Have received 9 calls to my cell with a recording identifying as NCO Financial Systems, a debt collection agency.  The recording asks me to call Julie Cannon at 800-782-1758.  I do not know if this is really NCO calling a wrong number.  It may be a scammer trying to scare people into calling back so they can cajole personal information out of them.

everyday I get call and just say call 8007821758. I hate this. I called them and nobody answered.

This caller will not stop calling even though there is no reason for a debt collector to be calling me since I'm current on all my accounts. I have been hanging up each time though today I tried to accept it. I then got put on hold for 15 minutes with a very annoying message, then got disconnected. I would like to file a formal complaint against NCO or whoever they are.

SO TELL THEM TO STOP!   IN WRITING CERTIFIED MAIL RETURN RECEIPT

ITS CALLED A CEASE COMMUNICATIONS LETTER AND YOU CAN GOOGLE IT OR FIND IT HERE

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm

NCO IS KNOW TO BREAK STATE AND FEDERAL FDCPA LAWS AND HOPE YOU DON'T KNOW THEY ARE BREAKING LAWS

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I received three calls from this number @ WORK!  The male voice directed me to call a Ms. Castro.  I don't appreciate receiving these calls @ Work!!  I can be fired for something that I don't even know who's calling!

I have been receiving collection calls for the previous owner of my house.  It seems when they trace the old owners address (which is now mine) it gives them my phone number and so I have been receiving calls daily looking for these people.  Very frustrated, I pay my bills on tima and owe no one and I have to put up with these collection calls DAILY!

Someone from this number keeps calling me at work on an Army Post, they say to ask from Ms. Castro - but when I call back, it just keeps me on hold, I sat on hold for 30 minutes, and no one ever took my call.  I got on line and googled NCO Financial Corp - and called there HQ - but it was the HR department who of course told me that he could not help me, but he would forward my message to the collections department.  I am not sure for what???  Pathetic.

this phone number keeps calling me day and night and i want it to stop

Every Day I get a call...all it says is call the 800-782-1758

I don't return blind calls

Identify your durn self.

I have been receiving calls from the same number (8007821758) as the other folks in this post.  I wouldn't mind so much if it were my home phone because I've gotten rid of vm on my home phone.  The 800 number calls my cell phone and leaves a message.  I've tried to block it on my cell, but that just means that it goes straight to vm.  I've signed up for the do not call registry, and it's been working for me up until this round of phone calls started (about a week ago).  Here's the link: https://www.donotcall.gov/default.aspx You can register your home and cell too.  And if you still receive calls after I think 30 days, you can report the caller!  I've noticed a significant difference on my home and cell!

I waited on the phone after Bob's voicemail and eventually got connected to an honest to God person, "Bill".  He asked me to report a reference number that the Julie Cannon robocall should have left.  I kept telling him that they did not leave one.  Bill asked for our phone number and I asked him why he needed it (afraid of more phone calls).  He told me in a huff that he needed it to look up why we were getting calls.  When I asked what debt they were trying to collect, he told me it was an accident and we should not be getting calls.  I asked him who he was (that's when he told me he was Bill).  I also got his phone number 888-432-2630 and that he was part of NCO financial.  Then he asked again for a reference number!  This is getting really annoying.

The hours are wrong, but close.  It's Bob (Breen?)'s voicemail...

We have been getting calls since we moved into our apartment 3 months ago. A male voice asks us to call Julie Cannon at 1-800-782-1758.  They state that the call comes from a debt collection agency, but do not say the name of whom they wish to speak.  We changed phone numbers when we moved so perhaps they want to speak with someone else.   I tried calling this number today and heard a male voice stating that he is not available and that his hours are 7 am to 9 pm M-F and 9-5 on Saturdays.  When I tried leaving a message or talking to someone else, the computer told me the mailbox is full.  Probably from messages from other people who are getting harassed.   The most annoying part is that we have no idea what debt, if any, these people are trying to collect!

I received a call from 1-800-782-1758 telling me to call back and ask for Julie Cannon.  They never did say who they wanted to talk to.  They have been calling my house everyday for the past month and a half.  I do not know what they want, but I do not answer the phone as well, I just listen to the recorded message.  I would like to know how to report them.

Does not identify exactly who they are calling for, but they want you to call them back concerning debt. I don't answer the phone when it's says private caller. They need to state who they are calling for, because they might be calling the wrong number who knows?

This call came in and caller id identified it as a private caller.
The recording stated that it was a debt collection agency, and that I should call Julie Cannon at this number.  No details were given.
When you call that number, you are connected to a voice mail of the same name.

This is NCO c/o Bob James - a collection agency.  Don't answer but put that number on a call forwarding number (to his own agency or to another harassing phone number).  See you phone book or online for what key pad combination you need to access this option.  Usually it is like *60 or something similar.

Meanwhile, report NCO to the FTC.  You have the right to tell them to CEASE & DESIST from calling your phone number, and by law they must comply or face fines, etc.  You can also suit against them in court.