7954 Trasit Rd. Suite 181
Williamsvile, NY 14221

I have been receiving calls from this company by a man named Walter White. He is very rude and starting telling me that he can have me arrested for fraud. I freaked out i have never been in trouble with the law in my entire life. Once i stopped answering their calls on my personal phone, they started harrassing me at work. He would call a lot of times and if i didnt answer he would ask for my supervisor and he would tell them why they were looking for me. i was so embarrassed. i would get into a yelling match with him at work. i would always tell them to stop calling me to work but they continued to harrass me. WTH is wrong with these people. Even after the 1st time they called, i tried to get information on what exactly it was & he got upset because i was asking what it was for. he started calling me names and i just hanged up on him but the calls continued. They dont call to my personal phone anymore but they constantly call to my work. HOW the HELL do i get them to stop calling me especially to work. Where do i file a formal complaint. CLASS ACTION LAWSUIT.. IM IN....

THESE PEOPLE USE SEVERAL DIFFERENT AREA CODES.  THEY CALLED ME WITH SOME OF MY PERSONAL INFORMATION SAYING I HAD A PAYDAY LOAN 5 YEARS AGO FOR $250 THAT THEY WANTED $990 TO PAY IT OFF OR THE PAYDAY LOAN PLACE WOULD PRESS CHARGES AND I WOULD BE ARRESTED FOR FRAUD.  OUT OF THE GOODNESS OF THEIR HEART THEY WOULD TAKE A PAYMENT OF $360 AND FORGET THE WHOLE THING.  THEY SAID THEY WERE THE STATE CHECK FRAUD COMPANY BASED OUT OF CALIFORNIA.  I LOOKED EM UP.   THEY ARE ONLY A COLLECTION AGENCY. AND THEY ARE FRAUD.  I HAVE NEVER TAKEN OUT A LOAN EVER. AND THEY NUMBER THEY CALLED FROM WERE FROM EVERYWHERE BUT CALIFORNIA.  DO NOT GIVE THEM ANY INFORMATION.  I GOT THEM TO STOP CALLING BY TELLING THEM I AM FILING A COMPLAINT WITH THE BETTER BUSINESS BUERAU AND GAVE THEM THE NAME OF THE AGENCY SUPERVISOR IN THEIR LOCAL AREA.  ITS EASY TO FIND THE NAME OF YOUR LOCAL OFFICE BY GOOGLING IT.  DON'T GET SCAMMED.

I received a call from these people yesterday. It didn't sound legit when they started asking questions so I told them they had the wrong person. Then they called my mom and she called me and was worried that I might be in trouble for bad checks. I called them back and did notice that there was a CashnetUSA payday loan that I defaulted on 2009. I claimed bancruptcy in 2010 Ch.7 and I do remember having CashnetUSA added to that case. They told me that the bancruptcy had nothing to do with a bad check from the bank that I withdrew the money from. The account was closed due to unpaid overdraft charges. This is all due to a separation and now pending divorce. I am in the process of reestablishing my credt and since I started that, I have been getting calls from old collectors. I find myself repeating "I filed bancruptcy on that debt" I have a question???? The bank I was with still has me in check systems, I thought this was claimed in the bancruptcy?? I can't open any new checking accounts because of this. Luckily I had a checking account opened during all of this and managed to keep it to this day. How can I stop these calls? Am I liable for whatever check fees they are talking about? I didn't give them any info however I did ask them to send me a letter validating this debt. They wanted to send it through email, I didn't give it and told them that you already have my address so send me a validated bill or letter. They got pissed and hung up the phone. Don't give them anymore info than they already have.

IF you took out a loan 8 years ago and the original company thought you were committing fraud, they would have filed charges back then. Any company that buys a bad debt from the original company cannot charge you with fraud.
Bad debts are a civil matter, not a felony (unless you were charged with writing bad checks by the original company). You can be sued in civil court for the money but you cannot be arrested or sent to jail.  Every state has a Statute of Limitations (SOL) after which a debt can't legally be collected but they could sue you after the SOL and get a judgement against you if you don't go into court and defend yourself.

This company is not even a legit debt collection agency. They are crooks and scam artists. Don't tell them anything. Don't confirm anything. Don't promise to pay or give them any of your bank or credit card info.
Telling you that you are guilty of fraud when no fraud charges were filed is illegal. Threatening you with arrest, etc is against the Fair Debt Collection Practices Act (FDCPA), which is a FEDERAL law.

Tell them that they are breaking federal law and you are filing a complaint with the Attorney General of your state.

I got a call from Mr Thomas today saying that i owed all kinds of money on a loan that i had  8 years ago and that it could be considered "attempt of fraud" he was trying to get all kinds of money out of me and he even read off my SS# !! I didnt confirm or deny if it was right or wrong but now i dont know what to do protect myself ive never been in this situation

My call came from the same company Federal Check Proceesing and the lady a Ms Jean or Jenna Hodge calimed to be a Federal prosecutor and that they had two felony warrants out for my arresr if I did not settle up my westeren sky loan that was taken out over a year ago. Well since the timeI took the loan out I have had major surgery on my right foot all my toes have amputated I was out on medical leave then loss my job cause I was out more than the 16 weeks that Ct State law and federal law so in the process I lost my job and have no icome comming in at all at this time.

I have been receiving calls from all different people claiming that i have wrote bad checking. They stated that they were going to contract my county and job. Is this a scam or what?

On January 17, 2012, I received a call from a person who represented himself as "Law Enforcement" from Federal Check Processing. He then stated that he had a case against me for check writing and a warrant will be issued if I don't pay immediately today. After giving me my personal information and asking me to confirm it, I refused to. I told him that I don't give information over the phone and that they need to send out a validation letter to my home address. Guess what, they did not have my home address but telephone number. He also said that I was a male white. I am not a male white. I then started questioning his authority and what State he is in. first he was from Texas and then New York. In checking the internet, the address for them is a P.O.Box at a Western Union near a College in Buffalo, New York. There phone number is not tracable and they don't stay on the line to much after you challange them verbally. They hang up the phone. They demand that you pay by credit card and there is no other method of payment accepted. This is a scam as California Law states that a payday loan is not a prosecutable offense and they cannot harrass you in any way. These people have violated every federal and state law by deceit. Do not give them information or talk to them. They will record you. File a formal complaint in your area and notify the local authorities of the call and number. They don't have a regulatory license in New York to operate any business....Scam Alert

I received a call from this company today at my work.  They also left a message on my cell phone.  In the message on my cell phone the man identified himself as "Investigator Tom Cook" and then gave a case number and asked me to call back.  He left his number and extension number, and then said, "again, this is Investigator Mark Hamilton," after which he paused, said, "I'm sorry, I mean," and repeated the case number, etc...  I happened to answer the phone right after when he called my work, and he proceeded to inform me that he was calling to give me a chance before a case was filed against me for writing a bad check, a felony, etc...  I have been a victim of identity theft before so I asked him to send me validation of whatever the debt was.  He then became very rude and told me, "that's a crock and I know it because I have your ss#, dob, and email address."  Really? So did my ex when he racked up almost $80,000.00 worth of debt in my name! "Investigator Tom" then informed me that there is no validation of the debt as it was a loan received over the internet.  I pressed for more information, and he gave me the number of another collection agency and told me who to ask for.  Then told me not to call the original lender, as they could not help me.  AdvanceAmerica, or CashNet, had never heard of these people when I contacted them.  I am recording their calls and any contact from them.  All in for that lawsuit!

I ALSO RECEIVED A CALL FROM FEDERAL CHECK PROCESSING.THEY STATED THAT I DEFAULTED ON A LOAN AND THAT IF I DID NOT TAKE CARE OF IT THAT I WOULD BE FACING CRIMINAL CHARGES.I TOLD THE YOUNG LADY THEN DO WHAT YOU DO BECAUSE I KNOW WO A DOUBT THAT A PAYDAY LOAN GOES TO COLLECTIONS AND I TOLD THE YOUNG LADY THAT BECAUSE MY AUNT IS A MANAGER OF ADVANCE PAYDAY LOANS AND WAS ADVISED NOT TO WORRY ABOUT IT...THEY ARE SCAMMERS AND I TOO WOULD LOVE TO BE IN A CLASS ACTION LAWSUIT AGAINST THAT BOGUS COMPANY.

I received a call today from 210-319-4923. It was "Federal Check Processing". Chris Thomas informed me I took out a loan on Sept. 29 for $250 and closed the bank account the following day. He stated he had affidavits from my bank stating that ACH transactions were attempted and returned for "account closed". I did close my account in Sept. because of stolen checks. Mr. Thomas told me warrants would be filed for my arrest for "defrauding a financial institution and bad checks". He was helping me out because I have no history of "bad check writing". I told him I know I don't I work for a background investigation company and work closely with credit agencies. He changed his tone and got defensive and stated I took out a pay day loan for $250 and now owe $676. He gave me the IP Address which the "loan" originated on. I filed a report with the local police department who stated not to worry. Even if they do file charges, they have to prove without a reasonable doubt I made the loan over the internet. Not to mention they have no signatures from me what so ever. I would love to file a class action suit against this company for 2 reasons: 1.) They did not identify themselves as a debt collector and violate Federal Law in doing so. 2.) He stated "he knew I had no history of bad checks or criminal history".. being in the background investigations, they needed a release form on file, which they do not have, therefore, if they performed a background check on me without my consent they are in violation of the FCRA.

If you wish to participate in a class action law suit against these animals please contact me at Bluebrother35sd@cox.net and have anyone else who has had this experience contact me as well.  Thank you!

These people are the scum of the earth.  They buy and collect on bad payday loans.  Keep in mind that they are collecting on a category of debt that has SPECIAL rules re collections due to the predatory nature of the original loan.  The original loan is a form of usery and this situation will eventually come to a head.  They cannot have a warrant issued.  You have not committed a crime by defaulting on one of these loans as they would have you believe.  These people are, in my opinion, go beyond breaking of civil laws in most states but are very close to engaging in criminal activity.  DO NOT RESPOND TO THEM.  Contact a consumer attorney in your area to deal with these **sHoles.....it's not worth your time or distress and you can't trust anything they have to say.  Representing themselves as "investigators" for a "federal" organization that is about to have a "warrant" issued for your arrest; I'm hoping someone can institute a class action against these clowns, rather than the individual actions that they absorb as part of the price of doing business.  I'm going after them....

This guy who called himself Mr. Thomas called my mother and tried the same tactic on her. I of course wanted her to hang up the phone on the jerk. I googled this stupid name immediately to find that this "Federal Check Processing" is none other than another collections company trying to force people to pay "CashnetUsa" These people should be ashamed of themselves trying to scare the elderly and if my elderly mother get sick behind the stupid way the so called stupid mr thomas talked to her. I hope he is bonded in many ways.

I received a call from these people saying they were investigating a felony fraud against me for cashnet. Said I could go to jail for 2 years if not paid. Who are these people?

Several people have been calling my house, over and over again! From this number, well finally i decided to answer. They asked for Gary and said that he had written fraud checks for several months. Well, it so happened that Gary is my grandfather. They said, that they had his ssn as #### & my grandmother said no, his number is ####. He said his name was bob, and he couldnt give any information at this time. They are very sneaky, and no how to lie and find out information. If this happens to you, you need to call the police and find out what to do. These people are crazy, do not fall for it!

Check out this info, it's the same company: look up phone number 888-875-5167

http://800notes.com/Phone.aspx/1-888-875-5167

Check out this info, it's the same company :look up phone number 888-875-5167

http://800notes.com/Phone.aspx/1-888-875-5167

Received a call this morning asking for Veronica someone. Caller did not identify themselves, and when I indicated I was not the party they were looking for and asked how long I have had the number. I stated 3 years, and became irritated because I have gotten multiple calls for this individual over the years. She became irate at which point I hung up on her.

I called the number back and the individual who answered stated it was the Federal Check Processing.

WHO ARE THESE PEOPLE???

Female called and left voice message claiming to be Federal Check Processing. Message was regarding "violations" and that if I didn't return call there would be court action taken. I called the number left in the voice mail 888-875-5167 x 317 and a guy answered. He was very combative and wanted verification of personal information. I wouldn't verify anything for him and he got upset and hung up. The next day a woman called and wanted to collect on a CashNetUSA debt. She stated that they were not a debt collection agency and they do not provide written documentation. Protect yourself: DO NOT GIVE THEM PERSONAL INFORMATION!!!!

Recieved a call from company claiming to be Federal Check Processing. Wanted personal information.

Female called asking for Gary.  I told her no Gary lives here.  She proceeded to say that person put this number down.  I told her again noone lives her.  She said, If you would shut your mouth and listen.  I called her a Bi*** and told her not to talk to me that way.  She said she would talk to me anyway she wanted and would call back tomorrow since I wouldn't listen.

Calls made from this phone number saying they have claims to collect money and affadavits and asking for someone named Paul and the voice accented male says he is from  federal check processing out of Texas, and says his name is Logan Dillion