I received a letter from the Bureau of Consumer Protection.  My State's Attorney General forwarded their investigation of my claim to the FTC.  The FTC is now investigating Matthew....AGAIN.  Hopefully they won't let him cut a deal again.

I'm posting the update because Matthew and his gang of idiots are starting to call me again.

If they are so great, how about posting up a real legal street address for this company and a real phone number, got a website? BBB?  Come on, if you dealt with them, you have this info.. cough it up!

Back for more huh? You're not very bright are you?
The regulars here don't owe you, or anybody else for that matter, a nickel. We just enjoy protecting our fellow human-beings from being swindled by bottom-feeding, fraudulent debt collectors. Such as the vermin behind this fraud-shop!
This outfit, and the scum behind it, have been exposed for what they are. Frauds & criminals! You can go ahead & post as much nonsense as you like. It will do no good. The case is closed. Anyone looking this number up will find their way here. They will read this thread & that will be that. NO one will pay this outfit a dime unless ALL the regulations under the FDCPA are met & complied with. As we all know, this fraud-shop won't do that. They can't! They don't have legal title to a debt. If they did, they'd have no problem with mailing those required notices of validation. That doesn't seem to occur does it? None of us here have any question as to why that is...
Skeff Ett Liv!
Gunnar

Sure you have - you are employed by them!!!  James Taylor - go back to making music.  You fail as a shill - and follow up with an accomplice a few seconds after that message.  Get a real, HONEST  job.

Mic-key Ma-ruc-ci what are you doing? Why put your scammin and scummin "pay your bills" crap here?

Looks like your little scam is NOT working.  I don't see any proof that anyone here owes you a cent.  Back to the little boiler room cubicle, shill.

Mic-key Ma-ruc-ci, how's things going? Doing a little scammin and scummin "pay your bills" style?

It's not a scam!!! I've dealt with this company. If you owe money pay it simple as that if not just tell em no. There paid to collect money you owe. Don't take out money if you can't pay it back

It's a collections agency people.. You are getting called cause you SCUM BAGS OWE money. Don't take out loans and not pay em back if you don't want people to call you about it. I've dealt with this company and had no problems. I spoke with a woman named Brittany Daniels and Mathew Jasinski and they both were very polite to me. I knew I had owed money, I was never told I was getting charges pressed me. I know the FDCPA and they did not break any laws when talking to me. Just because you talk to one person and there rude doesn't mean the whole company is. This company is obviously not a scam YOU OWE MONEY PEOPLE TAKE RESPONSIBILITY AND PAY IT BACK. Your just a bunch of scum bag people that need a reason to bi*** cause you don't wanna do the right thing and pay back something you did in the first place.

'Charged with burglary, felony criminal mischief and other counts were Matthew J. Marcucci, 30'
If you are charged with ANY kind of felony...you can't be a lawyer-the guy using the name was passing himself off AS one on this site if I remember correctly!

I made a complaint with my State's Attorney General.  I received a letter today notifying me that they were investigating the company and have received numerous complaints about them.

I did a little research on the owner and found these articles on Buffalo News:

Found this in the Buffalo News Archive:
on November 14, 2004 - 12:01 AM

Tweet
Central District officers, responding to reports of a burglary-in-progress, spotted two suspects inside a home at 289 Highland Ave. on Friday night.

Police reports indicate the men had burglary tools and were stripping the house. They pried off antique leaded and stained-glass windows and doors.

Officers Edward M. Cotter and Timothy McDonald said they caught two men fleeing from the rear of the property.

Charged with burglary, felony criminal mischief and other counts were Matthew J. Marcucci, 30, of Dingens Street, and ***.

Police said they were alerted to the burglary by a neighbor who lives next door to the unoccupied home where the break-in occurred.


AND ANOTHER ONE:

MAN ADMITS CHEATING TELEMARKETING VICTIM
on December 29, 1995 - 12:01 AM

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A Buffalo man has admitted bilking a victim of telemarketers in a scam by posing as someone promising to recover her lost money.

Matthew Marcucci, 22, of 51 Dingens St., pleaded guilty to one count of wire fraud before U.S. District Judge William M. Skretny. Sentencing is March 21.

Assistant U.S. Attorney Joseph J. Karaszewski said Marcucci was a participant in a "recovery scam."

He admitted that he telephoned a victim in Pennsylvania who previously had been victimized by telemarketers. Marcucci falsely told the woman that her lost money had been recovered. He then convinced the victim that before she could receive her money, she was required to wire money via Western Union to pay for recovery expenses, which she did.

The case was investigated by the Federal Telemarketing Task Force, which is made up of agents of the U.S. Secret Service, FBI, U.S. Postal Inspection Service, Internal Revenue Service and state police.

Yes - informing a party other than the intended recipient, of the reason for the call - is a violation of the FDCPA.

I highly doubt they will be serving you-and calling others (your father) is a violation of third-party rights or something-one of the other regulars would know-but there is a violation there.

The old chestnut of "we already sent the proof; we can't send it again." is designed to put doubt in your mind that perhaps you mislaid or overlooked what they sent.  Saying you can't get the proof of debt till you make a settlement arrangement is also illegal.  Don't fall for it.  The burden of proof is on the caller to show you owe a debt to them.

No one calls you to give you a heads up you'll be served - the process server shows up, unannounced.  Please do report your callers to the FTC, FCC, FBI and your state's Attorney General.  Again, per the FDCPA, you have a right to have proof of debt and proof that the caller has the legal right to collect said debt, mailed to you.  Refusal to do so and excuses of "we already sent that" are illegal and you should not pay them.  And if you are worried you may have some sort of legal action against you, please feel free to call your local courts and ask there - they can tell you if your name is on a court schedule.

They have called my dad a month ago, as well as 2 of my work locations (and our company's labor dept), and my husband's and my cell phones. They don't leave me messages in VM, but they do leave verbal messages with my dad and work stating they are calling about a claim against me, and I have 72hours before I am served, if I don't call back. I researched the return call back number online and find all these scam claims, but I had enough today and answered. All of the calls are coming from ananymous also, and what legit legal company would block their number when they want a call back? Patrick (Wagner I believe) is who the initial calls are said to be from, but once I refused to confirm or deny my SSN, he forwarded me to their "settlement group" so I spoke with Joseph Allen. He claims I was mailed proof Nov 6th (obviously I never received it), and claims that he cannot re-mail as it won't arrive before I am served, and also that he cannot email the proof of debt letter until I agree to make settlement arrangements. At this point I am waiting to be served, at least then I will know this is legitimate.

Jack Ryan?  Not very imaginative

http://www.imdb.com/title/tt1205537/

Thank you for posting this information.  Exposing the "script" is a wonderful contribution.

This co. is a SCAM ran by Matthew Marcucci. He is a prior felon w/ a record, has no connections w/ attorneys and is stealing your $$ to support his drug habit. The LLC for the co. is registered to a fake Ste. #. The real address is 4535 South Western Blvd Ste. 209 and 210 Hamburg NY. This is a collections office and violates every rule under the FDCPA. Do NOT be fooled into paying these people any money. As a matter of fact, sue them for each violation under the FDCPA which you can do for FREE and get paid for them calling your phone and harassing you. File a complaint w/ the Attorney General, the Federal Trade Commission and the Consumer Financial Protection Bureau. It is the only way to stop them from committing these crimes. You are all read a script from papers Matthew hands out when you first start and are told if you don't do it to kiss your job goodbye. There are 3 "phases" which you all hear the same exact thing. 1st phase is message 1...This message is for _____ this is _____with the law offices of nationwide arbitrations. Looking to speak to you about a formal complaint that has been filed under your name and social security number for _____county. Alegaleview and investigation has been conducted and all evidence submitted against you has been deemed substantial. In accordance with state law, we are notifying you within 72 hours of such action taking place. You must contact us back at _____________. 2nd phase is message 2 if you do not respond to message 1. This message is for __________. This is ___________ with the law offices of nationwide arbitration. This is now my 2nd attempt to make you aware of the multiple fraud charges you have against you. Failure to respond will result in these charges being forwarded out for prosecution. I can be reached back at _______________. Then phase 3 which is basically your final message if you do not respond to either above. This message is for _______________. This is ___________________-w the law offices of nationwide arbitrations. This is my final notice on the record to you about the charges under your name and social security number. Failure to respond today by 6pm will result in your case being filed out to _____________county and it will be prosecuted to the fullest extent allowed by law. Once you fall into the trap to call these people back, they then read you a script written by Matthew Marcucci called a talk off that goes like this------Mr/Mrs my name is _____________. I'm calling with the law offices of nationwide arbitrations. How are you today? I am contacting you in regards to a case we have in our office. Our firm has been retained to file a few fraud charges against you in ________________ county. In accordance with state law I am required to contact you prior to us filing and allow you to place a statement in your defense. Would you like me to go over the case with you? Ok what I'm going to do now is go over the deposition with you....if at any time you have any questions, feel free to stop me. First I want to make sure I have the correct person. Person I have is being named defendant as ________ last 4 of the social ______, that is you correct? The co that retained us to file the charges against you  is _______________. You're obviously familiar w our client, correct? Whats being stated in your case is that on ______ you received a loan from this corporation. The legal investigators at our firm have been working in conjunction w local authorities. They placed your case under an investigation. They verified that on that date funds were deposited into _____________. We received an affidavit from the courts to subpoena the bank records and they verified that that account was attached to your name and social security #. At that time the states prosecuting attorney did find you liable in regards to that case. They verified the delinquency in your loan in the amount of_______________. They have instructed us to have a judgement rendered against you in that amount. In addition to that judgement they have instructed us to file 3 complaints against you in ______________ county. The main aspect of your case Mr/Mrs ________________ that in order for you to secure your loan you had seyt up an ach w your bank. That acted as an electronic check and your bank issued it a check number. The check number was ______________-. The check served as a legal and binding contract between yourself and our client. Thertefore theyre persuing you for 1 count of breach of contract. Secondly, after a legal review it was verified that there has been no payment or attempt of payment on this account, constituting it as and attempt to defraud a financial institution. The final charge being brought against you is check fraud. It is in violation of state penal code 2137. What that penal code states is that any delinquency over the amount of 100 retained through a check does constitute as theft of goods and services. First off, Mr/Mrs ________________ do you have any questions in regards to your case, what you're being charged with or disputing anything we just went over? Then they proceed to tell you they are going to talk to the attorney charging you and put you on hold. They're no attorneys at this establishment nor do they have an attorney that charges you with anything. They are a collection agency breaking the law and they need to be reported in order to get them to get shut down and stop breaking the law. They will keep changing their phone number and their co name so they won't be caught. That's why it's imperative you do something about it now. Get them banned from ever doing this scheme again. FILE THE COMPLAINTS!! It's easy, it's fast and it could both save you money and win you money in a lawsuit!!!!

They are a known scam. Operating out of Hamburg New York. Here is their old number to prove how many people they have scammed and how many people have caught on to it.   Google this phone number 866-848-5350 for PROOF of how illegal this "company" is

Here is this "law firms" facebook page. https://www.facebook.com/nationwide.arbitration?fref=ts

Clearly HIRING for COLLECTORS  

Here is the scumbag owners facebook page  https://www.facebook.com/matthew.marcucci.7?fref=ts&ref=br_tf

THIS IS A SCAM, NEVER BELEIVE WHAT THEY SAY. AND CONTACT THE NEW YORK ATTORNEY GENERAL IF THEY THREATEN YOU.

I just received the same phone call except they were looking for my mother. I don't know how they got my number but they've called me 3 days in a row from a restricted number.

You need to contact the NYS Attorney General's office for illegal practices. You are entitled up to $1,000 per violation of the FDCPA laws that are in play. You may also file a complaint here http://www.consumerfinance.gov/complaint/#debt-collection to the Consumer Financial Protection Bureau. Do not let these people insult your intelligence any more! Take a stand for your legal rights.

This Co. is a SCAM and is operating illegally. If you are contacted by them, record the conversation, contact an attorney and get up to $1,000 per violation they commit. That includes misrepresenting themselves as a law office, claiming you have criminal charges against you for a bad check, any type of fraud they state you committed and so forth. Their practice and tactics need to be shut down immediately. You may also file a complaint w/ the NYS Attorney Generals office and Federal Trade Commission for violating state and federal laws (FDCPA). The CFPB is a new regulating office that has strict rules for people like this. You may file a complaint online at http://www.consumerfinance.gov/complaint/#debt-collection. Do not fall victim to these predators.  

These people had an old payday loan I never paid back. They tried to scare me with legal drama which I knew wasn't true. I decided to pay it anyways. And they ran my card for twice the amount I told them and refuse to refund. THEY ARE A SCAM AND FRADULENT. Do not EVER pay these people. SCAM, FRAUD, FAKE, THIEVES

More power to you wizard they tried to get me also and now I know better if they call back again

Received 2 callsfrom this number and person named jessica smith ext 316 to call her back or I would be ging to court after served papers . She even called my parents and sister in another state  about this involving  them or trying to get them involved in this scam call . I  hope others take note of the company and phone number and reply back

A guy by the name of Jack Ryann keeps calling me telling me that my dad has an open case. and that if she doesnt call him back they are going to move forward with the case. they call me from an unknown number, but they gave me the number (855)212-7258. ext. 342.

I received a call from a female claiming her name is Haley James from phone number 855-212-7258 and she is stating that this is her 3rd attempt and I have to call back because I have felony and fraud charges against me and she stated that in order to pay this I will need to pay $2150.00. However, she would not provide me with the company name and when she asked for the last four of my social security number I gave her 1234 and she continued one to state that I have charges against me. This is a scam!!!! Do not give any information to them. In fact when they call again tell them you have your attorney present as well as, a police officer and they will hang up. They also call from a blocked number.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

It's a scam.  Debt is civil, not criminal.  Their threats are illegal.  Please read the info at the links below - they give more information on this extortion scam:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/