Just got a call from them.  I was approved for $5000.  Wanted me to send them $924.96 before I got the $5000.  Interest rate was 7% for 3 years.

Goodday: My Greetings to you in the name of the lord,
I am Ms Karen Barclay of Loan Company From Malaysia.We are government approved and certified lenders.Our company do offer loans ranging from personal to industrial loans to interested persons or companies who are seeking for financial aid at a negotiable interest rates as low as 3%. Opportunity to clear your dept,start or boost your business with a loan from our company.so apply for a loan now. Interested persons should contact us via this email addresses; finder2009.karen991@gmail.com Please for more information.

BORROWER'S DATA'S
1)Full Name:....................................
2)Country:......................................
3)Address:......................................
4)State:........................................
5)Sex:..........................................
6)Marital Status:...............................
7)Occupation:...................................
8)Phone Number:.................................
9)Currently position in place of work:..........
10)Monthly income:..............................
11)Loan Amount Needed:..........................
12)Loan Duration:...............................
13)Purpose of Loan:.............................
14)Religion:....................................

You will be glad of knowing a loan lender likeMs Karen Barclay because i will
make you smile and be happy.
Thanks and GOD Bless,

Ms Karen Barclay

How Can we Get these Guy's Money Back For those Who Did Go through With It andGot took

guess im not the only one taken for a ride. karma has a way of biting you in the butt. i hope they get bit real good. we should all file a law suit against them. if you call the number now someone just says goodbye and it hangs up.

Hi everyone,
I live in Canda and woke to a a scam by these  fuvkin bastards-They  got a hold of my credit card# and were able to buy adverstising worth up to $4000- thank god I will be getting the money back-I hope they rot in jail!!

I recived a call from Paul Smith who said I was approvedx for a loan of $16000.00 with a payment of $316.?? for 5 years at a fixed rate of 7%. all he needed was $1450.56 for insurance and first three payments. I told him I could not come up with that much and he rerduced it to $1050.56 and the rest when I recieve my loan. I decided to check the BBB website Guess what not there. Federal Trade Commission had a link for this type of scam. They were not listed with any directory assistance. I finnaly Googled them and found this web site. WHAT A BUNCH OF CROOKED JACK***ES. I hope they make a loan to their own family to see how it feels to be screwed.

I was called earlier today by Kimberly Boyd and told I was approved for a 5000
loan and that I needed to pay 962.48 for insurance and I asked who would be loaning me the money and I was told she was not at liberty to disclose that info at this time but she would tell me when I was ready to Western Union the money. I told her that I did not have money to lose and that when I sent my money I did not want any craziness.She got quiet and then she said that I would get my money.For all we know the 2 people that I've read that got money could be them writing the information.Pity I really needed the money, I'll continue to play the lottery.Glad I found this site.

I got a call from Paul Smith telling me that I qualified for a $5000 loan.  He said that I would have to pay $996.00 up front and then I would get loan.  I told him that I did not have so he said that I could pay $662.48.  He said that I would have to wire money through Western Union, CASH!  No checks, no bank check or money order, COLD HARD CASH!!!  I told him that it would take some time.  I told him that if I had it, I would not need their services.  I myself looked for them on BBB.  Nothing!  I am glad I found this site.  I think Ill take my chances with the lottery!  I would rather give my money to the state.  At least there you know your getting ripped off and by who!

Tracey Moore "Account Rep" called me yesterday and gave me the particulars of a loan offer of $5,000.00 for 3yrs with an advance "insurance deposit" of $987.00 that needed to be by western union, and the $5000.00 loan would be wired to my bank account in 3-6hr. They require a copy of 1.Recent pay stub. 2.Bank statement. 3.Drivers License. These are to be faxed to them before they email you a copy of the loan agreement. I was skeptical, so I told "Tracey" that I didn't have a copy of my bank statement and that I could only send a pay stub and a copy of my Drivers License. She said that was fine and so I sent them. Once I received the Loan agreement, I noticed a few errors in spelling, and my first thought was not much of an alarm, but due to my total and eternal dependency on "MSO Word Perfect" as a result of my HORRIBLE spelling, I realized that if I had the access to MSO, then I would think a financial company who's business was based on loan documents would have access and utilize the same or a similar spell checking program. I then noticed their figures on the advance "insurance payment" was not correct. Thank the Lord I googled "Alterna Referrals Services" and found this site before sending them any money.....................There is a special place in hell for people like these scamming f***ers.

I went to all the News Stations in my area on this company. They are now reporting an F rating with the Better Business Bureau.

SCAM AND FRAUD!!!!...They will be shut down and prosecuted in a short amount of time!!!

Got a call of approval and then they wanted 700 for insurance

After spending $5000 of my hard earned money, i finaly recieved my loan. It first started at 25,000 with a 1400 insurance, then I spoke to someone else who told me a different payment. It took 2 weeks to get my loan. The headache is worth it, if you have patience....and the $$$$.

Anyone who has been taken advantage of from this company. Please contact the Federal Trade Commission, FBI, Post Master General, Attorney General...contact your newspapers and TV stations...we need to do everything we can to shut this company down!!!
Report to the Better Business Bureau, Rip off reports!!!

I'd love to know if anyone actually received money from this company!!!

lisambutcher@gmail.com- contact me if there's any further information you need

This company is completely fraudulent!!!...They asked for an insurance deposit of $1434, but agreed to me paying half prior to the loan transfer and half after the money was wired to my account. I was able to come up with $600 of it and they agreed to accept the payment and transfer my money within 2-3 hours. I never received the money and they said they "red flagged" my file as they needed more money to move forward. They did not comply with the loan agreement and I did not receive my money.
Please do not send this company any money...it is a complete SCAM!!!...hoIw anyone can go to sleep at night doing this to people!!!!
FYI: The companies address correlates with the Chicago Bar Association and they have no knowledge of this company. The address is based in Chicago, but the phone numbers on Caller ID (347 and 646) correlate with a New York exchange. They also ask you to wire money to Canada, and a Brinks security officer will pick it up......THEY ARE TRUE CON ARTISTS!!!!

I was approved for 25000 loan and all i had to do was send the refundable insurance payment of 1886.60.  Which i did, and then i got a call back stating that there was brokerage fees and conversion fees.  Completed aggravated, I asked for a guarantee, which I got.  The e-mail guarantee stated if I paid the 1250 the funds would be released into my account.  Then another man called and said there was an additional balance.  I got raked over the coals for 3400 and I have no idea what to do.  If anybody can help please let me know.  My account rep was Phylss Johnson, Account rec manager was Paul Smith, then David Kallas and the Loren Tyler.  They said they were sending a refund in 3-6 weeks.  921 S. Plymouth Ct. Chicago, IL 60604 is the address of these robbing pricks.  My e-mail is pjbiecheler@gmail.com

I got a call from a Laura Williams saying based on my credit score,I was approved for a loan for 7000.I was thinkin this was the answer to my prayers because im in debt now.Again I was just on my way to fax all the information, when i got a gut feeling , im broke now and about to be even broker because they are gonna steal my money , I just decided to google them.why would they want the last 4 of your social blocked out ? for security purposes.. ? I would have to pay them 1198 dollars up front.where was i suppose to get that money..They are ridiculous.. Im broke .and these people are ruthless trying to scam us.unfair how can we report them?

I received the same call 2 days ago from a Phyliss Johnson on my cell phone.  Now I am always on the internet doing things, but I didn't recall ever going on these peoples website.  The funny things is that when my cell phone asked me to if I wanted to call back the number it was a 347 area code which is used in NY, but when I spoke to the rep they gave me a 877-840-3606 number.  I didn't think to much of it since it was a free call.  So Ms. Johnson returned my call, but since I was at work I really couldn't get into the conversation so I asked her to email me the information and I would fax it back - I am still thinking this call is still to good to be true $5,000 loan with a payment of $154.16 for 3 years. But then she asked for me to fax over my DL, Proof of Residence, Income and even my SS card.  No she didn't go there, I would never dare fax my accual card to anyone cause you are going to give me a loan no matter how much money - I don't know you! I received the email it was a word document which didn't even look professional.  Then I looked at the so called loan application (if wish I could attach it), but I looked at the repayment amount ARE THEY CRAZY borrow $5,000 + $1,099.16 to borrow the loan and the big kicker $11,099.16 for the total repayment and the is not even before you give them the $924.96 insurance.  HELLO, why would I borrow just to have to give you money in order to borrow - the reason I need a loan is because I have no money DUUUH.  I am glad I ran across this page, they won't take me for stupid - try some other SUCKER.

Just received a call from Paul Smith at Alterna Referral services.
Stated that my husband, who is overseas at the moment, was approved for a $25000 debt consolidation loan. I tried to ask for more information but said he needed to speak to my husband. It sounded too good to be true so I immediately started looking for the name and # on the internet. There is nothing listed at the BBB but thankfully found this sight.

I just recieve another call from charles Hermin about the loan I told him that I would be doing loan with him there wanting you to send, 3,000 dollar Insurance.The money goes to canada .He was totally surprise that . that information was on the internet about the company . I told him I wouldn't be doing business with him . He Immedately hungup.

I apply for Mortgage loan from Alterna Referral services  Hermin called me and said I was  aprove for 200.000 Dollar loan for a house. That all had to do was send 3,ooo dolars for upfront , for Insurance and they would sent to mybank account directly. I was very spectacle so I tried find innformation out about them through the better  busines bureau . there was no information available good or bad.He said loan would be in here about 6-8 hours. i decide to wait I'm so glad I found this web sight . Thank for put it on so small people like me won't be Scam!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

This was a call from Alterna Referral Services. Had been approved for a $10,000. loan needed to send them 1257 3 months up front payments and insurance. Interest rate was 7%. Is a SCAM their fax number was 866-679-8506. wanted driver's license faxed to them. Glad I found this website.

Hi everyone,
I live in Canda and woke to a a scam by these  fuvkin b*****ds-They  got a hold of my credit card# and were able to buy adverstising worth up to $4000- thank god I will be getting the money back-I hope they rot in jail!!

This same company called us today for a home loan, for purchase, they offered us $50,000.00 with would come in a check directly to us, after we send them $2,500.00 for insurance.  Our payments will be $525.84. This all seems good to us.  They have an officail secure website at www.alternareferrals.com. Their buisness address is 321 S. Plymouth Ct, Chicago, IL 60604.  They gave us a phone number of 1-877-834-7016.  Some of you are saying that you got your money and some are saying you didnt, is this legit or not?  Someone HELP!! Help us all understand what to do here.  My family cannot afford to loose that kind of money!!  Please e-mail me if you know anything, karilouise82@yahoo.com Thank You!!

their is a post on yahoo answers for this alterna referrals at  http://answers.yahoo.com/question/index?qid=20090914141934AAQO3n9
and post but anyway it seems like these people actually got their loan
so i was just wondering if anyone listing on this post has actually been scammed or is just assuming it is a scam

I just got a call from Terry Bradshaw HA!! He wanted to give me a loan of $20000  with payments up to 8yrs at $235.85. He said in order for me to get this loan I would have to pay $1005. for insurance. What an a**!! Why do people always have to mess things up? The fax numbe rhe gave me is 866-679-8506. Stupid Scamers.....