a disease that needs to be eradicated.

888-231-8714 - fax removal number

Really hard to believe the Feds do not shut down, and the phone companies do not shut off phone service to the worst illegal fax scammer on the planet.

UEBG is part of an east coast organized crime syndicate whose intent is to rob you financially , as well  steal your personal identity, which could be used for covert operations.

Junk mail coming in on our fax on tax payers dime.

or full financial overview of other financial programs Please see our subsidiary programs at www.nebgroup.org or call (888) 341-8999 or (888) 557-0111 (for professional assistance in dealing with home retention for all US banks and lending institutions. Be advised that "Retention ?programs are only for those borrowers who are experiencing serious financial hardships in relation to home mortgages.






Special Report Mortgage Meltdown






Mortgage industry grilled in Washington
House panel probes just how much lenders and loan servicers are doing to keep troubled borrowers in their homes.
House panel probes just how much lenders and loan servicers are doing to keep troubled borrowers in their homes.



Breaking down the housing rescue

NEW YORK (CNNMoney.com) -- A key House committee grilled home lenders and housing advocates on Friday about mortgage industry efforts to work out affordable loans for troubled homeowners.
The House Financial Services Committee heard from executives at two big lenders: Michael Gross of Bank of America Corp. (BAC, Fortune 500) and Mary Coffin of Wells Fargo & Co. (WFC, Fortune 500) Also testifying was Faith Schwartz, the executive director of Hope Now, an industry alliance of lenders, loan servicers and housing counselors.

The House Financial Services Committee is chaired by Rep. Barney Frank, D-Mass., who has led the House's legislative response to the housing crisis. On Wednesday, the House passed sweeping legislation that will offer up to $300 billion in assistance to troubled homeowners and throw government support behind mortgage finance giants Fannie Mae (FNM, Fortune 500) and Freddie Mac (FRE, Fortune 500). The Senate is expected to vote on the bill on Saturday.

"Reducing foreclosure is an essential matter of justice and an essential matter [for the economy as well]," Frank said in his opening remarks.

He also urged lenders and loan servicers - the middlemen that administer and collect payments on the loans - to inform the committee of any barriers to their foreclosure prevention efforts that still exist after the bill takes effect in October.

"There are no silver bullets," he said. "I'm not the Lone Ranger. If there are obstacles, tell us. And we will do the best we can to remove those obstacles."

A pledge to help
Bank of America's Gross said that the bank will modify and work out at least $40 billion in mortgages by the end of 2009, helping about 250,000 troubled homeowners.

"We know that consumers who are experiencing financial challenges, but who ultimately have the ability to repay their loans, often need our help to stay in their homes," Gross said. "We are ready to help them. We do so because no one benefits from a foreclosed home."

Many critics of the mortgage industry have charged that lenders and loan servicers are dragging their feet when it comes to helping at-risk mortgage borrowers.

But David Kittle, chairman-elect of the Mortgage Bankers Association, said that wouldn't be in their best interest. "It makes good economic sense for mortgage servicers to help borrowers who are in trouble," he said. "Foreclosure is a lengthy and extremely costly process for the industry and, generally, a losing financial proposition. Several independent studies have found the losses to be quite significant: over $50,000 per foreclosed home or as much as 30 to 60 percent of the outstanding loan balance."

More Modifications

Gross told the committee that Bank of America is making more substantive workout offers than in the past, and is doing far more mortgage modifications - which permanently change the terms of a loan to make them more affordable - rather than just granting borrowers repayment plans.
"Loan modifications have become the predominant form of workout assistance," he said. Seventy percent of all of Bank of America's workouts this year were modifications, he said, while 14% were repayment plans.
But that's not enough, according to Janet Bowdler, who testified on behalf of the National Council of La Raza, a Hispanic civil rights organization. "Current efforts are falling short," she said. "While there are reports that loss mitigation activity by servicers this quarter is up from previous quarters, these loan modifications continue to lag far behind market demand."

Indeed, foreclosures are growing at a faster rate than mortgage workouts, according to the most recent data from Hope Now. Meanwhile the housing crisis continues to deepen.

Home prices have plunged 15% nationwide over the past 12 months, according to the S&P/Case-Shiller Home Price Index. More than 340,000 borrowers have lost their homes to foreclosure during the first six months of the year, up 136% compared with the same period in 2007. The number of homeowners in default during the same period rose to 1.4 million, up 56% from a year earlier.

The housing rescue bill should help break the cycle, and lenders and loan servicers are promising to do more to keep borrowers in their homes.

Discussing the housing bill
To that end, Frank asked the servicers whether they felt had sufficient legal authority under the new bill to help borrowers, without having to worry about lawsuits brought by people who invest in the pools of mortgages that lenders securitize.

In the past, servicers have said they they are afraid to change mortgage terms because that would violate the contracts that they have with investors.

But Wells Fargo's Mary Coffin replied that the servicers absolutely had the authority to modify loans under the bill, as long as the modification maximized profits for the investors.

Frank also noted that the housing bill won't take effect until Oct. 1 due to budgetary constraints, and said he was concerned that many homeowners might lose their homes in the interim.

"I am urging the mortgage servicers to hold off on foreclosures in applicable cases so borrowers can take advantage of the program," he said.

Representative Mel Watt (D-N.C.) broached the subject of predatory lending, which is not specifically addressed in the pending legislation. He asked the eight witnesses whether they thought that legislation to combat abusive lending practices, like putting people into loans that they could clearly never afford, merited its own piece of legislation.

Seven of the eight panelists agreed such legislation was necessary. Bank of America's Gross said that his company supports a national registry of loan officers and brokers that would do background checks and credential anyone originating loans. The eighth witness, James Barber, chairman of Virginia-based mortgage lender and servicer Acacia Federal Savings Bank, who represented the American Bankers Association, had no opinion.




Freddie aims to slow foreclosures
Mortgage financier to offer increased payments to loan servicers in effort to increase mortgage


President signs housing bill



NEW YORK (AP) -- Freddie Mac is doubling the amount of money it pays loan servicers for each successful mortgage workout among other measures to keep struggling borrowers out of foreclosure, it said Thursday.

The mortgage financier is also giving more time to negotiate workouts in states with fast foreclosure processes and will reimburse servicers for door-to-door outreach.

Freddie will pay $500 for each repayment plan and $800 for each loan modification on Freddie-owned mortgages. Servicers will receive $2,200 for each short sale where Freddie accepts less than the full amount owed on the mortgage.

In some states and Washington, D.C., the government-sponsored entity will give up to 10 months from the due date of the last payment to find sustainable workouts for strapped borrowers. These states allow a lender to foreclose in less than 10 months.

The affected states are Alabama, Alaska, Arizona, Arkansas, California, Georgia, Hawaii, Maryland, Michigan, Minnesota, Mississippi, Missouri, New Hampshire, North Carolina, Rhode Island, Tennessee, Texas, Virginia, West Virginia and Wyoming.

Freddie also will reimburse a servicer up to $15 per mortgage for leaving a door hanger and up to $50 per mortgage for knocking on a door that results in the borrower contacting their servicer.

These new policies go into effect Aug. 1. The outreach reimbursement expires March 31, 2009.

Shares of Freddie (FRE, Fortune 500) fell 25 cents, or 2.9%, to $8.48 in midday training.

First Published: July 31, 2008: 12:41 PM EDT

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United States, Biofuels International Investor, Branch Partner of U.S. Benchmark Mortgage Bank, Winton California and Chief Executive Officer of US operations National Employee Benefits Group; Brings 20 years experience in financial operations, corporate development and marketing. Responsibilities include company management and structure, international strategies and investor relations.

Mr. Gibbons experience in Fiji goes back many years in which he played a vital role as a CEO in the Fiji Telcom business. Mr. Gibbons led major debate in the restructuring of international calling charges for the country. As an outspoken activist and CEO his company reduced calling charges in Fiji by nearly 80%. He is credited by many as being the driving force that created Fiji's major push to deregulate and open the Telcom markets in Fiji.

Mr Gibbons relationships with government leaders and his reputation with the people of Fiji as a pro people leader has enabled this Biofuel project to get national recognition as a fast tracked project with government endorsement.

Received spam from 202-403-0515

I received their trash also. I am faxing to 888-855-0666 requesting they stop faxing, then sending the confirmation of that, along with the original junk fax, to the Indiana AG's office. Don't bother with the number at the top of the fax. As you might expect from a spamer, the 202-403-0515 is not a working number.

received a fax from this number re: National employee benefits group??!!?

Repeated calls from this number.

What a waste of time and space.  Get a real job.

All above comments are on target.  

SEND THEM A RETURN FAX AT 888-855-0666 !!!!!  Let them know how we feel about spam fax.   Then them BLACK PAPER WITH WHITE INK.....lol

Well, at least they did provide a FAX number.  They wasted my time, paper & toner, so I'm happy to return the favor.  I'll be sending numerous faxes right back to them ... of a piece of solid black paper !

that number to remove your number from the database is BS, it doesnt remove it. What can we do to make this stop.Unwanted faxes of crap no one in their right mind would think is legitimate.

I like to save all my old junk faxes and when I get one with a return fax number, I'll send them my collection.  I love to waste their paper and ink.

This is the first junk fax I've received from these people.  They join a long list of offenders.  I've filled out the FCC junk fax form more times than I can count.  A waste of time, I fear.

Been there, done that.  Might as well spit in the ocean.

Received same 'Financial Assistance Program' fax as above.  At least this fax had a "From:" fax number at the top.  I get junk faxes all the time with no "From:" number at the top which I believe is illegal.  The faxes I get are "from" 'Employee Travel Program' advertising cheap travel packages and "from" other fake "employee benefit organizations" advertising cheap life insurance, medical plans, you name it.  All the faxes are from the same place/company and they send out thousands of them, over and over.  This company makes a business out of sending out all these junk faxes for a lot of different companies and fielding any "bites" (calls that come in from people responding to the solicitation).  I guess these junk faxes wouldn't be sent out if they didn't work -- sales must be getting generated by these junk faxes or they wouldn't be sending them out.  I hate that these unnamed idiots waste my fax paper and printer ink with their trash.  I wish they could be stopped but you have to identify them first and good luck trying to get somebody to do anything about it.  Oh, and the opt-out number they give you to call, DON'T WASTE YOUR TIME.  You either get a recording telling you to leave your fax number and they'll take you off their list (yeah, right!) or you wind up talking to one of the idiots in the fax boiler room who doesn't even write down your fax number, let alone take your number off any list.

I am on the do not fax list.  Doesn't matter.

Received unsolicited fax titled "Office Memorandum", promoting 'financial programs for the nation's employees' i.e. credit card payment reductions, home mortgage payments forgiven, home foreclosure proceedings resolved.  
 
This junk fax comes from www. nebgroup.org, "National Employees Benefits Group", fax # (202) 403-0515.

Called their removal # recording at (888) 231-8714.

Yeah, right... we are the INNOCENT VICTIMS and THEY are breaking the law!  There's supposed to be a $500 fine for sending unsolicited faxes, but just TRY to get any GOVERNMENT employee to enforce it.... GOVERNMENT EMPLOYEES DON'T DO THEIR JOBS AND DON'T GET FIRED, BUT WE PAY THEIR WAGES...... AND THEY GET RIDICULOUS BENEFITS WHILE WE ALL GO BROKE!!!  go figure!!

Why don't all you getting these faxes starting filing complaints with FTC and FCC???  This crap needs to stop!!!

Same as what's in Chrispcritters' report above - except we didn't previously request removal.  Will do so now.

(So we need to send a removal request for every schmuck who sends a junk fax for the rest of our natural lives?  Ugh.)

Received this fax at my office! Shame on these people for doing the same thing mortgage companies did to get us in this mess to begin with!

Received scam "Financial Assistance Program" by Fax.

Faked "office memorandum" for credit card debt settlement, loan modification, etc.  Promotes www.nebgroup.org.

FROM on faxe is 202-403-0515, call number is 888-341-8999, removal number is 888-231-8714.

Did not honor previous removal request.

Me Too

Receiving spam faxes from this number.