From:  Mr David F. Shimmin (Marketing Director)
Linkedin Profile - http://sup.im/h8c
Linkedin Profile - http://www.linkedin.com/pub/david-f-shimmin/9/303/189

Life insurance,retirement

APPROVED OUTSOURCING SCRATCH CARD SCRIPT

Well maybe you can help me.

Hi, May I speak with Manager/ Home Owner please. My name is _______________ with IMS calling for Federal Financial Group. I am calling in

regards to our Scratch Card Give-Away and your [Phone Number] has been chosen for our lucky recipient. Congratulations! If you meet our

qualifications you will have a choice of ways to receive a scratch card and on the scratch card you are guaranteed to win either a 7 Night

Florida Bahamas Cruise

1. Brand New Ford Explorer
2. $2,500 in cash
3. 27 inch Panasonic TV

Before hand I just want to assure you this is just a plainly promotional campaign.u don?t have to sign up for anything or buy anything

because we are not selling anything here
Where just trying to get our name out there in (place)for the expansion of our company  by word of mouth.


                                                        *I cant make any decision for my company..

There aren?t any business decisions for you to make here for your company.anyone who is qualified can have this scratch card and this wont

take us 20 mins.

                                                                         I'm not interested

Well, we did select your name, and you are guaranteed to win one of those 4 prizes, and there are no obligations whatsoever. You will not

be asked to purchase anything on this visit. and it will not take longer than 20 minutes.

You cannot buy anything on this first visit.  If you are interested in what they have to say, you are more than welcome to invite them back

for a second visit. You may ask any questions when they are there. Again they are not there to sign you up for anything on this first

visit.

So To qualify you Jamie I have a set of qualifying questions for u.just to make sure that we r giving the price just to the right age group

and not to minors okay?
First of  r u currently working full-time or just part-time?

Got it.

Just to say thank you for the sponsor, Federal Financial Group specializes in providing powerful tools to improve your cash flow, and help

reduce taxes, which is huge for people, and also annuity and life insurance products that can possibly shave years off your potential

retirement date.

With that let's continue.


Which of the following age group applies to you?

18-24,25-39, 40,-49, 50-59, or 60 above
             
                                                          18-24
If 24 Okay are u turning 25 in the next 4 moths?if yes proceed
If no ask if married?
may I ask if u r married?if yes?
Which of the following age group does you husbund/wife applies
18-24,25-39, 40,-49, 50-59, or 60 above?.


                                                        If 25 above
Okay with that we can qualify your Spouse as well.
Which of the range of the following household yearly income applies to you?
$40-44, ($45 above if California) 45 above
                                         
                                   **Why do you need to know how much I make?
Federal Financial deals with financial Strategies and so they want to bring information that is relevant to you and your situation.  I am

assuring you We?re just trying to get a feel for who we?re talking to, so we can be prepared and bring information that is relevant to

you.We don?t need to know exact numbers at all.  We are just looking for a range for qualification purposes.


                                                           Below income
..oh what were actually looking for is your combined income with your spouse before taxes including  bonus..

                            With spouse also ask for the income of the spouse
And for you husbund/wife Which of the range of the following household yearly income applies for her/him
$40-44, ($45 above if California) 45 above


                                                          Not qualified
Unfortunately u didn?t qualify our qualification.  Im sorry to tell you that  but if you have any questions or interest in our company u

can visit our website www.ffg2.com


So (name) Were gonna hand you the scratch card next week (date)
                                         Monday    -  Wed, Thurs and Fri (no Saturday and Sunday)                
                                         Friday      -   Tue, Wed, Thurs and Fri (no Saturday and Sunday)

So on and so forth

                                             
                                                              If insists?
Unfortunately the date you requested isn?t available because everybody is pretty booked up that day.
Can you choose another day for the meeting?

So when will you be available to receive the scratch card?
Is it in the morning, afternoon or in the evening.8am-9PM?

All I need to do now is VALIDATE your information.
? Read information from the ?Agent? screen
And your name is ______________ is that right?
I have your address listed as_________and your phone number is ________________

And also May I have your Email Address please

We will be e-mailing you the Best Seller EBook: ?Safe Money Millionaire.? It is a $14.95 value and we are e-mailing this to you absolutely

free


If no PROCEED
That?s fine

?MUST READ?
(If appointment set):
To wrap things up,a licensed insurance professional with Federal Financial Group will bring this scratch card to you, and will take a short

20 minutes to tell you what they do as a company. Federal Financial Group specializes in providing powerful tools to improve your cash

flow, and help reduce taxes, and also annuity and life insurance products that can possibly shave years off your potential retirement date.

You cannot buy anything on this first visit. If you are interested in what they have to say, you are more than welcome to invite them back

for a second visit. You may ask any questions when they are there. Again they are not there to sign you up for anything on this first visit

and it shouldn?t take longer than 20 minutes.

I just need to real quick hand you over to my supervisor to confirm this information and you?ll be all set.

Rm Utah
Toll free #
8665172945
If they ask for more info say "Go visit our website.  www.ffg2.com "

The number belongs to Federal Financial Group - IMS

You can file a complaint with the Do Not Call Registry
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2


FFC/IMS Telemarketing Script
http://pastebin.com/GpAUY1Vt


Quick Contact Info

Federal Financial Group
292 East 12200 South #200
Draper, UT 84020
866-517-2945
801-495-2009

Primary Office Manager: Kathy Germaine kgermaine@ffg2.com

Human Resources: teresa@ffg2.com

Info Manager: Ryan Jacobs - http://twitter.com/ryanalanjacobs

Listed Office Manager: Larry Sheffield

Owner: Rick Dixon

Utah Insurance Dept Record
https://secure.utah.gov/cas/search?page=organizationDetails&id=13708

Insurance-Forums Thread
http://www.insurance-forums.net/forum/life-in ... tah-t18244.html

Legal actions against Federal Financial
05/22/2012 by Utah Insurance Dept
http://www.insurance.utah.gov/docs/Enforcement/3117Stip.pdf


Federal Financial Group is also:
Intel Marketing L L C , aka IMS Marketing, aka Insurance Marketing Strategies, aka Intel Marketing Solutions, aka i- Marketing Solutions

1127 S 1680 W
Orem, UT 84058-4930
866-517-2945
801-748-0791
801-221-2945
801-810-3018


Detailed Company Info is below


This same company calls from
801-810-3018
801-810-3000
801-221-2945
801-285-5156
360-227-4619
801-379-2000
801-432-2126
801-616-5962
801-616-5967
801-676-8709
801-748-2101
801-748-4030
801-990-2294
801-990-2287
801-990-8566
801-990-8567
801-990-8568
801-990-8569
801-990-8570
801-990-8571
801-990-8575
801-990-8585
801-990-8589
317-670-0199
406-623-3577
385-229-3000
385-229-3001
385-229-3002
385-229-3003
385-229-3004
385-229-3005
385-229-3006
385-229-3007
385-229-3008
385-229-3009
385-229-3010
385-229-3011
385-229-3012
385-229-3013
385-229-3014
866-517-2945


Federal Financial Group
292 East 12200 South #200
Draper, UT 84020
866-517-2945
801-495-2009

Office Contact: Kathy Germaine kgermaine@ffg2.com

Federal Financial Group
12401 S 450 E Unit B1
Draper, UT 84020
866-517-2945
801-495-2009

Linkedin Site
http://www.linkedin.com/company/federal-financial-group-llc

Youtube Marketing Videos
https://www.youtube.com/watch?v=Os4IdiG7GUQ
http://www.veengle.com/s/Federal%20Financial%20Group.html

Insurance-Forums Thread for FFG
http://www.insurance-forums.net/forum/life-in ... tah-t18244.html

Ripoff Report:
http://www.ripoffreport.com/insurance-agencies/federal-financial-gr/federal-financial-group-rick-72a12.htm


Better Business Bureau Report:
http://www.bbb.org/utah/business-reviews/insu ... 78?noskin&fax=Y

Type of Entity - Limited Liability Company
Contact Information
Principal: Mr. Larry Sheffield (Office Manager)
Mr. Rick Dixon (Owner)


Mr David F. Shimmin (Marketing Director)
Del Linkedin Profile - http://sup.im/h8c
Old Linkedin Profile - http://www.linkedin.com/pub/david-f-shimmin/9/303/189


Utah Business License Record for FFG
https://secure.utah.gov/bes/action/details?entity=5546605-0160

Agents on Record
Robert Acevedo - roba2001@comcast.net
3134 S 2750 E
Salt Lake City, UT 84109
801-414-7311
https://secure.utah.gov/cas/search?page=agentDetails&id=125484

Lynn Armitstead - lynn@luckylynn.com
400 W Westfield Road
Alpine, UT 84004
801-898-5966
https://secure.utah.gov/cas/search?page=agentDetails&id=35105

Richard Bradley - rich@directbenefits.biz
925 E. Executive Park Dr.
Salt Lake City, UT 84117
801-994-5500
https://secure.utah.gov/cas/search?page=agentDetails&id=2222

Michael Clingman - gr8chaz@hotmail.com
5375 Chets Ct
Salt Lake City, UT 84120-7905
801-455-2320
https://secure.utah.gov/cas/search?page=agentDetails&id=30211

Rick Dixon - ffg@ffg2.com
https://secure.utah.gov/cas/search?page=agentDetails&id=38851

Mark Furlong - mfurlong.ffg@gmail.com
2384 Camino Way
Cottonwood Heights, UT 84121
801-352-7812
https://secure.utah.gov/cas/search?page=agentDetails&id=1371227

Gary Geertsen - garyjgeertsen@hotmail.com
1922 East Meadow Drive
Cottonwood Heights, Ut 84121
801-694-4747
https://secure.utah.gov/cas/search?page=agentDetails&id=97671

Michael Katsanevas - mikek@kapitalstrategies.com
1384 Old Maple Court
Salt Lake City, UT 84117
866-990-2883
https://secure.utah.gov/cas/search?page=agentDetails&id=40194

Gregory Kerr - gregormkerr@yahoo.com
1338 Foothill Drive
Salt Lake City, UT 84108
801-495-2009
https://secure.utah.gov/cas/search?page=agentDetails&id=27104

Richard Kiser - rickffg@hotmail.com
11267 Crescent Vista Lane
Sandy, UT 84070
801-674-6925
https://secure.utah.gov/cas/search?page=agentDetails&id=94961

Julie Macneil - talljewels@earthlink.net
186 W 100 S
American Fork, UT 84003
801-492-8156
https://secure.utah.gov/cas/search?page=agentDetails&id=78669

Shane McKinnon - smckinnon85@yahoo.com
12428 South Doreen Dr
Riverton, UT 84065
801-867-0475
https://secure.utah.gov/cas/search?page=agentDetails&id=129650

Gerald Pitts - insman1920@aol.com
1260 E 8220 S
Sandy, UT 84094
801-568-3605
https://secure.utah.gov/cas/search?page=agentDetails&id=33130

Brent Tycksen - batycksen@msn.com
173 E 10000 S
Salem, UT 84653
801-362-2465
https://secure.utah.gov/cas/search?page=agentDetails&id=94702

Brent Whiting - bawhiting1@yahoo.com
3178 East Hollyhock Hill
Salt Lake City, UT 84121
801-942-8535
https://secure.utah.gov/cas/search?page=agentDetails&id=94702



Website for Federal Financial is ffg2.com
Registered to
IMS
1127 South 1680 West
Orem, Utah 84058

Administrative Contact:
Ryan Jacobs  support@imarketingsolutions.net
IMS
1127 South 1680 West
Orem, Utah 84058
801-221-2945

http://twitter.com/ryanalanjacobs

Federal Financial Group
292 East 12200 South Suite 200
Draper, UT 84020
Phone: 801-495-2009
Fax: 801-495-1373
Rick Dixon - UT Lic #58955, CA Lic #0B55904

Unverified Info
Christine Dixon
1109 Ranchero Dr
Draper, UT 84020-9006
801-571-9804


Intel Marketing L L C , aka IMS Marketing, aka Insurance Marketing Strategies,
aka Intel Marketing Solutions, aka i- Marketing Solutions
1127 S 1680 W
Orem, UT 84058-4930
866-517-2945
801-748-0791
801-221-2945


Better Business Bureau Webpage
http://www.bbb.org/utah/business-reviews/prod ... rem-ut-22218192


Chamber of Commerce site
http://www.chamberofcommerce.com/orem-ut/5238691-intel-marketing-solutions/

State of Utah Commercial License record for IMS-Marketing Solutions LLC
https://secure.utah.gov/bes/action/details?entity=5820705-0160


Website for I-Marketing Solutions is imarketingsolutions.net
Registrant:
Ryan Jacobs support@imarketingsolutions.net
105 South State Street #112
Orem, Utah 84058
801-221-2945

Administrative Contact:
Kathy Germaine kgermaine@ffg2.com
2701 W 820 N
Provo, UT 84601-1136
801-377-5368

IMS General Manager Linkedin page http://www.linkedin.com/in/katjoimsolutions
IMS General Manager Pintrest Page http://pinterest.com/katjo3852/activity/
IMS General Manager MySpace  page http://www.myspace.com/katjo3852
IMS General Manager Facebook page http://www.facebook.com/katjo3852

Other Rick Dixon companies
RCD Real Estate Investiments LLC
https://secure.utah.gov/bes/action/details?entity=8361579-0160

Former Rick Dixon companies
World Marketing Alliance
World Financial Group

Rick C Dixon - Draper
Christine Dixon - Draper
Tyson Dixon - Draper
Jaron Dixon - Draper
Preston Dixon - Midvale/SLC 1325 S. Benewah St Nampa Idaho 83686
Charelle Dixon - Draper
Brittany Allison - Magna

Legal Actions against Preston Rick Dixon
Salt Lake County
http://mugshots.com/US-Counties/Utah/Salt-Lak ... 604847/details/

Utah Insurance Dept
http://www.insurance.utah.gov/docs/Enforcement/2599Order.pdf

Unverified
http://www.courtrecords.alaska.gov/eservices/?x=7CQ*mLMoF2hla22U*E*OCQ


Associated Companies
Citizens First Financial Corporation
Insurance Mavericks
5782 S 900 E.
Murray, UT 84121
801-288-5393
877-907-1394


Out of state Sales Reps.
R. Dale Leigh - Aviva Insurance Sales and professional Bill Clinton Impersonator
852 Augusta Ave
Elgin, IL 60120
http://www.linkedin.com/pub/r-dale-leigh/0/172/741


The Phase "Are you honest in your dealings with your fellow man?" suggests not calling phone numbers listed in the Do Not Call Registry.

I just got my letter in today's mail. Between no return address, a toll free call back number and having no acquaintances in UT, I thought I'd Google the phone and here I am. Just to let everyone know he/they are still at it.

I got the exact same note in December in Missouri. Insane. I admit I'm a little worried that there is some sort of scam behind it so I"m turning this over to the legal department at my firm. Obvioulsy, as licensed agents, our information is public record, but it makes no sense someone would do buisness this way.

I also got the note, here in Melbourne Fl.......I thought maybe it was from a client of mine.........I do sell insurance and since it came to my house vs my business I too assume he bought some Insurance list.

I guess everyone has a "gimmick", and to some extent this guy;s gimmick has worked.......he certainly has gotten noticed....lol

Needless to say I am throwing away his note without a phone call to him.

Of all people this guy sells variable life products too...yuk!

From: Jeff W. Bird
Sent: March 31, 2005
To: rule-comments@sec.gov
Subject: File No. S7-06-04



To whom it may concern:

I am an insurance broker in Minneapolis, and would like you to consider the following in regard to new disclosure rules for sales of variable life products (I only sell variable life, no mutual funds, and so will limit my comments to variable life. The issues for variable life and mutual funds are different.)

1. As you know or should know, adequate and complete commission disclosure rules already exist.

2. Your singular focus on commissions completely misses the real consumer issues regarding variable life.

Your assumption is that agents and brokers are bad, and the Government needs to protect consumers from them. Well, many agents/brokers are greed motivated, and consumers do need protection, but further compensation disclosure will not help the consumer.

To put the issue in context, you need to know that with life insurance, carriers have been trying to sell direct and get rid of agents for 100 years. But in addition to newspaper and radio, the most recent technological innovation, the internet, also failed to increase the amount of "direct" life insurance sold from the 1%-2% historical average.

The only conclusion is that agents are needed as part of the carrier's business model, serving as the product distribution channel. The agent is not the problem. Unlike commodity type products such as mutual funds, carriers know life insurance must be sold by an agent. Therefore its cost components, including agent compensation, have traditionally been intentionally obfuscated from the consumer by the carrier because these are all part of its strategy to distribute product.

In this context, the SEC should also be reminded that consumers are 50% underinsured, and that life insurance sales have not been growing versus other financial products.

Two things I would push for to help consumers be treated fairly:

1. Allow product comparison. Right now, NASD rules say that the variable life product is too complicated, and cannot be compared to other variable life or other financial vehicles. These products are not hard to compare, and comparison is at the core of consumer protection. Product comparison will of course include compensation, and will therefore provide a method for true consumer protection.

2. Carriers need to provide products with real trade-offs. If carriers want to package term and nonguaranteed elements into product, they must be more than a compensation dial. Similar to whole life with term blends, the client needs options, but must take on more risk for lower outlay. Many products issued by carriers today do not meet the smell test of treating same age/risk classifications fairly.

Finally, the carriers need to wake up and realize they could lose much of their distribution if the spotlight is put on agents compensation alone. Many agents don't add much value, are struggling to make it go as is, and with additional pressure put on them, will likely give up. (This happened several years ago in the UK, where life sales dropped significantly when the spotlight was put on only one aspect of the product, commissions. The result, less consumers own life insurance).

While this looks like an "agent commission issue", it is really a carrier distribution issue. Perhaps the question you should be asking is, what could we do to entice consumers to purchase an adequate amount of life insurance, so their families are not dependent on the Government when a breadwinner dies.

Why would you think that because there is fraud in the property casualty business(Marsh/Mac), that you must issue new regulations for all insurance products? Yes, there needs to be adequate disclosure, but there will always be some "bad apples" committing fraud no matter how many laws you pass.

I hope my comments were helpful and thought provoking.

Jeff Bird, JD, CLU

I got the same handwritten note in my mailbox (Washington State). Postmark from Salt Lake City.  

Since I used to be a life insurance sales person AND I used to work for a Jeff, I almost called it.  I decided to Google the number first and found this thread.  I'm glad I checked first.

I'm in Dallas, Texas...Got the same goofy note!! I just dumped it where it belongs!! The TRASH!!

got the note today - from Salt Lake UT.  If I was licensed there it would be one thing but I'm not.

Same not same person what a joke. If it was a honest up and up company why not put on letterhead or have a return address

I received a small handwritten note in the mail asking if I still sell life insurance that he had been trying to reach me, please call me. Singed "jeff" and the toll free number under the name.  It was mailed in a legal size envelope address to me at my home address, with NO return address and post marked Salt Lake City, Utah.

Received the same note.  The grammatical errors in the note frightened me.  Can't be serious!

Received same hand written note, plain envelope from "Jeff", post marked from Salt Lake City Utah written with black fine tip marker. Recently completed continuing ed credits for Ohio Life Insurance license and also had publically posted resume on Monster.com (mistake)! Getting all kinds of solicitiation for selling Life insurance due to financial services background. Obviously,their way of soliciting recruits to sell their product by trying to connect with a personal touch. (yeah right!)

I got the letter.  Gimmick...It is illegal & Jeff is being sought....Authorites are closing in on "Jeff"....

just received the same not yesterday, called on sundy evening and a lady answers, Jeff Bird's Office...I said I had the wrong number and searched on here for the heck of it.  What a dirtbag.

Just got mine in the mail today.  Same letter saying "I have been trying to reach you.  If you still sell life insurance call me."  Mine was signed "Clayton".

Weird.

So I called the # after receiving the handwritten note and asked for their address (the automated machine answered saying "This call may be recorded...Jeff Byrd's office", but then the woman that answered said "Federal Financial Group".)  The address they gave me checks out on Whitepages.com

Federal Financial Group, LLC
292 East 12200 South
Suite 200
Draper, UT 84020

I think I'll mail them a handwritten note telling them I've been trying to reach them.

I got one of those "notes". Note was in two differnt hands. Jeff loses again.

I received the same mailed note from Jeff, today 11/02/09 in Fort Myers, Florida, bearing post office cancelled stamp Salt Lake City Utah. It could have been machine printed rather than handwritten.

I'm insurance licensed thus obtaining my name and address was very simple.

Just received the same note in San Diego.  No return address.  "I have been trying to reach you. If you still sell life insurance call me. Jeff 1-800-662-3011".  Very unprofessional!

Got the same note here in GA.  Looks like he's wasted a lot of postage.

same thing.  postmarked 12 MAR 2009, Salt Lake City.   Zip code was close but wrong.  I hold an insurance license.  Carlsbad, CAlifornia

Weird.

Thanks for those of you that posted here and described your experience of calling the number.   Saves me from wondering what the ^&*( is this!

Take care one and all

I called the number (800)662-3011 a lady picks up 10:30 at night saying "Jeff Birds office". I asked her what this was regards too, she said they buy names of people who is or was licensed at one point to see if they wanted to sell insurance.
I think they are paying kids to write these letters.
I'm going to see if this type of solicitation is illegal in someway. I saw some person get arrested and punished by jail time due to email spam. I would think this falls in that sort of catagory.

-Eric

I received the same thing! Jeff is out of town till next Tuesday... or so the woman said.

I received the same thing today. One for the agent here and another for someone who has never been at this address.

I received the same letter. It was crudely printed and was not correctly punctuated. I have NEVER sold life insurance so I wonder where they got my name. I live in Tacoma, WA. Where else did this strange letter end up and just exactly WHAT is he us to???

I got TWO letters - hand addressed, postage metered in Salt Lake City, UT.  Same note inside, hand written.  Funny thing, the letters are addressed to two people who I know of who sell life insurance but neither one of them lives at my house!  So there is a mix up in the database somewhere...

Got the same note, how funny!

I'm in Jacksonville, FL and got the same note. I do sell life insurance so they must be getting a list of licensed agents from somewhere. I don't see why sending a handwritten note would any more illegal than typing a letter. I cant imagine anyone doing business with someone like this.

Same note - mailed from Salt Lake City to the person doing my job before me(I've been here 2+ years) -- San Jose, CA.