It's pretty dark out here!!!

Answered and call was transferred, rang 2 or 3 times and call was dropped.

Some guy calls my cell asking for Michelle.
I called  back and got a machine.

Asked for me by name and hung up when I asked who was calling

I called back and there was a distinct echo and the guy couldn't pull up my number.  He needed my name, which I would not give.  I called back and the same guy answered.  Asked for my name again.  I asked for a web address and what he gave me didn't hit on Google.com.

I talked to the guy. This is a collection agency.