This company provides no service but is happy to take $35 out of your account.  After several calls no refund ever got processed and no loan was ever provided by them.

After dealing with dozens of phone calls from payday loan scammers, I have had $30 removed from my bank account. The check they posted was so obviously fake, I almost wanted to laugh at their attempt. It had my address twice, no spaces and all lower case. Then my town, which is 2 words all jumbled together in caps. They didn't even put the bank info in the right place. Unfortunately, I now had to change the account, close the old one after my husband's check goes thru next week, call all my auto draft people and wait for a new debit card. My bank is sending me a form for fraud, but I can't believe the inconvenience!  These people need to be imprisoned for life!  Who are they??

I have not received any calls from this company but they have put a 0.51 credit into my checking account as of 5/8/12 @4:31a. I have no idea who this comapny is and I have not contacted them for anything. I have informed my bank that no monies is to be debited out of my account from this company because I have no idea how they received my checking information. I am thinking they put the 0.51 credit into the account to make sure it was an active account. I will be working on changing my account information so this does not happen again.

This company, paymeloans.com, claims to be a third party processor who collects your bank information when you apply for a payday loan online, and then they charge you for the privilege.  They sent an echeck through my account on 3/28/12 for $34.95.  I immediately called my bank and they and I called this number together - the bank on the phone with me - and after declining their offer of a $1000 grocery coupon, the woman agreed to issue a refund and said it would take 16 business days.  Today is 4/27 and I haven't seen the credit so I called again.  The woman assured me the credit was processed on 4/18 and I assured her it has not been credited to my account.  She said to give them 3-5 more business days and "this matter will be resolved."  How?  Maybe they'll change phone numbers.  It took almost a half hour on hold before I got to talk to a real person.  I tried to get their physical address but the woman wouldn't tell me, only that they are out of Clearwater, Florida.  Who knows!

this paymeloans company took 34.95 out of my checking account and I never applied for a loan with them. My bank stopped payment on the check and I reported them to the Federal Trade Commission. I guess this made them really mad because now they are calling me nonstop and asking for me then they hang up. I get. three to four calls a day every day. I want them stopped from doing this

Yes this is another scam. I have been holding online for the last 10 minutes. Now I will go to my bank and once again, file a fraud complaint and get my money back. I don't understand why they can think they can get away with it? They will just us another company and take it out again.  I us HSBC and they have not failed me yet. Good luck with everyone who gets scammed and let's get these losers out of business...

This company tapped into my account and took 34.95. I have no clue what this is or who they are when i called the company they advised that they are not able to help me they did not even have my correct phone number the representative was from a foreign place. Then after screaming and advising them that I will be reporting them to management the customer service rep advised that she will be refunding my money with 15 business days. I wish someone could catch up with the scams that are happeneing today can you imagine how many people do nto pay attention to there bank statemnets I'm a sinlg emother of three and i budget down to my last dollar. Horrible!

Definitely contact your banking institution and let them know, they will work with you.

I checked my bank account today and found this charge of $34.95 which was a check that I didn't write nor authorize. Talked to a bank rep and she gave me a name of paymeloans and this phone number. I called the number 'TRIED" talking to someone on the other end who I could not understand, sounded like I was talking to someone in some Asian country. I just hung up the phone, called the bank again and asked if I could put a stop payment on this check. I was finally told I could but because of this I now have a bank fee of twenty-five dollars, but anything to stop this. The only way I think this could have happened is I took out a payday loan on the internet, and next thing I know, my email box is being flooded daily with offers of all types. Now I will have to close out my checking account, open a new one with a different account number but thankfully this won't cost me anything. I am so furious that this could happen and even more so that these frauds got into my account somehow! B*****ds can't make it in their own countries so they have to steal from others' to make a buck! B*****ds (turds!) should fry big time for this if that were up to me~!!

got offering loan wanted money for the loan from western union

This number is in the Philippines and they told their caller they are in Florida. I am a Filipina and I was able to call them a number of times and talked to them in Tagalog thoug they replied in English. They are really a scammer. I was told that my 30$ will be process in 15 days and credited to my account within 5 days but until now no 30$ credited to my account.

If someone know someone in FBI and CIA they are located in Manila Philippines. The number belongs to paymeloans.com and I know the owner was able to put up a call center in the Philippines.

It is PayMeLoans.com and Money Management Systems. My wife had that $30 taken from her Savings account. We have a copy of the fake bank draft they sent to our bank and it was to deposit to Regions Bank.

Contact with my bank and Regions Bank indicates that this company is currently under investigation by the FBI and CIA for numerous Felonies.

My wife called the 877-820-8719 and she tells me the Call Center is in Manila Philippines. My wife used to be an IT Tech who maintained the computers and servers at Call Centers. She has been fighting with the Reps there to refund her money and today was the best confrontation she had yet.

These call center reps regardless of where in the world they are have to speak English but my wife was yelling at them in Tagalog. When the woman tried to b***s*** my wife my wife screamed at her in Tagalog that since the Rep is a Filipina she knows damn well what she is saying.

My wife has demanded a refund on numerous occasions and today she got the woman to promise to have it before Friday.

My suggestion is do what my wife did. File a Fraud claim with your bank. In our case our bank credited the $30 back to my wife's Savings Account and then issued her a new Savings Account number and closed the old account. When they recover the $30 from PayMeLoans or Money Management Systems they will credit our account and take the other $30 back. They also said that even though the old account is closed and a new one issued, when (or if) Money Management Systems credits back the $30 it will go into our Bank's Fraud Department and they know which account to credit it to.

So when you call them at 877-820-8719 let them know that the company is under investigation by FBI and CIA...threaten to sue them personally...demand a refund immediately...don't let this a-holes get away with this nonsense.

I found out that my account was debited 30$ for application fee for payday loan which I never ever had any applications. I then inform my bank and they gave me the copy of the echeck that was coming from the the Region Bank. January 24 when I called the Money Management System. A call center agent answered and she told me that my 30$ will be refunded in 15 day as they have a 15 business day processing. During my first call I know that the Call Center is in the Philippines as being a Filipina I know their accent in English apart from that they I spoke to them in Tagalog and they replied to me in English. Anyway, I called again today and a certain Sandra Carts Agent# 126 told me to fax to them the bank statement that ensures the 30$ has been debited to my account. I told them that I dont have fax machine here and if I can just email it to them. WTF! She replied to me that they only accept fax message. This culprit should be reported to FBI.

I'm in the same "pending" mode.
Can you tell me the name of the company so I can also file with the attorney generals office in my state?
Thanks!

I was charged a $30 fee by these morons on Jan 11, 2012.  I called the phone number listed on the bogus check and spoke with Angela Martinez.  She apologized for the problem and guaranteed to refund the money within 15 days.  Today, I called the company again and spoke with Chloe Summers (whose accent was so heavy I could barely understand her).  She told me that there was a pending refund, but that I needed to send her my bank statement showing the $30.00 payment that I supposedly authorized.  I told her that she was crazy if she thought that I would send her this information.  She refused to transfer me to a supervisor.  I am so frustrated with this BS!

Did you ever get your refund?  I'm still waiting after the 15 business day wait.  They said that it was pending.  I told them that if it's not in my account by close of business tomorrow (02/10/2012) then I was filing with my attorney, the FBI, the BBB and will have not only my $30 back but a lot more and hopefully everyone who has been victimized by this crazy company can get more than just their $30 back too!  I will update if I get mine back.

I applied for a loan through a different website, not a freaking 3rd party company.  I read everything before I sign/submit for anything because I've been screwed before.  You probably work for the damn company, right?  You're just trying to make it seem like they are a great company.  More than one person can't be wrong "lame a**".

It's been Jan 20, 2012 for me and I've still not seen any refund.  Three phone calls and a threat to go to the states attorney generals office.
Help!

Did you ever get your money back?

ur so stupid next time make sure you read the terms and conditions when applying online or filling up info. online i also had the $30 charge but i really got a loan if you will not cancel then you will receive a loan and the $30 had been returned to me because it was deducted from the interest.

I can't locate this company through the BBB - Money Management Systems comes up for a much more legitimate company.  I have filed a formal complaint online with my LOCAL ATTORNEY GENERAL and advise all to do the same.  It can't be stopped until ENOUGH PEOPLE FORMALLY COMPLAIN.
I think I will go close my bank account tomorrow too.  I made them aware of the fraud and my contact attempts.  I tried telling "Peggy" that 15 days was unacceptable for my refund and she tried to blame it on my bank.  I worked for a bank...it is not on my end that a refund hasn't posted.  I don't know if I will even get my refund.  And other than what is on the electronic check, I couldn't understand what company name they were saying.

They did this to me - I called them up and threatened immediate legal action if they did not refund my money.

I also called up my bank who were already aware of these dickwads.

The money was back in my acc in 4 days.

This company is a fraud.  I contacted them and amazingly the lady who barely spoke English had the name of Michelle Anderson.  And yes, according to her...after I pitched a royal fit, she says I will get my money back in 10-15 days...HERE'S THE CATCH!!!  I called may bank and am heading to them to place fraud on the check.  In the meantime I called Regions bank since they are listed on the back of "said" check.  THIS ACCOUNT AND THIS COMPANY DOES NOT EXIST IN THE REGIONS BANKING SYSTEM.  The Michelle chick told me I did the order at 9am on 01/20 to which I told her how the hell could I when I was on the way to Bham, Al with my daughter for a Dr appt.

I also have had this happen to me. Has anyone been able to get the $30 back from this company? If so is there a certin avenue that one can take?

I just had this same thing happen to us! We were overdrawn and I ran out of gas because of this! I'll call Chase bank as soon as I get off the phone with fake company! Neither me nor my husband authorized this debit from our bank! I'm so glad I'm not the only one with this problem. But, I am upset to see that they can just get our info so quick and take money without authorization!

My wife's account was debited $30.00 on 01/12/2012 and when I called and finally spoke with a SO CALLED MANAGER, she told me they didnot take the money. I am looking at the check from my bank, gave them all the info and she still said they didn't take the money. She claims they don't have a fax machine so I can prove the money was taken, Besides closing down the account, is there anyway we can protect ourselves from these THIVES?

I'm very angry these people have debited my account also for $30 bucks. Everytime they called my cellphone I told them I was not interested. And I checked my account an I see this transaction. Are any of us SAFE.

just had this happen to me checked into a loan but never agreed to it. luck for me I use chase bank. they are giving it back to me and going after this fraud company themselves.

I called my bank this morning when i saw that 30 dollars had been taken from my account that was not authorized.  They told me they would talk to the company and i would see a refund in 24 hours but  i was told it would be a good idea to close my account and open a new one .  I also called the company and told them i would be filling out a fraud claim through my bank and they told me i would see the money back in 15 business days.  I will still go to my bank and file the claim.

I saw a $30 charge on my bank account from Money Management Systems. If you've inquired about a loan, from some "new payday loan" website, all they do is take all your information & send it to there lenders, so they charge the $30 as a "application fee". I think this is ridiculous...Please believe I called them & got my money back. @ first the  guy said he would cancel my information & email me a "$1000 grocery coupon". I told him that wasn't good enough, i wanted my money back because i did not authorize it. Point being.. you have to argue for like 20 minutes just to get your money back!! They said i would get my money w/in 10-15 business days, depending on my bank. Lets see if i get this refund! JERKS! This is such a scam!!!!