602-424-0015
AZ, US
yearightbitemyass
yearightbitemyass
2014-02-23 15:43:48
Unknown
Steven may even be Michael or Suzanne Salaman  or whatever his name is.     Ever thought of that ?  

If we don't respond to  "STEVEN" maybe it will just go away
Elspeth
Elspeth
2014-01-25 07:44:55
Unknown
Sure it does.  NOT.
David G.
David G.
2014-01-25 07:01:09
Unknown
I have ran phone rooms and this is normal.  It does not make a company false.  This happens with all companies including political calls.
j
j
2013-12-30 20:29:49
Unknown
I hope Bubba is good to you in your cell, you pos.
j
j
2013-12-30 20:27:49
Unknown
Can't the feds get his IP addy and bust his sorry scamming a$$?
William T
William T
2013-11-27 19:39:49
Unknown
Stop lying. Everyone knows you're a liar and a scammer.
Renee
Renee
2013-11-16 00:17:32
Unknown
"There" or "Their"???    go to public school?
Michael
Michael
2013-11-13 00:55:15
Telemarketer
I like it how the supposed "satisfied customers" leave out the fact that the company they are praising is calling people on the DNC list.
Marco
Marco
2013-11-08 16:53:51
Telemarketer
I always press 1, then when the "operator" answers, I tell them I'm lonely and want phone sex.

One black chick told me she was previously a phone sex operator for 8 years, described herself (hot!!) and started talking dirty to me. AWSOME !!!.

Talk about a "happy ending" to a telemarketing call.

Please call me back. I'm ready for round 2.
Cathy
Cathy
2013-11-08 16:47:49
Unknown
You are obviously an idiot. May the fleas of 1000 camels infest your mother's armpit hairs.
Liana
Liana
2013-10-24 21:33:38
Unknown
Steven how can we get these leaches to stop calling us
Rivo Consulting Group
Rivo Consulting Group
2013-10-18 18:09:16
Unknown
Clients of mine have been receiving calls like this for a long time.  I received one today!  The AZ Sec'y of State website shows this LLC was dissolved in July 2013.  The owners, James and Lori Walker are listed on the filing.  I sent them a letter with a copy of their dissolution.  Anyone having problems can e-mail me.  These bottom-feeders need to be stopped!  www.rivogroup.com
Sonia Segreto
Sonia Segreto
2013-10-18 00:04:52
Unknown
The caller was a strange person asking for my husband and he wouldn't give any reason to speak with him.  It sounded suspicious to me and he said he would call back.  
Jon
Jon
2013-10-17 18:53:38
Unknown
Are you being sarcastic or are you just stupid? Has to be one or the other.. or both. Lay off the CAPS will ya? It's very annoying. kthxbye
Tamianth
Tamianth
2013-09-12 21:25:48
Unknown
Your a shill - nice try, thanks for playing..
Tamianth
Tamianth
2013-09-12 21:24:58
Unknown
And it isn't just a river in Egypt...
C.J.
C.J.
2013-09-12 19:33:56
Unknown
nice  fake  /  fraud  post.........


too funny..........
Fu2
Fu2
2013-09-12 19:15:44
Unknown
It's obvious which state you live in:  Denial.
Willdav713
Willdav713
2013-09-12 19:15:16
Unknown
What's your phone number and address so we can forward the calls to you? and Are you a terrorist?
ANonieMouse
ANonieMouse
2013-09-12 06:07:54
Unknown
I don't know what the relationship is between ADAD, LLC and National Bureau of Merchant Services, Inc. (NBMS) is, so I will simply disregard it and concentrate on NBMS here.  

The most interesting part of NBMS's history may be that their current director and her husband appear to have a recent criminal record for theft in Arizona as a result of a plea dismissing other charges, including "Fraudulent Schemes/Artifices," "Forgery," and "Perjury."  So if you want to skip to this part, scroll down to the paragraph prefixed by the symbols "? ? ? ?".

According to the Arizona Corporation Commission, NBMS has two directors, Suzanne Salman (as of 4/2/2013, last updated 4/23/2013) and Jennifer El-Riz of 274 Brooklynn (sic), Brooklynn (sic again), NY 11205.   The error in the spelling of Brooklyn (street AND New York City borough) was carried through several annual filings signed by Ms. El-Riz, herself.  (You can get information about NBMS at the Arizona Corporation Commission site here:
http://starpas.azcc.gov/scripts/cgiip.exe/WSe ... ype=CORPORATION )
From this, you should be able to view Scanned Documents, Notices of Pending Administrative Dissolution, and Administrative Dissolutions and Reinstatements.  

You will see that NATIONAL BUREAU OF MERCHANT SERVICES INC was administratively dissolved on August 7, 2006 for failure to file an affidavit and that mail to the company regarding dissolution for failure to maintain an office was returned due to an undeliverable address in September, 2007.  Apparently, they reinstated the company by filing three late annual reports on 11/03/2007.  There have been a number of delinquent annual reports since then, but they have been remedied by late filing.

In their annual report for 2011, Suzanne Salman is no longer listed as an officer or director of the company.  This is the first report in which Jennifer El-Riz is listed in those positions.  Note the address carefully: 274 Brooklynn, Brooklynn, NY 11205.  Brooklyn (with one "n") is a borough of the City of New York.  The New York City Property Final Assessment Roll 2013-2014 shows this property as follows:

>>>
"Parcel Information
Owner Name:
EDUC INST OHOLEI TORAH OF BKLYN
Property Address and Zip Code:     Borough:     BROOKLYN
274 BROOKLYN AVENUE 11213     Block:     1263
Real Estate Billing Name and Address:     Lot:     35
EDUC INST OHOLEI TORAH OF BKLYN           
667 EASTERN PKWY     Tax Class:     4
BROOKLYN NY 11213     Building Class:     Q9  
[Clicking on the "code" link next to "Q9" shows that Q9 is the code for "MISCELLANEOUS OUTDOOR RECREATIONAL FACILITY"]
Land Information           
Lot Size
Irregular
Corner
20.00FT X 100.00FT
...
Exemption Information
#     Code     Description     Exempt Value
1     1022-01 (25120)     RELIGIOUS-SCHOOL     20,700"
<<<
This information can be found at http://webapps.nyc.gov:8084/CICS/fin1/find001I by entering "Brooklyn" for borough, "274" for house number, and "Brooklyn Ave" for street name.  Leave the apartment number blank, and then click on the "search" button.

By the way, it is necessary to type "Ave" after "Brooklyn" for the street name, because there is no post office address "274 Brooklyn, Brooklyn, NY."  You can confirm that for yourself at https://tools.usps.com/go/ZipLookupResultsAct ... Code=&zip=11205
or by searching for the address yourself at
https://tools.usps.com/go/ZipLookupAction!input.action
If you do, you will see, in red below the address, the warning:
"The address you provided is not recognized by the US Postal Service as an address we serve. Mail sent to this address may be returned."
The closest address match I could find was 274 Brooklyn Ave., which, if you check it using Google Street View on Google Maps, shows an empty, fenced-in lot with a "No Parking" sign up front.  The lot appears to be the right size, according to the NYC property tax assessment records.

So there doesn't appear to be anyone at home at "Ms. El-Riz's" address.  Just a paved, fenced-in lot with the sun, moon, and stars above.

The 2012 annual report shows the same officer and director information (including the misspellings) as does the 2013 annual report.  However, an officer/director change was filed on April 2, 2013, removing Ms. El-Riz and reinstating Suzanne Salman.  It's not clear to me why the data on the public access system has not been updated to show the removal of Ms. El-Riz.

It is helpful here to interject that Suzanne Salman, along with one Michael Salman, are both officers of another company called "Harvest Christian Fellowship" in Arizona, a religious, non-profit corporation.  You should be able to find this corporation at:
http://starpas.azcc.gov/scripts/cgiip.exe/WSe ... ype=CORPORATION .
Note that this company, too, has a lot of trouble filing their reports on time.  In fact, it is not in good standing because its current annual report is past due.  I cite this company in part because it relates the two names "Michael Salman" and "Suzanne Salman" at the same address currently given for Suzanne Salman at NBMS.

Michael and Suzanne Salman are no strangers to litigation.  They characterized themselves as "born-again Christians" who want to hold bible study groups and worship in their home located in Phoenix, Arizona in a federal district court case: Salman v. City of Phoenix, CV 12-1219-PHX-JAT (D. Ariz., June 15, 2012).  They sought a temporary restraining order against the city of Phoenix and a motion for a preliminary injunction against the city for prohibiting them from holding their bible study group and worship sessions based on unconstitutional Phoenix city ordinances and Phoenix building official's interpretations of building and zoning codes.  As such, in this court case, the Salmans are the plaintiffs and the City of Phoenix is the defendant.

The letter from the city said that their property did not comply with the construction codes for those uses.  Michael Salman was convicted of violating 67 building codes and zoning ordinances.  In September, 2010, Michael Salman was sentenced to 60 days in jail flat time, three years of probation, $12,000 in fines and prohibited from having more than twelve people in his residence at one time.  According to this court case, he was ordered to report to jail on June 17, 2012 to serve his sentence.  

The court found in favor of the defendant, the City of Phoenix, and dismissed the Salman's case without prejudice.

? ? ? ? However, this is not only time that the Salmans have been in trouble with the law.  Aside from civil cases in which they seem to always be mentioned as defendants, there is a criminal case that is of interest.  The precise details of this case are not available, but the information that IS available is pretty interesting, indeed:

>>>>
Criminal Court Case Information - Case History
Case Information
Case Type:    Criminal     Location:     Downtown      
Party Information
Party Name - Number    Relationship    Sex    Attorney    Judge    Case #
State Of Arizona - (1)
    Plaintiff     N/A     Rudnick, Beverly            
Michael Hashem Salman - (2)
    Defendant     M     Blumberg, Bruce     Master Calendar      CR2012-007942-001      
Suzanne Lenisa Ramsey Salman - (3)
    Defendant     F     Ziton, Michael     Master Calendar      CR2012-007942-002      
Clerk Of The Court - (4)
    In The Matter Of     N/A     To Be Determined            
Disposition Information
Party Name    ARSCode    Description    Crime Date    Disposition Code    Disposition    Date
Suzanne Lenisa Ramsey Salman     13-2310 (F2)     FRAUDULENT SCHEMES/ARTIFICES     3/10/2008     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Suzanne Lenisa Ramsey Salman     13-1802 (M1)     THEFT     3/10/2008     Pled to Reduced Charge     Pled Guilty To Reduced Charge     1/29/2013
Suzanne Lenisa Ramsey Salman     13-2002 (F4)     FORGERY     5/26/2009     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Suzanne Lenisa Ramsey Salman     13-2002 (F4)     FORGERY     5/29/2010     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Michael Hashem Salman     13-2310 (F2)     FRAUDULENT SCHEMES/ARTIFICES     3/10/2008     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Michael Hashem Salman     13-1802 (F4)     THEFT     3/10/2008     Pled to Reduced Charge     Pled Guilty To Reduced Charge     1/29/2013
Michael Hashem Salman     13-2002 (F4)     FORGERY     6/2/2009     Pled to Reduced Charge     Pled Guilty To Reduced Charge     1/29/2013
Michael Hashem Salman     13-2002 (F4)     FORGERY     5/30/2011     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Michael Hashem Salman     13-2002 (F4)     FORGERY     9/29/2011     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
Michael Hashem Salman     13-2702 (F4)     PERJURY     3/10/2008     Dismissed - Plea Other     Dismissed Due To Plea On Other Count     1/29/2013
<<<<

Neither Michael nor Suzanne Salman are the type of person I personally would select to run a company that I would use as a "direct processor of credit cards."  Your choice may vary.

Note that some of the alleged crime dates (not disposition dates, which are all 1/29/2013) occurred AFTER Michael Salman and Suzanne Salman claimed to be "born-again Christians" in the federal district court case I cited above.

You can see the above in a better format and with some other information (which may be hard to decipher) by searching the criminal records of Maricopa County, AZ at:
http://www.superiorcourt.maricopa.gov/docket/ ... /caseSearch.asp
entering just the last name "salman" leaving everything else blank, and then clicking on the "search" button at the end of the line in which you entered the name "salman."  
When the next page appears, find the case having the case number "CR2012-007942" in the left hand column, and click on that number.  You will see that Suzanne Salman and Michael Salman were co-defendents in this case, and both copped pleas.

While you are at it, you might also want to also click on the case having the case number "CR1992-006544" for Michael Salman.  This was a case of aggravated assault against Mr. Salman (with the same middle name as the one associated with Ms. Salman) in which Mr. Salman was found guilty by jury.

So I would say that "National Bureau of Merchant Services, Inc." certainly has a colorful past and a number of very interesting stories that seem to be associated with it.
Fu2
Fu2
2013-09-12 03:20:09
Unknown
you are so brainless, bad for you.
wendel
wendel
2013-09-11 22:13:18
Unknown
From where, Mumbai?
lc
lc
2013-09-11 21:27:51
Unknown
I thought you left and here you are back again.....just shakin and shillin.......Please leave.   You are soiling my computer.
lc
lc
2013-09-11 21:26:16
Unknown
You are indeed a dumb basturd...  Is that what they teach you in the New Deli school of Theft.
lc
lc
2013-09-11 21:25:11
Unknown
Probably from Mumbai Univ.  with a BS in BS.
DeletedMedia
DeletedMedia
2013-09-11 20:02:31
Unknown
Now We see why you are here;
ADAD, LLC was dissolved 07/18/2013. Red Notices everywhere.
You must be going down in flames.

http://starpas.azcc.gov/scripts/cgiip.exe/WSe ... 9504&type=L.L.C
Art
Art
2013-09-11 19:47:48
Unknown
That just proves you're a 100% shill.
Steven
Steven
2013-09-11 19:30:47
Unknown
I still stand by my first post 100%.Thank You and have a great day.
FIGHTING BACK!
FIGHTING BACK!
2013-09-11 19:27:32
Unknown
OOPS!  Guess I thought the ripoffreport was so important, I listed it twice.
FIGHTING BACK!
FIGHTING BACK!
2013-09-11 19:23:34
Unknown
Spent a little time checking into SEVERAL different names this/these companies seem to use:

http://www.ripoffreport.com/reports/search/National+Bureau+of+Merchant+Services  -- 7 complaints

http://www.bbb.org/central-northern-western-a ... nix-az-2001852/  -- a different name they use ? National bureau of Merchant Services, Inc.
National Bureau of Merchant Services, Inc.
Phone: (877) 441-4599
Fax: (877) 245-7681View Additional Phone Numbers  -- (877) 314-4877(Phone)
3444 N. 19th Avenue, Phoenix, AZ 85015
nbms@nbmsusa.com - Customer Service  ??.nbms@nbmsusa.com - eQuote
http://www.IRNSYSTEM.com     ?????.   http://www.ethicalaz.com/firstdatasalesservices  


http://www.irnsystem.com/ -- Internal Resource Network ? one of the names they use

http://www.ripoffreport.com/reports/search/National+Bureau+of+Merchant+Services  -- 7 complaints

http://www.small-business-forum.net/managing- ... t-services.html  -- complaints and someone (Christian1) trying to justify doing business with NBMS ?   3/12/10 to 12/12/12

http://www.cardpaymentoptions.com/credit-card ... chant-services/  -- National Bureau of Merchant Services Review ? original,  4/9/12.   Review Updated: 8/16/2013
The reviewer does NOT seem to be favorably impressed with this company.  It was given 1?F? and 3 ?D? scores on the review.
[I?m assuming ?A? would be the best, ?F? would be the worse score.  At least, it was when I was in school!]

?About the author
Phillip Parker
Mr. Parker is the Founder of CardPaymentOptions.com. He is also a former merchant services agent turned small business advocate and the author of the book "Fee Sweep," which teaches merchants how to eliminate junk fees and avoid common credit card processing scams.?

http://www.scambook.com/company/reports/82954/National-Bureau-of-Merchant-Services -- 2 complaints

http://merchantservicebureau.org/   [From cardpaymentoptions.com review:  In fact, it seems as though the website for National Bureau of Merchant Services (merchantservicebureau.org) is a website designed to look like some kind of consumer protection or watchdog site, but as far as we can tell, it is actually a site for merchant account provider that also operates under the name of Internal Resource Network. ]


http://www.bbb.org/central-northern-western-a ... x-az-1000022981
ADAD, LLC
Phone: (602) 424-0015
8024 North 24th Avenue, Phoenix, AZ 85021

2839 West Montebello Avenue
Phoenix, AZ 85017(602) 424-0015


Like the reviewer in the cardpaymentoptions review, this quick search did not make me feel any more confident about someone doing business with this/these companies.
1-978-712-7277 1-248-975-2662 1-468-979-3953
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