This number has been calling my house, work and cell phone number, saying that it is Independent Carrier Services, that will come to my job and serve me and need to present two forms of ID.  Very demanding and threatening.

We continue to receive phone calls from his phone number looking for a boyfriend. Tomara Baker is the lady's name and says she's a process server out of harris county, needs to be home between 3pm - 6pm with 2 forms of ID in order to sign for the documents they have to serve him. So far we have received 3 phone calls. I was home when she called the 3rd time and when I told her that the phone number she continues to leave is linked to a scam out of India, she tells me that's impossible. Told her to Google the phone number and hung up on her. We'll see if we receive anymore phone calls from this "private" phone number.

A Kim Landry called my ex husbands parents house an left a message for me saying they had a letter to deliver for me for a legal issue from Division one courier. I always look up a number that tries  this before calling them back to see if its legit.
I called the number an got a machine for some civil law firm. I don't owe anything to them so if want money they can serve me papers. I wont be harassed by these people.

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List
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Please do file reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Thank you so much for that information!    I hope everyone reads your post!!!!

I just received a call from Kim Landery @ Division One, stating she had legal papers for my sister to sign and if not signed in a  timely manner they would issue a warrant for her.  My sister has been trying to get these people to stop calling her & her family for sometime now. She has never had a payday loan and isn't sure where they got all her information from.  Scary thing is that last time she called Division One back,  they had most of her personal info and asked her to verify the last few numbers of her bank account and when she denied, they got very ugly with her. When she called her bank they told her this was a scam going on to scam people who had payday loans and NEVER give out or verify any personal info about yourself. They have been taking money from accounts!!! Good thing she has never had a payday loan.  Please beware!!!!!  

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

Read this investigative report ABC News did on this scam:

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

"He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

http://abcnews.go.com/Blotter/phantom-debt-co ... ory?id=16512428

The same number just called my cell phone asking for my sister, she stated her name was Kim Landery from Divison 1,   Funny thing is my sister has never had a payday loan and doesn't know what this is about.  R these people just trying to get money? I hope no one falls for their scam!!!!!

If you want you can always catch a flight to Mumbai. Because that's were most of the scammers are calling from. Tell them to serve the papers. The dog needs something to go on.

They called me today say they represent a legal office and need to serve documents or there will be a warrant issued. They are calling me for my ex wife and threatened my self for info on her. I called back and told them do don't call again but they then called me back and harassed me again at this point I hope they show up cause s*** will get ugly

Same thing happened to me this morning, exept it was at my work. Really frustrating that these people think they can make threats for no reason. I really hope they lose sleep at night!

Got a call on my cell.

caller identified as representing Division I Carriers, threatening an adult child in my household with impending legal judgements, probably based on a fraudulent payday loan that ended in my adult child receiving restitution from loan company.They have called my home number, my cell phone number threatening this adult child and the adult child's number cell phone number as well.  The caller claims someone came to our home but was unable to serve (we were home) and if we don't contact to set a time a judgement will be made without our knowledge.