this is a scammmmmm times 10 .. no one fall for it please
THEY KEEP CALL FROM THIS TELEPHONE # 24/7, SOME OTHER TIMES THEY SAY A DIFFERENT COMPANY NAME WHICH I THINK ARE GHOST COMPANIES.
jjim in Oregon
they called 4 times so far today. Hang up on me each time.
My advice is to have fun with them.
Give them bogus info, or get sexual with them.
they called, 8 times in a roll today . no message.
Well, I DON'T. So WTF are they calling, jack***?
It still has to be in written form (cease and desist)
I received a call from this number as well and the strange part about it was that this number linked to one of my contacts listed in my cell phone so first I thought it was my personal contact calling me but the number appeared under 800-305-6664. I heard of companies/individuals using an internet program that allows you to somehow scramble/manipulate your own number to remain anonymous and it is obviously used to harass, commit fraud and who knows under what other criminal intent since any decent person would never entertain such inappropriate behavior. There are ways to protect yourself and if you tell someone to stop calling you, it is the law for them to comply. I know a girl that worked for a collection agency and she said that letters are required by law to be written. The way these companies conduct business borders on Mobster methods and is despicable and that in a country that has us censor every sentence we speak these days.
WHAT A BUNCH OF A-HOLES, DONT CARE ABOUT ANYONE
These jokers left a message saying it was Jeff from omni following up on our previous conversation please call me back blah blah blah. I must have been drunk or something because I'm pretty sure I've never talked to omni before.
I don't owe back taxes so I hope this company stops calling me soon, any suggestion on who to report it too???
I received several calls from this number "a recorded one" asking us to contact Mr. Walker. I called them back and without dialing their given extension, it went to representative and he connected me to Mr. Walker.
He asked me that who am I calling; in reply I told Mr. Walker that, you should know, you called me. In my reply they hung up.
I do not know what these guys upto.
They've been calling me on my cell since 8/27. They never identify themselves or ask for me by name, just say they have been trying to get in touch with me for months (not so) and I should call them back so that this matter can be resolved. I called the # to find out who they were and it was answered Omni Credit Services. Should I call them back and tell them to cease and desist or what?
1-800-305-6664 and 1-262-784-0200 are both Omni Credit Services. I have a very common name and get collection calls for the wrong person/people all the time. It's annoying but not a crisis. I return the calls and tell them they're calling the wrong "Lisa." Some people are rude, some hang up, but none ever call back.
i'm still getting them. they never identify themselves.
I have been getting calls from this number since last October (4 months). My husband did not return the call but checked the internet first to find out it is listed as possible scam. I have never returned the call or answered the call. My caller ID says OUT OF AREA. A recording first left a message to return call and ask for Charles. The message that I got tonight at 9:50 pm said to call back and ask for Group #2. Urgent to resolve matter and that they would be available from 9am to noon on Saturdasy. I am fed up with this call but am cautious about returning the call.
So i've been getting this call i realize for months, and i'm in canada. What on earth is this? I realize that i've been getting the automated message for months, and then today they said the number. I called and you can't get through to them. is there anyway to stop them?
OCS - The company identifies them as OCS and will trasfer you to an account representative.
I have had several messages from this number; I ignored them at first, but decided to try calling "Charles."
I think this was a legitimate call. He said they were a collection agency trying to contact "Mr. X"; I explained that there was no one here of that name. He didn't ask for my address, instead confirmed that I was in a particular city, apologized, and said he would take the number off the list. Hope it's true.
They called me on 2/19/08- An absolute con call. They are Omni Credit Services at 333 Bishops Way, Suite 100, Brookfield, WI 53005. Their "other" telephone number is 262-784-0200. Their fax number is 262-784-2558 and their out of state number is as mentioned above. They tried to represent Macy's Department Store saying my husband owed them $96.86. They said they were the third collection agency that had tried to reach me. "Really". My Macy's bill is always paid on time. No other collection company has ever called me. We have perfect credit. I called Macy's and Macy's said my account balance was zero. These con people also had the wrong charge card number for my husband. I called them back and told the young woman "Renee" at extension 225 that she worked for a con company. She was insulted! I reported them to Macy's corporate office (Federated).
got a TEXT message from this number, said only "PLEASE CALL" in all caps.
that costs some people money, i have unlimited txt but some people don't, a company that text's people randomly? i guess i knew it would come, or maybe has, i just didnt notice.
I received call to my cell phone, 3/1, 3/3, 3/4, 3/7, 3/8, 3/11, 3/15, and today 3/17 at 4:11pm. A message was left saying that this call is an attempt to collect a debt. I have perfect credit and no debt that is coming due to be paid. I left a very stern message in their general mailbox indicating that if they do not remove my number from their call list that I will consult an attorney.
We are again living in a Buyer Beware environment and companies are getting away with harrassment because unless there is considerable financial damage, no one will go after these sleazeballs.
these people keep calling and leaving stupid automated messages, scam type deal and I need them to stop!
That was supposed to read ~ they are getting 'ME' really pissed off!! Sorry, typo!
I get the automated message that they are trying to contact me regarding an insurance claim that I have pending! Well, I don't have any such thing pending, so I don't call them back, but they are getting really pissed off, they are working my last nerve!
Why don't these bottom feeders just go the hell away, and stay out of my life!
I am glad to read this as I keep getting calls with a pre-recorded message. They don't say my name and we get a lot of collection calls for a previous person who had our #. I tried to call them one day but was put to a # that expected me to know the extension or name of who called me. I will keep ignoring them for now.
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU
READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
You can also post your questions here http://www.collectorsexposed.com/forum/ NEW URL!
These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY ? use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Received ½ message on my voicemail at my work number. They did say Omni Credit on the voicemail and said that this was an attempt to collect a debt.
I keep getting calls from this company at 800-305-6664. They claim that call is an atempt to collect a debt. The beginning of the message has been cut off, they never say who they are, and they state that I should ask for someone in group 4. I laugh everytime I see the numbers because I don't have any bills and I haven't had any credit cards in over 12 years. Also, I have asked them to stop calling via e-mail, phone calls, written letters, and any other way I can think of other than showing up at their door. They will not stop calling and now the phone calls have been placed in a harassment catagory and soon I will go to the police and file a harassment suit againt them.
Same issue here. The calls started soon after my Mother in law passed away, so it's probably related to one of her accounts, but I've sent them all death certificates.
I can't change the outgoing message on my phone (not that they'd listen), because I use the phone for work appointments.
Harrassment concerning someone else who owes money and does not live with me. Claiming the person gave my phone number and I know that is not true.