I got a call from a 686 number doing something similar. But when I made him mad he started threatening me then talking sexually to me. I kept calling back and harassing him just to screw with him. It was fun. He called himself rox Murphy as well.

Good Morning:

 Hello I received the same call on thursday and friday from this guy Roxx Murphy saying I am being sued and I have to give them money to settle out of court or they are coming to  my job to arrest me. They threthen me and the operators. Say they are going to talk to my job and I am going to lose my job.

Number (347)349-6331

Hello I received the same call last thursday and friday at my job saying I owe them money and better get an attorney or else they are going to come to my job and arrest me.  They called my job several times and they get nasty with the people who get the phone calls.  I would like it stopped also

Got a missed call

I am receiving numerous calls from Rox Murphy 888-610-5486.  Stating I have legal actions against my name.  They call my work and want to talk with my supervisor.  They called about 15 times in less than 10 mins.  They are from India or somewhere like that.  You can hardly understand them.

hey they called me just saying my last four digits and when i told them they were scams and that i was going to the police the said forget what he said and hung up on me also

These people are harrassing me! They call and tell me that I owe money for a payday loan.  Problem is I have NEVER had a payday loan or used any of these types of companies for anything! They call constantly and have taken it to the next level by calling my family members at work!! How they got this information I don't know.  They have everything my social, DL #, address, parents names, work number, birth date.  The last time I spoke to him (its always the same indian sounding man) I told him that if there were charges being pressed or legal action being taken to send me something in writting.  Needless to say I have never recieved anything.  I spoke with several different people about what kind of legal action I can take and I was told by all of them that technically they weren't committing fraud until there is something in writting.  So try to get something in writting from them.  If someone has a law suit against them please let me know.

i recieved the same phone call and it really sucks for me because i am already on probation and these allegations couldn't come at a more inconvenient time. i am waiting to go see my probation officer and i'll let her deal with rox murphy.

This is a scam and my sister got the same call.  DO  NOT SIGN ANYTHING THEY FAX TO YOU.  Also contact your State Attorney General's office.  they will have forms for you to complete and they can go after these scam artists.

Once again these idiots called me at work.  This time as phone # 818-671-2827.  The guy said he was from the Federal Bureau of Legislation or Litigation.  No such agencies.

I have had the same thing happen. Google my remarks on phone number 7145984247 08/26. This is the same person. I had to change all of my phone numbers because as of 09/24 he was still calling me. On 09/25 I changed all my numbers. This man has threatened to kill my kids, rape me and destroy my home. I have a police report in file. Please email me at sweetangel25_1@msn.com if you would like more info.

This Rox Murphy called me too today.  I feel like such a fool because I gave him my information, but he already had my social security # and my e-mail address.  First I received a call at my work # from a lady with a heavy accent who claimed that I was being sued and that there was a civil case pending against me and I would be arrested at my job.  She said she could not give the name of the company that was suing me and she was an attorney retained to file the case.  She said that I would have to speak with the Federal attorney.  That's when she transferred me to Rox Murphy who advised me that I could do an out of court settlement.   I was so scared so I agreed to this.  I am supposed to send a notorized letter in the morning to confirm this and I even gave him my debit card #, mother's maiden name. etc.  I called back and told this person that I read on the internet that this is a hoax.  The phone # showed as a local Chicago #773-681-5642 and he gave me the phone #310-598-1655 and I had to fax a notarized letter to his office in the morning.  I faxed the letter to 1-858-435-7639.  I called back and told the guy I knew this was a scam and would be contacting my attorney tomorrow.  The one thing that made me suspicious, unfortunately after the fact, is that I recently viewed my credit report and there is no such claim on the report.  Wouldn't I be reported to the credit bureau before I receive any litigation proceedings?  They claimed they represented a company called Cash Connect and that there was a civil and criminal charges pending against me in the Superior Court of Los Angeles County.  They claimed that the company was the parent company for several on line payday loan companies and that I defaulted on a loan and bounced a check payment back in December of 2008 and that the case had been filed of March 2009 against me.  They claim I owe 1395.44 for a payday loan and that the company was afraid I was going to flee with the money which is what they made me state in the letter.  I never received any cash from any of the online loan services, only a ton of e-mails, phone calls and text messages which promise cash, but they only turn out to be other so called loan finders who supposedly send your information on to other payday loan companies.  They claim information was sent to me via e-mail allerting me to the case, but I must have deleted it as spam they suggested I look through my junk mail.  They also claim that my friends whom I listed as references would also be in legal trouble as well.  (These friends were only listed as references, they did not co-sign as guarantors).  I called and cursed out the fool that answered the phone and would not give me Rox Murphy directly because he was busy.  I have had payday loans, but I have paid what is owed.  I was also stupid enough to register with one of those on line companies that search for payday loans because I was desperate for cash.  Please stay away from these sites.  They collect very personal information and who knows who gets hold of this information.

Rox Murphy strikes again. I received a phone call similar to the ones you've all listed. Rox's new number is 310-598-1768 or 1769. He called my work number. He barked that I owed money for an online transaction over a year ago. He stated the online cash company Fastcash.com or net was now bankrupt bt that I still owed $300.00 plus 498.44 for attorney fees. He said if I did not pay, his "team of investigators would be showing up at my place of business, with a supeana (sp) and would arrest me. Scared? Yes a bit!!

However I contacted my bank who showedmy transactions since I opened the account. (did you know the bank can see any company who attempted to withdraw funds via ACH debit?) There was never a deposit or withdrawl or attempted withdrawl from my bank.

Rox said that bank statments would not be used as evidence in his court. I said "really?" Since when? They are documented proof.

He stated that I had until today to pay or obtain a lawyer. So I obtained a lawyer. When Rox called my home # this evening, I asked how did he get my home number. He said and I quote " Michele please tell me you did not intend to run away with this money. Did you think you could run and we would never find you?" I said "Are we in a bad LA film? I said you have given me no proof, only harrassment and threats. He questioned if my lawyer was real. At that point I asked if the call was being recorded. He said "of course". I said really? You did not say the call was being recorded. So now I guess that cannot be used in court, Rox? He said again and I quote, "Oh Michele you are trapped in your own web". Do lawyers (not the actor types) really say that type of stuff???


I said I hope you are recording Roxy....because this is a SCAM! SCAM! SCAM! Send the supeana (sp).

He hung up on me.

It is scary that someone out there has my last 4 of my SSN# and my place of work, home number.

If there is a class action suit, please let me know.

Regards,
Michele P.

Rox Murphy strikes again. I received a phone call similar to the ones you've all listed. He called my work number. He barked that I owed money for an online transaction over a year ago. He stated the online cash company Fastcash.com or net was now bankrupt bt that I still owed $300.00 plus 498.44 for attorney fees. He said if I did not pay, his "team of investigators would be showing up at my place of business, with a supeana (sp) and would arrest me. Scared? Yes a bit!!

However I contacted my bank who showedmy transactions since I opened the account. (did you know the bank can see any company who attempted to withdraw funds via ACH debit?) There was never a deposit or withdrawl or attempted withdrawl from my bank.

Rox said that bank statments would not be used as evidence in his court. I said "really?" Since when? They are documented proof.

He stated that I had until today to pay or obtain a lawyer. So I obtained a lawyer. When Rox called my home # this evening, I asked how did he get my home number. He said and I quote " Michele please tell me you did not intend to run away with this money. Did you think you could run and we would never find you?" I said "Are we in a bad LA film? I said you have given me no proof, only harrassment and threats. He questioned if my lawyer was real. At that point I asked if the call was being recorded. He said "of course". I said really? You did not say the call was being recorded. So now I guess that cannot be used in court, Rox? He said again and I quote, "Oh Michele you are trapped in your own web". Do lawyers (not the actor types) really say that type of stuff???


I said I hope you are recording Roxy....because this is a SCAM! SCAM! SCAM! Send the supeana (sp).

He hung up on me.

It is scary that someone out there has my last 4 of my SSN# and my place of work, home number.

If there is a class action suit, please let me know.

Regards,
Michele P.

I have gotten the same call - very heavy accent - used the names of Allen Smith and Rox Murphy

http://800notes.com/Phone.aspx/1-714-333-2981

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

...and, many, MANY more.

i got a call on july 24 09 from a totally different number its 7145984230 from a marcos leary threatening me saying i needed to call asap or good luck. told my daughters grandma to shut up and hung up on her being rude. so i called back they never released anything to me besides the fact i had charges being brought against me and that the fbi was coming to get me. so i had my legal rep. call and he talked to rox murphy on this 714 number. ive already talked to the fbi gave them all info on this number. and ive been looking around they are useing so many numbers. they kept telling me i took payday load and owed a thousand but ive never taken a loan in my life let alone why would i want to? if you have simalar calls plz respond thanks

i got the same message and i don't know what to do.told me i had to send 898.73 and fax a letter what a notary signed.

You go to your States government website - you will find the AG contact information there..

Its funny how you can find complaint boards easily enough on the internet.
BUT YOU FAIL TO EVEN LOOK FOR YOUR STATES AG OFFICE????

Whatever happened?

How can I report them to the state attorney?  I got the same phone call last night.  i never even received a payment froma  loan and they said they were prosecuting me for check fraud and opening a home business!

It was despicable.  i called my cops in the town, and was going to file a report with the SS department about them having my info.

what else can we do?

The call back number I have for these low lifes is 213-805-2207. Same story.

Same thing here. Heidi, please post info on class action suit.

this person or persons called me on my cell gave info like dl# ss# brothers name bank info ,,very personel stuff and told me if i didnt contact him that they would start a law suit aginst me he also told me he was representing a company called fast cash .com and worked for financial accountability association all sounded fishy told him i thought it was a scam and hung up but called me three more times inc. my work phone# he gave was 949-502-0112 said his name was steve selvie im in pennsylvania and called state police

My boyfriend just got the same call from Rox Murphy, at ACS in California. We did have ONE payday loan last November, which was promptyly paid. My BF went right over to the bank and got his bank statements that showed that he did pay. When he called this ROX LOSER back and told him that the loan was paid. At the same time I was looking this IDIOT up on the internet, and the first hit of hundreds showed this website. I ENCOURAGE EVERYONE TO COMPLAIN TO THE STATE ATTORNEYS OFFICE IN THEIR HOME STATE. THIS HAS TO BE STOPPED. THESE PEOPLE HAVE HACKED INTO THE ONLINE DATABASE AND HAVE ALL OF YOUR INFO, INCLUDING SS#, DL#, ADDRESS, ETC.... DO NOT BE A VICTIM. LETS PUT THESE MOTHER F@C$ERS IN JAIL FOR A VERY LONG TIME, WHERE THEY BELONG! PLEASE CHECK BACK AS I AM NT GOING TO LET THIS REST. VERY SOON I WILL HAVE STATE ATTORNEY LINKS, CASE FILE, AND CLASS ACTION LAWSUIT INFO AVAILABLE. WE WILL WIN.

they are frauds abc news did a special on them they hacked into online loan websites.i recieved same call

I got the same call - I need to know if anyone has reported these calls to the FTC or to the State's Attorney's Office.  I'm very upset about them having my info ... and if you go to the BBB the ACS company has an F rating!  Just wondering how I should proceed.  

Thanks!

I got the same call in Friday May 15th on my cel and right after my job number. his name was james watson and I had crimmnal charges against me and I need to appear in court. He had all my info and read it to my even my SS.
This is very scary. Thank God I checked online and saw there were people like me in this situation. They have my info what should I do and should I reported to???? please help.

I received the same call this past Friday. However when I called the number again, someone answered it and it is a pizza joint. I am in the process of finding these people and getting them sued.

Don't pay them....CHeck the better business bureau of califorinia.  They have these people markes as fraud.  They are not who they say they are.