You know, when you're a debt collector, there is a little thing called the FDCPA that you are mandated to follow. The posters here have said nothing about owing debt - in fact, they've said they were called when they are not the person the caller is looking for! Harassment of this sort is just one reason you could find yourself and your "company" in hot water - and paying money because you kept calling people who do not owe your company anything.
You take the predictable tack of saying "people who don't pay their bills get so upset over getting phone calls over money they took from legitimate business, notice there is absolutely nothing said about those very people who actually steal. How the laws are so protective over deadbeats who write checks to take money and close their accounts so the REAL VICTIMS in the matter aren't able to recover their stolen funds." Who said anything about bad checks? Who said anything about not paying back debt you owe? Oh, and debt is civil, not criminal. You should learn the difference. If you say they owe money, then prove it - in writing - per the FDCPA. Otherwise put up or shut up.
Quit being a shill, man!
People on here are not complaining about someone calling about a bill they owe. They are complaining about the following:
1. Illegal tactics used for collection (such as impersonating a law enforcement official, threatening suspension of a drivers license, threatening arrest over a civil debt, or abusive and demeaning language).
2. Repeated phone calls to collect or get information about someone other than the actual owner of the phone number.
3. Refusal to identify their company and/or correct address to avoid having a cease and desist letter or request for debt validation letter sent to them.
4. Calling and demanding payment for debt that never existed in the first place or has been discharged in bankruptcy proceedings.
5. Threatening lawsuits in time barred debt.
6. Threatening wage garnishments without a proper court order.
7. Many, many other tactics used that are clearly spelled out in both Federal and State Laws. These laws were enacted because of the way collection agencies and their employees went about their business.
It should be important to note that the reason collection agencies and their employees employ these methods are because they are on a ?commission basis?. In other words if they collect nothing, then they earn nothing. This is a strong motive to use any method necessary to collect the bill and to use illegal methods to achieve that result.
The real question is: ?Why are you here?? Maybe you woke up this morning in a bad mood and decided to belittle someone anonymously in some random discussion board? Did you receive a call from this number and are not willing to admit that you owe money? Maybe you are an employee or someone paid by this company to come on here and belittle and refute anything someone says in order to fatten both your wallet and your boss?s wallet?
We send out notification to everyone and give ample time before we try and contact them. Maybe you should know the way that our company has to operate and the laws as well as rules we have to follow before you come after our company.
I am one of the managers for this company, we don't pretend to be a law enforcement agency in any way shape or form. If I hear any of our employees saying anything like that their reprimanded immediately for it.
If you want to reduce the chances of looking like a fool, you might want to *read* the posts in this thread before doing any "pondering". None have indicated they owe the debt in question. Everyone should indeed pay their bills, but NO ONE should just pay any random cretin who phones up and demands money without written verification.
In that caller's case, when they claimed to be a law enforcement agency.
Since when does being a private legal processing company translate into "fake law enforcement"?
Here I sit and ponder why people who don't pay their bills get so upset over getting phone calls over money they took from legitimate business, notice there is absolutely nothing said about those very people who actually steal. How the laws are so protective over deadbeats who write checks to take money and close their accounts so the REAL VICTIMS in the matter aren't able to recover their stolen funds. Stand on your soapbox debtors, be the martyr and show the next generation how to milk the system for all it's got. Never mind being responsible, and handling your business, that just makes no sense. Pay your bills people.
If you're not the debtor then just don't talk to them. In fact I'd tell 'em that they are nothing but shady debt collectors and that they can go to hell! Don't answer their calls and don't pick up on numbers you don't recognize.
It's typical. They call you and threaten arrest to scare you. Bill collectors don't have the power of arrest. They have no law enforcement powers and cannot get warrants issued for anything, let alone an arrest. There's no crime in defaulting on a civil loan. We don't have debtor's prisons.There's no attorney's involved so far as I know and nobody is ever served as a result of these calls. Don't pick up on calls from these people or calls from numbers you don't recognize. Don't talk to 'em don't argue with them.
Lied and said they were a law enforcement agency looking for a exgirlfriend from 13 years ago and she had me listed as emergency contact. Which is a lie cause I know she has gotten married and had children. Has called me multiple time accusing me of not telling them the truth.
I just got a call today from this POS. I keep getting calls for this ghetto ratchet person who had my number before me and he proceeded to insult me after I said I am not her! Stop calling me and remove me off your calling list, he's like do you even know who I am? I am a law firm, I said I don't give a care, and he's like you have an attitude bonehead rofl, really? I also called back stating I want to speak to his manager and he said he was the "manager." I am sooo annoyed right now and disgusted.
got a call also....
I just received a call from the same number. While the person was talking I typed in the phone number and so happy that you posted the below comments. I think I stumped him when I said that he did not work for an attorney and that I want going to hang up on him.
Received A call from this number about a payday loan I had. They informed me if I did not pay the amount of 787.52 they would file charges and have me arrested. When I confronted the gentlemen who gave me a name that was not the name on my voicemail he proceeded to tell me I had one hour to call friends and families to get the money. He then called me and idiot for thinking he was an attorney even though he identified his law firm as central processing and hung up on me. I called back and asked to speak to someone above him. That conversation went the same way. Has anyone gotten a call from this number?