I got a call from a Mr. Hillman claiming they are investigating a case that was forwarded to them with my SS# attached to it and that I or my attorney should contact his office (sounded like he was in some sort of call center) within the next 24hrs at
214-380-2069. They did not say that it was an attempt to collect a debt which they are required to by law. They made it sound like they were a law office conducting sometype of legal investigation.
Have they not heard of Google?

No they can not garnish your wages...just quit there due to illegal practices and FDCPA violations.  The FTC wants them bad

No...I used to work there quit just a few months ago because of the illegsl practices. It's all mind game.   They DON'T have an attorney to file the law suit.  They have to get a judgment first.  And lastly if they show up on your credit report...it's illegal and you can dispute the car to get it off

I got a call from them last month stating that I owe them money from my car that got repossessed back in 2009. I stopped paying that loan early 2009. She said that if I don't make payments they'll garnish my wages. I got scared and paid them $300 down payment then $50 monthly. Honestly, I can't remember if I gave them my social sec number. They asked where I work and I told them. They asked for my bank acct and didnt tell them. I just told them I don't have one. What should I do? Should I stop paying them? Will they garnish my wages? I live in nevada. And if I stop, can they take me to court?

I got the same call. I admit I owed money for car that got repossessed cuz I stopped paying them. About 6 yrs ago. I got scared and payed them monthly. Should I stop paying and can they really garnish my wages. I'm from nevada and not sure if they do.

Here is another number to add to the list:
214-380-2071

I'm sure they have many trunk lines with various numbers and a lot of them work from home. DO NOT GIVE THEM ANYTHING. You could wind up being a victim twice, once for giving them your money and again with identity theft!

Someone called my mom's number today asking for me and upset her. They called from 214-380-2071, wouldn't give a name or location. The only way she received any information was from her caller ID which said Commercial Recovery. I googled that to find all sorts of negative information on them. How dare these people call my mother and tell her I am in jail and asking for money! I've already wone a lawsuit for harassement, now I am looking forward to winning another.

Do not pay them a penny they are a complete scam and they don't even use their real names

You should be ashamed for working for them!! And the fact that you actually executed their horrible tactics??? Need I say more??

i I have their nbr on block. so they go on line for a picture of my bussiness. they see a neighboring business with their phone
nbr and call them..we both get about   6 - 10 call daily...I have their nbr blocked with caller id as texas scum bags///

CRS filed for CH11 on November 19, 2013 in the Texas Eastern Bankruptcy Court Case number 4:13-bk-42788

They have over 200 creditors including The Dallas Cowboys/Texas Stadium, FedEx, Office Max, and multiple people that have sued them including domesticated judgments against them.

Since they have filed for CH11, all collection activities AGAINST them must stop but they are continuing to operate as usual.

A collection agency that has not paid their bills or law suit judgments.

I got a call from this person saying that I need to call her bck by mon. At five our there
Would more litigation so I called and left her a message she has not called bck is she all talk and no bite.

I recieved a phone call today from a 214-3800-2068. I didn't recognize the # so I figured if it's important the person will leave a message. They did not then called a few minutes later & still I did not answer my phone. The person calling did leave a message for my husband & said "hi Danny my name is Malcom Walker & I am calling with the office of Commercial Recovery Systems. It is very important that a phone call from you or your attorney be returned to 888-978-9568, case reference #4607365. Failure to return this call will result in us moving forward with no regard to you or your current situation. When me or my husband get a phone call or voicemail from a # we don't recognize we ays do our homework & find out what we can about it & sure enough we came across a bunch of people reporting the same thing. Only difference is our # is different then most people reported & a different name was used but what was said is close to similar to our incident. Do these people really think that we are just gonna hand them over the phone personal information or western union them money if they ask because we supposively have a bill or what not with them. We are not that stupid & I pray that no one ever will be.

"Part of their tactic is to send you the last page and tell you it is urgent to hurry sign and get it back"

Good lord, if that isn't a red flag, I don't know what would be.

they approached me about enforcing a lien.
They promised one thing and did another. No matter how desperate you may be to get your money. Do not sign or agree to ANYTHING with out seeing all documents. Part of their tactic is to send you the last page and tell you it is urgent to hurry sign and get it back. Do not do it.make tgem commit in writing priot to signing anything and let your attorney look at it.
They cost me 32000.00
And took their commision out of my pocket when they promised they would not.

They need a court order. Spending money on lawyers costs them money, so they rarely employ them--if at all.

Maybe, but not without a court order.

323-679-2214
214-880-2046
202-210-0054

Are numbers Commercial Recovery System calls me from in Pico Rivera area in Southern California? Commercial Recovery could save us all this harassment if they would only check their call logs for excessive abusive calls on their employee?s PIN number.  Whoever it is has worked at Financial Asset Resolution because they used ?800? numbers everyday for months to harass me.  And they send error or text massage to my cell phone voicemail box so the number comes up with unknown.

I Have received several Calls from a Lady (if you can call her that) by the name of April Allen, with the Commercial Recovery systems, her phone is 469-453-8450. This person is so RUDE, and won't even tell me why she keeps calling me. The first time I talked to her she said that I was not even the person she was trying to reach and that my phone # would be taken out of there system, but I still keep getting calls from this person only to be told that she has not called me, Well is she some kinda Stupid. I have her phone # and her message on my voice mail telling me I need to call April Allen. Im only doing what she has ask me to do and she is the most Rudest person I have ever had to deal with. I have been on my own since I was 17 yrs old and have NEVER had a debt I haven't paid and have NEVER  had a debt collection service call me. I have always paid my bills. When I tried to return her call (I have them saved on my phone along with her voice mail messages she has left me telling me to call her.) she told me I was a liar, and then told me to SHUT UP. ! Well that was a wrong move Miss Big Shot. I will not put up with that crap. I will have my Lawyer call her if I get one more call from her. She tries to act all Bad A** well so can I, I have the Phone # of the Texas Attorney General and I am putting in a call to them today.

To have a loan your friend had to have insurance or no one would lend them money. My sister actually got money because she wrecked her car, but had paid for in part with a rebate. Then she bought another car with a rebate, and really made out like gang-busters.

There are no debtors prisons in the United States.

complete jerks, CRS Malcom Davis - threating to garnish my wages, and naming my county for a complaint filed against me.  They can not garnish your wages if you live in Texas.  Very rude voice mails - scare tactics, and calls at work.

According to reports, this number belongs to: Commercial Recovery Systems, Inc.
8035 E.R.L Thornton Fwy #220
Dallas, TX 75228
Toll Free: 800-214-7801
(214) 324-9575
(800) 214-7801
(800) 214-5366
(800) 505-5374
Fax: (214) 319-9673
The company president is Tom Ford, Wade Thunhorst is the Chief Financial Officer, and Jack Cecil is the Vice President; VP Sales & Marketing

This Business is not BBB Accredited.
Commercial Recovery Systems is not accredited despite the fact that they claim to be on their website, Businesses must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints and must pay a fee for accreditation review and monitoring and for support of BBB services to the public.

Commercial Recovery Systems has violated the Fair Debt Collection Practices Act by threatening to sue consumers, obtain liens, judgments, or garnish wages without any intentions of doing so.
Commercial Recovery Systems disclosed their alleged debts to other people including relatives, employers, and even landlords.
They cannot provide sufficient information to support their positions nor are they agreeable to make reasonable efforts toward resolving issues of the disputed debt(s).

Collection agencies who make false threats that they will file a lawsuit, represent that they have filed a lawsuit, will obtain a judgment (without having the present ability and intention to sue), or threaten to immediately garnish a consumer?s wages (without having obtained a judgment), violate the Fair Debt Collection Practices Act.

The Fair Debt Collection Practices Act (?FDCPA?) prohibits ?the placement of telephone calls without meaningful disclosure of the caller?s identity.? 15 U.S.C. Section 1692e(11).

Collection agencies and other debt collectors must tell consumers who they communicate with by leaving messages : (1) the name of their collection agency or company; and (2) that they are attempting to collect a debt.
Debt collectors who continue to call a consumer later during the day when they know that the consumer hung up on them violate the FDCPA.

The FDCPA expressly prohibits collection agencies from harassing, oppressing or abusing consumers by :
?causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the number called.?
"Collection agencies are prohibited from using profane, vulgar, obscene or willfully abusive language in communicating with the debtor or any member of his or her family. "

There is absolutely no requirement to give them any information whatsoever and don't bother calling these people back, just ignore the calls.They have no legal authority whatsoever and they never identifiy what company they are calling from. This company should be put out of business.

Examples of improper Debt Collection Practices:

>Contacting debtors at unreasonable times and/or at unreasonable intervals.

>It is unfair to communicate with debtors, or their representatives, in whatever form, in an unclear, inaccurate or misleading manner.

>Those contacting debtors not making clear who they are, who they work for, what their role is and the purpose of the contact

Failing to provide debtors or their appointed representatives with information on the status of debts.

Failing to take appropriate steps with a view to ensuring that available data or information to inform the pursuit and recovery of a debt is accurate and adequate, such that the debtor and the (amount of the) debt can be correctly identified from that data or information failure to do so may result in:
? the wrong person being pursued for a debt, or
? a person being pursued for a debt that does not exist, or
? a person being pursued for an incorrect amount.

Requiring an individual to prove he is not the actual debtor who owes an outstanding debt:
Requiring an individual to establish that he is not the actual debtor by producing his driving licence or Social Sercurity numbers, or by providing a copy of his signature. Ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make demands for payment without providing clear justification and/or evidence as to why the claims are not valid.

If the debt collector is asking to speak to someone you don?t know (they have the wrong number) or the debt doesn?t belong to you, you are still protected by the FDCPA


>

By law, we do not have to deal with third party agencies for debt collection. I recommend everyone read up on the Fair Debt Collections Practice Act and learn their rights

I'm also embarrassed to say I worked for CRS also. They are extremely unprofessional and forced us to harass people on a daily basis. So if u get a call from CRS I would file a harassment suit. They had me working.overtime w no pay...they make is use fake names. Its just the biggest scam I have ever seen in my life.  And everything they will tell u about garnishment of wadges and all that crap is untrue. Trust me I was taught to say anything I could to get a payment and was fired for my "poor performance ". DO NOT GIVE YOUR MONEY TO CRS. THEY ARE A COMPLETE SCAM.

You need names?  Sounds like your 2 day training session didn't prepare you to be a collector.
You are a current employee phishing for names of people dumb enough to supply you with that information. The "BIG" thing you are setting up is your comission.

Go crap in your hat.

Nice but you left out a few things.  First,  although they can sue you in court and win a judgement,  you have to be served with court papers.  If you were not and they garnished your wages you can sue them and have the judgement tossed out.
This IRS does not garnish wages unless the IRS has sued you directly.  The IRS can garnish your tax check and send it to the collection agency that sued you,  not to the IRS.  The IRS has to comply with court orders.
Garnishments are a one time thing.  Everytime a garnishment i taken out they person who takes the money must submit a court order again.  Garnishments can't happen unless there is a court hering where you will again be served cort papers to attend and contest if you can.

If handled correctly, will still be a nightmare but is still very controllable.  they also can't take more than you owe.
your a collection agent trying to scare people into paying.  My advice is that eveyone that crosses paths with you sue you and your company for every violation they can dream up.

After reading some of the horror stories from people PLEASE don't send a dime to this company even if its for one dollar the debt can be renewed all they can do is serve you get a judgement or default judgement but they CANNOT garnish on a civil judgement.  The IRS is a whole different story.  There is a fake story by MT on this posting.  I find it funny because they are reading the stories and place there own fake one to make them sound legit.  Again they are smart to threaten with a lawsuit because it scares you how this company is still in business is sad because while the creditor got "screwed" out of a dept these people screw your credit and you out of money because of lies or threats.  DO NOT SEND A DIME report to FTC the more who do it the quicker this unethical company will be shut down!  Don't forget to file with the BBB in Dallas its worth the extra 10 minutes so they will not threaten someone else with a lawsuit!

Be very careful and please take the time to post and file a complaint against them with the FTC and if anyone else knows how to close this company down?  What they will do is call you and leave a voice message that they will serve you in a civil lawsuit if you don't settle with them in x number of days.  In Texas the statute for suing a person is 4 years from the date of the LAST payment.  If they can prove that you made a payment within four years and you actually get served then they have a case.  They will lie and say you made a payment within four years and threaten to sue you.  If you know you have not made a payment which in my case I know because the debt is over 7 years old and off my credit report.  But its a sly way to lie say it was a clerical error and leave it alone.  To many bad debt creditors are outside the four years and this is a smart but totally unethical approach in collecting a debt.  Please take the time to file with the FTC, the BBB in Dallas, and if anyone else knows how to control this company and get it to obey by the laws or shut it down.

We received a phone call from someone identifying himself as Marshall Hunter 214-219-5362 he asked for my husband I advised he was not available, he asked if I was his wife, yes, at no time did he ask me my name.  He proceeded to tell me about a judgement for a voluntary repossession on a car stating that the last payment on it was in Aug 2006 and that the judgement was received in 2008.  Now I know about this because it was BEFORE my husband and I were married it was a loan that he and his now ex-wife shared. He verified that my husband had not every received any notices on this as it was sent to a past address, but he stated that it was my husbands responsibility to contact the creditor and advise them of his new address (yrs. after the repossession...I don't think so!).  He threatened that this matter would be taken to court and that we would lose our house and personal property.  I advised him that this matter would not go any further until proof of this debt was provided, starting with original paperwork from the creditor showing what was left owed on the loan when the car was turned in and what was left after the car was sold, because that is the only $$ amount they can receive a judgement on, not the full amount of the loan.I know they can charge for normal repossession/auction/storage fees but again they can not charge for the full amount of the loan, especially if the car was resold.  This company also had no right devulging all of this information to what ultimately resulted in a third party.  Needless to say they can suck it.....if they want payment I guess they can look to the ex-wife until they can provide some documentation.

Been there w these jerks.  They tried to cause trouble for me at work. I asked them months ago for a ltr to show me the debt. Never got it. Guy claims they sent it...yea OK...I work for attys and my firm doesn't threaten ppl.  If the debt is mine that is one thing but I won't hand over my personal info. I've filed a complaint w the ftc.