I am Mike Morris. I was International Credit Manager for a machinery manufacturer for fifteen years ( Standard Modern Technologies) that built lathes, and provided same to foreign militaries, educational institutions, and industry, as well as built and equipped factories around the world. For ten years I was Corporate Credit Manager for Eastern Canada, and Eastern United States for a major glass provider ( TCG International) with annual sales in excess of $130 000 000. Having retired, I decided to join a sales force representing Dun and Bradstreet products, and later Dun and Bradstreet credibility products. I personally owned a Corporate Collection Agency for some years. In my 45 years business experience, I have purchased Dun and Bradstreet products to ensure the credit standing of the companies I have represented, and to minimize their bad debt to an average of one tenth of one percent. Dun and Bradstreet played a significant role in achieving those results. At no time have I intended to make anyone feel like an idiot. The questions I ask are to add accurate information to the file to the benefit of the company I am dealing with. I do not give you a bad credit rating, the rating is provided by Dun and Bradstreet. It is what it is. The program we offer provides an opportunity for you to reveal to Dun and Bradstreet your best credit information. There are costs, effort, and the provision of services which are reflected in the charges assessed under the credit builder program. As Lily says, the information is out there.Your best information will reflect a better credit report.

There are basically two forms of credit operating in the world- your FICO score ( your personal credit), and your commercial credit. Personal is generally handled by Equifax, Experian, or TRW. Dun and Bradstreet is the most recognized provider of commercial credit in the world. Dun and Bradstreet collects data, assembles it in a file, and assigns scores or values to that data. That data relates to the performance of commercial entities. Dun and Bradstreet Credibility Corp, a strategic partner to Dun and Bradstreet, provides a service called Credit Builder. The purpose of the program is to provide a vehicle through which commercial entities can record their best credit information.

Why are you responding to a post from 2012?

This is Mike. The (905) number is a local number that you can use, however, the (855) number is a toll free- which would you prefer using, a long distance charge, or a free number?

I am Mike, i live in Toronto. I knew a girl named Charlene, but she wasn't my sister.

Hey Lily.  Just got a call from your Mike Morris.  He tried to make me feel like an idiot when I did't answer his questions (number if employees, annual sales).  Then proceeded to give me a "bad" rating review and said I can fix this for $700.00.  HAHAHAHAHAHAHAHA..... That might work on some unsuspecting rookie.

People, In my opinion, these folks are not your friends. I've been in business for 20 years now and have dealt with many banks and creditors and have an impeccable credit rating along with, and more importantly, an excellent Balance Sheet and Income Statement. Please take my advise and don't get sucked in by the doom and gloom and intimidating nature of this Mr. Morris and friends.  This is a pressure sales tactic plain and simple.  If you really needed there help, you would be calling them, not them calling you.

To the "Fraud Investigators" you didn't even spell D&B right. Dun has only one N. Guess your not that good in the "investigating" services........

This is one of Dun & Bradstreet Credibility Corp's outsourcing offices. They really are dealing with companies commercial credit reports. If anyone wonders WHY so many businesses go under, it's because people are not smart enough to investigate things such as their business credit. Would you ignore Equifax if you knew there was negative information on your credit report? It's the same thing. The D-U-N-S number for your business is basically a social security number for your company. You can't opt out of a credit report. Others WILL use it to decide if they are going to work with you or your competitor. A bad credit report can also cost you a lot more than necessary in interest rates, ins premiums, etc.

Knowledge is power people. Get with the program. Like it or not, it's out there. You may as well make sure it is working to your advantage. If you never check it, it could hurt you.

Oh and just an FYI....Go to www.d&b.com and click on small business solutions....you are directed to www.dandb.com  because Dun & Bradstreet sold the small business portion of their company a few years ago. These are partnering companies.

Is this mike with a sistercharlene from Toronto?

We are fraud investigators for 18 years in Indiana. Dunn & Bradstreet was ok years ago but, that was years ago.I too looked in to the # 855-465-4013 and I agree nothing but  a scam                                        Marshall  Investigations
                    P.I.# 20700260
704 S St Rd 135 Ste D #190
Greenwood, Indiana   46143
317-738-3830   Fax: 317-663-2909

www.marshallprivateinvestigations.com

Called Jan 4 11:20am. Sounded important. Now realize it is probably a scam.

These feedbacks are usefull when considering returning a call.I deleted the message!

please stop calling my number stop playing around peopledont have time for stupid stuff.

Sherry allowed as how we had a *?* (couldn't make it out) on our business credit report! She gave a company name that sounded like Dunn & Bradstreet Credibility Corp... The CID shows Oshawa ON from 905-448-2973. She left a "DUNS" # to use when calling back. Number to call given: 855-465-4013.
I say, "Fraud, liar"!

I got a call sounding so formal but I though I should check it out first at  least type in the phone number and wow low and behold this crap,,,,,,but I really should have known, don't call this number back,,,nothing but  a scam....

Called from Dunn & Bradstreet. They wanted to build buisness credit report by paying them a montly fee or annual fee.  I would go directly to Dunn & Bradstreet and call them if I am interested!!!  This is BIAS!!

I am Mike Morris - I am Located in Whitby On. I do call companies with reference to their commercial credit files. Such Dun and Bradstreet files that are delivered to me for processing are to some extent unusual in nature. Yes to review the file or bring it into good order does include a cost. Most things do I've noticed

called saying a large number of companies were purchasing our companies credit file. they want to investigate for a price, of course... they are b***s***.. mike morris from there is b***s*** !!! caller id showed 905-448-2973 ontario call. call mike morris @ 855-465-4013

Got a call this caller I.D. saying wanted to update company credit report 855-465-4013 and left a reference number to use. Said they were D&B

Got a call wanting to update company credit report 855-465-4013 and left a reference number to use.

Dun and Bradstreet... trying to connect with owner of your company to purchase something