You receive a call saying they will loan you money, but you have to pay a fee upfront?
That is illegal:
http://www.consumer.ftc.gov/features/feature-0022-financial-educators

"If the offer of the loan is made by phone but you have to pay before you get access to any money, it?s illegal. It?s illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they make good on their promise."

So all such calls are 100% scam.

I too was scamed by ADVANCED EVERY DAY LOAN COMPANY.  Do not accept any calls from this company.
Rex Jones, Michael Smith,  and others Sean, Patrick and Jennifer.  I am sure none of the names I listed are real.
I am going to report them to the FBI the State, Attorney General the depart of Justice.  This compamy must be stoped before others are taken advantage of.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

i was in need of a loan and was contacted by what i thought was a loan company that i had applied at. i was told to load a green dot card from cvs to verify that i had the funds to make the payments back to them. i was also assured by the cvs employee that no money could be retrieved from this card since all i needed was verification that i had the funds. no cash was to be sent to them. i know it was very stupid to give them the number on the back but i was also misinformed about the access to this card and my money. i did however try to cover myself by talking to a representative from the green dot card asking to have the $295.00 sent to my debit card. i was told that she could not do it herself that i needed to call back and use the aitomated system but that it could be done. when i called back it was very convienient that the system "had trouble" accepting the number i entered 3 times. it hung up on me and i did this once more with the same outcome. the 3rd time i called trying to get to the representative i was informed that my balance was zero dollars. i find it very odd that for 1 green dot is doing nothing to help secure funds put on their cards and 2 that i was stalled just long enough for the money to be retrieved. the man on the other end of the 850-387-4442 number called himself Rex Jones from Everyday Advance.

Calles n salid they were a lan company also asking for 295.00 at Western unión ...

They called me and told me i was approved for a loan, all i have to do is deposit $295.00 from western union, or money gram. And then i would get the loan and my$295.00 back within ten minutes. I don't get it.

they called and said i was approved for a loan and that all i needed to do was put 200.00 on a green-dot card and call them when i do and the 2,000 will be in my checking account. it didn't sound right, why send them money when i'm trying to get money.

***********************  COMPLETE SCAM DO NOT PAY THESE PEOPLE ****************************************

They scheme for 400 dollars. they call me again and again for the money