205-747-1694
AL, US
are you a scam
are you a scam
2011-06-06 20:42:01
Unknown
Get a males voice ORDERING me to call him.  who's your company?
Tim
Tim
2011-06-06 20:42:01
Unknown
I received a call from this number asking me if I was "Billy Vickers" and stating there was a message for that person.  It asked me repeatedly if I was this person to continue on the line and if not to hang up.  These calls have been continuing roughly 2-3 times a week.
Ivette Kearns
Ivette Kearns
2011-06-06 20:42:01
Unknown
A men voice call me a lot time and when i speak he ask abut one person and i dont know who is this person and later cut the comunication.
deb
deb
2011-06-06 20:42:01
Unknown
saw two calls on MY Caller ID - Amsher receivable
hadenough
hadenough
2011-06-06 20:42:01
Unknown
Repeated calls from collection agent looking for someone who doesn't live here. I have told them this, they keep calling anyway.
shalee
shalee
2011-06-06 20:42:01
Unknown
Called my Mothers phone was a recording asking for me and to hang up if they were not me. Moms number is not my phone number.Do not call my moms number again...
Glenn
Glenn
2011-06-06 20:42:01
Unknown
Always a robo call in Spanish, every day between 6pm and 9pm , could not tell you what they said as I dont understand Spanish.

Ive been called before by the same thing, the last time though was on 800-741-7144

Have already filed an FCC complaint , suggest everyone else who gets these calls does the same thing also.
Joe from clifton heights pa
Joe from clifton heights pa
2011-06-06 20:42:01
Unknown
This 1 205-747-1694 call my phone morning afternoon evening.There is a phone number to report them. 1800-441-2555 I got this number from verizon. It has something to do with consumer.Also the 1-205-747-1694 is a collection agency out of Alabama. called  cloud tid well collection.The best thing about this i don't owe nobody money.I don;t know why they are harassing me it really sucks.
MIKE
MIKE
2011-06-06 20:42:01
Unknown
THEY SUCK BALLS
fed up in VA
fed up in VA
2011-06-06 20:42:01
Unknown
What good is a V/M, if the caller NEVER leaves a msg.????  I receive 2 or 3 calls a DAY from these bastards, & NEVER get a msg. I always let the V/M pick up on a call I don't recognize, IF I am within range of the phone. If the caller wants me to return the call, they HAVE TO TELL ME WHAT THEY ARE CALLING ABOUT!!!  I DO NOT RETURN UNIDENTIFIED CALLS!!!
Crazy
Crazy
2011-06-06 20:42:01
Unknown
was a recording, would not state what or who they were
fed up in VA
fed up in VA
2010-02-13 15:45:42
Unknown
What good is a V/M, if the caller NEVER leaves a msg.????  I receive 2 or 3 calls a DAY from these b*****ds, & NEVER get a msg. I always let the V/M pick up on a call I don't recognize, IF I am within range of the phone. If the caller wants me to return the call, they HAVE TO TELL ME WHAT THEY ARE CALLING ABOUT!!!  I DO NOT RETURN UNIDENTIFIED CALLS!!!
fed up in VA!!!  
fed up in VA!!!  
2010-02-12 02:07:51
Unknown
I have gotten 3 calls from 205 area code, I would assume they are all from this sh*t a(( collector!!!  I checked the 1st # that I had on my caller ID, 205-313-2588. They are collectors for T-Mobile. I am with AT&T & have been since last June!! I have NEVER been the primary account holder with them, only secondary. The guy that had me sign up for the T-mobile acct. WAS a friend, that hasn't paid the bill since July, 2009,  even though I paid him for my half until September!!So, I guess they are going after me!! I NEVER signed anything w/ them!! How can they go after me?? This is a heads-up, if you ever go into a deal with a friend, don't expect the friendship wlll last!!!!
irriated and this is a scam
irriated and this is a scam
2010-02-01 18:02:29
Unknown
This service is a scam they want information from you to steal your identify -- block the calls
D wall
D wall
2010-01-18 15:24:40
Debt Collector
call several times a day even though they are looking for someone else
LAMET
LAMET
2009-12-24 14:37:02
Unknown
File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009
RF POWER
RF POWER
2009-12-24 08:51:19
Unknown
205-747-1694 IS A UNKNOWN NAME  CALLER.IT IS THE LAW OFFICE OF  CLOUD & TIDWELL BILL COLLECTORS FOR HOSPITALS ,DOCTORS ETC. THERE OTHER NUMBER IS 205-201-7270 THEY WILL CALL EVERYDAY AND NIGHT AND HANG UP WHEN YOU PICK UP THE PHONE.MAKES NO SINCE MY BILLS ARE PAID IN FULL !THEY WILL NOT LISTEN, THEY TALK WHEN YOU EXPLAIN.ITS SIMPLER JUST TO GO TO COURT WITH THEM AND TELL AND SHOW THE JUDGE I HAVE ALREADY PAID.THEY ARE VERY UNPROFESSIONAL AND LACKING ON EXPERIENCE.ITS A ONE SIDED CONVERSATION.THEY CALL BACK THE NEXT DAY AND IT STARTS ALL OVER AGAIN.FUTURE BUSINESS OWNERS DO NOT SEEK THEM TO COLLECT FOR YOU BEWARE !YOU WILL NEVER GET YOUR MONEY AND RUN YOUR CUSTOMERS OFF.THEY HAVE BEEN ASKED TO STOP AND HAVE VERY POOR COMMUNICATION PRACTICES.THE BOTTOM LINE IS THEY DO NOT LISTEN,AND HAVE NO LEADERSHIP.THE RIGHT HAND DOES NOT KNOW WHAT THE LEFT HAND IS DOING.
Piss-n-Reno
Piss-n-Reno
2009-12-08 20:29:58
Unknown
They call and do not leave a message. Finally answered and they were looking for some person. She (sounded like a blak) would not leave a return number and only when pressed would she identify herself as being with AMSHARE (sp?). The woman would not state a reason for the call and only said she had a business matter for the person. She then asked if the person would be back by 7 New Mexico time. The number she called was in Nevada and not even in the same time zone!!!!!!!! She obviously does not know who she is calling or what the difference is between area codes!!!!!!!!
cs
cs
2009-12-07 23:51:00
Unknown
i get a call from this number every couple of days. they dont always leave a message but when they do they dont tell me what the call is regarding just that i need to call them back asap. its getting really anoying!
MMinMN
MMinMN
2009-12-05 17:06:08
Debt Collector
It's Cloud & Tidwell, a debt collector. They're a PITA.
KC, MO
KC, MO
2009-12-01 01:30:33
Unknown
Says her name is Ms High and she's needs to speak with ....  Won't tell me who she works for only that she wants to speak with a paticular person.  Leaves callback number of 866-732-1626 ext155 but caller id comes up 205-747-1694.  Won't give any other info.
Carmen
Carmen
2009-11-27 14:40:29
Unknown
I received a call from 205-747-1694. This was the 1st time that have ever called me. They knew my name BUT WOULDN'T GIVE ANY OF THEIR INFO OUT. I JUST HUNG UP!
LH
LH
2009-11-18 13:09:03
Unknown
This telephone number has call'd me several times, I want this number to stop calling me, I don't know who they are. The harrasment must stop ASAP!!!!!!!!!!!!!!!!!!!!!!!!!!!
botherd
botherd
2009-11-17 19:24:36
Unknown
205-313-2624 is also calling.  I have not answered any of these calls.  Might start prank answering!
Tom R
Tom R
2009-11-13 02:55:58
Unknown
They keep asking for Joylane Russo
Tiwi
Tiwi
2009-11-05 02:55:19
Unknown
Got a call from 205-747-1694 at 8:30pm this evening.
They asked for my SSN# and DOB. Did not state who they are or where they are calling. I hung up without giving them any info. Someone should please stop this people.
Lil woman
Lil woman
2009-11-04 15:17:48
Unknown
this place calls my house everyday 2 or 3 times a day.They dont give me any info about the place. Sometimes when I answer there is no one on the other end. Dont give out any info about yourself or anyone else for that matter. Please becareful!!!!
taco belle
taco belle
2009-11-02 20:17:56
Unknown
They've called several times so now they're on my Blocked Calls list.
Annoyed
Annoyed
2009-11-02 02:04:20
Unknown
Called and my younger son gave them last 4 of social.  What do we do now?  Can they really do anything with that? We are not behind on any bills.
Michelle
Michelle
2009-10-31 18:16:32
Unknown
If a collection agency is calling you and they are asking for someone that does not live in your home you have the right to tell them that person does not live there and that they are NOT to call your number again, if they proceed to call you in search of someone you dont know or doesnt live there you can turn them in to the FDCC for harrassment. collection agencies CANNOT continue to call a number where they have been told that person does not live there nor do you know who they are and are asked to stop calling.
1-330-433-5966 1-347-364-4058 1-667-280-9200
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