Thank you for the information. I will most definitely notify the FTC.

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam a year ago:

http://abcnews.go.com/Blotter/phantom-debt-co ... ory?id=16512428

I received a call saying we owed money for our mortgage payment to avoid foreclosure. We have never missed a payment and this is a shock. I called back and had to leave a message. I said I'd be contacting our mortgage company because we have never received anything in writing from our mortgage company. When he called, he gave our old address. Our town updated to be 911 compliant and the address he gave is from 10 years ago. Not only that, but my husband is the primary on the mortgage and he never received a call. I'm thinking scam. The voicemail says lending department, but there is not a company name.

He also says he is from the "lending department" in his voicemail but leaves no company name, Scam

They called and said I owed money on a loan I no longer have with US Bank. The man would not tell me what the fines were for and would not transfer me to a supervisor and then hung  up on me. I called back and only get a voice mail. If they were real they wouldn't hang up and not tell me at least how much I owe.

This company has called me two days in a row very early in the morning saying if I don't call back in 24 hours he's going to put a "red mark" on my credit report and freeze my bank account. It scared me because he claimed he is from the federal credit bureau. I haven't called back yet but I suppose I should to make sure it's a fraud. From what I've read so far it most likely is.

This is a Fraud Collection Company.I paid them $50 and then I researched on them. I was reached by the original Company and Know I called my card company and I disputed the amount I paid through card,the card company gave me an assurance that I will get my $50 back within 30 days.Message to all those who are scammed by this callers If you have paid them through card you can get the funds back .

I recieved a voice mail from this number. The man said his name was John White, but he spoke with a heavy accent from another country. He said that it was in my best interest to call back that day. I was curious because I was a collector for several companies. I called the # 5 times and left 3 messages.  When I called those 3 times it said Magic Jack.  I do not have Magic Jack.  When I called this morning he told me he was working with United Legal Investments for BMG Marketing.  The amount of the debt is $353 and I had to go to Walmart and pay $50 and call back with a 14 digit activation code #.  I called the local pawn shop to see if they had heard of these companies.  I was assured it was a scam.  I was completely freaked out because I don't have the funds and I didn't want to go to jail. This is crap.  I feel bad for the people who actually follow thru.  I am going to call him and tell him the activation code and see what happens.

These people "Federal Credit Agency" called me this morning at 6:55 a.m., before he could say anything I told him is was against United States laws for them to call before 7 a.m., I hung up on him.  He immediately called back, I hung up on him.  The third time he called I answered and just said "for the 2nd time, I am telling you that it is illegal to call before 7 a.m., you are a fraud, and there is no law suit against me."  To which he wanted me to verify my SSN and mailing address which he recited and asked if that was me.  I told him that if there is a lawsuit then serve me with papers and hung up.

These are the same a**holes that call from the "Department of Law and Order" and about 25 other names.  They are scammers.  They have threatened to put my 80 year old mother in jail if she didn't tell them all my information.  They have threatened to come to my job and make me get fired and come to my house and make me homeless.  They are scammers.  I have reported them to the authorities at least 10 times under 10 different names and numbers. Problems is the scammers can switch names and numbers faster than our government works...ARGH.

Collection agency calling for someone that doesn't live here.