Not if they dialed *67 before the number.

When you dialed their number back, you gave them YOUR caller ID and now they know that your number is a real number. My suggestion to everyone is to get an answering machine with the capability of Caller ID and subscribe to Caller ID if your service provider provides it. Then, if you don't recognize the number, DON'T ANSWER THE PHONE. If the call is someone you know, you can always pick up the phone if you recognize the caller. If the call is important or the caller wants to talk with you, they will leave a message and you can call THEM back. You may not want to spend the money for the Caller ID display or the Caller ID service but it may be worth it to relieve yourself of the aggravation.

I get these calls about every other day.  I have pressed #3 several times.  Of course, it does not work.

Call received here in Calif on 14-Sep-2012. Let call go to ans machine as I did not recognize #.  Msg about lowering credit card interest rate to 6.9% and that this "will expire soon."  Same old robocall scam that has been coming from multiple spoofed numbers over a number of months this year. ID reads "Arlington  VA" as that is the area code 360.

Don't answer or give out any information; this is identity theft methodology.

Telemarketer Scam - Caller ID showed "LOWER INTEREST"
They initiate a call through a robo call that gives the option to press 3 and opt out. I have stopped attempting this. I now wait for a live person and blow a whistle into the phone as loud as I can. I have even in the past pressed 1 for a live person and it will tell me they are all busy right now leave a message with my information. I give them the City Prosecutors name and #. They still don't get it and call back to my house. The Govt doesn't need a do not call list that everyone complains about because it is a joke. The Govt needs regulation for TRUE CALLER ID which forces telephone companies to implement equipment that traces and identifies the true number the call originated from.

The national pandemic of telephone terrorism perpetrated by desperate criminal collection agencies and scam artists of every despicable sort is because they are trying to terrorize people who are naive enough to answer and submit to unsolicited telephone calls or written "collection" letters that have no legitimate legal debt associated with them or any of the companies, universities, or whomever else they claim to represent. Because most "little guys" were bankrupted by the criminal Wall St / Congress / Big Oil / Big Bankers / Big Business / Military / Robber Barons, so the desperate collection agencies are attempting to collect unpaid debts from innocent people by terrorizing them into submission. News reports claim that some of these nefarious rogue calls are originating from overseas, where the caller claims to be a relative down on his or her luck who needs hundreds or thousands of dollars to get out of trouble, a policeman or government agent threatening their unwitting victims with lawsuits, fines, garnishments, seizures of property and imprisonment, and any other unconscionable tactic they can use to terrify and swindle the unwary out of their life savings.

Word of advice. NEVER answer any calls you don't recognize or are not expecting. Use selective call rejection service if available, or switch to an Internet-based telephone service which provides comprehensive call rejection options. If rogue calls become chronic, turn off all the ringers on all of your phones except one, and set its volume to the minimum setting. If you don't answer the call and the caller is legitimate, they will usually leave a voicemail after the first or second try. Rogue callers almost never leave voicemail messages because that could be used as evidence against them if it came to a lawsuit. If you receive a rogue letter in the mail warning you of some "collection" action against you, if you don't actually owe it, reply with a short letter stating that you don't owe it. Or if you do owe all or part of it, reply with something like "You claim I owe you a debt. Under §809 FDCPA, I request validation of this debt."

Only give them your name as THEY have written it to you (e.g. ?John Doe? not ?Jonathon Q. Doe? or however you normally sign your own name), address, and the account number they report. But if you do not owe the debt (zombie debt, aged debt, mistaken or stolen identity, forgery, etc.) state that you have never done any business with them or with the (alleged) original creditor of any kind and you expect the collection agency to close the matter, stop harassing you and take any bad credit marks they've caused off of your credit rating, and furthermore, that any further contact from them must be in writing on their official business correspondence letterhead. Send your letter to them a.s.a.p., always within thirty days, first class certified mail return receipt requested. If they refuse it and you get the letter back unopened, leave it unopened and save it in your files as evidence against them should they pursue legal action against you. If they did receive it and continue to pursue action against you, let them. The judge will throw it out of court. If the rogue collection agency sells your account to another rogue collection agency just tell them the claim has been proven invalid and offer to send them a copy of your letter to the previous rogue collection agency.

Warn all your friends about this rash of desperate collection agency terrorism, and how to combat it. Knowledge is power. The more you learn how to combat rogue collection agencies, back-taxes scammers, phishing scammers, "faith and family" scammers, political action committees and other low-life flimflammers, the more you will learn how easy it is to do.

Above all, keep a record of everything, of every rogue call w/ caller ID information displayed including time and date of each call. Maintain a complete file on any snail-mailed intimidation from rogue collection agencies, including copies of all correspondences and postal receipts. Reporting rogue calls on sites like 800notes.com, whocallsme.com, phoneowner.info is a great idea too, because many people find these sites by googling for the rogue number(s) after receiving calls from them.

--

Start Here:
http://www.privacyrights.org/fs/fs3-hrs2.htm
http://www.google.com/search?num=50&q=%C2%A7809+FDCPA
http://www.google.com/search?num=50&q=zombie-debt
http://www.google.com/search?num=50&q=slander-of-credit
http://www.google.com/search?num=50&q=limited-liability-company+collection-agency
http://www.privacyrights.org/fs/fs27-debtcoll.htm
http://www.ehow.com/way_5849463_do-up-certified-dispute-letter.html
http://www.hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://www.hubpages.com/hub/Battling-Consumer-Debt-Collectors-Part-2-I-Do-Not-Owe-This-Debt
http://www.hubpages.com/hub/Sample-letters-for-disputes-to-creditors--collectors-and-credit-bureaus
http://en.wikipedia.org/wiki/FDCPA
http://www.fair-debt-collection.com/Disputing ... ute-letter.html
(most say the above sample letter is too long and should be much shorter)
http://www.fair-debt-collection.com/statue-limitations.html
http://www.spooftel.com/

Credit Report:
https://www.annualcreditreport.com/cra/index.jsp

USPS:
https://www.usps.com/send/insurance-and-extra-services.htm

Other links:
http://www.cnn.com/2008/LIVING/personal/02/29 ... tors/index.html
http://hubpages.com/hub/How-to-Defeat-a-Collection-Agency
http://clarkhoward.com/shownotes/category/12/103/358/
http://clarkhoward.com/topics/drop_dead_letter.html
--
Information for filing complaints against rogue telephone calls, telephone harassment, false "bill collector" harassment, etc., in the United States and Canada (pursue legal action only as a last resort):

UNITED STATES

US National Do Not Call Registry, file complaint: https://www.donotcall.gov/complaint/complaintcheck.aspx

Federal Trade Commission
http://www.ftc.gov 1-877-382-4357
File complaint online: https://www.ftccomplaintassistant.gov
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
that is at www.ftc.gov

Federal Communications Commission
Telephone toll free:  1-888-225-5322
http://www.fcc.gov/contacts.html
File complaint online: http://www.fcc.gov/cgb/consumers.html
http://esupport.fcc.gov/complaints.htm

FCC Abandoned Calls Complaint form:
http://www.fcc.gov/cgb/consumerfacts/1088D-R.pdf
email:  fccinfo@fcc.gov

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/us/


INTERNET CRIME:
File report for Internet Crime at:
Internet Crime Complaint Centre
http://www.ic3.gov/default.aspx


CANADA

RCMP Phone busters
Telephone toll free: 1-888-495-8501
Mon-Fri 8:30-5:20 pm (Eastern Time)
E-mail: info@phonebusters.com
RCMP Website is at: http://www.phonebusters.com  
File complaint online:  https://www.recol.ca/intro.aspx?lang=en
(Register with a password and then can continually file complaints)

Canada National Do Not Call Registry:
Canadian Radio-Television and Telecommunications Commission (CRTC)
Telephone toll free to File A Complaint: 1-866-580-3625
(to withdraw a complaint is 877-249-2782)
CRTC online complaints form: https://www.lnnte-dncl.gc.ca/pfplin-fccoin-eng
that is at  www.crtc.gc.ca

Better Business Bureau, Check out a Business, find owner, contact info; file a Complaint:
http://www.bbb.org/canada/

----

I got one today did not answer, and they hung up did not leave a message.

Thanks for the info.  I have done all of these things.  nothing helps.   they still call, over 200 calls in 90 days.  My company keeps phone records.  the police will do nothing as they don't "threaten" you.  just annoying calls.  I have contacted FCC, FTC and Attorney General.   NOTHING HELPS

You are so smart!   I do the same thing!!!!  Good for you

Scam. Lower interest but raised my blood pressure. not good.
This exactly same voice messages from several phone numbers acrossed the United States.
Washington, New Jersey, Oregon, New York, Georgia, California.......same company.....

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-stirs-up-rachel-at-cardholder-services/
http://onthespotblog.com/tag/cardholder-services/

People should continually file complaints with their Attorney Generals office and also file with:
http://www.fcc.gov/complaints
https://www.ftccomplaintassistant.gov
If enough people keep complaining then maybe something will get done.

The calls are being made from outside the US however most of the call centers (where you actually talk to someone after pressing 1) are in the US and the companies making the money from the scam are owned by people in the US. They will charge thousands of dollars on your credit card without performing any services.

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC. Keep complaining to the FTC and FCC, and start bugging our politicians to pass laws to make it punishable in criminal court instead of handing out fines that they don't pay. Another course of action is to contact phone companies to find out why they won't block spoofed numbers. With today's technology that should be an easy thing to do, unless they are somehow profiting from the use of their systems.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

For anyone thinking of using Special Information Tones (or as they're called in the industry SIT tones) to fake a non working phone number, they won't work. Since around 2001-2002, the costs of "digital" business lines have dropped dramatically, along with Voice over IP (Internet) telephone service. Neither of these use the SIT tones as the call information is carried separate from the audio.
This separate call information tells the calling party digitally if the call was answered, busy, voice mail, forwarded, rejected, etc. This renders SIT tones useless. Also the "TeleZapper" products that used to be on the market used this method as well, and were rendered ineffective for the same reasons.
It is also through this separate call information message that the spoofed caller ID information is transmitted.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls/  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf

Check here first to see if it is one of their phone numbers:
http://telemarketerspam.wordpress.com
Pacific Telecom Communications Group
Follow JD's recommendations in the blog and stop them at the source.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names).These businesses have ripped people off for millions of dollars, yet have paid only a couple of thousand dollars in fines. The only way to stop them is to throw them in prison for a few years to make this criminal activity less attractive.

The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon.

The Indiana Attorney General?s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana?s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... arketing-firms/
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls

Proof that current laws mean nothing to these scum suckers, these same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved. Since they are operating across borders it should become a federal felony and should be handled by the FBI under the RICO Act.

Same old "Rachel from Card Services" fraud.  Scumbags just keep calling from different numbers.  Will file my usual ftc, fcc, and state attorney general complaints for whatever good it does.  At least there's a record.

They called me too.  Have called me hundreds of times.  This outfit must be owned by some Congressman, otherwise the thousands of people they have been harassing would have had some ability to send them to jail.

When answered, it is an agency to lower credit card rates. I selected 3 to cancel future emails.

WHO do I call to complain about the DO NOT CALL list not working?!?!?!  I am SO DA*N sick of these foolish calls interrupting my day!!

I got another robocall from them today. They have been calling me over and over for years now. I wonder why they keep calling. They must be stupid.

Yes, this is a good example of a government agency at work.  I have been on a do not call list for years and I report every one of these phishing calls.  They all still call you with impunity because nothing happens to them as a result.  I would love to know how many of these numbers have faced any kind of consequences for their blatant disregard of the law.

These people need to be stopped!!!

These people have been calling me off and on for months.  I never pick up and they never leave a message.  I assume they are just some crooked scam and believe they have multiple numbers not just this one.  Do not call list must have died, because it sure doesn't work to sign up for it.

This has been working for me lately.
I normally don't pick up calls from #'s I do not know.

Pick up phone, but do not say a word.  If a human is on the other end great.  If it is automated, pree 1 or whatever to "talk to agent".

Either way, when you have a live person on the other end, give them a loud blast from Boat Signal horn!!!  They are available for about $10.00 on Amazon.  
I almost never receive a call again from the same company....and yes I log my calls.  

Just an idea....

I received this type of call with ID 1-340-474-3900 daily. There was a time I pressed 1 to talk to a "live" person and requested to have my number removed, she answered that my number would be removed. Since then I have received more calls from this number. I decided to block this number, but they still could leave message.

Call daily..so annoying. Caller ID lists a long number V0822172420035... Do Not Call List is such a joke...

These people keep calling my 83 year old grandmother who does not have a credit card and doesn't want one.  How do we stop these calls?

Automated message  about lower interest rates on my credit card... I have never owned a credit card. Total phishing scam. Do not respond.

I keep getting this call from 360-474-3900. I tell them to stop but they don't.

I did not get an opportunity to ask them not to call me. The message states they can help lower my interest rate (wich I do not need) and then states to speak to a rep, press 1. When I press 1, the call disconnects. I have gotten a live agent several times but they hung up too.

LOWER interest.

When answered, it is an agency to lower credit card rates. I selected to talk to an agent, and when I asked the company's name they hung up. The Caller ID listed a nonsense ID of V08201145560024. When I dialed the phone number back it when straight to a do not call list, which appears to be phony, because it added a number to their list when I did not enter one.