Received 6 calls from "Mary Ellis" 215-281-7500 ext 2682 today; she never stated (in all her messages on my answering machine) what company she was calling for, what she wanted ect. All she said is "this is Mary Ellis, please call me (with above # and ext), I'm calling from Philadelphia, PA."
I was gone all day, came home, there was a note on my door from neighbor saying to call this same lady asap!!?! They called my neighbor??? How rude is that?

guy named mike carter most likely a alias, nasty message beyond belief.I told them a while back that 7 percent to 35 percent and never a late payment ever was loan sharking and they should not raise the rates to insane levels of people that pay and have aproven track record to cover unpaid home loans.
several creditors are calling as bank of america bought out all 3 of our cards and then the rate hikes. SEE YOU IN COURT BA. YOU MAKE ME SICK.LET A JURY OF MY PEERS DECIDE YOU CRIMINALS

Dont ever answer nor return calls from a number you dont know, whether you owe a debt or not you dont know whos on the other line. Keep all of your contacts in writing whether it be via E-MAIL, FAX or U.S. Mail. Keep a paper trail. Have them verify your debt in writing. Along with not answering the calls dont ever give them any info over the phone. If you dont want them to call you anymore register all your phones with NATIONAL DO NOT CALL REGISTRY at: WWW.DONOTCALL.GOV also you can file a complaint with the FEDERAL TRADE COMMISSION at: WWW.FTC.GOV you could also go to their website: WWW.MONARCHRECOVERYMANAGEMENT.COM and contact them via email and send them an E-MAIL or letter via U.S. MAIL to "CEASE COMMUNICATIONS" and they will have no choice but to contact you through the mail. I hope this helps. As a previous victim to telemarketers calling as well as scams im going from website to website and lending my help. GOOD LUCK! also should you ever answer or god forbid they call you at you place of employment tell them to STOP CALLING YOU and TO REMOVE YOU FROM THEIR LIST

Got a call from 856-668-4526 caller ID said MRM, anyway they left a message to call 215-281-7500 Ext. 2580 for a Rachel. I called her back, they were looking for my ex-father in law of three years ago, i advised her I was divorced and she didn't care at all, I advised her to take my number off of her list and she said no need to get into an argument about this. I responded yes there is and she hung up. very rude people, couldn't really understand what she was trying to get at, I believe it was a collections agency. Hope the calls stop now.

Received a call from Rachel Colom with ext 2556 asking for my incapacitated mother who lives many hours away.  When asked what the call was regarding I was told that she could not release that information.  She asked for a number where she could reach my mother - I explained that she is on complete SSI Disability due to a head injury and unable to communicate.  Rachel then asked for my father's contact info.  I told her that without an explanation I could not release that info.  She then asked me to pass her info on to my father.  I explained that I could, but without identifying information that he would not return her call.  She had no explanation for where they/she'd gotten my phone number (she didn't have my name).  I then asked that I be removed from her calling/mailing list.  She said she would do that - we'll see...

I just got a call from this company in regards to one of my neighbors, and stated that they were a company to complete a final assessment for social security and that they found out that all the lines were down in the area and if their had been any medical rescue at the house. As we all know, if this was involving social security then a letter would be sent to them in the US mail. After doing research on the internet and found out this was a collection agency, I called this company back and told them what I thought of them. The whole thing was a lie, and it is against Privacy Act, especially to lie and make it sound like it was an emergency of concern, I also told them it was no-ones business if they were having financial problems, or maybe they had a death or illness in the family, and you do not go sending your neighbors to their house. I just may take this further and find a higher government agency and report them further.

I have been getting calls from this number and a woman saying she is Jen stevens ext 2740. she calls asking for my EX brother in law and i told her he doesnt live here and i havent talked to him in 10 years. but they keep calling saying that this is the contact info my ex brother in law gave. I'm getting very pissed oh the number that showed up on my called Id is differnt from the one the lady gave me

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February

I just received a call from this # 215-281-7500 asking for me but I pretended that I was someone else. I asked who it was, her name is Maria Parks, and asked her to leave a message but she was really rude and threating about it and told me to tell me to call her back EXT. 4325 then hung up. What a b*tch?!

I just received a call on my cellphone from # 215-281-7500i didnt pick up because i didnt know the number but they left a threating voicemail asking to call back but didnt identified themselves but i called anyways. it's a collection agency and they want to speak to my dad but my dad doesnt have a cell, so theyre calling me and asking me to put my dad on the phone. of course i didnt do it. if they want to get in contact with my dad they're gonna have to find a different way of reaching him, not through me. they were very rude and threating. these people should not be allowed to do this!

I've received half a dozen calls from ACS (not always identifying themselves, mind you) - all of them nasty, threatening and rude.  Fortunately, our phone lives miles away in a garage.  And to make matters worse, they called my ex-husband who I divorced 19 years ago!!!  Let me tell you, an email from your ex of almost 20 years telling you that it sounds like a collection agency is looking for you is NOT a pleasant matter. A different harasser many times ... I think there's been 4 so far.

I forgot to say that the extension is 4339

I keep getting calls from this number for no reason. I ask to have my number removed. Tonight an agent said he "didn't care if I continued to get calls from them", but he would do me a favor and remove my number. So rude!!

I just received a message on my cell phone from this number, he said his name is Lou Snow ext. 2576 and he was looking for my fiance.  First off, my phone number has never been on ANY of my fiance's banking or credit cards, so I have no idea where they got my phone number from.  But he was very rude, and I hope he doesnt plan on a phone call back.  The only call he will be getting is from my attorney if he calls again!  He did not say where he was from, all he said was that they need to talk and to call him back at his office.  Guess what Lou, hold your breath for the call!

I keep getting frequent, daily calls at my place of employment from different people at this company.  I am constantly out of my office as I work at an institution of higher learning and my student workers are annoyed by the nastiness of THESE PEOPLE, when my students are only asking "who is calling and may they take a message", which these students have been trained to do.

Received a call from Ann Carter.. Ext. 4502.  So very very rude.  During her voicemail, she was chewing and eating while leaving the voicemail.  Not sure the purpose of the call.  but in my research.. it's a scam type call..

Received a call at work this am and it was a James Sharper 215-281-7500 ext 4311 and wanted to award me something.  Of course I said I was not in the office and took the message.  What a crock!!!. These people should be jailed for all the fraud they commit.

Call from Mr Hastings, "let me spell it out for you" he said. I think he originally said "Al Hastings". What a piece of sh*%, yelling at me at my place of work, insulting me, and threatening me. Eventually he said he was going to take "necessary action in accordance to state law" to which I laughed and replied, "no sir, I'M going to take necessary action in accordance to state law." *click*

ext 2514
going to have some fun prank calling now with a prepaid phone from wallmart. :DDDD

Collector named Mike Hughes threatened me over my wife's debt.  Uses unfair collection practices.  Should be sued.

Collection Agency with Walter that seems to like to threaten individuals.