I got the exact same text as LadyBlaBla.  It is a total scam... here is BCT-FCU's warning on the text scam going around:  http://www.bctfcu.com/index.php/news/detail/n ... am_circulating/

Phishing scam.....text stating that BCT-FCU card starting with 4479 has been deactivated and to call 607-761-7307.  Look up that number for other numerous reports.  Do not call this number.  Police have been notified.