is this legs if so look me up i am alive

Get these calls from rachel twice a week atleast.The do not call list seems to be a joke...when you talk to them about not calling they just hang up...wish i could stick there phone up there a$$

I just got a call from 385-468-4668 that showed up on caller ID. This is the second call today from card holder services, but with a different phone number. I have been getting calls at least once a day from this company. on my cell or land line. asked to be taken off call list but they just hang up on me.
Their number is always different yesterday was 201-200-6826 from New Jersey. They want to lower my interest rate on my credit cards. I haven't been able to figure out their angle. Maybe just to get me upset. I have to stop what I am doing just to talk to some prerecorded message that I don't want anything to do with. another number is 360-841-9174, 216-744-4009

I, too, have now gotten 3 calls from cardholder services in 3 days. I haven't used credit cards for years. Picking the #2 option to discontinue does not work. This is harassment and makes me so mad that I see red. There must be a way to discontinue these calls. Maybe I should keep the line open in hopes of running up their phone bill. I'm so frustrated!!!!!

This company has called me several times a week for the last 2 or 3 years.They are nasty and use extremely vulgar language if you dare to ask who they are or tell them to stop calling you. I have given up trying to get them to stop so now I play a recording of hysterical laughter and let them get annoyed. Fun!!. I am enjoying making them mad now!

Repeat calls regarding credit cards and I have none.  Pretty tired of getting these!

8/8/11 4:50PM EDT

561 210 4361 & 239 603 6702 from Boca Raton FL, call my number about reducing my credit card
balance,  I do not have credit card balances as I pay my card in full, as soon as i get my bill. I do not understand the name of the company.

They call several times a day and week and leave messages. I am very tired of this. I am on the no call registry list.

Called while I was at work - comes up on the caller ID box as Unknown Name.

I tried a different approach to cut these calls down. I changed my OGM to "Press 1 to leave a message" speaking quickly... Then recorded the rest of the 3 minutes in music. Bots hear noise on the line so still play their message to try to get you to pick up but almost never does a live human hear the first sentence! I still see the numbers on Caller ID so I can address issues as needed but never have to deal directly and their machones are tied up with mine for up to 3 minutes which is 3 minutes they cannot be calling someone else. Win/Win!

;-)

Caller claimed to be Rachel of "Card Member Services."
Total credit scam company.
DO NOT SPEAK WITH THEM.  HANG UP.

I occasionally get calls from this number, also, but I have a strict policy of not answering numbers I do not recognize, so I have never talked to them. After reading all your posts, I am glad that I have never picked up. Now that I have info on their operation, I will never pick up.

only a partial msg left on my answering machine that said something about "qualifying" for some sort of low interst rate...not sure if for a mortgage or credit card, and that my time was running out.

The company 800link.com is also complicit with these scammers.  They are from Belleville, IL.  They are easy to look up...and even better to harass.  Now it's not the same number (561) but the same exact system of scamming you (robo calls).

Same story here - got a call from this number about lowering a CC rate. Don't even have a credit card. When I asked what company the man said "YMCA of Cleveland OH" but the number is 5612104361 out of Boca Raton FL. When I started to ask how he got the number and said I was on a do not call list he hung up. Dialing back the number goes into and auto pick up with hold music.

If people would stop falling for these scams these sub-human, pathetic parasites wouldn't exist.

It's the same old credit card phishing scam - Rachel from "credit card services."

"Rachael" from credit card services wants to lower my interest rates.  It's a recorded message I've received at least 7 times with the same recording but with different caller ID's.  I'm on the "Do Not Call" list but these cockroaches still call.

when they call me it says name not found8

Not a credit card company this time, nor scam.  Make sure your sure of EVERY phone call, before commenting.

Was just called by this #.  Tried calling back and it said, "Your call can not be completed as dialed....etc...etc."

It has nothing to do with your BAC loan or any loan.  These people want to "lower your credit card interest"....so they say.  What they really want is to scam you.  I've tried everything to get them to stop calling...from talking to them, screaming at them, blowing a horn in the phone.  They usually hang up on me right when I say "I am on a do not call list".  "CLICK".  Or "I've asked you people t stop callling me"....CLICK.  They are a**les.  I've read before to just ignore their calls and they will call less.  They call me at least once a week now, used to be more frequently.

@Jack  A+ post, thank you for sharing your insight with others.

I beg of everyone looking up this number to print off that post for the next time, as you surely know there will be.

Take your name off the no call list they too have become corrupt!!!!

PEOPLE. PLEASE READ THE COMMENTS BEFORE POSTING!!!

YOU MAY THINK THAT SOMEONE IS CALLING YOUR SPECIFIC PHONE NUMBER.

THEY DID NOT. THEY DID NOT CALL YOUR NUMBER SPECIFICALLY.

YOU WERE RANDOMALLY "ROBO" CALLED WITH A SPOOFED PHONE NUMBER ON A CALLER ID FOR A SCAM COMPANY.

Important message to all those that have received a call from this number:

There are several companies engaged in scam business using auto dialers. They are ALL scam outfits. They spoof phone numbers of victims all the time. Sometimes, they spoof non-working phone numbers. The phone number you searched for is just another victim of these scumbags. I've done a lot of research of these companies. Actually, there are several affiliated companies, that try to scam innocent victims. They are either owned by the same people, or they sell their business model to other crooks.

One scam is about auto warranties. The other is about credit card debt relief. They even have scams about dish television, home alarms, and more. Their MO is the same. The use an auto dialer, and call thousands of random numbers. They have no regard to the do not call lists. Your demands or complaints to them are worthless. They will continue to call you.

They will not remove you from their call lists. Why? BECAUSE THEY DO NOT MAINTAIN ANY. THEY ARE CROOKS. THEY HAVE NO REGARD TO THE MANY LAWS THEY BREAK.

BEING ROBO CALLED BY A COMPUTER IS A FEDERAL CRIME. NEED WE SAY MORE?

If they call about a car warranty, the message says something as "This is the second notice on your extended vehicle warranty. Press one now to speak to a representative..." The message about credit debt mentions "This is Account Services. We are calling to lower your credit card debt. Press one now to speak to a representative..." or "The is an important call from your cardmember services. This is your Final Notice. We have been trying to contact you?."


NOW, WHAT CAN WE DO ABOUT THIS? If you want to stop these crooks do the following
:
1) Speak to one of their customer service representatives. Pretend to be interested in either lowering your credit card interest rate or a car warranty. DO NOT GIVE THEM ANY REAL INFORMATION. Do not ask how they "got" you number. (Remember, your number was randomly  dialed by a computer)

Tell them you have $20,000 in credit card debt. Give them a fake credit card number, a fake name, and a fake SS#. If the call is about the auto warranty scam, tell them you own a Ferrari, or a 1937 Dodge (however, if you really own one of those two, tell them you own a Buick). Give a made up VIN number. If they ask for your name and phone number, give them the info for the person you hate the most.

Your goal is simple. You want to engage them in friendly conversation to keep them on the phone for as long as possible. Be nice friendly. Your goal is twofold. You want to learn as much as possible about them. They will refuse to give you a website, phone number, or maybe even a real company name. They will attempt to give you a generic name such as "Account Services," "Financial Services," or "Dealer Services." This is done for a reason, to throw you and the government off their tracks. Do not accept this. Keep pressing for info. You will need this (see below). Oven when pressed for questions, they will hang up on you. Remember, they are instructed to do this. That is why you must not be confrontation. Be friendly and act as if you are genuinely interested.

Get the name of the company, and if you can, the city where they are located. Most of these scam companies are either in Florida, or in the Atlanta, Georgia area.

EVEN BETTER IS IF YOU CAN RECORD THE CALL.

Also, the time you take from them means them have less time to steal from someone who is unknowledgeable about their scams. They get paid to rip people off. Take away their time, and they make no money! I have kept them on the phone for up to 20 minutes! I realize that many of you do not have the time. But do you appreciate being taken advantage of?

Ever hear of Scambaiting? That is what you are doing!!! There are many entertaining web sites on this topic. For example, see:
http://www.419eater.com.


2) Get the details of these scumbags and post it on this and every other website you can find. Use only the information you get from talking from their representatives and information you get from public sources. DO NOT POST THE NAME AND ADDRESS OF THE PERSON THAT OWNS THE PHONE NUMBER ON YOUR CALLER ID. Their numbers were spoofed and they are victims.


3) YOU MUST REPORT THEM TO THE AUTHORITIES:

FEDERAL COMMUNICATIONS COMMISSION!
Here is the link to file a complaint: http://esupport.fcc.gov/complaints.htm

FEDERAL TRADE COMMISSION:
https://donotcall.gov/complaint/complaintcheck.aspx

You can also file a report with the Attorney General of your state. See the links below to see how effective this can be.

If everyone that received a call from these low-life scumbags does the same, then the combined action of thousands of us can stop these crooks from scamming innocent people out of money.

Additional information: This is what can happen if everyone were to complain!
http://ago.mo.gov/newsreleases/2009/AG_Koster_says_GA_telemarketers_will_pay/
http://ago.mo.gov/newsreleases/2008/TRO_again ... all_violations/

See the following press releases to see how effective your complaints can be:
http://ago.mo.gov/newsreleases/2008/030608.htm
http://ago.mo.gov/newsreleases/2008/National_ ... filed_by_Nixon/
http://ftc.gov/opa/2008/05/telephoney.shtm

Let me tell you how I helped defeat a former scam company. Versadebt, that changed its name to VP Marketing, was scamming victims for years. I found the name of their company through conversation with one of their stupid representatives. And not only did I report them to the FCC and FTC each time, I also posted their contact information on the internet to make it easier for everyone to report.

Here is a story from Fox 5 Atlanta - WAGA that tells how WE took down VP Marketing, just one scam operation. Over 100,000 complaints were received by the FTC:
http://www.myfoxatlanta.com/dpp/news/i-team:-vp-marketing-sued-021710

If you get the name of the company,  here is how you can find their information if located in Georgia, with the search engine of the Georgia Department of State:
http://corp.sos.state.ga.us/corp/soskb/CSearch.asp

For example looking up VP Marketing, the former scam outfit, we see that it is owned by Jason Eyer, the dirt bag shown in the Fox 5 video. Here is how you can contact this person, courtesy of public records filed with the Georgia Department of State:
Jason Eyer
1603 Mosaic Way
Smyrna, GA  30080
407-902-1950
407-902-9377


Remember:

1) Be friendly and pretend to be interested
2) Try to get the name of the company
3) Research the name of the company using public records
4) Post the name of the company everywhere on the internet
4) Report them to the FCC, the FTC, and the state Attorney General's office

They claim to be able to lower credit card interest rate.  Were not clear to identify who they really were and asked questions about my credit card and personal data.  Call disconnected after I questioned them more extensively and they did not call back immediately.

robot call message about credit card refinancing S C A M

Keep receiving calls from561-210-4361.  Don't have a clue  as to what they are calling about.

@BAC scofflaw

It is not impossible to report them all.  We the people, who are being constantly harassed by these S.O.B.'s, number in the hundreds of thousands.  And with a workforce that large it is very possible to report every one.

THESE A-HOLES ARE TELEMARKETERS NOT DEBT COLLECTORS!
My mortgage has not been past due even once and I get these idiots breaking the law on my phone too.  Being "behind" is NOT the reason they call.  They keep calling because people do not report them and keep putting up with their crap.
harassed
@Fed Up
VERY GOOD TIP! It bears repeating:

FYI: Info from the Federal Trade Commission:

Don't EVER "press 1" when it prompts you!  Then the company can get around the Do Not Call list and claim that you called them!

I believe the fact that they are using these call bots to do their calling is illegal as well, but I would have to check on that for details.  When a creditor calls you a live person is supposed to talk to you not a machine.  Report them!

I continuously get calls from this number (and many others for the same company so I can't block them all from my phone) and it says it's a call about my credit card, nothing's wrong but to press a number to get info on lowering my credit cards (I don't have any credit cards).  I have pressed the number over 10 times and they start their little sales pitch and I interrupt to ask that my name be taken off their call list and they hang up on me before I can even finish saying it.
I am on the Do Not Call List - what is it for if not to stop these unwanted solicitation calls?

As others have said, this is a credit card sales pitch.  Unfortunately, I pressed "one" to tell them I'm on the DNC list, and the woman immediately hung up on me.  I hope I'm not now in their system as having called them.  Sigh.......

Caller ID:  Boca Raton FL