no messages strange
Earl Mc Allister
Called on Sunday
If you have an IPhone you can download IBlacklist. After that go into the blacklist menu and select the area code that they are calling from. If you are not jailbroke it will he the best $1.99 you have ever spent. F U C1!!!
I am being harrassed by this person. I am unemployed and I pay when I can harrassement is agaianst the law.
I have been recieveing calls every hour since 5pm on February 3 2012 and I have alreadt set up payment but they are still harrassing me.
ya thats right
ya that's right!
bogus scum dwellers, they have many many numbers that call, good to know that the dirty little rude nasty bi_dog that called, could make a living on the street as a crackhoe too. vivious little rude attack animal snaped at my ankle wanting me to kick her.
i have a insurance on this card, she claimed that i don't and its a lengthly process, i also paid 25 just last week. she is a lying dirty belly crawling worm doggy.
i picked up that area code because i am trying to separate my identity from another my name.
they are LESS than human. potty dogs, you are the smelling poop on the bottom of my shoe. oh
am i being too judgemental here.
They called me a couple times. along with a bunch of other numbers i believe are debt collectors. i dont even have any debt. i just got my first credit card about 2 months ago but ive been getting calls for almost 6 months. they have the wrong number
202-367-9284 Credit One Bank- Credit card collections.
Call center,dc is calling Do Not Call registrants!
Heh... This might just get *FUN*.
This is a third party, recruited by the original creditor to collect on behind payments, etc.- making them subject to the FDCPA. ($1000 per violation statutory damages.)
This is a third party, violating this within the confines of Texas, making them subject to two laws within the State. Now, enforcement's normally a pain, but if you exceed $75k of statutory or actual damages, you can drag them into Federal Court on a separate case and apply Texas Law to them. The first law is the Texas Debt Collection Act, which makes it illegal for a direct or a third party to do this sort of rubbish with a minimum of $100 per incident statutory damage set- but it also makes it directly an unconscionable act under the Texas Deceptive Trade Practices Act. A wilful act under THAT particular law will expose them to the damages in question times six. There can be no way to claim this isn't wilful on their part. Repeated calls to the number, combined with NO message left behind with an automated system. Texas takes a DIM view on this sort of thing.
There's enough there to get an attorney to take the case up purely on contingency.
Unfortunately, folks, a primary creditor is mainly exempted from the FDCPA (Though not from all of it... Credit Reporting rules still apply (i.e. you can remove their entries permanently if they fail a Validation Challenge...))
Having said this, they still, along with a few other creditors violate the debt collection laws in most of the States in the union. If they have offices within your State, you can directly apply State law in the matter. If not, you'll have to wait until you can afford an attorney, they egregiously violate the State's collection laws (which they're REQUIRED to know if they're doing business with you...) and use Federal Diversity Jurisdiction (28 U.S.C. § 1332) if the statutory or real damages exceeds $75k- at which point you can turn around and apply the State's law in the appropriate Federal Court.
Do please note: I am not a Lawyer, not pretending to be one. I mention these things from my own understanding so that others may obtain a similar one. If you are in a position like this, you should confer with a properly licensed lawyer for advice on this or any other legal matter.
Calls are computer generated due the "all-day" timing of the call. No message left on voice mail
I'm learning here that this is Credit One Bank. a.k.a IC System, I.C. Systems, Inc.
Credit One Bank is annoying me.....
I received a call from this #, no idea who it is, but seems weird and scammish
My father died in September and this was one of his small $500 credit cards. He was 87, no spouse, no estate, and I have already sent them a copy of the death certificate. I am not liable for his debts and have told them to stop calling me.
I'm getting calls from this number and there was actually a person on the phone this time but after she said her name there was some crazy music that played really loud so I hung up. Immediately after I got a call from an unknown number and it hung up after 3 rings.
If it's Credit One, they're making me crazy, they've started calling me to tell me that my bill is due in 8 days. Then they charge $10.00 to make a payment online or on the phone.
Yes and their payment center online is for the birds - you cant even set up a predated payment - current date only - unless I am doing something wrong - they want to get you for the phone pay fee.
I used a pay service to get background on the number, which shows up on caller ID as "Call Center DC".
The results are interesting:
Name: Lucy Murphy
4837 Bass Pl SE
Washington, DC 20019
Phone Type: Land Line
Carrier: Nationsline District Of Columbia Inc - Dc
County: District of Columbia
Average Income: $27,317
Average Home Value: $96,300
Now, if you call 202-367-9284, you don't get Lucy Murphy -- unless she's the person who is recorded saying "For quality purposes, the call may be recorded..."
The real question is, how to document this subterfuge in a way that will convince, say, your local senator, that Credit One needs to be kicked in the balls. With creditors who don't mask their identity, you can provide your phone records as proof that they've called you 12 times a day for 6 months. In a case like this, it's way more complicated.
My wife and I are journalists - she in particular has investigative experience and substantial knowledge of the banking industry. So we're on it. Cross your fingers...