Sorry, I thought it was company's number, but we own it now, and both our names are on the account. It makes more sense then.

I've received 5 of these calls in the past 24 hours from 5 different numbers. Each time, only a city is identified as the origin of the call. If I answer no one responds. If I don't, the caller leaves no message. If I call the number back, I get a recording saying "the mailbox is not taking messages at this time" or "the mailbox is full". Please NAIL these SOB's!

how do these people get our names? I answered but didn't speak, seeing if they would say anything, and all they did was ask a few times "Hello? is this ****?" and then hung up after a little while. I'm very upset they have my FULL name.

we get calls from this number every day at least 4 times a day and nobody ever answers or leaves a message; it's very annoying

Keeps calling and leaves no message.  Never answers phone when I call back.

this sob dont stop calling me i am going to find them someway and i will get 2 months of cell phone service out of them if i have to beat it out of them i hope the s**t brain sob reads this to

I got a call from somebody at this 402 817 3767 who started attacking obama when I challenged his "offer" to sell me health insurance.  Predatory capitalism is one thing; this is quite another.  Anybody who lives in lincoln nebraska who will drive over to the office and punch the guy out for me?  I will pay your expenses.

Same thing....where are the laws protecting us from these stupid people?
Who do they think they are wasting our time?

i just got a call from this number i wonder who it is.

Just got a call from this #, I answered and no one was on the other line...I believe this is a telemarketing tactic, checking on what time people are at home and they sell the numbers to telemarketers.

My husband got a phone call from this number on his work cell number. A female asked for me, actually saying my name. He said she is not around and she hung up without saying anything else. That's really strange! Especially since my name is pretty rare for this country, and my name (neither as my husband's) is not listed anywhere as an owner of his company cell phone. And when I tried to call back her voice mail said that the mail box was full.

He also gets calls from (843) 408-0667. No one answers. I looked up the number - the same scam.

they asked if my daughter was there...  i said no and told them i was her father. male caller called me a xxxx    liar  and when i was going to ask if i could halp he swore and hung up on me.  when i called the 402  number  and was told 'mail box was full'.. im still trying to get ahold of him.

The correct number for this person is listed below.  Please put a stop to this person.

I received the same message the person calls and when you answer they hang up on you.  Evidently they don't realize that their number is showing on the caller ID even though they are blocking their name, how stupid.  I think that these sort of calls should be stopped they are actually annoying.  Please put a stop to this individual that is doing such a foolish thing.

i'm gettin call after call and no one is there
402 817 3767 from lincoln nebraska.
we should block this number

JUST GOT ACALL NO ONE ON THE PHONE WHAT THE HELL IS GOING ON STOP THESE CRANKSTERS.

Just got a call offering health care - asked to be removed from the list and was told "there is no list".  When I asked how they had my number, they said someone added me to a list.  Asked to be removed from that list again and was called an "A** Hole" by the caller.

Same thing.  Thanks God for caller ID.  Who the hell are these people?  I think they're being paid by come company based on the number of phone calls they make, whether or not they get results.  They've obviously found a way to get around the government's Unwanted Calls Laws.

They call and always hang up before I answer, usually by the third ring...They will stop for a few months and then resume.  We are on the "No Call List"..How can you get them to stop when you can't even get the option if you call back, no recording, nothing just that the box is full?

They cetainly are b*****ds and grown up in brothels.

The number has called at least 5 times today and when I finally answered they hung up. It's really annoying

Received one hang-up call from this number several weeks ago, then one this morning. This afternoon I got another and they surprisingly did NOT hang up, but instead asked for Kesha. I informed the woman on the other end that they had the wrong number, and that they were to cease calling me immediately and that I would consider any further calls harassment. They have called back one more time and hung up when I answered. I called back and got the "mailbox is full" recording that others have reported.

this sob dont stop calling me i am going to find them someway and i will get 2 months of cell phone service out of them if i have to beat it out of them i hope the s*** brain sob reads this to

Called three times today - no message. I called it back and got a message the phone machine was full. He called me one more time and I answered... the guy said I'd called them about heralth insurance (didn't) and wanted me to buy some????

Called, I answered. No one says anything and hangs up.

Got a call from this number. Didn't answer it. I am up-to-date on all my bills and am not delinquent in anything, so why would they be calling?

Call and hang up

its the boogerman & he is looking for you.

This morning I got 3 calls from this number on my cell phone, which was turned off since I was in a class. No messages were left. I don't know who this is. I owe no one ANYTHING! So, if it is a collection company I have NO idea why they are calling me, I don't like them using my cell phone and not leaving a message. It is HARASSMENT!

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
        February 2009