If they call again, tell them you are going to file suit against them for intentionally harassing a non-debtor under the TCPA.

Caller said he was robert walton and he was looking for someone who didn't live here. I tried to tell him that person doesn't live here and he said he'd call back later. He accused me of giving him a hard time and I told him not to call my number again

collection agency for amex

called but left no message maybe related to a call from the day before 8006582192 but not sure. called my cell phone so no Caller ID info

These people are a piece of work. I have been making payments to Dell Financial for years. I think I have payed for my computer twice or three times by now,but that rip off place keeps adding more and more fees to my bill. Well I still making payments and now this A**hole keeps calling me at work and my cell. I don't know how he got my cell number my phone is in my husbands name. I have told him I am paying Dell Financial and I will not be paying him a dime and he keeps calling. How do I make it stop???

United Recovery Systems is a scumbag debt collection agency.  You can easily find out this nasty outfit by searching for them on the internet.  Don't waste your time with them, you can not trust anything they say.  Here are known numbers to block/ignore.

410-372-4856
713-977-1234
772-446-3285
800-234-3446
800-304-8855
800-568-0399
800-580-8450
800-658-1164
800-658-1175
800-658-2184
800-658-2192
800-664-3129
805-212-9054
866-227-0955
866-516-6961
866-815-0559
866-815-3211
866-815-3496
866-815-8808
866-815-8811
866-815-9333
866-891-6934
866-891-6935
866-891-6937
866-891-6938
866-891-6939
866-984-2651
877-382-4357
888-593-8401
888-733-1133
888-733-1143
888-733-1235
888-733-1243
888-733-1264
888-733-1266
888-733-1270
888-733-1271
888-763-2423
888-763-2425
888-763-2427
888-763-2429

Lady said her name was Ed, clearly a recorded message.....asked if I wanted info to make more money...blah blah blah, hung up.

this phone number keeps calling and leaving no message.

File complaints with
Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0


United Recovery Systems
5800 N Course Dr   Houston, TX 77072-1613
Phone: (713) 977-1234   Fax: (713) 977-0119
Web site: www.ursi.com
URS Finds SugarDaddy to Allow Continued Debt Collection

800-326-3446      866 815-8000  
using the name HOUSTON CONTACT
 

--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

** IMPORTANT CONSUMER WARNING **

There are good and bad debt collectors, then there are the debt collectors who give the impression they would steal from anyone. This is one of those kind.

If you have ever been contacted by this agency, check your credit report to insure that the dates of last activity are correct. The DLA is the start of the seven year clock which governs how long an item can remain on your credit. United Recovery Systems is NOT to be trusted in ANY aspect of debt collections.

Their contact information is:

United Recovery Systems
Glenn P. Osuch, President
Douglas B. Schultz, Chief Executive Officer
5800 N Course Dr
Houston, TX 77072-1613
Phone: (713) 977-1234
Fax: (713) 977-0119
Web site: www.ursi.com

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm


From FEDERAL TRADE COMMISSION WEBSITE ? FAIR DEBT COLLECTION PRACTICES ACT
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

Called asking for my sister, nasty abusive, my husband answered and they hounded hin, I am not my sister's keeper and they have no right to call us to say the least. Stop now!

A woman continues to call me on my Cell Phone (my nickel) and demand that I give her personal information such as my address and or Social Security number. She states that she is calling in regards to a business matter but refuses to give any information other than that.  When I tell that I have not intention of giving her any personal information unless she informs me as to why she is calling she accuses me of being rude.  THIS IS INSANE!!!

LISTEN A***OLES AS UNITED RECOVERY.  LEAVE ME THE F*** ALONE. I DONT YOU OWE ANY A***OLES ANYTHING SO LEAVE ME THE F*** ALONE AND STOP THE HARASSMENT F****EADS.  GET IT?  STOP THE HARASSMENT.

Receiving daily calls from "UTD Recovery System" requesting the whereabouts of someone I have never heard of. I finally called the 800 number and requested customer service. I demanded that my phone number be blocked from future calls. I was told by there representative that my number is now blocked. Time will tell.

They are calling for collections on behalf of "Rip-Off" Dell Financial.  Told the lady repeatedly that I would not give out my personal info over the phone and then she proceeded to ask me if I could make a payment.  Told her, Nope, only got $5 to my name for the next month.  She replied, "Oh, is that why you don't want to give out your personal info?" "Yes", I replied. "OK" and then she hung up.

United Recovery out of Houston, Texas.  Also has the numbers: 866-891-6936, 800-658-2184

Alisha-The can't call before 8:00 AM or after 9:00 PM. Any other time or day is permitted unless you specifically ask them not to call you. Also, they are not to contact you at work if you ask them not to. And they can only contact a third party one time.

called me at 8:41 in the morning, on my cell phone. ignored the call, they didn't bother to leave a message. isn't there a law against calling before a certain hour?

I received a call and was told that they needed my social security number to discuss a matter that they had with me.  I gave my number and then they would not tell me the name of my company - said they had called the wrong person.
I would never have gave out my number but I was very busy at the time and I was expecting a call from someone else and by the time I realized this was not the right person it was too late.  I know I should not have gave them my number but now I am very worried what they will do with it and why they wanted it.

My number has been called by this number twice this week, never leaving messages.  United Recovery Systems is who they said they were when I had my phone on me and they called.  Asked for some guy I've never heard of, wanted my mailing address and last four digits of my social security number.   I told them I wasn't going to give out that information to a random caller and they were very snooty.  A bunch of a**** who won't stop calling even thought I told them I never wished to be contacted by them again.