Okay, I won't. But then I never called you before, and I can't magically see your phone number, and neither can anyone else reading this. Your callers do not maintain this site or this web page. You cannot expect compliance with your orders until you deliver them DIRECTLY to your caller. The laws you can use to help you with your problem have already been discussed.

Do not call back.

}  I have mailed & faxed my payment receipt twice.  Still they phone.

Junk debt collectors don't want your paperwork, they want your money, and they cannot listen to reason. Proving you don't owe was not your problem. It's the collector's job to prove you do if you demand it timely on paper. Obviously in your case, PRA could only prove its own lunacy. This means you could have sent a "shut up" letter at any time and made them pay dearly for disobeying. "Still they phone" if you never started that paper trail.

Depending on PRA's conduct and your reactions, you might not have had to wait for a call to a mobile device to trigger any law violations. Unlike TCPA, the FDCPA is pretty agnostic about forms of communication used to harass or abuse, and of course prohibits misrepresenting the "character, amount, or legal status of any debt".

Others have reported PRA shamelessly chasing accounts created in the 1980s, if you want to talk about scraping barrels. Edit your remark to read: "Telling them *verbally* not to call is useless". Certified Mail is your best friend when facing scofflaws like this.

You'd made the same error as Jamie. SoL affects only success in a creditor lawsuit. The ability to collect without the aid of a judge continues indefinitely in all but the two states with a statute of repose.

SoL periods range anywhere from three to fifteen years, and not one state has a seven year SoL in any major category. The term is not "original debtee" but "original creditor". The OC writes off or charges off at six months of delinquency. This is an accounting term. It does not mean a release from liability. The SoL "clock starts ticking" the day you default. Your concern is about "admission against interest". Some jurisdictions reset SoL to the start based on a payment, a promise to pay, or faint suggestion that you might owe. PRA loves to sue and aims to make that possible on debt which otherwise lays dormant.

PRA does control an insane volume of phone numbers. The block-and-ignore response is what gets people sued faster. Confronting a bully like PRA with disputes and cease-communication orders preserves a person's rights and assets.

Adding to Anon's reply, a rep found using multiple aliases gets in trouble, but keeping a consistent alter ego is fine unless otherwise prohibited.

More Statute of Limitations issues were discussed recently here:
http://800notes.com/forum/ta-9991e6b2279da05/how-long

Credit reporting, or lack thereof, has no bearing on your liability. You can only "no longer owe" what has been paid or discharged by a judge.

I would guess there is no quaint switchboard but a computer algorithm deciding who and when to call, what script to use, and so on. The live reps need all their precious time to trick people into a fast payment or making admissions which reset a Statute of Limitations. I would caution that people who block and ignore collection contacts are more likely to play Call Blocker Whack-a-Mole, more likely to be sued, and more likely for lack of evidence to lose their court cases as either defendants or plaintiffs.

Let me guess, you kept asking for proof verbally. PRA is not obligated to validate unless your demand is on paper and made timely. You missed that boat long ago. The "form letter" was not validation, but it might have been the one you needed to respond to for obtaining it.

Anyway, why fret about proof? Only in three states would that account have any chance of being within a Statute of Limitations, and at that by maybe a few months. It's junk paper now. PRA does not *want* to validate, and probably can't. A letter saying more or less "take a hike" might be in order. Actually the phrase "refuse to pay" would be fine, an underused trigger of FDCPA protection. Keep in their mind their bad behavior should lead to your filing suit if it's bad enough to violate your rights.

Triple-B is well known to have a payola problem, by the way. Paid membership has its privileges.

But PRA isn't going to waste an envelope on the incorrect person, and the potential for privacy breach could get them sued .... seemingly the one rule many scofflaw collectors fear breaking. To halt the misfired skip trace calls, laying a paper trail is far more effective than verbal denials. My advice for "not me" cases is found here:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls

I'm sure you're very proud of your iPhone, but Ginny never said she owned one. The other problem is that PRA controls hundreds of phone numbers to throw at your few, knowing that you might play blocker mole-whack. The FTC wants no one to endure an extended collector call barrage. Halting one in a single stroke takes paper and Certified Mail with return card.

If the collection agency thinks you owe something, you can send a written dispute and specify how and where and when contact with you is "convenient" in the same notice. Doing this within your 30 days after a dunning letter affords you the most FDCPA protection. If the account is time-barred, already paid, not yours, or otherwise something a judge cannot easily make your problem, it's then safe to send a total "cease communication" demand. Full cease-comm is *not* advised if there is any chance someone can sue you to collect and win. (Hinty-hint, PRA loves to sue vulnerable people by the bushel.)

Now maybe the agency is really stubborn and will disobey whatever instructions you've given. The worst actors brush off verbal demands. The six-and-change for USPS fees buys you solid proof that your offenders got your message yet pressed on violating your rights. That's when the next papers they get from you should read "Summons" and "Complaint".

FTC and CFPB material on US federal collection law:
(Take note of why the term "convenient" matters.)
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

Ahhhh See the A - holes of the world have another new number besides the hundreds of others. Hey Portfolio  Recovery, go f yourself you low life scum of the earth.

This debt collection agency calls my home phone 2X daily for a Capitol One Card Card
bill that was paid, almost 18 years ago, on time!  The amount they are trying to collect is $300.00 + interest now totaling $10,00.00!  I have proof of payment on the original amount owed of $300.00.  I have mailed & faxed my payment receipt twice.  Still they phone.  However, this is the first time my cell phone has been called.  I am contacting my attorney today!  Portfolio Recovery, YOU can be sure by the time I'm finished with you you will be bleeding from the butt.  Enjoy my dick up your a** & say out loud:  ou ou ou ou ouch!  What was that?  Deeper?

Portfolio is the the Scumbag collection agency.  They buy old debts and threaten you with everything short of bodily harm.  Note to all even if you owed the money to the original company in most states there is a Statute of Limitations (SOL), they also must have your original contract, which they don't.  They tried to collect a 20 year old debt from me and my response was sorry you are SOL (not S out of Luck).  These low lifes have numbers all across the Country.  If you can't block them get caller ID and just don't answer.  If you don't answer they can't talk to you.  Telling them not to call is useless they don't give a darn.  By the way they have been ruled against numerous times in the State I live in because of the above.

To Ginny.... To block #'s on your iPhone, click the phone icon. On the bottom under the "recents" tab you'll find all of the #'s you've called & sent. To the right of the # you want to block is a circle with a little "i" inside of it. Click on that & at the bottom of the next page you'll find a phone blocking tab, it will ask you if you want to block that #. Once you block it, you can go ahead and delete the # and it will remane blocked. It's very easy if you have an iPhone. Good luck w/ these losers.

how do you block a number from calling cell phone? I hate getting calls from unknown numers.

Portfolio Recovery.  A bunch of scam artists trying to collect on a 10yr old debt that was discharged in bankruptcy.  They told me the bankruptcy didn't matter.  I have recently enlisted a lawyer to sue them for violating bankruptcy laws. Otherwise they will never stop calling!

There is something very fishy and gray about the calls that come from this company's numbers, almost like some other entity is spoofing them at times and pretending. I have not had them to call and ask for me on new number changes, but others who I don't know. The real suspicious part is whenever I have change my number, they have been the first to call the new number within about 24 hours even thought I have not  called anyone on the number yet. I have changed numbers at least 12 times to test the theory. I have look for others who may have observed this, and posted online, but unfortunately most people don't pay attention to deep details and patterns to determine a program operation of some sort. It appears to be a waste of time for those responsible to do this to people. It doesn't seem to be about debt, but something else. These seem to just check numbers of individuals.  There could just be a lot of recycled phone numbers on there auto call list, or they are random calls for scamming.

Report them to the ACA as well.

That is illegal in SOME states. You are definitely allowed to use an alias if you so wish but it is only illegal in a handful of states.

Rec'd a call from this # on personal cell#, told me they were Portfolio Recovery and that I owed money to Capital One from 2004 & that I last paid on it in 2012.    I didn't have that card in 2004, but I do now which is paid off monthly when used.  I told them I didn't have a card then and my card payments are up to date.   They've still been calling daily for last 3 weeks.  I know better than to answer now.  I let Capitol One customer support know as well.  

>>> HOWEVER: if you answer the call, then answer yes to owing the past debt, then, by federal law, the clock starts ticking on the debt. <<<

Oh Please, did a debt collector tell you that? Debt validation has many elements, while phone calls are used to abuse and intimidate.

Read Tamianth's response above yours. Cornholio's list is 3 years old, also

Scumsucking Portfolio Recovery: debt by state has statutes of limitations; wherever you are, if it's past 7-10 years, then you owe nothing, it's written off by the original debtee. HOWEVER: if you answer the call, then answer yes to owing the past debt, then, by federal law, the clock starts ticking on the debt. For more phone numbers that these Godless beings use, look up Cornholio's list here within this website, then block them all... Know that the home office in Central Texas uses 158 numbers alone. VIrginia, Hampton and the 'burbs, make up a substantial 90 ghost numbers and they train their callers to never use their real names, and that is also illegal.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

They are calling me, non-stop on an old debt that I no longer owe. I even checked my credit report to verify this, & the debt is nowhere to be found. I finally blocked them.

Portfolio Recovery using one of their many cell phone numbers they use

Glad for this board so I know who to name when I assign numbers to Call Control. Then I am never bothered by their calls because my phone just hangs up on them. People who work the switchboards at Portfolio Recovery apparently have NOTHING better to do than call old debt or old numbers associated with old debt. Doesn't matter if it is you or not. The main thing is - never talk to these people. Never. Just block the number on your phone and have a nice day.

I got a call from this number. I didn't pick up. They didn't leave a message. For what it's worth, I have no outstanding debts at the moment and all my bills are paid up.

Rude and insulting

Repeated, daily, unwanted calls.

This company apparently uses a LOT of different ghost numbers in order to trick people into picking up the phone.  I've gotten several calls from different numbers (none of them leaving a voicemail and calling at all hours).... And EVERY Phone number comes back to Portfolio Recovery.  I give them props for doing whatever they can to try and get ahold of people... however, they're bordering on harassment.