We have all been contacted by this Indian, and they are a debt collector but are calling from INDIA. Yes that's right whoever these people work for are outsourced, not even calling from this country.  I have some Indian calling me at work every week from a 800 number or unknown and I hang up on him every time. It's sad that these scumbags have to resort to threats and intimidation to get their money, and what is even more pathetic is that they work on commission but since they are calling from another country they probably don't get paid squat. Just vision 10 or 15 of them in one small cramped space with nothing but a computer screen and headphones!! The one that calls me says the name of the company he works for is office of investigations, but do an internet search and it comes up with no information.

This man continues to call my cell phone and my work number. He says his name is ryan hale, and there is a fraud investigation out on my social security number. I have told him to quit calling me and he continues to call. What can I do..think he has my social security number.

US Bureau of Investigation called my friend who then contacted me. they claimed that a company FDR processing company had a loan taken out in my name and that my friend was used as a cosigner, for $590. the first company then claimed that i now had a civil case against me and for 330 dollars they could remove both mine and my friend's name from the case. Called  local, state, and federal civil courts to find out that no such case exists in my name. so time to see if i can bring up charges of extortion or something of that nature, if not criminal, civil against them for slander.

Hi,

I have been harrrasted by this people a girl call Wilma always calls me and also at work from phone# 760-300-4000 760-888-1208 760-300-4102 stating that I owe them 700 dollars, and that I need them to pay right aways b/c otherwise the late fee would be more. The alweays call me and also at work, and they scare me b/c they say they are lawyers and the I can go to court and get problems with mi social security. Pleeeeease make a police report and don't belive them b/c they are lying. Don't pay them any money.

These so called debt collectors are calling out of Escondido, California. I have been recieving these calls for over 6 months, but every  time they call I get a little closer to where they are exactly! In time I will catch them! Unless the authorities do before I can pinpoint there exact location! If you have any info on the where abouts of these phony debt collectors please HELP ME!!!!!!!!!

This company is constantly calling my cell phone and work number accusing me of taking a payday loan and not paying them back. I have lived in the state I'm in now for 2 years and never have I taken a payday loan. This is harrasment and is really beginning to get under my skin. If anyone knows how to get rid of them please post a note so I can see!!!!! It is a person with a Indian Accent named Mark Calloway and his supervisor's name is Delna James. Please HELP!!!!!

They call I dont answer, they dont leave message.
SCAM

i  been having this call from 7603004012 or 000 since june of 2010 or even probably earlier, telling me that i took out a loan with them in california which i live in az that is so wierd and iam getting scared i dont know how they got my number can somebody help me i hate this calls. i started to wonder if i really did because they are constatly calling and probably if i pay they would stop but thank god i checked google and i found out this site which iam not the only one with this problam please help!!!

They are now using a new number - 760-300-4012 they contacted me on February 8th telling me that they are calling on behalf of Pay Cash One and they stated their company was United Loan Services.  They told me that there was a potential lawsuit against me from Pay Cash One and that the only way I could avoid the lawsuit is if I paid back what I supposedly took out as a payday Loan.  When I asked them to send me actual paperwork in the mail they told me they didn't have paper work because it was done online, but yet they stated they had an affidavit.  I contacted the FTC and filed a report with them.  I also called 760-300-4012 back to let them know that I contacted the FTC and filed a complaint and if their company contacted me again I was going to sue them for Harassment.  DO NOT - DO NOT - DO NOT give them any kind of money what so ever and if you receive calls from this number report them to FTC.  When contacting the FTC provide them with the company name that has contacted you, phone number, and date that you got the call.

When you get info on how to sue these scammers, I would be happy to join you.

I am so glad to have found this website, and set my mind at rest over this scam. I first received a call in July, and was very upset by this. I was told that federal marshalls would come to my house the next day and arrest me. I reported it to my local police, who basically told me that I was stupid for not deleting this message. The message actually began "This is a threatening telephone call...." My sister, who is an attorney, called to find out what this was about, and was told that it would all go away for $750.00, but would not give her any information, and eventually hung up on her. Then I got a call yesterday at work, from a Matthew Gibson, 760-300-4000, who told me that someone would be at my work on Monday to escort me to court. My husband, who is also an attorney, called them back, and was again hung up on. I think this happened because I applied for a cash loan over the internet, but never followed through with this. But they had my phone numbers, and my social security number. I have learned my lesson! I filed a complaint with the United States Attorney, and will follow through with other complaints.

Ok I just filed the report with my local police department as well. I havent heard anything from the ic3 internet crime division yet.  They called again today and I told them I was having them investigated and he laughed and said something in Indian or whatever (not trying to be prejudice)and then hung up.  I would not recommend anyone calling and harassing them as if they get too much attention they may fall off the face of the earth.  Everyone needs to file a police report and show them this website along with the report.  I am going to give my case number so your local police departments can contact mine as well as others and get these guys.  I am not going to let this go until someone pays for their injustices.  I filed with Georgia's Gwinnett County Police Department Case number 09-119751. Police departments number is 770-513-5000.  Please help me in catching these "douches".

I recieved a phone call at work today from an Indian guy who said he was calling from The district attorneys office, and that I have a case pending against me..called himself randy...The phone number he left to return his call IMMEDIATEY...was- 760-300-4000 from a place called cybercrime. These people should be hung in the dessert somewhere...ERRRR

yeah, one of my marines got the same call and yada yada yada, you guys know the rest. the first thing i had him do was put a fraud alert on his credit report with the three credit bureaus and to obtain a copy of his report. i actually called him up and put him on speaker. i entertained the situation just to hear what he had to say. he was a douche at first, but when i started telling i would pay (which i wasnt) he wasnt that rude (still a douche though). not judgin anybody, but these people dont get this information from no where. why would you apply for a loan online with a company like that. go to a bank, i would feel very uncomfortable giving out my social and all that other info. the funny thing is is that my marine doesnt remember what type of personal info he gave out (pretty careless) and now he has to worry about his social being used for awhile. what i was thinking was that we could turn the tables and start calling to harass him. not only would it be gratifying, but what could they do about it. its not like they can report anything if the fbi is trying to catch them. he also got a text about payday loans from this "company"

I just got call from 760-300-4000 tonight from this guy calling himself Ryan Curz or Cruv with a heavy indian accent.  He told me the same things yall are saying and threatened to rape and kill me.  I called and filed a police report and I have a friend in the FBI that is going to get a report pushed through to the right people. I am going to find this person and file charges and sue for emotional distress.  Once I find this information Ill post it here and anyone interested can file suit along with me.  This has got to stop and all the police and lawyers I know say that I can even sue the company that owns the website for the payday loan and sue them.  I did attempt to get a payday loan from this website and paid a 19 USD application fee.  I never received any money and all email addresses listed for this company were no good. So I changed all my bank info and filed it as due to that company. This person or persons are scammers and I am going after them! thanks for your comments.  Oh yeah I asked this guy ryan for his company and boss, he says he works for cyber crime and has no boss. he answers to the government.  Dumby thinks thats a legitimate claim.  Thanks

Calling demanding money on a cash advance that I never recieved. Very rude, I felt as if they were fishing for information

ITS A SCAM  - LONG RUNNING AND WELL KNOWN

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

Tiffany works for the scammers - they always make fake posts to perpetuate the scam and scare others into thinking they are legit when they are not

I received a call at work today and it was very distressing. It was a man with an indian accent and he told me that I need to get an attorney due to the fact I had a company by the name of CashNet going to prosecute me for not paying back a loan that I had taken a few months ago. He was rude and I told him I only had one loan out and I was making payments on it and he informed me that I was paying the wrong company. I told him I would not pay another penny on this loan until I figured out what was going on. The man also told me that the money went into a banking account that I had not had for a least a year. I got the 760-300-4000 number from this guy who called himself David Nelson and he was from a law firm representing CashNet. I called the loan I was paying back and they told me they had no problems with my account. I also called CashNet and they had no record of me having a loan. I tried to call the 760-300-4000 back and the man answered and I asked to speak to a supervisor. The man asked for my name and I would not give it to him until I spoke to a supervisor and he got really rude and told me he would not help me without a name. I told him no that they called me and the man hung up on me. This is definitely a scam. The other number that came up on caller id was 875-820-6274.

My husband & I have received several calls at our home & work from this so-called collection agency (they say they're collectors for CashNetUSA & Cash Central).  They make very harrassments & state they having us arrested if we don't comply.  We live in Wisconsin & told them that we filed a Chapter 128 against these debts & if they want to collect on this debt they need to contact our Trustee.  Their calls won't stop & it's getting very frustrating.  I called CashNetUSA & Cash Central and they said that these loans weren't sold to any 3rd party for collections.

I received a call today from a man with an accent who I could barely hear b/c of all the background noise, he said his name is Ryan.  He told me that I had to pay $750.00 back today or the police would be at my place of employement tomorrow to arrest me and take me to court...He totally freaked me out and I got nervous so I called my lawyer and told him the situation and he told me to not do anything.  As I was on the phone with him I googled the number and found this site and every story in here is exactly what happened to me today.  God's Willflower I will follow you to the FBI and the FTC if he continues to call.  Thank you for all your stories, you have no idea how it helped...

This "indian accent" man (says his name is Randy/Jeffrey from a law office) has called my place of employment and harassed me for several days. He also calls from 875-820-6274, 305-512-1199 and floods the entire telephone switchboard at the same time. He curses at anyone who picks up the phone and has told me he will rape me and kill me because I will not talk to him and pay him back. I have told him to stop calling me at work and he refuses to stop. I've had my managers talk to him and he still refuses. My managers have reported it to the Miami Beach Police Department and a detective is in the process of investigating who they are. I will report it to the FBI and FTC.

this is directed to tiffany: are u sure what are u saying,this is not a payloan company , this is a proven scam , read all comments above, your comment is really out of place for this website, are u tyring to say that whoever is using this number to do business is honest? YOU ARE WRONG!!! either that or you work for them, to the rest, I urged to write your comments and contact your local agencies to report the scam, I did it myself, hopefully this number will be cancelled soon, but be aware if they use a different number for the same nonsense claim.

who wrote this a scammer

SCAMMER

the FBI called me & confirms this is a SCAM....they told me to file a complaint also with the Federal Trade Commission....i did this as well...they got your info from an unsecure website as i assumed in my prior listing.

STAY SAFE BE SAFE

A man that i would describe an with an "indian accent" called my fiance's son cell phone yesterday.  He is currently 19 & full time college student & this man told him that he took a loan out with him for $250.00. This man demands that he be repaid approx $500.00.  This man had all his account info & even his SS #.  He told my fiance's son that he will be going to jail & he will see him in court tomorrow because he is suing him for $11,000.00?  Of course, this scared my future son-in-law & he called his mother who then phone called back to this number & the same man answered & demanded the money.  He was extremely nasty & made various threats.  It seems to me that this person must of gotten the info through an unsecure website & was possibly phising or spying on the internet.  We believe this person is targeting the youth/college population figuring that they are naive about the law & would scare them so much that they would be ashamed/embrassed to let their parents know.  When his mother asked for this information to be sent to her fax or mailed he refused.  I believe that this person is making random phone calls & trying to scam our youth & I heard the FBI is currently researching this matter.  Please file your complaint with them as well from their website "internet crime complaint center", or call your local FBI office in your state.

Is fine is you got the loan in the first place, but my son doesn't even have a bank account where the company supposedly deposited the loan money, this company is a scam.

I got same type of call. First of all i didnt beleive, but then i tried to reach on these company, as per the conversation i found that its a legitimate payday loan company, i paid 710$ and resolved. They also accepted my request of getting an another loan and i vil get a new loan with 2 days.....

My son received the same exact call as msbeautiful 1913 on May 12, first being a teenager got really scared because the "investigator" told him the he was a criminal and he likes to commit fraud and not only that but the "loan company" will make sure that he will get jail time and all because supposedly my son got a loan back in May for $390, that he never paid, He, the owner of the company as he calls himself told me if I pay $585 inmediately all charges were going to be dropped, but when I requested paperwork to pay he refuse to give me more information and that I will see him in court tomorrow because my son is a criminal. I wish someone can get these guys and do something to stop making this kind of allegations specially to teenagers.