(406) 477-3151 Robo call recorded 03 June 2014 ("Carmen & Brigit at Cardholder Services...reduce your rate...consider this your final notice..." Credit Card SCAM)
Caller ID: "Lame Deer MT"

Also called recently from:  (518) 278?0335  | (518) 278-0333 | (360) 322-6687 | (360) 322-6668 | (360) 322-6685 | (360) 322-6708 | (360) 322-6737 | (302) 764?3176 | (757) 264-1254 | (310) 318-1250 | (310) 821-8963 | (385) 208-8809 | (706) 805-1776 | (616) 980-2164 | (616) 980-2063 | (616) 980-2030 | (616) 613-2228 | (215) 383-3414 | (415) 333-9999 | (281) 966-5793 | (616) 613-2199 | (305) 389-5335  (they seem to control the entire 360 322-66xx and 67xx phone number block)

"Carmen" and "Brigit" calling me back less than two weeks after assuring me, "...consider this your final notice..." (yeah, I wish) and even after telling me I didn't qualify for their "lower your rate" offer because I pay my credit cards off in full each month.

The format of this "lower your rate" call is different than past calls. The recorded message is their usual patter (see below) but there's a pause, followed by a similar message with a different voice. Then there's another pause, and another voice and different message about lowering your rate is played. Finally they say "good bye" and disconnect.

Their total disregard of the Do Not Call list certainly tells us a lot about their business ethic, doesn't it?

Here is a transcript of their latest offering:

[female voice] "This is a very important message about your current credit card accounts. This is your second and final notice to lower your credit card interest rate and payments. Press 1 now to find out the terms conditions and associated changes before the next billing cycle. Again, this is your final notice as it relates to the financial stimulus. So press 1 now to take advantage of this today."   [5 second pause, then electronic tone]

[female voice] "Hello, this is Carmen at Cardholder Services calling in reference to your current credit card account. It is urgent that you contact us concerning your eligibility for lowering your interest rate. Please consider this your final notice. Press the number 1 now to speak with a live operator and lower your interest rate or press the number 3 to discontinue further services. Thank you and have a great day."    [another 5 second pause and electronic tones]

[other female voice] "Hello, this is Bridget with Cardholder Services calling in reference to your current credit card account. There are no problems currently with your account, it is urgent that you contact us concerning your eligibility for lowering your interest rate to as little as 1%. Your eligibility expires shortly so please consider this your final notice. Please press the number 1 on your phone now to speak with a live operator and lower your interest rate. Or press the number 3 to discontinue further notices. Thank you. Have a great day."

[5 second pause]  [female voice] "Good bye".


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http://home.comcast.net/~achx88a/spam/spamcalls.htm

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