603-296-2286
NH, US
Andy
Andy
2013-09-11 07:25:35
Unknown
Same thing here. They did this a couple months ago also out of New York. If they keep calling report them to state attorney general
Veronica Davidson
Veronica Davidson
2013-09-11 02:53:10
Debt Collector
I received a phone come from someone who said his name is Todd Monroe from GMA legal and that he was calling pertaining to a payday loan for $503.12.  He offered to make payment arrangements and he even asked for a credit card number and said I had 14 days to come up with a payment of 100.60 and I did not I would be served papers and a warrant would be issued for my arrest.
Paul
Paul
2013-09-09 21:12:39
Debt Collector
Complete scam. Will not give address or proof of debt.  Their threats and tactics are illegal
CATHY
CATHY
2013-09-09 17:40:24
Unknown
A Nicole called stating it was in regards to a legal matter.  I had already recieved numerous calls that I had ignored and they left messages.  When I said a legal matter pertaining to what?  They hung up.  It is a dirty scam to get peoples money. Dont give them any info at all!!!
john
john
2013-09-06 14:36:28
Debt Collector
they are still calling.. it has been 5 days in a row now.

I have reported them to everyone


Please get rid of this scumbag bs
MS DAVIS
MS DAVIS
2013-09-05 19:16:41
Debt Collector
SAME MESSAGE AS EVERYONE ELSE. CALLS 3-4 TIMES A DAY,THREATENING TO SERVE ME WITH A SUMMONS FOR COURT AT MY JOB OR HOME..IN REFERENCE TO MY SS NUMBER ATTACHED TO SOME TYPE OF FRAUD. THEY CALL MY HOME NUMBER ALSO..SOUNDING VERY DEMANDING AND RUDE. I JUST FILED A COMPLAINT WITH THE FTC AND HOPE THIS WILL RESOLVE THIS ISSUE SOON.
Jill
Jill
2013-09-05 18:19:21
Unknown
Report this company. Everything they are doing is illegal!!!
Tamianth
Tamianth
2013-09-05 00:20:36
Unknown
Not just the DNC, you need to get all the agency's involved with these law breakers!

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
Tamianth
Tamianth
2013-09-05 00:19:08
Unknown
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
Brian P
Brian P
2013-09-05 00:07:53
Unknown
this company called me also with similar threats. Sounds like a basement run scam. I am reporting it to the authorities
James
James
2013-09-05 00:02:50
Unknown
Go To: www.ftc.gov
( Top Right Side of Page ) CLICK: "Orange Box" - Consumer Complaint - Report It to the FTC
Deborah Bronner
Deborah Bronner
2013-09-05 00:02:22
Unknown
I got a recording from this company with the same information given to you.  I will contact the FTC.
SJ
SJ
2013-09-04 23:54:17
Unknown
I keep receiving messages like everyone elses by voicemail.  I spoke with the caller who not only had old information but could not provide me.any location for their so called law firm.  I'm going to file a complaint as.well.
James
James
2013-09-04 22:53:31
Debt Collector
WOW.., the threads are rolling in..!!! I am so sorry everyone had to go through this B.S...!

Go To: www.ftc.gov
( Top Right Side of Page ) CLICK: "Orange Box" - Consumer Complaint - Report It to the FTC

Company Name: Goldman & Associates in NH.

If we file enough complaints they will be investigated.
Anonymous
Anonymous
2013-09-04 22:27:56
Unknown
Got the same call stating the charges were being filed against me. They also called my mother's phone and upset her with the same message. Contacted the FTC and was told by the attorney there to file my complaint. I would STRONGLY advise everyone to file a complaint. It is illegal for a debt collector to intimidate a consumer into payment. Stating that they are "filing charges" opposed to "filing a suit" to collect along with using the words "check fraud", insinuate that you have broken the law.  Audrey is a joke and needs an education!  I was told my papers have been sent out and that I would be served at either my job or my home address (which is an old address).  They state that the debt is from 2008, which their claim of breach of contract exceeds the statute of limitations. PLEASE FILE A CLAIM on ftc.gov They are clearly breaching the FDCPA. Read over it and you will see for yourselves.
Mary
Mary
2013-09-04 22:15:15
Unknown
Amended. I just filed a report with the FTC.
Alex
Alex
2013-09-04 22:00:47
Debt Collector
I did file a complaint with the FTC.
Alex
Alex
2013-09-04 21:57:18
Debt Collector
I received two of the same messages yesterday and today. Today I called and told the lady that answered, Audrey, that before I provided her with any information, that I was recording the phone call. She responded saying she was also recording the call. Once I told her my case number, she said that she didn't know why they were calling me because my papers had already "left the building" yesterday. She said they had enough evidence to file fraud charges against me from a payday loan in 2009 and stated a previous address, social security number, and bank. She said, yep, the paperwork left the door. I said, great, thank you, then you don't need anything else from me. I look forward to receiving that paperwork and she hung up on me.
Mary
Mary
2013-09-04 21:43:03
Unknown
Basically the same as everyone else's calls.  My calls were  the last two days. Claiming social security fraud on my account. Left a claim number.  The interesting thing is they left the message for a different first name each time.
Brian
Brian
2013-09-04 21:40:15
Unknown
I received the same calls at my work and at home. When I called back , I got disconnected a few times before someone by the name of Vanessa asked for case number and social. Gave her case number but not social. Told her not to call my job or house anymore or I would file harassment charges. I just filed charges with the FTC also, not sure if it will do anything but it can't hurt either. Maybe if they get enough complaints, they will investigate.
mom
mom
2013-09-04 20:06:44
Unknown
just got the same call saying the same thing...how do stop the calls
cathy
cathy
2013-09-04 19:58:46
Unknown
Received a voicemail from this number stating I will have charges filed against me for fraudulent activity with my name and social security number attached to it. All I have to do is contact them before they have to send a summons to my place of employment or my home.
James
James
2013-09-04 19:55:24
Debt Collector
I received a phone call on 9-3-2013 from this number.., they left a digital msg saying that I would have civil charges filed against me in my county of jurisdiction for fraud. I called them back and they asked for a case # (Letter followed by 4 Numbers) they said I owed a debt to a check cashing/pay day loan company in 2008.

1) The address they had was wrong.., but SS# was correct.
2) The reverse number look up is to: BLAIR CABINETS AND ASSOC.
3) The statute of limitations in CA is 4 years. (Check Your States Statute of Limitations on Debts)
4) I could here a lot of noise in the back ground.
5) Reps were not professional & uneducated in their grammar.
6) I filed a complaint on the FTC website.
7) When I called them today and asked for a letter of verification they got vulgar & rude and hung up.

Hope this helps everyone..:)..!!!
Steph
Steph
2013-09-04 19:32:00
Unknown
I received a phone call from this number they left a msg saying that I would have charges filed against me in my county because there was debt attached to my social sec #, I tried calling the number back and get no answer.....This isn't the first time I have had a phone call like this but they always say they verified your information with the bank...last time I checked that information wasn't able to be released...I have contacted my bank and asked. They always ask to verify your information when you get these calls and when you say you don't want to give that information out they hang up quickly.
Judy
Judy
2013-09-04 02:53:57
Debt Collector
The number is 603-296-2286 on caller Id on my phone says number is to GRAPEVILLE KITCHEN and also when I check internet same phone number is too BLAIR CABINETS AND ASSOC. GRAPEVILLE KITCHEN OUT OF CONCORD NEW HAMSHIRE and BLAIR CABINETS ASSOC OUT OF HOOKSETT NEW HAMPSHIRE. Lady goes by name of VANESSA. She says you can only make payments with a regular CREDIT CARD or a BANK DEBT CREDIT CARD. OR A CARD YOU LOAD MONEY ON. She hung up real fast when I said forget it I will have to go to court before I will do anything.
Judy
Judy
2013-09-04 02:45:08
Debt Collector
A lady by Vanessa answered Said this was a debt collector and that if I didn't take care of my debt I would be summons to court and she said we try and take care of debt so you don't go to court. she claims I owe 581.19 from 2008 and I worked at Walmart and gave my street name . I told her I didn't live there then and had my address changed in 2006 and I had not worked since 2006. I told her I'll wait for summons and she hung up quick. I called back a little later from another phone and said this number is too cabinets for kitchen and I need to buy some she laughed and said this is Goldman Debt Collector .She goes you have a Number given too you and I said what you mean she said it be a Letter with 4 numbers after. I said no This number is to a cabinet company and I want to order some and she hung up quickly. The number on my ID caller was GRAPEVILLE KITCHEN and also on internet it gives the name to the number BLAIR CABINET ASSOC. The state is New Hampshire. WHEN SHE ASKED FOR A CREDIT CARD TO PAY FIRST PAYMENT I TOLD HER I DON'T HAVE ANY AND SHE ASKED IF I HAD A CARD THAT I PUT MONEY ON AND I SAID NO .I PAY ALL BILLS BY CHECK OR CASH AND SHE HUNG UP REAL QUICKLY.
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