I was out of the office when one of my co-workers written down the message. I seen a miss call on my cell phone called back to the office and she states that a company called and for me to call Calvin Anderson back when I called back my reply was what was the name of this company.Mr,Anderson refuse to tell me he states that the call will be recorded and that legal actions will be take against me.I said what payday loan are you talking about they told me that my loan amount with intrest and other charges will be in its $1900.Mr, Calvin Anderson placed me on hold with some crazy kinda music playing in the background.Mr,Anderson explain that he will have to place his supervisor by the name of Shawn Richardson to see what kind of arrangement can be made I said okay once Shawn Richardson came on the phone he made it known that he was a supervisor and he was debt collector and I was needing to pay a $1900 payday loan Mr.Richardson ask if I had any money available to put down now I explain to him the only thing I has was $200.00 and I will be happy to set up arrangements in good faith.Mr.Richardson said well thats not enough and for me to stop playing games because am wasting his time and mine.Mr,Richardson reply was we will need a $200.00 weekly.My reply was I can do $175.00 Mr.Richardson said no.I explain that I was a single parent of two Mr.Richardson brought tears to my eyes when he said " When the police come and pick you up from home or work then you tell Child Protective service that you couldn't take care of your bill and Department of Children & Familes will step in and assign your kids to someone else that no how to pay there bills. I then reply how can you be a supervisor and tell me something like this Mr,Richardson said you started with me they only thing I request for something to be faxed or mailed. Mr,Richardson said will we been sending you email I told him that I haven't used that email for almost 3 years.I told Mr.Richardson there are too many compaines say that they are something inwhich they are not and having people send money in and the company is a fly buy night.I ask for something to be faxed or place something in mail Mr.Richardson decline and his reply was once the account is paid then there will be letters sent to my address.Mr,Richardson kept telling me that I must pay $1,900.00 then decided that he will close out my account in the amount of $500.00 and with the account off. I called back to get there address Mr,Richardson decline called the Federal Trade Commission about this issue. Mr.Richardson threaten me slander was involved,my rights felt like they was taken from me with the harsh words that was told to me just for ask to have some documents faxed so sent to me.Mr,Richardson gave me until friday February 29th,2008 no later then 1pmest.And for me to call when am in walmart to do a moneygram and Mr,Richardson states for me to call him so I can get the moneygram info. This company whom ever they are very harsh. This was my first time every hearing about this until this morning.

i got a call from these people saying that i owed a payday loan and if i did not make a payment or answer back with my decision of what to do.  there would be legal actions toward me.  i asked for sending written proof but could not get an answer for it.  they keep calling and leaving voicemails of why i did not answer back or so.

Call came in this morning but it's on my cell so if I don't recognize the number I don't answer it. That was after answering a couple of them a while ago. They don't leave messages and a few times I did try calling back I got a message the phone system was too busy.

Joshua and Allen, of "Force Group", www.forcegroupnetwork.com called me and wanted information on my property and soliciting.  Were very rude and left me uncomfortable when I wanted to terminate the call.

I asked them if they were a telemarketer, said no, were trying to find vacation rentals for the police, military.

These guys were featured on 60 Minutes.  They got their information by hacking into Internet sites, and they threaten lawsuits against the last 4 digits of your Social Security Number.  They speak with an Indian accent, and they claim you will face "harsh legal action" unless you send them between $500 and $1,000.  They are total idiots because their name does not even make sense:  United Investigation Bureau Department.

They use names like Roger Smith and Jack Jones, but their real names are probably something like Mahamanda Yogananda.  They can barely speak English.

They use various call back numbers including 347-844-6701 and 718-766-7916.

The best idea so far was what Paybackisabeatch suggested.  Turn the tables on them.  Call them back, ask for Habib, waste their time so that they cannot make money with scam calls to extort money from honest people who may get frightened or confused.

ABC News just did an investigative piece on this particular scam operation. Here's the report:  http://abcnews.go.com/Business/story?id=5621205&page=1

Update:

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US Federal Bank/Finance Crimes/US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com    
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857

It's a scam. Just ignore their threats and report them to the following federal and state law enforcement agencies:

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from domestic and foreign threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by an extortionist over the phone and give them all the details.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) Since these grifters used a Georgia area code to place the call, file a complaint with the Georgia Governor's Office of Consumer Affairs: http://consumer.georgia.gov/00/channel_title/0,2094,5426814_39102589,00.html

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

7) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

For more information on protecting yourself from shady debt collectors and scammers and, if need be, suing them, check out these websites:

http://www.naca.net/debt-collection-abuse/
http://attorneysforconsumers.com/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://www.consumercounselgroup.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/
http://www.collectionstopper.com/

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement.

Hope this helps.

kevin anderson called me also nasty cursing you need to pay my money i had someone else to call he harassed them kept calling them back to back
also man name  shawn  robinson

April 7, 2008: "Attorney General Obtains $1.3 Million Judgment Against Jacksonville Debt Collector"  http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6

Bud Hibbs maintains that there's a connection between Ted Ellis Crosby's collection scam and Evelyn and Frank Jackson's Bass Prelitigation/States Predisposition scams (see http://budhibbs.com/debtcollectorpages/ellis_crosby_and_associates.htm)  So it's interesting that reports posted on 800Notes about phone numbers associated with the States Predisposition scam are suddenly few and far between since this April 7 announcement of the $1.3 million judgment against Crosby in Florida.

Coincidence?



Here's the text of the Florida Attorney General's news release:

>>Attorney General Bill McCollum News Release
April 7, 2008

Attorney General Obtains $1.3 Million Judgment Against Jacksonville Debt Collector

TALLAHASSEE, FL ? Attorney General Bill McCollum today announced that a Jacksonville resident and his debt collection agency have been ordered to pay $1.3 million in restitution and civil penalties for violations of Florida and Federal collections laws. Ted Ellis Crosby, individually and in his capacity as owner and director of Ellis Crosby & Associates, was found to have engaged in willful violations of Florida?s Deceptive and Unfair Business Practices Act and Florida?s Consumer Collections Practices Act. The case was litigated by the Attorney General?s Economic Crimes division.

?This case should put similar operations on notice that the penalties for such deceptive business practices can be very costly,? said Attorney General McCollum. ?Florida authorities will not tolerate unscrupulous individuals who victimize our citizens in potentially difficult financial situations.?

The Attorney General?s lawsuit, filed in June August 2005, alleged that Crosby and his company used deceptive practices in an attempt to scare, harass and intimidate debtors into paying amounts far in excess of their debts. Testimony from victims and witnesses revealed that Crosby and company used tactics such as posing as law enforcement officers, threatening seizure of property, and even threatening bodily harm. More than 380 victims filed complaints with the Attorney General?s office.

Duval Circuit Court Judge L. Haldane Taylor ordered Crosby and his company to pay $388,000 in consumer restitution, $700,000 in fines for violating the Florida Deceptive and Unfair Business Practices Act, and $253,000 in fees and costs, totaling more than $1.3 million. The Judge also entered a permanent injunction which prohibits Crosby and his company from engaging in any activity within the State of Florida which is related in any way to the ownership, processing, administration or collection of consumer debts.

More information about protecting yourself from improper debt collection tactics is available online at: http://myfloridalegal.com/pages.nsf/main/7cd1 ... d6!OpenDocument

A copy of the judgment against Crosby is available online at: http://myfloridalegal.com/webfiles.nsf/WF/KGR ... sbyJudgment.pdf. <<

Update:

Don't bother contacting Sid Barrett at the Georgia Attorney General's office; he's just referring victims of this scam to the Georgia Governor's Office of Consumer Affairs.

So here's the link to file complaint with the state of Georgia:  http://consumer.georgia.gov/00/channel_title/0,2094,5426814_39102589,00.html

Sid just refers callers to contact the Georgia Governor's Office of Consumer Affairs. So there's no reason to call him. Here's the link to report these crooks to the state of Georgia: http://consumer.georgia.gov/00/channel_title/0,2094,5426814_39102589,00.html

I have a debt collector that keeps calling my mom work line that they some how got and after being told repeatly that it was her work line and asked to take it off theyre calling list they didn't after having enough she talked to a supervisor and told them if they did not stop that she was going to call the attorney general and they told her talking like that was going to get her no where with them and they weren't going to stop.  She had to change her number. When I talked to them they also told me to have my father put debt on one of the many credit cards they saw open on his credit report.  (funny thing is I have seen a recent copy of my fathers credit report and he doesn't have any cards.)

I know you're scared. That's what these pathetic thugs are counting on...using Mafioso-type tactics to extort money from innocent people for their own gain. Extortion is a felony in EVERY State in this Country, and sooner or later they are going to wind up in a courtroom being FORCED to listen to their OWN voice messages (such as the ones they are leaving you). Don't erase ANY of them, for they can be used as evidence to shut them down FOR GOOD...and it is just a matter of time before this happens.

If someone called and told me they were "getting ready" to serve
legal paper on me, I would be like Oh really? then WHY bother
calling me on the phone to tell me about it? Why don't you Just do it?
I would Laugh in their face, then I would call them every 15 minutes
asking them WHERE the paper work is then?
It would add fun entertainment to a boring day, LOL!

Alfalfa -  Thank you for your words.  When i heard the voicemail, my heart started to pound hard.  It was very frightening to hear them say those things, how could they even do that.  It was scary and know they can really intimidate anyone to get $$ out of them.  I wish they would just stop calling and leave me alone.

China--
Calm down and read ec's posts. Furthermore, call the police out to your home and have them listen to your voice mails. THEY ARE NOT GOING TO ARREST YOU OR HAVE YOUR JOB. IF ANYONE IS GOING TO BE ARRESTED, THEY ARE!

these people called again and they left a voicemail saying that they are sending someone out to arrest me by 1:00.  the case has been filed and they amount to pay is $4,735.00 in court.  I will not have a job or work to go to anymore.  An attorney name Johnson will contact me in their representation and i should have an attorney on my end to help me with this.  They can also lower the amount down to $850.00 if i was to call back today. I am scared but at the same time i do not like these people bothering or harrassing me with this sort of matter.  what else can i do.  can someone help me with answers.

The correct FBI link is https://tips.fbi.gov

Oops..several of the weblinks above were truncated. Here the full weblinks:

http://www.networksolutions.com/whois/results.jsp;jsessionid=1e9d4008a6d13ffffffffc9ee90be8e7e168:pN5Y?domain=statespredisposition.com

States Predisposition
6931 Lillian Road
Jacksonville, FL  32211
(904) 446-9236
http://yellowpages.superpages.com/listings.js ... edisposition&&S

Bass Enterprises
6931 Lillian Rd
Jacksonville, FL  32211
904-674-2482
http://yellowpages.aol.com/main.adp?_dirnames ... rdma=40&_dirpid

And this listing shows other business at that same address, one of which is States Presdisposition:
http://yellowpages.aol.com/business/gould-cen ... 2778817/nearby/

By the way, this complaint from the Florida Attorney General -- http://myfloridalegal.com/webfiles.nsf/WF/JFA ... sComplaints.pdf

I think the only recourse is to report them to law enforcement across the spectrum each time they call.  The squeaky wheel gets the grease. Did you see the message above posted by "Interested Party"?  Try contacting, via email or phone, Sid Barrett at the Georgia AG's office. From what I've read, he has pursued consumer protection cases in Georgia.

Sid Barrett, Senior Assistant Georgia Attorney General
sid.barrett@law.state.ga.us
40 Capitol Square, S.W.
Atlanta, GA 30334-3202
Phone: 404-656-3202
Fax: 404-656-0677

If I were you, I'd email him directly with a description of all the calls you've received. And if you receive more calls, report each one to Mr. Barrett, Florida Attorney General Bill McCollum, your attorney general and the FBI.

By the way, I have a suspicion that these crooks never left Jacksonville, Florida and just use the Georgia addresses and phone numbers as a front to disguise their real location. I typed up more information about this on another 800Notes thread regarding States Predisposition. I'll just cut and paste that information here and you may want to include this information in any future complaints you file with Mr. Barrett and Mr. McCollum:

>>When I looked into their website [ www.statespredisposition.com ] a few weeks ago, the first thing I noticed is that it's hosted by a company in Jacksonville, FL.  Jacksonville, of course, is where the Bass scam was/is based. This just bolstered my suspicion that the Jackson clan/States Predisposition never really left Florida, and that the two addresses in Georgia are merely fronts used for nothing other than establishing an address from which to incorporate and to re-route phone calls. My guess: all their calls originate in Florida (probably Jacksonville) and are then routed through a universal phone answering/forwarding service.

Interestingly, their website name is registered by Domain Bank/Dotster/PrivacyPost, a company in Vancouver, Washington that allows people to anonymously register domain names. Here's the registration information:

http://www.networksolutions.com/whois/results ... disposition.com
Registrant:
c/o STATESPREDISPOSITION.COM
P.O. Box 821650
Vancouver, WA  98682
US

Registrar: DOMAINBANK
Domain Name: STATESPREDISPOSITION.COM
Created on: 13-AUG-07
Expires on: 13-AUG-09
Last Updated on: 13-AUG-07

Administrative Contact:
PCJXFP@privacypost.com
c/o STATESPREDISPOSITION.COM
P.O. Box 821650
Vancouver, WA  98682
US
1.360-449-5933

Even more interesting is the matter of States Predisposition incorporating in Georgia.  In this Florida Times-Union article from late last year -- http://www.jacksonville.com/tu-online/stories/120107/met_221875639.shtml -- it's noted that city hall records in Folkston, Georgia "show that a business license was issued in June to Bass officials Frank and Evelyn Jackson to establish a collection agency called States Predisposition Services Inc."  A check of the Georgia Secretary of State's website shows that States Pre-disposition Services incorporated in Georgia on June 18, 2007, just two weeks before Bill McCollum announced Florida's lawsuit against Bass. (Source: http://corp.sos.state.ga.us/corp/soskb/Corp.asp?1330478 and http://corp.sos.state.ga.us/imaging/14309532.pdf )  Oddly, Frank Jackson and Evelyn Jackson are not listed anywhere in the articles of incorporation. The only name in the filing is listed as a corporation "officer" with the title of "incorporator":

Roberto Neuberger
18100 W Dixie Hwy Suite 202
Miami  FL  33160

A quick Google check hows that Neuberger is with a company that provides incorporation services to businesses. So I doubt Neuberger has anything to do with the States Predisposition's operations; I think he was just paid to file the States Predisposition's articles of incorporation in Georgia.  (I'm curious, though, how someone can form a corporation in Georgia without any record of the corporation owners or officers on file with the state.)

In the many 800Notes reports, we've seen these two addresses for States Predisposition:

States Predisposition
1204 S 2 St
Folkston, GA 31537
(912) 496-7220

States PreDisposition
6586 Highway 40 West
Ste B-7 Unit 340
Saint Mary's, GA 31558
1-800-918-3844

If you search phone records (I use WhitePages.com) and other online address records, you'll see that there's no listing for States Predisposition at the Highway 40 West address in Georgia.  However, the Folkston, Georgia address shows up in phone records.  I decided to do a broader search on the States Predisposition name and found s phone and an address listing in (surprise, surprise) in Jacksonville, Florida:

States Predisposition
6931 Lillian Road
Jacksonville, FL  32211
(904) 446-9236
Source: http://yellowpages.superpages.com/listings.js ... edisposition&&S=

I searched the Florida Secretary of State corporation/LLC/LLP records and found nothing there. So unless I'm missing something, States Predisposition isn't incorporated in Florida nor registered as a LLC or a partnership. I'm not familiar with Florida business laws, but I guess it's possible that States Predisposition could be operating in Florida as a sole properietorship. What I do know is that the phone company has a listing for States Predisposition at the above Jacksonville address.

Now get this. If you do a reverse search on that Jacksonville address, you'll see that there are several businesses at that address, including this one:

Bass Enterprises
6931 Lillian Rd
Jacksonville, FL  32211
904-674-2482      
Source: http://yellowpages.aol.com/main.adp?_dirnames ... rdma=40&_dirpid=

And this listing shows other business at that same address, one of which is States Presdisposition: http://yellowpages.aol.com/business/gould-cen ... 2778817/nearby/

By the way, this complaint from the Florida Attorney General -- http://myfloridalegal.com/webfiles.nsf/WF/JFA ... sComplaints.pdf -- indicates that "Bass Enterprises" is a d/b/a name for Bass Pre-Litigation Services, LLC, of which Evelyn Jackson is listed as director.

The evidence suggests there's a very good chance that in spite of their attempts to conceal their location and identity, the Jackson clan is still in Jacksonville operating under many phony names associated with the Bass and States Predisposition scams.<<

That's all I have for now, China. Keep up the good fight.

yes i did to the do not call registry, ftc and police.  i sent a letter to the georgia's attorney general.  how can we stop these b*****ds.

Have you reported these crooks to any law enforcement agencies?

i got a call again from kevin anderson and he left a long voicemail.  he asked why i did not take pay the $1700.00 and my file will be investigated further.  if i take care of the matter today with $500.00 then everything will stop from the calls and so forth.  he will email the documents showing that the payment has been made and no one will be bothering me anymore.  he had called about 7 times already.  when will these people learn to stop.  it is annoying and scary how they come about your information.  too many innocent people are being scared by these awful people.

That's a good idea for the people who have a phone company that provides such a service. But these crooks also target their victims' families and employers; stopping those calls is much more difficult. That's why it's important for victims of these criminals to report them to federal and state law enforcement as well as taking advantage of any service their phone company may provide.

Well the only thing you can do is call your local phone company and explain to them that they are keep calling once the phone company collect so many call from there number they will block them from calling you.

Anyone with information about this operation, regardless of their name, should report it to Sid Barrett, Senior Assistant Attorney General, Office of the Georgia Attorney General
40 Capitol Square, S.W.
Atlanta, GA 30334-3202
Phone: 404-656-3202
Fax: 404-656-0677
sid.barrett@law.state.ga.us

they would call so many times in a day and then a few times in days following afterwards.  they also would leave voicemails.  i tried reporting them to the police but they could not do anything about it.  i reported them to the ftc and do not call.  they seem to think that by keep calling they will reach their to collect $$ from us. if you hire a lawyer, they still keep calling you.  it is stressful and tiring of hearing them calling.  i wish they could stop but i do not think they ever will.

I got the same call at my job but the killing thing is that they would not give me any information in regards to the matter and then threatened

Kinda defeats the purpose of this website, which is to identify unknown callers.

Besides - when someone is being harassed with non-stop and sometimes illegal calls, just saying "don't answer it" doesn't solve anything. If nothing else, it's like blaming the victim for the criminal's crime.