I received the same letter and call and spoke to some fake person who sound like a man named carmen Jackson I complaint to the Attorney Gernal office for consumer frauds and protection bureau. these people are crazy.

I received a call from this same company saying I owe them money. I advised them I dont owe any money also I filed a claim with FDCPA because they cant tell you that you are going to jail. I also sent a cease and deceit letter to stop the calls to family members as well...

why do you keep calling and leave no messages?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Hi i keep getting harrassing calls from check services trying to find if this is a big acam. Arthur call with message t he n a  investagator supposedly now i recieved a letter sane address giving me 5days. Help me find out if this  is a scam

I received two call within 3 days stating that I was being charged with a felony for a pay day loan.  I informed them that I filed bankruptcy 7 years ago and was cleared of all debt.  They stated that in a pay day loan contract that you can't declare a payday loan in a bankruptcy claim.  I called my lawyer who wanted an actual letter from the company.  I called the company and asked for the address which they gave me 12850 High way 9 Suite 600 in Alpharetta Georgia 3004.  I asked them for the address in New Jersey since that was where they were calling from.  The women said they are calling out of Balitmore.  She asked why I needed the address in New Jersey and stated I didn't need it. They kept hanging up the phone on me and each time I called the responder would swithch from a man or women.  Both of them kept hanging the phone up on me.  Then they stopped answering the phones all together and the voicemail didn't leave a company name.  This is a complete scam.  I advise anyone who receives a call from them to research it first before giving them your financial information or make a payment for fear of being arrested.  It is such a scary feeling to have someone tell you that a warrant is being sent out for your arrest.  I do pray for those that have been affected and also ask God's mercy for those who are running the scam.  God sees all remember that.  Good luck and God Bless.

I keep getting calls from this number (804-479-8107) telling me I am delinquent on a pay day loan.  I have never taken out a pay day loan.

My fiancé got this same exact letter Friday.. Trying to find out if it's real. He's been getting harassing calls as well.

just received same letter for my daughter who never used check cashing or pay day loans this was signed by sandra adams and have also received calls from arthur king

You are the same lisa that works with arthur king and is scamming money you are a phony debt collecter

I received a letter from Check Services address on letter is 12850 Highway #9 STE 600-165 Alpharetta Georgia 3004. Well I checked this company out and they are as phony as a three dollar bill. First of all the laws in California regrding payday loans clearly states on your contract that The debotor can not be arrested for non payment. They will go to mediation to try an collect the debt. Collection practices are not threatening phone calls or letters from debt collection agencies. This practice is unlawful and very fraudulent. These are a group of people trying to scare us into sending money to this fake a** company. I filed a complaint with the State of Georgia's District Attorneys Office and the Local Police Department in Alpharetta Georgia and told them that i was threatened by this company. This way I have proof that i was indeed harassed and i have the fraudulent letter to prove it. If you write a check to a store or a company then yes you can be held accountable for poissible fraud if you dont pay the check...but payday loan companies are diffrent..check the contrat that you signed when you got the loan i'm pretty sure it says the same thing as .you can not be jailed for non payment...most pay day loan companies keep it on file for ever and all you have to do is go in an try to reapply for another loan and they will tell you you cant because you owe a outstanding loan...and then at that time you can pay it.!.

Someone called Aurther Abrams called and left this message:
Hello my name is artheur abrams.  I am the director of claims processing department of checks services.  I am attempting to serve notice on record to Raymeon James this is in regards to to case file number 96313.....

An Investigator Means keeps calling and harrassing my wife about a pay day loan he is trying to collect on. Needless to say, she knows nothing about this loan. These people are truly brazen. A lady committed suicide from this scam and they are still harrassing people. I wish that I could find out where this dude is but cowards will be cowards.

these number called me spoke to my daughter as if indicating i owe a bill but i don't not so please don't call again.

I was contacted by "Investigator Means" and told if I didn't pay by Friday I would be arrested.

liers! may you rot in fire

SOME PEOPLE ARE STUPID AND CAN'T HELP IT......YOU IDOTS IT'S NOT THE PAYDAY LOANS IT'S THE BANKING INFORMATION THAT SUBMITTING....WHEN YOU GIVE SOMEONE BANKING INFOR. THAT INCLUDES RT #'S AND ACCT #'S  OF A FINANCIAL INST....AND YOU TELL THEM FUNDS ARE AVAILABLE ON A SPECIFIC DAY AND THE CHECK  RETURN NSF OR DECLINE THAT IS GIVING FRAUDELANT INFORMATION AND WHAT YOU NEED TO DO IS CHECK YOUR STATE LAWS ABOUT WRITING HOT CHECKS, BAD CHECKS.......

Do you need urgent financial loan apply for more details via :robbycahvo@aol.com

My call was from a woman but when I called I got Investigator Arthur King #888-583-5121 ext 110.  He said the name of the company was Check Services but the message left said the name of the company was CFA.  He was calling about an old payday loan I took out but did not pay.  He said it was going to county as a felony for bad checks.  He was only able to tell me the original loan amount and the final cost due to court fees etc.  This is a SERIOUS matter, so hopefully you will contact them to stop it from becoming a criminal matter.

You cant got to jail over a payday loan morons! this is such a f****ng joke you guys parents mst be so proud of you! keep up the good work losers. Hopefully you can not have children because you are scum bags who take money from people!

just got letter in mail from this company saying i owe over a thousand dollars for goods and services from advance america for online advance. wants me to call within ten days to give them info for alternative payment. dont even know who advance america is. i have been to a check cashing place but was in my home town five minutes from home. they only let me have 500 and i know that it doesnt cost 500 in fees to borrow this much. this letter is also signed by a Sandra Adams. phone # 888-583-5121 havent called them back yet so guess i will see where it goes when i dont call

The only time you'll see the inside of a jail cell is when law enforcement catches up with your sorry shilling asss for running fake collection extortion schemes.

I DID 15 DAYS IN JAIL CAUSE OF AND CHECK I DID AND PAYDAY LOAN

i received a letter dec17,2011 from cox,frankfurt&associates stating that i owed a internet payday loan they did not give name of internet company. they also failed to give date and they year this loan was supposedly taken out! i have not taken any internet payday loans out and would like to file some type of complaint against these shady characters.

yes they sent me a letter claiming that i owed $935.oo for internet payday loan a loan i never took out and the letter was signed by a sandra adams please help if you have had same problem with these fake  a** lawyers!!!

Well on a lighter note of this company, I just received a call from them and they were nothing but nice with me.  I did indeed take this loan out over the internet and never paid it back.  I fell upon hard times and just wasn't able to pay it back right away.  I tried to go back and pay it through the original creditor and they wouldn't work out payment arrangements with me.  So, I make payment arrangements with CFA and they worked it out according to my income.  If you are running from your debts, pay your bills.

I received a phone call from a Miss Hunter at Cox, Frankfurt & Associates, saying they were an arbitration firm and they needed to hear from me regarding a possible fraudulent banking claim and that they needed to verify my Social Security Number.  The whole thing seemed very, very fishing.  They number they called from was 1-888-583-5121, Ext. 111.  The woman was extremely rude and would not give me any information.

11/09/2011 an Arthur King called from this number identifying himself as an Investigator. He said he would have the police to arrest my wife on Friday is she did not pay this bill.  He indicated there was an bill he said first from 2008 then changed it to 2006. I panicked and gave him my card number. I called my wife and she said it sounded really strange.  She called the number 8885835121 X110and spoke with someone who identifed himself as Arthur King.  We talked about it and he was supposed to fax the check and documents he claimed she had signed. The next day he only faxed a letter of Affiidavit of Arbitration and could not fax the other documents because he said it was illegal to fax a contract to someone.  My wife told him she was going to ask the Secret Service to check out the company and Arthur King said, did she want to him tear up the letter and let County handle . She asked what County and he said "I don't know whereve you are".
SCAM NUMBERS ARE 8044798107 and 8885835121X110.  BE VERY CAREFUL!!!

8045549579 ; called to say I call them regarding a criminal investigation. yah right... I did it and then was funnelled into listening to an advertisement for a long distance call service. DO NOT CALL THEM BACK. This is a huge scam to get people to listen to some marketing information. What governmental agency would have a marketing piece for long distance play before you got to a criminal investigator. NONE!

I received a call from investigator Don Mac. Referance to Scott Bonomo. Complaint filed in Montgomery County against Mr. Bonomo. Back ground check.